BB WERTMETALL AG

What BB WERTMETALL AG does

BB Wertmetall AG is a privately held Swiss precious-metals intermediary founded in 2009 in Lenzburg, Aargau, and operating as an Aktiengesellschaft. The company designs, distributes, and stores physical silver and gold products under the sub-brands S-Deposito (silver granulate, 99.99% purity), G-Deposito (gold granulate, 999.9 purity), Haggai-Wertkauf (one-time medal purchase), and Haggai-Konstantplan (systematic monthly savings plan). Metal is stored in Swiss bonded warehouses under a Triple Seal Security System (sealed bags inspected by an independent auditor, secured in sealed buckets, wooden crates with security bands and plombs), with 24/7 surveillance, four-eyes vault access, and police response within three minutes. The offering is differentiated by exclusion from the banking system (no counterparty risk), full insurance, online portals with peer-to-peer exchange functionality, and a network of more than 50 barter partner companies that accept silver-granulate payments outside the banking system.

The firm serves private individuals, families, and Swiss SMBs seeking inflation hedge and tangible wealth storage, distributed via a multilingual (DE/EN/FR/IT) online onboarding portal, an independent financial advisor network, and the barter partner referral channel. Revenue is generated through one-time commissions on depositors' target investments (3.5-5%, scaling down at 500 oz gold / 10,000 oz silver), annual account fees payable in metal (0.5-1.5 grams/unces), usage-based storage fees (0.7-1% of average holdings, dropping by 10-20 bps at scale), and sale margins on medals. The company is regulated as a financial intermediary subject to Swiss anti-money laundering legislation (GwG) and is a member of the PolyReg Allg. Selbstregulierungs-Verein self-regulatory organization. In April 2026, BB Wertmetall increased its strategic stake in Swiss blockchain-tokenization fintech Denario AG, with CEO Werner J. Ullmann becoming Chairman of Denario's board, extending the firm's product surface into DSC and DGC digital tokens backed by physical silver and gold.

Name

BB WERTMETALL AG

Legal name

BB Wertmetall AG

Website

https://bb-wertmetall.ch

Company type

Private

Founded year

2009

Operating status

Operating

Headcount range

1–10 employees

Short description

BB Wertmetall AG is a Swiss precious-metals intermediary founded in 2009 that designs, stores, and distributes physical silver and gold products (S-Deposito, G-Deposito, Haggai medals, and a systematic savings plan) for private individuals, families, and SMBs primarily in the DACH region.

Ownership category

akta.pro rank

Product category

Precious Metals Investment Services

NAICS

Jewelry, Watch, Precious Stone, and Precious Metal Merchant Wholesalers (423940), Jewelry, Watch, Precious Stone, and Precious Metal Merchant Wholesalers (42394)

SIC

Wholesale-Jewelry, Watches, Precious Stones & Metals (5094)

akta.pro primary industry

Precious Metals & Bullion Logistics Security (BPAKAIAF)

Keywords

• Precious metals trading
• Physical silver investment
• Physical gold investment
• Bonded warehouse storage
• Precious metals custody

Headquarters

HQ city

Lenzburg

HQ country

Switzerland

HQ region

Europe

Offices2 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Supply Chain, Operations, Personnel, Marketing or Sales, Technology or R&D

Revenue model

1. G-Deposito Fees: Commission on target investment (3.5% standard, 1.5% for 500+ oz), annual account fees (0.8g gold up to 10oz target, 1.5g for larger), storage fees (0.7% of average holdings, 0.6% from 500 oz), plus VAT for Swiss residents on account management and storage fees.
2. S-Deposito Fees: Commission on target investment (5% standard, 1.5% for 10,000+ oz), annual account fees (0.5 oz silver up to 500 oz target, 1 oz for larger), storage fees (1% of average holdings, 0.8% from 10,000 oz), plus VAT for Swiss residents on account management and storage fees.
3. Haggai Medal Sales: One-time purchase of silver and gold medals with purchase and sale prices listed on website. VAT applicable on silver medals. Minimum order: 60 oz silver, 1 oz gold.
4. Haggai-Konstantplan Fees: Administration fee of CHF 300 at start, plus 1% annual storage fee on average asset value.
5. Storage and Custody Services: Fees for physical storage of medals in Swiss secure vault, including fully insured fire and theft protection.

