Claria Seguros

What Claria Seguros does

Claria Seguros is a privately held Brazilian insurance brokerage (corretora de seguros) headquartered in the Vila Olímpia district of São Paulo, founded in 2017. The firm operates as an intermediary between clients and a broad network of 30+ insurance carriers, including Porto Seguro, Bradesco Seguros, SulAmérica, Chubb, Tokio Marine, Allianz, Mapfre, Liberty, Zurich, and others. Its revenue model is commission-based: Claria earns brokerage commissions on policies placed with carrier partners, with pricing determined per quote rather than on a published schedule.

The company's product portfolio is unusually broad for a corretora of its size, spanning consumer and commercial lines including health, life, and pension benefits (Benefícios); property insurance (Patrimonial); engineering risk and construction civil liability; auto and fleet (Auto e Frota); cargo transportation; watercraft (Embarcações); aviation (Aeronáutico); oil and gas risks (Riscos de Petróleo); miscellaneous and specialty risks; agricultural insurance (Agro); cyber risks (Riscos Cibernéticos); environmental risks (Riscos Ambientais); and custom coverage for non-standard projects (Projetos e Riscos Especiais). A forthcoming Telemedicine service is listed as a forthcoming offering. Underlying technology is a standard web-based quote request platform supporting contact forms and phone-based inquiries, with no disclosed proprietary AI, data, or integration capabilities.

Claria serves both individual and corporate clients across Brazil using a sales-led go-to-market. Distribution runs through direct consultation triggered by website quote requests (ORÇAMENTO) and phone inquiries, supplemented by organic social presence on Facebook, Instagram (@clariadigital), and LinkedIn. No funding rounds, headcount, revenue, or ownership details are disclosed; the company emphasizes its team's 15+ years of collective insurance experience as a differentiator. Operating geography is concentrated in São Paulo with no evidence of multi-state or international presence.

Name

Claria Seguros

Legal name

Claria Seguros

Website

https://claria.com.br

Company type

Private

Founded year

2017

Operating status

Operating

Headcount range

11–50 employees

Short description

Claria Seguros is a São Paulo-based Brazilian insurance brokerage founded in 2017, intermediating individual and corporate insurance placements across 30+ carrier partners and a broad portfolio from health and auto to aviation, oil, agro, and cyber risks.

Ownership category

akta.pro rank

Product category

Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (524210), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines) (FSAEADAJ)

akta.pro secondary industry

Individual Health Insurance Brokerage & Distribution (FSAIAEAL)

Keywords

• Insurance brokerage services
• Commercial insurance lines
• Health and life insurance
• Fleet and transportation insurance
• Specialty insurance risks

Headquarters

HQ city

São Paulo

HQ country

Brazil

HQ region

Latin America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Insurance Brokerage Commissions: As an insurance broker/corretora, Claria Seguros earns commissions from insurance carrier partners on policies sold. They represent multiple insurance companies and offer tailored insurance programs to clients, earning brokerage commissions on each policy placement.

Go-to-market motion1 record

Distribution channels2 records

Marketing channels4 records

Core offering

Claria Seguros is a Brazilian insurance brokerage that distributes insurance policies from 30+ carrier partners (Porto Seguro, Chubb, Tokio Marine, Bradesco Seguros, Allianz, Mapfre, Zurich, SulAmérica, HDI and others) to corporate and individual clients. Its portfolio spans health/life/pension benefits, property, engineering risk and civil liability, auto and fleet, cargo transport, watercraft, aviation, oil risks, agricultural, cyber, environmental, and special project coverage, with each policy placed through customized quote-based brokerage.

Product overview

Claria Seguros is an insurance brokerage firm offering a comprehensive portfolio of specialized insurance products and services. Founded in 2017 with over 15 years of combined professional experience, the company provides intelligent insurance programs tailored to each client profile. The product portfolio spans core insurance lines including Benefícios (health, life, and pension), Patrimonial (property coverage), Risco de Engenharia (engineering risk), Responsabilidade Civil (civil liability), Auto e Frota (auto/fleet), Transportes (transportation), Embarcações (watercraft), Aeronáutico (aviation), Riscos de Petróleo (oil risks), Riscos Diversos (miscellaneous risks), Agro (agricultural), Riscos Cibernéticos (cyber risks), Riscos Ambientais (environmental), and special project coverage. The company also offers a forthcoming Telemedicina service. Claria acts as a broker connecting clients with insurance solutions from multiple partner insurance companies.

