East Coast Insurance Providers

What East Coast Insurance Providers does

East Coast Insurance Providers LLC is a privately-held, founder-operated independent insurance agency headquartered at 57 Main Street in Amesbury, Massachusetts. It operates as a multi-line insurance broker serving individuals, families, and small-to-medium businesses through licensed agents, with eight office locations across six states (Massachusetts, Florida, New Hampshire, Rhode Island, South Carolina, and Wyoming; most offices are appointment-only). Its portfolio spans personal lines (auto, homeowners, condo, renters, boat, RV/ATV, motorcycle, umbrella, flood, earthquake, life, pet) and commercial lines (general liability, commercial umbrella, workers compensation, commercial auto, commercial property, management liability, cyber/data breach, pollution, builders risk, inland marine, bonds), plus group benefits and financial planning through a partnership with Wood Wealth Group.

The agency's underlying technology is minimal: it relies on the third-party Vertafore Client Portal for client self-service and policy management, with no proprietary platform disclosed. Distribution runs through licensed agents providing face-to-face and phone consultations, supplemented by online quote intake forms (ConsumerRateQuotes.com for auto and property, Propeller.insure for bonds) and SMS communications for follow-ups and reminders. Marketing extends to Facebook, Twitter, and Instagram for top-of-funnel awareness.

East Coast Insurance Providers earns revenue via commissions from its carrier partners (Chubb, Liberty Mutual, Hartford, Travelers, Nationwide, MetLife, Mapfre, Arbella, Concord, Admiral, and others) on both new policy placements and renewals across personal and commercial lines. Pricing is largely quote-based on individual risk profiles, except for pet insurance where published subscription tiers ($9.95-$24.95/month preventative add-ons) and bundling discounts (up to 10% pet discount for existing clients) are disclosed. The firm carries no institutional investment, has no disclosed funding rounds, and operates with roughly seven employees.

Name

East Coast Insurance Providers

Legal name

East Coast Insurance Providers LLC

Website

https://eastcoastinspro.com

Company type

Private

Operating status

Operating

Headcount range

1–10 employees

Short description

East Coast Insurance Providers is a privately-held independent insurance agency headquartered in Amesbury, Massachusetts, placing personal and commercial insurance policies for individuals, families, and small-to-medium businesses across eight U.S. states via licensed agents and multi-carrier partnerships.

Ownership category

akta.pro rank

Product category

Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (524210), Insurance Agencies and Brokerages (52421)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines) (FSAEADAJ)

Keywords

• Independent insurance agency
• Personal insurance lines
• Commercial insurance brokerage
• Group employee benefits
• Financial planning services

Headquarters

HQ city

Amesbury

HQ country

United States

HQ region

North America

Offices8 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Commissions: As an independent insurance agency, East Coast Insurance Providers earns commissions from multiple insurance carrier partners for placing personal and commercial insurance policies. Commissions are earned on new policy sales and renewals.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels4 records

Core offering

East Coast Insurance Providers is an independent insurance agency that places personal and commercial insurance policies on behalf of clients by partnering with multiple top-rated insurance carriers. The agency offers personal lines (auto, homeowners, condo, renters, boat, RV, motorcycle, umbrella, flood, earthquake, life, pet), commercial lines (general liability, workers compensation, commercial auto, commercial property, management liability, cyber liability, pollution liability, builders risk, inland marine, bonds), group benefits (dental, health, vision, disability, life), and financial planning through its partnership with Wood Wealth Group. Revenue is generated by earning commissions from carrier partners on new policy sales and renewals.

Product overview

East Coast Insurance Providers is a local independent insurance agency offering a comprehensive portfolio of personal and commercial insurance products, life insurance, group benefits, and financial planning services. The core offering consists of personal lines (auto, homeowners, condo, renters, boat, RV, motorcycle, umbrella, flood, earthquake, life, and pet insurance) and commercial lines (general liability, commercial umbrella, workers compensation, commercial auto, commercial property, management liability, cyber liability, pollution liability, builders risk, inland marine, and bonds). The agency also provides group benefits (dental, health, vision, disability, life) and financial planning through partnership with Wood Wealth Group. A client portal enables policy management. The company acts as an independent agent representing multiple insurance carriers to provide customized solutions.

