What EVO Payments UK does

EVO Payments UK Ltd is a UK-incorporated private limited company (Companies House 13527680) operating as the UK arm of EVO Payments International, a fully integrated merchant acquirer and payment processor founded in 1989 and headquartered in New York. The UK entity began operations as a greenfield startup in 2016 and is registered at Granite House, Granite Way, Syston, Leicester (LE7 1PL), with additional sales offices in Birmingham and Dublin under the European Region. Since March 2023, the entity has been a wholly-owned subsidiary of Global Payments Inc. (NASDAQ: GPN), and is in the process of transitioning to the Global Payments brand while retaining FCA authorisation under FRN 959332 (Payment Services Regulation 2017) and FRN 966552 (Consumer Credit Act for terminal rentals).

The company's core technology is a unified merchant acquiring and payment processing platform supporting card-present (in-store fixed, portable, and mobile GPRS terminals) and card-not-present (eCommerce Payment Gateway, Virtual Terminal/MOTO, Pay by Link, ProPay) acceptance. The EVO Payment Gateway supports Direct API and Hosted Payment Page (HPP) integrations compliant with 3D Secure v2 / PSD2 Strong Customer Authentication, AVS & CV2 fraud checks, and is operated as a Level 1 PCI DSS Service Provider. The platform accepts all major card schemes (Visa, MasterCard, American Express, Discover, Diners Club, JCB, UnionPay, EBT) and mobile wallets (Apple Pay, Google Pay), and supports international processing in 130+ currencies across 49 markets, including Dynamic Currency Conversion for cross-border cardholders. Open-source plugins are published for WooCommerce, Magento 2, OpenCart, PrestaShop, VirtueMart, and osCommerce, with deeper integrations into Diamond Cloud ERP and ePOS Hybrid (hospitality POS).

EVO Payments UK monetises through a combination of per-transaction processing fees (the primary revenue stream for SMB merchants), fixed-fee monthly subscription plans branded "Ready Made" (£33–£94/month scaled to monthly card turnover up to £9,000), bespoke "Tailor Made" pricing for turnover above £9,000/month, terminal hardware rentals regulated under the Consumer Credit Act, and ancillary fees such as the £6/month ProPay virtual terminal. The go-to-market is sales-led (direct field/inside sales at 0121 827 9100) supplemented by a three-tier partner programme (referral, reseller, integrated payments/ISV) and a Bank of Ireland (UK) plc marketing alliance operating under the BOI UK Payment Acceptance brand. Customer base is dominated by UK SMBs in retail, hospitality, restaurants, catering, and holiday accommodation, with documented case studies including Glitz Hair Design, Morleys restaurant, Tupi, Moonfrog (78% cost reduction vs. prior provider), and Elite Catering Services. Acquired subsidiaries include Anderson Zaks (acquired August 2021) and the retained brands BOI UK Payments Acceptance and BOIPA UK.

Name

EVO Payments UK

Legal name

EVO Payments UK Ltd

Website

https://evopayments.co.uk

Company type

Private

Founded year

2016

Operating status

Operating

Headcount range

11–50 employees

Short description

EVO Payments UK Ltd is a UK FCA-authorised merchant acquirer and payment processor (subsidiary of Global Payments Inc.) offering card-present terminals, eCommerce gateways, virtual terminals, and integrated payment APIs primarily to UK SMBs across retail, hospitality, and catering.