Differentiator

Problem solved

Functional benefit

Products and services

• Benefícios (Health, Life, and Pension) Employee benefits and personal lines umbrella covering health, life, and pension insurance with online management of appointments, exams, hospitals, and other services for individual and corporate clients.
• Patrimonial (Property Insurance) Property insurance covering Named Perils, All Risks, and Operating Loss (Lucro Cessante/R.O.) for protection of personal and business assets.
• Risco de Engenharia e R.C. Obras Engineering risk insurance and Civil Liability for construction projects covering damages during design and construction phases.
• Responsabilidade Civil (Civil Liability) Civil liability insurance covering property damage and bodily injury to third parties caused by the policyholder's activities.
• Auto e Frota (Auto and Fleet) Vehicle and fleet insurance designed for small, medium, and large businesses with specialized coverage and assistance to maintain business continuity.
• Transportes (Cargo Transportation) Transportation insurance covering cargo movements by land, air, or water with exclusive services and compensation for unforeseen events.
• Embarcações (Watercraft) Watercraft insurance providing protection against incidents and accidents affecting vessels, crew, or third parties, covering total loss, partial damages, and optional coverages such as third-party liability and international voyage extension.
• Aeronáutico (Aviation) Aviation insurance tailored for general aviation (jets, turboprops, helicopters, piston-engine aircraft), agricultural aviation, hull coverage, and Aeronautical Liability (RETA).
• Riscos de Petróleo (Oil Risks) Oil risks insurance covering assets, equipment, and civil liability for petroleum and gas exploration, drilling, and production operations both onshore and offshore.
• Riscos Diversos (Miscellaneous Risks) Miscellaneous risks insurance covering specific coverage needs not found in traditional insurance lines, including flood, luminous advertisements, equipment, qualified theft, electrical damage, earthquake, and civil liability for mobile equipment.
• Agro (Agricultural Insurance) Agricultural insurance protecting capital invested in crops through Named Perils, Cost Insurance, and Productivity Insurance for rural producers.
• Riscos Cibernéticos (Cyber Risks) Cyber risks insurance covering losses from cyberattacks, business interruption, and third-party legal claims, protecting digital information systems, cloud computing, and management systems.
• Riscos Ambientais (Environmental Risks) Environmental risks insurance for transport of dangerous products and common cargo, adapted to Brazilian legislation covering cleanup costs, bodily injury, property damage, and environmental remediation.
• Projetos e Riscos Especiais (Special Projects and Risks) Special projects and risks insurance for non-standard or complex insurance needs requiring custom coverage solutions.
• Telemedicina (Telemedicine) Complete telemedicine tool for healthcare professionals enabling remote consultations and medical services (listed as forthcoming on the company's website).

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

29 partnerships are on record, tiered core, major and supporting.