Differentiator

Problem solved

Functional benefit

Products and services

• Personal Auto Insurance Coverage for primary vehicles including mandatory bodily injury, personal injury protection (PIP), property damage, collision, and comprehensive coverage, with options for motorcycles, trucks, RVs, and antique autos; offered to individuals and families.
• Homeowners Insurance Protection for homes covering dwelling, other structures, personal property, loss of use, personal liability, and medical payments, with discounts for bundling, security systems, and mature homeowners; offered to homeowners.
• Condo Insurance Coverage for condo owners protecting contents and liability inside their unit, separate from the condo association's exterior policy.
• Renters Insurance Protection for renters covering personal belongings, electronics, furniture, and jewelry against circumstances out of their control.
• Boat & Personal Watercraft Insurance Coverage for boats and personal watercraft vessels, offered to individual owners.
• RV & ATV Insurance Insurance coverage for recreational vehicles and all-terrain vehicles.
• Motorcycle Insurance Specialized motorcycle coverage with options for medical payments and PIP coverage.
• Personal Umbrella Insurance Supplemental liability protection beyond standard policy limits for personal policies.
• Flood Insurance Additional coverage for flood damage not covered by standard homeowner policies.
• Earthquake Insurance Separate coverage for earthquake-related damage to homes and property.
• Life Insurance Term and permanent life insurance products including whole life policies with cash value accumulation for estate planning, business succession, and retirement supplementation.
• Pet Insurance Accident and illness coverage for pets with optional preventative care add-ons, annual limits from $2,500 to $15,000, deductibles of $100-$500, and 70-90% reimbursement options.
• General Liability Insurance Business liability coverage protecting companies against claims from bodily injury, property damage, product liabilities, and medical payments.
• Commercial Umbrella Insurance Additional liability protection layer above standard commercial general liability limits.
• Workers Compensation Insurance Coverage for employee workplace injuries and occupational diseases, covering medical expenses and a portion of lost wages as required by state law.
• Commercial Auto Insurance Insurance for business vehicles including bodily injury liability, property damage, medical payments, and comprehensive/collision coverage for fleets of five or more vehicles.
• Commercial Property Insurance Coverage for business buildings, equipment, inventory, signage, furniture, fencing, and landscaping against physical loss or damage under named-perils or special policies.
• Management Liability Insurance Comprehensive coverage including E&O/Professional Liability, EPLI, Fiduciary Liability, D&O, and Crime protection for businesses.
• Cyber & Data Breach Liability Insurance Protection against losses from data breaches and cyber incidents for business clients.
• Pollution Liability Insurance Coverage for businesses facing environmental liability risks.
• Builders Risk Insurance Coverage for construction projects protecting buildings under construction against physical loss.
• Inland Marine Insurance Coverage for property in transit or at off-site locations.
• Bonds Surety and fidelity bonds available for purchase directly through the agency's online platform.
• Group Benefits Customizable employee benefit packages including Dental, Health, Vision, Short Term Disability, Long Term Disability, and Life insurance for employers and organizations.
• Financial Planning Services Services offered through Wood Wealth Group including Education/College Planning, Estate Planning, Retirement Planning, Portfolio and Asset Management, Tax Planning, Cash Flow Planning, Debt Reduction, Charitable Giving, and Business Valuation.

Quantifiable outcome

• Discounts available for bundling home and auto policies with same insurance company
• +1 more outcomes

Segments3 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• Multiple Insurance Carriers (Admiral, Andover, Arbella, Chubb, Concord, Hartford, Liberty Mutual, Mapfre, Metlife, Nationwide, Travelers, etc.)coreChannel Partner/ Reseller/ DistributorAs an independent insurance agency, East Coast Insurance Providers partners with numerous insurance carriers to offer competitive quotes across multiple product lines including auto, home, commercial, and specialty insurance. These carrier relationships enable the agency to match clients with optimal coverage at competitive prices.

Scale indicators1 record

Recent moves6 records

Expansion highlights4 records

Emerging players

• Policygenius: Digital insurance marketplace comparing life, home, auto, and disability policies from multiple carriers. Emerging competitor threatening traditional independent agencies through online comparison and direct placement.

Direct peers

• Brightway Insurance: Franchise-based independent insurance agency offering personal and commercial lines through multiple carriers. Directly comparable business model — independent agency distributing across multiple carrier partners with a relationship-led sales motion.
• Goosehead Insurance: Publicly traded independent insurance agency that places personal and commercial coverage through multiple carriers. Directly comparable as an independent distribution platform competing for the same SMB and household customers across multi-state footprints.
• Insurance Office of America: Independent insurance agency providing personal, commercial, and employee benefits coverage through multiple carriers. Comparable as a multi-line independent broker competing for the same SMB and family client segments.

Broad incumbents

• Arthur J. Gallagher: Global insurance brokerage and risk management firm serving commercial and personal lines clients. Operates as a broader incumbent in the same independent-broker intermediation space as the subject.
• Brown & Brown: Large publicly traded insurance brokerage distributing personal, commercial, and benefits products across the US. Broader incumbent offering the same independent-agency value proposition at greater scale.
• Hub International: Major North American insurance brokerage providing personal, commercial, and benefits solutions through carrier partnerships. Comparable distribution model with much broader geographic and product reach.
• Erie Insurance: Multi-line insurance carrier selling primarily through exclusive and independent agents across the Eastern US. Comparable geographic focus and personal/commercial product mix, though operates as a carrier rather than pure broker.

Regional players

• Frankenmuth Insurance: Mutual insurance carrier and regional independent agency partner offering personal and commercial lines across the Midwest and Eastern US. Comparable multi-state independent agency footprint with carrier-side capabilities.

Others

• Wood Wealth Group: Financial planning firm partnered with East Coast Insurance Providers to offer wealth and retirement services. Listed as an ecosystem partner because it directly extends the agency's product offering rather than competing for the same insurance placements.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/east-coast-insurance-providers

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about East Coast Insurance Providers