Beskyd Com

What Beskyd Com does

Beskyd Com is a Ukrainian fintech and software development company founded in 2003 that pioneered electronic banking in Ukraine prior to the entry of Visa and Mastercard. The company operates a B2B2C payments and banking platform whose core products are NicePay:), a utility bill delivery and payment platform, and SBON+, a retail payment automation system for financial transactions and customer account management. These are supported by modular add-ons: Biller Integration (API-based connectivity with external billing platforms, mobile apps, and agent banks), ETL Service (data integration via Pentaho), Report System (corporate reporting on JasperReports), and CUBE Data (OLAP server for multidimensional analytics). The platform reportedly processes over 25% of Ukraine's bill payments, connecting 30,000+ service providers and 3,000+ bank branches of a major Ukrainian bank.

Beyond its domestic payments franchise, Beskyd Com offers IT outsourcing and outstaffing services, fixed-price software development projects, and Web3/DeFi development on the Solana and NEAR Protocol blockchains, including AI-integrated dApps, AI-powered workflow bots, and smart contract development. Named enterprise engagements include the NEAR Foundation (Lockup tool, Sputnik DAO, Request Network), the Irish railway system, a Senegal seaport, and an international bike-sharing network. The company is headquartered in Kalush, Ukraine, with offices in Lviv and a representative office in Ireland, operating as BESKYD COM LIMITED (Ukrainian registration number 32511300). Revenue is generated through transaction-based payment platform fees, multi-year outsourcing and outstaffing contracts, fixed-price development projects, and Web3 professional services, all on a quote-based pricing model.

Name

Beskyd Com

Legal name

BESKYD COM LIMITED

Website

https://beskyd.com

Company type

Private

Founded year

2003

Operating status

Operating

Headcount range

11–50 employees

Short description

Beskyd Com is a Ukrainian fintech company operating the NicePay:) and SBON+ payment platforms, which process over 25% of Ukraine's bill payments across 3,000+ bank branches and 30,000+ service providers, and also delivers IT outsourcing and Web3/DeFi development services.

Ownership category

akta.pro rank

Product category

Fintech Payment Platform

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320), Custom Computer Programming Services (541511)

SIC

Services-Computer Programming, Data Processing, Etc. (7370), Services-Computer Programming Services (7371)

akta.pro primary industry

Payment Orchestration Platforms (FSAGABAA)

akta.pro secondary industry

Invoicing, Billing & Accounts Receivable Automation (FSAGAJAC)

Keywords

• Fintech software platform
• Bill payment processing
• Retail banking automation
• IT outsourcing services
• Blockchain development

Headquarters

HQ city

Kalush

HQ country

Ukraine

HQ region

Europe

Offices3 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure

Revenue model

1. IT Outsourcing and Outstaffing Services: Provides skilled engineers who work exclusively on client projects. Specialists involved at every stage of software lifecycle from design to implementation and support. Offers flexibility and cost efficiency through dedicated teams.
2. Fixed-Price Development Projects: Software development projects with upfront pricing based on defined project scope, ensuring predictable budget and timeline for clients.
3. Payment Platform Operations: Processing of utility, budget, and other payments through NicePay:) and SBON+ platforms, generating transaction-based revenue from payment processing services for banks and service providers.
4. Blockchain/Web3 Development Services: Custom development of distributed Web3 applications, AI-powered dApps, smart contracts, and blockchain architecture consulting for DeFi projects.

Pricing tiers

Go-to-market motion3 records

Distribution channels5 records

Marketing channels4 records

Core offering

Beskyd Com develops and operates a modular B2B2C fintech and banking platform anchored by NicePay:) (utility bill delivery and payment platform) and SBON+ (retail payment automation system), complemented by Biller Integration, ETL Service, Report System, and CUBE Data analytics modules. The company also provides IT outsourcing/outstaffing services and custom Web3/DeFi development on Solana and NEAR Protocol blockchains, processing over 25% of Ukraine's bill payments.

Product overview

Beskyd Com offers a modular B2B2C payments and banking platform. The core offerings are NicePay:) (a bill delivery and payment platform) and SBON+ (a retail payment system for automating financial transactions), which form the centerpiece of the ecosystem. These are supported by complementary modules: Biller Integration (for connecting to billing systems and external platforms), ETL Service (for data extraction and loading), Report System (for corporate reporting using JasperReports), and CUBE Data (for OLAP analytics). The platform processes over 25% of Ukraine's bill payments, serving major banks with thousands of branches.

