Cropty

What Cropty does

Cropty operates Cropty Wallet, a custodial cryptocurrency wallet available as a free mobile application on iOS App Store and Google Play Store and as a web client, targeting retail crypto users ranging from beginners to experienced holders. The wallet supports multi-chain asset management across Bitcoin, Ethereum, BNB Chain, Polygon, and Tron, including tokens on ERC20, BEP20, and TRC20 networks, and is positioned around end-to-end encryption, two-factor authentication via email/SMS/phone/Telegram, real-time security alerts, and a 24-hour withdrawal pause triggered by anomalous activity. Onboarding is fully self-serve with no identity verification required, and the platform advertises features such as sending crypto via phone number, QR code, or nickname rather than public addresses, real-time price alerts, multi-language 24/7 support, and multi-account organization.

Name

Cropty

Legal name

Cropty

Website

https://cropty.com

Company type

Private

Operating status

Operating

Headcount range

1–10 employees

Short description

Cropty is a small private company offering a custodial multi-chain cryptocurrency wallet (iOS, Android, web) for retail users, with embedded USDT deposit yield up to 6% APY and crypto-collateralized USDT borrowing as financial services layered on top of storage and exchange.

Ownership category

akta.pro rank

Product category

Cryptocurrency Wallet

NAICS

Securities, Commodity Contracts, and Other Financial Investments and Related Activities (523), Depository Credit Intermediation (5221)

SIC

Security & Commodity Brokers, Dealers, Exchanges & Services (6200), Finance Services (6199)

akta.pro primary industry

Centralized Crypto Lending Platforms (CeFi) (FSADAFAA)

akta.pro secondary industries

Crypto-Backed Consumer Loans (Secured) (FSADAFAG), Crypto Borrowing & Margin Credit Facilities (FSADAFAC), Staking & Earn Programs (Exchange-Operated) (FSADAAAH)

Keywords

• Cryptocurrency wallet
• Crypto lending platform
• Multi-chain wallet
• Crypto collateral loans
• Digital asset management

GTM type

B2C

Offering type

Software

Cost components

Technology or R&D, Personnel, Infrastructure, Marketing or Sales, Operations

Revenue model

1. Crypto Deposits and Lending Interest: Cropty earns revenue by offering users the ability to deposit USDT and earn up to 6% APY, with the platform generating returns through lending user deposits to borrowers at higher rates.
2. Crypto Collateralized Loans: Users can borrow USDT by using cryptocurrency as collateral; Cropty charges interest on these loans as a revenue stream.
3. App Distribution: The wallet app is distributed free for download on iOS App Store and Google Play Store, driving user acquisition for the platform's financial services.

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

Cropty operates a custodial cryptocurrency wallet available on iOS, Android, and web browsers that enables users to store, send, receive, buy, sell, and exchange digital assets across Bitcoin, Ethereum, BNB Chain, Polygon, and Tron networks. The platform additionally offers crypto-backed lending services, allowing users to earn up to 6% APY on USDT deposits or borrow USDT against cryptocurrency collateral, with no identity verification required for onboarding.

Product overview

Cropty is a cryptocurrency wallet platform consisting of Cropty Wallet as the core product. Cropty Wallet is a custodial hot wallet that provides mobile (iOS, Android) and web browser applications for managing cryptocurrencies. The platform supports multiple blockchain networks (Bitcoin, Ethereum, BNB Chain, Polygon, Tron) and token standards (ERC20, BEP20, TRC20). Security features include two-factor authentication, end-to-end encryption, security alerts, and access monitoring with automatic withdrawal pauses. The wallet offers additional financial services including crypto loans collateralized by user holdings and USDT deposits with variable APY for passive income generation. The company also operates Cropty.com as a content platform providing cryptocurrency wallet reviews, guides, and news.

Differentiator

Problem solved

Functional benefit

Products and services

• Cropty Wallet A custodial multi-chain cryptocurrency wallet available on iOS, Android, and web browsers that lets individual users store, send, receive, buy, sell, and exchange cryptocurrencies including BTC, ETH, USDT, BNB, and tokens on ERC20, BEP20, and TRC20 networks, with built-in security features such as end-to-end encryption, two-factor authentication, real-time security alerts, and a 24-hour withdrawal pause on suspicious activity.
• USDT Deposit (Passive Income) A deposit product that allows wallet users to invest USDT and earn a flexible-term annual percentage yield (APY) of up to 6%, providing passive income on stablecoin holdings.
• Crypto-Backed USDT Loans A borrowing service that lets users obtain USDT by pledging their existing cryptocurrency holdings as collateral, unlocking liquidity without selling the underlying assets.

Segments3 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature8 records

Scale indicators2 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• Exodus Wallet: Multi-chain desktop and mobile crypto wallet with built-in exchange and staking/yield features. Closely comparable to Cropty's multi-chain wallet + passive income positioning.
• Trust Wallet: Multi-chain custodial-style mobile crypto wallet owned by Binance, supporting BTC, ETH, BSC, and many token standards. Directly comparable to Cropty in multi-chain wallet functionality and core user base.
• OKX Wallet: Multi-chain self-custody wallet with integrated DEX aggregation, yield products, and on-chain lending. Comparable to Cropty's wallet + yield + lending feature set.
• Blockchain.com Wallet: Long-standing custodial crypto wallet with BTC, ETH, and multi-chain support plus in-app trading and interest products. Closely comparable to Cropty's wallet + earning features.
• MetaMask: Leading non-custodial EVM wallet with mobile and browser extension support and integrated swaps. Comparable core wallet functionality, though non-custodial positioning differs from Cropty's custodial model.
• Coinbase Wallet: Self-custody multi-chain wallet by Coinbase supporting assets across EVM and non-EVM chains. Comparable as a multi-chain wallet targeting mainstream crypto users, though better funded.
• Atomic Wallet: Multi-chain custodial-style wallet offering staking, lending, and crypto-backed borrowing within a single app. Comparable to Cropty's integrated wallet + lending product mix.

Broad incumbents

• Binance: World's largest centralized crypto exchange offering custodial wallets, staking, lending, and earn products. Comparable to Cropty's full feature suite but with global scale and deep liquidity.
• Crypto.com Wallet: Major centralized exchange with custodial wallet, crypto debit cards, and earn/lend products. Comparable feature set to Cropty's wallet + yield but at vastly larger scale and regulatory footprint.

Emerging players

• Phantom Wallet: Multi-chain self-custody wallet (originally Solana-focused, now expanded to EVM) with integrated swap and staking. Comparable multi-chain UX focus, though favored for Solana ecosystem.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat2 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/cropty

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Cropty