Ownership category

akta.pro rank

Product category

Merchant Acquiring and Payment Processing

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320), Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232)

SIC

Finance Services (6199)

akta.pro primary industry

Integrated Payment Processors (PSP/Acquirer) (FSAMABAA)

akta.pro secondary industries

Merchant Acquiring & Card Processing (PSPs) (CRAFALAB), Card-Present Acquirers (Retail & POS Focus) (FSAMABAC), Merchant & Commercial Acquiring (POS/eCommerce acquiring for corporates) (FSABAIAH), Recurring Billing, Subscriptions & Tokenized Payments (CRAFALAH)

Keywords

• Merchant card acceptance
• Payment processing services
• Card terminal rentals
• Online payment gateway
• Integrated POS payments

Headquarters

HQ city

Syston, Leicester

HQ country

United Kingdom

HQ region

Europe

Offices3 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure, Supply Chain

Revenue model

1. Transaction Processing Fees: Per-transaction fees for processing credit and debit card payments (Visa, MasterCard, American Express, Discover, Diners Club, EBT, PIN-based and signature debit). Includes international processing in 130+ currencies across 49 markets.
2. Monthly Subscription Plans: Ready Made flat-fee monthly pricing plans ranging from £33 to £94 per month based on monthly card turnover tiers (£1500 to £9000). Tailor Made bespoke pricing for merchants with turnover exceeding £9000 monthly.
3. Terminal Hardware Rental: Rental of payment terminals (fixed, portable, mobile GPRS). EVO Payments UK Ltd authorised under Consumer Credit Act (FRN 966552) for undertaking of terminal rentals.
4. ProPay Monthly Fee: Virtual terminal solution ProPay priced at £6 per month with 10p per transaction for small to medium businesses.

Pricing tiers

Go-to-market motion2 records

Distribution channels6 records

Marketing channels5 records

Core offering

EVO Payments UK is a merchant acquirer and payment processor providing card acceptance solutions for UK businesses across in-store (fixed, portable, and mobile GPRS terminals), online (payment gateway, virtual terminal, Pay by Link, ProPay), and integrated POS channels. It processes credit and debit card transactions (Visa, MasterCard, American Express, Discover, Diners Club, JCB, UnionPay, EBT) plus mobile wallets (Apple Pay, Google Pay) for SMB and mid-market merchants, supported by 3D Secure, Level 1 PCI DSS, next-day settlement, and Dynamic Currency Conversion.

Product overview

EVO Payments UK is a payment technology company offering a unified merchant acquiring and payment processing platform. The core product portfolio centres on three primary payment acceptance channels: in-store card terminals (fixed, portable, and mobile GPRS devices), online payment solutions (Payment Gateway, Virtual Terminal, Pay by Link, and ProPay), and integrated payment APIs. Supporting modules include Dynamic Currency Conversion for international customers, Gift & Loyalty Cards, Merchant Funding, Marketing Solutions, Security & Fraud Prevention, and Reporting & Analytics. The platform supports multiple card types (Visa, MasterCard, American Express, Discover, Diners Club, EBT) and mobile wallets (Apple Pay, Google Pay). EVO also operates a Partner Programme for referral, reseller, and integrated payments partners.

Differentiator

Problem solved

Functional benefit

Products and services

• Payment Gateway Online payment gateway for e-commerce merchants enabling secure credit and debit card processing with 3D Secure support, fraud screening, and compatibility with over 50 shopping cart modules.
• Virtual Terminal Web-based secure payment form that allows merchants to accept card payments over the phone, with multi-user access, Link to Pay functionality, fraud toolbox, and real-time online reporting.
• Pay by Link Payment solution enabling merchants to send secure payment links to customers via email, SMS, social media or QR code for convenient remote payment collection.
• ProPay Virtual terminal payment portal for small to medium businesses enabling secure payments from desktop, tablet and mobile devices with multi-user capability (up to 3 users), priced at £6 per month with 10p per transaction.
• Card Terminals Range of point-of-sale card payment terminals including fixed countertop, portable (Bluetooth/WiFi), and mobile GPRS devices, all supporting contactless, Apple Pay and Google Pay.
• In-Store Payments Payment acceptance solutions for physical retail locations including integrated card payments, fixed price plans, and advanced terminals with contactless and mobile wallet functionality.
• On the Go (Mobile Payments) GPRS-enabled mobile payment terminal allowing businesses to accept card payments anywhere in the UK with fixed monthly pricing plans and national connectivity.
• Dynamic Currency Conversion (DCC) Service allowing international Visa and MasterCard cardholders to pay in their home currencies, offering price transparency with foreign exchange rates and generating monthly rebates for merchants.
• Gift & Loyalty Cards Customizable gift and loyalty card programs designed to boost profitability, attract new customers, reward repeat purchases, and generate additional revenue through customer relationships.
• Merchant Funding Value-added service providing affordable short-term capital to qualified merchants with quick access (as little as 24 hours) and flexible repayment based on a percentage of monthly sales.
• Partner Programme Comprehensive partner programme offering Referral Partners, Reseller Partners, and Integrated Payments Partners with revenue opportunities, marketing support, and technical integration assistance.