Pricing tiers

Go-to-market motion3 records

Distribution channels3 records

Marketing channels5 records

Core offering

BB Wertmetall AG sells physical silver and gold investment products to private individuals and companies in the DACH region. Core offerings include S-Deposito and G-Deposito online deposit accounts for silver (99.99% purity) and gold (999.9 purity) granulate stored in Swiss bonded warehouses; Haggai-Wertkauf one-time purchases of certified silver and gold medals; Haggai-Konstantplan systematic monthly savings plans; and Verwahrung custody services with full insurance, complemented by a 50+ partner barter network.

Product overview

BB WERTMETALL AG offers a comprehensive portfolio of precious metals investment products centered around physical silver and gold. The core offerings include: (1) S-Deposito and G-Deposito — online depositories for silver and gold granulate with 24/7 portal access, enabling flexible deposits/withdrawals and barter exchanges; (2) Haggai-Wertkauf — one-time purchase of certified silver and gold medals; (3) Haggai-Konstantplan — systematic savings plan with monthly contributions for accumulating precious metals. Storage is available through Swiss bonded warehouses (for depositos) or fiduciary collective custody (for medals). The products are distributed through an independent financial advisor network, with an online onboarding portal supporting customer acquisition.

Differentiator

Problem solved

Functional benefit

Brands

• Haggai-Wertkauf (Haggai Value Purchase): One-time purchase of silver and gold medals (Haggai medals) with biblical Hebrew inscription 'Mine is the silver and the gold, declares the LORD' from Haggai 2:8
• S-Deposito
• G-Deposito
• Haggai-Konstantplan

Products and services

• S-Deposito Online depository for silver granulate (99.99% purity) with flexible deposits and withdrawals, stored fully insured in Swiss bonded warehouse (Zollfreilager) near Zurich. Includes 24/7 online portal for account management and peer-to-peer exchange functionality between S-Deposito owners. Available to private persons and companies. Pricing: 5% commission (1.5% from 10,000+ oz), 0.5 oz annual account fee up to 500 oz, 1% storage fee (0.8% from 10,000 oz), plus VAT for Swiss residents on fees.
• G-Deposito Online depository for gold granulate (999.9 purity, Good Delivery Standard certified) with flexible deposits and withdrawals, stored fully insured in Swiss high-security bonded warehouse near Zurich. Includes 24/7 online portal for account management and peer-to-peer exchange functionality between G-Deposito owners. Available to private persons and companies. Gold holdings are VAT-exempt. Pricing: 3.5% commission (1.5% from 500+ oz), 0.8g annual account fee up to 10 oz, 0.7% storage fee (0.6% from 500 oz).
• Haggai-Wertkauf (Haggai Value Purchase) One-time purchase of certified silver and gold medals (999.9 purity, 1 oz and 1/4 oz denominations) produced by certified manufacturers with certificate of authenticity, inscribed with the biblical Hebrew verse from Haggai 2:8. Minimum order: 60 oz silver, 1 oz gold. Optional Swiss secure vault storage available. Functions as a tangible 'handfeste Währung' (hard currency) for crisis times and barter use.
• Haggai-Konstantplan (Haggai Constant Plan) Systematic savings plan allowing customers to build silver and gold holdings through monthly contributions, acquiring Haggai medals over time with dollar-cost averaging effect. Minimum target of 201 troy ounces of silver or 3 troy ounces of gold. Pricing: CHF 300 one-time administration fee plus 1% annual storage fee on average asset value. Storage in Swiss secure vault with full insurance.
• Verwahrung (Custody) Swiss secure storage service for precious metals with full insurance coverage for fire and theft. Includes optional accessories such as Silberholz treasure chests and gold bar cases for personalized family treasure preservation. Storage fee of 1% per year of portfolio value for medals stored in Swiss secure vault.
• Securama Home Safes

Quantifiable outcome

• Swiss storage facilities with 24/7 monitoring, police response within 3 minutes, and four-eyes principle for vault access
• +2 more outcomes

Named customers6 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature5 records

Partnerships

Nine partnerships are on record, tiered core, minor and supporting.

