COOPERATIVA DE AHORRO Y CRÉDITO "13 DE ABRIL"

What COOPERATIVA DE AHORRO Y CRÉDITO "13 DE ABRIL" does

The Cooperativa de Ahorro y Crédito "13 de Abril" is an Ecuadorian member-owned savings and credit cooperative headquartered in Ventanas, Los Ríos province, and founded in 1966. As a "cooperativa de ahorro y crédito," it operates within Ecuador's cooperative financial system, providing deposit, savings, and credit services to its member-owners — a structure typical of small community-based financial institutions in the country. The organization employs 24 people, indicating a micro-scale institution focused on local member services rather than broader market reach.

The cooperative maintains a web presence at coop13abril.com, but the source webpage renders only a loading/verification screen, and no substantive content about products, pricing, branches, technology platform, or financial performance could be extracted. No information is available on its loan portfolio composition, deposit products, interest rate structure, member count, digital channels, mobile app availability, or integration partners. Its operating status is recorded as "operating," and it remains a private, unlisted cooperative entity with no parent company or known subsidiaries disclosed.

The absence of accessible product, technology, customer, and financial data severely constrains analytical depth. At a structural level, the institution fits the profile of a long-standing provincial credit cooperative: small staff, single-city footprint, member-owned governance, and limited digital surface. Any investment, partnership, or growth thesis would require primary outreach and access to internal financials, regulatory filings, and member base metrics that are not present in the available source material.

Name

COOPERATIVA DE AHORRO Y CRÉDITO "13 DE ABRIL"

Legal name

COOPERATIVA DE AHORRO Y CRÉDITO "13 DE ABRIL"

Website

https://coop13abril.com

Company type

Private

Operating status

Operating

Headcount range

11–50 employees

Short description

COOPERATIVA DE AHORRO Y CRÉDITO "13 DE ABRIL" is an Ecuadorian member-owned savings and credit cooperative founded in 1966 in Ventanas, Los Ríos, serving local members with deposit and credit services through a 24-person organization.

Ownership category

akta.pro rank

Product category

Cooperative Banking

NAICS

Credit Unions (522130), Credit Unions (52213)

SIC

Savings Institution, Federally Chartered (6035)

akta.pro primary industry

Cooperative Banks (Member-Owned Commercial/Retail) (FSABAEAF)

Keywords

• Savings and credit cooperative
• Member financial services
• Cooperative banking
• Microfinance lending
• Community deposit services

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Others

Core offering

COOPERATIVA DE AHORRO Y CRÉDITO "13 DE ABRIL" is a member-owned savings and credit cooperative founded in 1966 in Ventanas, Los Ríos, Ecuador. It provides traditional cooperative financial services to its members, including deposit/savings products and credit/loan offerings, supported by a small team of approximately 24 employees.

Differentiator

Problem solved

Functional benefit

Products and services

• Savings/Deposit Products Deposit and savings accounts for cooperative members, providing a secure, member-owned place to hold funds, typical of an Ecuadorian cooperativa de ahorro y crédito.
• Credit/Loan Products Member-based credit and loan products, including microcredit and consumer lending typical of a small Ecuadorian savings and credit cooperative serving the Los Ríos region.

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Regional players

• Cooperativa de Ahorro y Crédito Santa Ana: Smaller Ecuadorian cooperative operating in a different region, with comparable product offerings for retail members. Useful as a same-model, different-geography peer for benchmarking.

Emerging players

• Banco ProCredit Ecuador: Ecuadorian bank focused on SME and small-business lending. Overlaps with the cooperative's credit extension function, particularly for micro-entrepreneurs in semi-rural areas.

Direct peers

• Cooperativa de Ahorro y Crédito San José: Ecuadorian cooperative providing savings and credit products to members nationwide. Comparable in cooperative structure and product set, though materially larger in scale than the subject.
• Cooperativa de Ahorro y Crédito Policía Nacional: Closed-membership cooperative affiliated with Ecuador's National Police. Shares the same cooperative savings & credit business model, though membership is restricted to a defined professional group.
• Cooperativa de Ahorro y Crédito Jardín Azuayo: One of Ecuador's largest cooperatives (segmento 1), offering savings, credit, and digital services across multiple provinces. Directly comparable as a member-owned savings & credit cooperative serving similar retail and small-business customers.
• Cooperativa de Ahorro y Crédito 23 de Julio: Ecuadorian cooperative in the smaller-segment category, focused on member savings and credit. Highly comparable cooperative model and product set for retail members in defined geographic areas.
• Cooperativa de Ahorro y Crédito El Sagrario: Ecuadorian savings and credit cooperative serving retail members. Operates the same core member-owned intermediation model as the subject, with comparable deposit and loan products.

Broad incumbents

• Banco de Loja: Regional Ecuadorian bank with a strong presence in southern Ecuador, offering deposits, consumer credit, and SME lending. Comparable as a community-rooted deposit-taker and lender, but structured as a bank rather than cooperative.
• Banco Pichincha: Ecuador's largest private bank, offering deposits, loans, and digital banking nationwide. Competes for the same retail and SME deposit/credit customers that the subject cooperative serves, though at much greater scale.

Others

• Financoop: Ecuadorian financial entity focused on financing and services to the cooperative sector. Indirectly comparable as a counterparty / sector enabler that interacts with cooperatives like the subject.

Market position

Strengths3 records

Weaknesses3 records

Competitive moat2 records

Key risks4 records

Key highlights3 records

Customer concentration

• LinkedInlinkedin.com/company/cooperativa-de-ahorro-y-cr%C3%A9dito-13-de-abril

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about COOPERATIVA DE AHORRO Y CRÉDITO "13 DE ABRIL"