• Porto SegurocoreChannel Partner/ Reseller/ DistributorMajor Brazilian insurance carrier partner displayed on Claria's partner page. Porto Seguro is one of Brazil's largest insurance companies offering auto, residential, and business insurance.
• ChubbcoreChannel Partner/ Reseller/ DistributorGlobal insurance carrier partner specializing in commercial and specialty insurance solutions. Chubb operates widely in the Brazilian market providing corporate coverage.
• Tokio MarinecoreChannel Partner/ Reseller/ DistributorJapanese multinational insurance group partner. Tokio Marine is a major player in the Brazilian market offering auto, corporate, and specialty insurance products.
• Bradesco SeguroscoreChannel Partner/ Reseller/ DistributorInsurance subsidiary of Bradesco financial group, one of Brazil's largest banks. Offers comprehensive insurance products including auto, health, life, and business coverage.
• HDI SeguroscoreChannel Partner/ Reseller/ DistributorGerman insurance company operating in Brazil with focus on corporate and specialty insurance solutions.
• SulAméricacoreChannel Partner/ Reseller/ DistributorMajor Brazilian insurance company offering health, dental, life, auto, and pension products across the country.
• AllianzcoreChannel Partner/ Reseller/ DistributorGlobal insurance giant partner operating in Brazil with comprehensive coverage including corporate, specialty, and personal insurance lines.
• MapfrecoreChannel Partner/ Reseller/ DistributorSpanish insurance group with strong presence in Latin America, offering auto, health, business, and agricultural insurance in Brazil.
• Liberty SegurosmajorChannel Partner/ Reseller/ DistributorInsurance carrier partner offering auto, business, and specialty insurance products in the Brazilian market.
• Sompo SegurosmajorChannel Partner/ Reseller/ DistributorJapanese insurance group partner in Brazil offering auto, corporate, and specialty insurance solutions.
• Zurich SegurosmajorChannel Partner/ Reseller/ DistributorGlobal Swiss insurance company partner operating in Brazil with business and specialty insurance offerings.
• Mitsui Sumitomo SegurosmajorChannel Partner/ Reseller/ DistributorJapanese insurance carrier partner offering corporate and specialty insurance products in Brazil.
• Azul SegurossupportingChannel Partner/ Reseller/ DistributorInsurance company partner offering various insurance products in the Brazilian market.
• Essor SegurossupportingChannel Partner/ Reseller/ DistributorInsurance carrier partner displayed on Claria's partner page.
• Alfa SegurossupportingChannel Partner/ Reseller/ DistributorBrazilian insurance company partner offering various insurance products.
• Unimed (Various)supportingChannel Partner/ Reseller/ DistributorCooperative health insurance network partners including Unimed Seguros, Unimed Recife, Unimed Rio, and Unimed FESP offering health insurance products.
• OmintsupportingChannel Partner/ Reseller/ DistributorHealth insurance company partner offering corporate and individual health coverage.
• Notre Dame IntermédicasupportingChannel Partner/ Reseller/ DistributorHealth insurance company partner offering medical plan coverage.
• Happy VidasupportingChannel Partner/ Reseller/ DistributorLife insurance company partner offering life and personal insurance products.
• São Francisco SaúdesupportingChannel Partner/ Reseller/ DistributorHealth insurance company partner serving the Brazilian market.
• Pottencial SegurossupportingChannel Partner/ Reseller/ DistributorInsurance company partner offering various insurance products.
• Youse SegurossupportingChannel Partner/ Reseller/ DistributorDigital insurance company partner offering auto and other insurance products.
• American LifesupportingChannel Partner/ Reseller/ DistributorInsurance company partner offering life and related insurance products.
• Ezze SegurossupportingChannel Partner/ Reseller/ DistributorInsurance company partner displayed on Claria's partner page.
• Argo SegurossupportingChannel Partner/ Reseller/ DistributorInsurance company partner offering various coverage products.
• Fator SegurossupportingChannel Partner/ Reseller/ DistributorInsurance company partner displayed on Claria's partner page.
• Junto SegurossupportingChannel Partner/ Reseller/ DistributorInsurance company partner offering various insurance products.
• Fairfax BrasilsupportingChannel Partner/ Reseller/ DistributorInsurance subsidiary of Fairfax Financial Holdings, offering specialty and commercial insurance.
• KOVR SegurossupportingChannel Partner/ Reseller/ DistributorInsurance company partner displayed on Claria's partner page.

Scale indicators2 records

Recent moves5 records

Expansion highlights5 records

Broad incumbents

• Aon (Brazil operations): Global insurance brokerage and advisory firm operating in Brazil across commercial risk, reinsurance, and health/benefits. Overlaps with Claria on multi-line broker intermediation and access to global carrier markets, with far broader capabilities.
• Hub International: North American-rooted insurance brokerage expanding into Latin America, focused on middle-market commercial accounts. Comparable as a multi-line intermediary placing business with numerous carrier partners.
• Willis Towers Watson (Brazil operations): Global advisory and insurance brokerage with Brazilian presence serving corporate clients across property/casualty, benefits, and specialty lines. Directly competing for the same corporate brokerage mandates as Claria but at a much larger scale.
• Marsh McLennan (Brazil operations): Global insurance and risk brokerage leader with major Brazilian operations offering corporate P&C, benefits, and specialty placements. Directly comparable to Claria on brokerage intermediation but with vastly larger scale, multinational footprint, and broader service portfolio.
• Howden (Brazil): Global insurance brokerage group that has expanded in Brazil, specializing in corporate and specialty lines including aviation, energy, marine, and cyber — direct overlap with Claria's high-margin specialty product portfolio.
• Lockton (Brazil operations): World's largest independent insurance brokerage with Brazilian operations focused on commercial and specialty risk placement. Comparable to Claria on the multi-carrier brokerage model serving mid-to-large corporate clients.

Others

• Porto Seguro (Corretora): Brazil's largest consumer insurer, which also operates broker-style distribution. Listed as a core Claria partner; competing primarily as a carrier but representing an alternative distribution channel for clients in auto, home, and small business lines.

Emerging players

• Youse Corretora de Seguros: Brazilian digital-first insurance broker/insurer (part of Itaú group) offering auto, home, and other consumer lines through a mobile-first experience. Listed as a Claria partner; competes indirectly for digitally-engaged Brazilian consumers with a fundamentally different technology-led go-to-market.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks4 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/Claria-Seguros-106203587634543
• LinkedInlinkedin.com/company/claria-seguros
• Instagraminstagram.com/clariadigital

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Claria Seguros