• Denario AGcoreStrategic or Co-development Partner · 30 April 2026BB Wertmetall AG strengthened its strategic partnership with Denario AG by increasing its stake, taking over part of co-founder Thomas Winkler's participation. CEO Werner J. Ullmann became Chairman of the Board of Denario AG. Denario is a Swiss fintech company offering blockchain-based tokens (DSC and DGC) for physical silver and gold.
• SecuramaminorOthersPartnership with Securama, a Swiss safe manufacturer since 1976, offering VdS-certified safes for secure storage of silver and gold medals at home.
• Silberholz ManufactoryminorOthersPartnership with Silberholz for tailor-made accessories including Silverwood Treasure Chest, Gold Bar Cases, and Case Haggai 2.8 for storing and presenting medals.
• KYC SpidersupportingTechnology or IntegrationKYC Spider is used for anti-money laundering (GwG) verification of customers going through the online onboarding process.
• PXL VisionsupportingTechnology or IntegrationPXL Vision tools are used for identity verification as part of the KYC process required by Swiss anti-money laundering legislation.
• Christian TakushisupportingOthersIndependent macro-economic research partner specializing in currencies, emerging markets, and geopolitical risks. Has spoken at IMD business school, University of Lausanne, CFA Institute, and ZHAW.
• WordPress.com (Aut O'Mattic A8C Ireland Ltd)supportingTechnology or IntegrationWebsite hosting platform for the company's online presence.
• FunnelCockpit (Denis Hoeger Caballero)supportingTechnology or IntegrationWebsite creation and management platform used for marketing functions including web analytics, A/B testing, and online forms.
• MatomosupportingTechnology or IntegrationWeb analytics and audience measurement software used for website optimization.

Scale indicators4 records

Recent moves7 records

Expansion highlights5 records

Broad incumbents

• Pro Aurum: Major German precious metals dealer with retail outlets and vaulting in Switzerland and Germany. Competes head-to-head on physical silver/gold products, medals, and storage plans.
• Swissquote Bank: Swiss online bank offering precious metals trading, vaulting, and now its own crypto-asset services. Provides a regulated-bank alternative to BB Wertmetall's bank-independent storage proposition.
• MKS PAMP GROUP: Swiss-based LBMA Good Delivery refiner and precious metals trading group operating across refining, storage, and investment products globally. Relevant upstream peer for the storage and wholesale supply chain that BB Wertmetall relies on.
• A-Mark Precious Metals: US-listed precious metals wholesaler and dealer with global logistics and storage. Relevant scaled peer for the wholesale precious metals distribution and trading mechanics underpinning BB Wertmetall's operations.
• Degussa Sonne/Mond Goldhandel: Largest German-speaking precious metals dealer with retail, wholesale, and vaulting operations across DACH. Direct competitor for the same private and SMB precious metals storage customer base that BB Wertmetall targets.

Direct peers

• BullionVault: Online platform for buying, selling, and storing allocated physical gold and silver in professional vaults globally. Closest digital-first analog to BB Wertmetall's S/G-Deposito online vaulting model.
• GoldMoney: Online precious metals vaulting and payment platform allowing users to hold and transact physical gold/silver in allocated storage. Direct functional peer for BB Wertmetall's online depositories and exchange functionality.

Regional players

• Swiss Gold Safe: Swiss specialist in vaulted gold ownership and secure storage solutions in Switzerland. Direct competitor for the same Swiss private client seeking bank-independent bullion custody.

Emerging players

• Glint Pay: Platform enabling payments and savings in physical gold held in allocated vaults. Comparable in combining precious metals with a digital payment/savings experience — adjacent to the S-Deposito value proposition.
• Denario AG: Swiss fintech issuing blockchain-based tokens backed by physical precious metals (DSC/DGC). Strategic investee and partner of BB Wertmetall, offering a digital channel that overlaps with traditional vaulted-metal products.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat6 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/bb-wertmetall-ag

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about BB WERTMETALL AG