Differentiator

Problem solved

Functional benefit

Brands

• NicePay:): An integrated B2B2C platform that delivers utility bills directly to user-friendly devices (smartphone, tablet, computer) or familiar access points such as Facebook, bank branches, self-service terminals, and ATMs.
• SBON+
• Biller Integration
• ETL Service
• Report System
• CUBE Data

Products and services

• NicePay:)
• SBON+
• Biller Integration
• ETL Service
• Report System
• CUBE Data

Quantifiable outcome

• Processes over 25% of all bill payments in Ukraine
• +2 more outcomes

Named customers5 records

Segments4 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature7 records

Partnerships

Two partnerships are on record, tiered core.

• NEAR FoundationcoreStrategic or Co-development Partner · 1 January 2023Collaborates with NEAR Foundation team on blockchain development projects. Supports development of Lockup tool, Sputnik DAO (decentralized autonomous organization for automated funding), and Request Network based on NEAR blockchain. The partnership involves KYC/KYB processes for blockchain-based project financing and crypto asset accounting via BitWave and Cryptio integration.
• Near ProtocolcoreTechnology or IntegrationDeep technical partnership for developing distributed Web3 applications and DeFi projects on NEAR Protocol blockchain. Specializes in smart contract development, AI integration into dApps, and building scalable blockchain ecosystems.

Scale indicators6 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• SoftServe: SoftServe is a large Ukrainian-headquartered IT outsourcing and custom software development firm serving enterprise clients globally, including banks. Comparable to Beskyd's outsourcing/outstaffing line of business and overlapping talent pool in Western Ukraine.
• Ciklum: Ciklum is a Ukrainian-founded digital solutions and IT outsourcing company with global delivery, serving banking, fintech, and enterprise clients. Comparable to Beskyd's outsourced development and dedicated-team offering from the same regional talent base.
• EPAM Systems: EPAM is a leading Eastern European IT services and digital platform engineering company with deep roots in Ukraine, serving financial services and enterprise clients. Comparable as both a near-shore outsourcing competitor and a developer of fintech payment platforms.
• Currencycloud: Currencycloud provides payment orchestration APIs for banks and fintechs to process multi-currency, cross-border, and B2B payments. Comparable to Beskyd in building the orchestration/clearing infrastructure layer that banks plug into for bill presentment and payment automation.
• Modulr: Modulr is a UK/European payment orchestration and embedded payments platform that integrates with banks, ERPs, and service providers to route and process B2B and B2B2C payment flows. Directly comparable to Beskyd's NicePay:) and Biller Integration in its role as a payments-orchestration layer sitting between banks and end businesses.

Others

• NEAR Foundation: NEAR Foundation is the steward of the NEAR Protocol L1 blockchain ecosystem. Listed as a strategic partner rather than competitor, but relevant peer for understanding the ecosystem within which Beskyd's Web3/DeFi professional services are positioned.
• PrivatBank: PrivatBank is Ukraine's largest bank and a dominant operator of utility-bill presentment and payment services through its own Privat24 ecosystem. Comparable as a Ukrainian payments ecosystem player but as a customer/operator of bill-payment infrastructure rather than a vendor peer.

Broad incumbents

• Checkout.com: Checkout.com is a global payment processing and orchestration platform serving large enterprises and marketplaces. Comparable to NicePay:) in delivering integrated B2B2C payment infrastructure, though operating at significantly larger scale and across more geographies.
• Wise (TransferWise): Wise is a global cross-border payments and multi-currency account platform that has expanded into business payments and infrastructure APIs. Comparable to Beskyd's payment platform business in serving SME and consumer payment flows with developer-friendly APIs.

Emerging players

• Solaris (Solaris SE): Solaris is a European Banking-as-a-Service and payment-orchestration platform enabling banks and fintechs to embed accounts, cards, and bill-payment flows. Comparable in building banking-grade payment infrastructure with API-driven integration for partner banks, mirroring Beskyd's B2B2C model.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/beskyd-com

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Beskyd Com