Quantifiable outcome

• 78% reduction in payment processing costs during busiest period compared to previous provider (Moonfrog case study)
• +1 more outcomes

Named customers6 records

Segments6 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration9 records

Feature4 records

Partnerships

Seven partnerships are on record, tiered core and minor.

• Global PaymentscoreStrategic or Co-development Partner · 24 March 2023EVO Payments joined Global Payments brand officially on March 24, 2023. EVO transitioning to Global Payments brand while maintaining same technology and support. UK operations continue under FCA authorisation with same regulatory references.
• Anderson ZakscoreTechnology or Integration · 2 August 2021EVO Payments completed acquisition of Anderson Zaks in August 2021, bringing additional payment processing capabilities and customer base to EVO's UK operations.
• SavvyminorGTM or Marketing Partner · 31 August 2020Savvy partnered with EVO Payments to provide gift card solutions for merchants in the UK. Partnership announced August 31, 2020 in London. Savvy offers customizable gift and loyalty programs to help merchants boost profitability.
• ePOS HybridcoreGTM or Marketing Partner · 1 January 2020ePOS Hybrid provides point of sale and payment technology solutions for hospitality sector (restaurants, cafes, takeaways, bars). Partnership since January 2020. EVO helps ePOS Hybrid expand internationally and provides competitive rates strengthening ePOS Hybrid's offering. ePOS Hybrid considers EVO Payments the best payments solution provider in the market.
• CardstreamcoreTechnology or Integration · 27 September 2019EVO Payments partnered with Cardstream to enhance digital payments offering in the UK. Cardstream provides gateway integration support for merchants hosting their own payment pages via Direct API integration. Partnership announced September 27, 2019.
• SellxedminorChannel Partner/ Reseller/ DistributorAdditional plugins for EVO Payment Gateway available for purchase online through Sellxed partner.
• Discover Global NetworkcoreTechnology or IntegrationEVO Payments allows Discover Global Network cardholders to pay at more locations in UK and Ireland, expanding accepted card types for merchants.

Scale indicators6 records

Recent moves7 records

Expansion highlights6 records

Direct peers

• Takepayments: Takepayments is a UK SMB-focused payment service provider offering card terminals, eCommerce, and integrated POS payments, owned by Global Payments Inc. alongside EVO Payments UK — directly comparable in product and target market within the same parent.
• Worldpay (FIS): Worldpay is one of the largest global merchant acquirers and payment processors and a leading UK acquirer, offering card-present, eCommerce, and omnichannel payment acceptance with global currency support — directly comparable to EVO Payments UK's core acquiring proposition in the UK market.
• Checkout.com: Checkout.com is a global payment processor offering unified acquiring for online and mobile commerce with broad card-network coverage and FX capability — comparable to EVO's eCommerce gateway and international processing proposition.
• Square (Block, Inc.): Square provides integrated POS hardware, payment processing, and software for SMBs in retail, hospitality, and food service — overlapping with EVO's UK SMB-focused in-store, eCommerce, and integrated partner channels.
• Dojo: Dojo is a UK-focused payment service provider for SMBs in retail, hospitality, and leisure, offering card terminals, integrated POS payments, and simplified pricing — directly overlapping with EVO's UK SMB acquiring and hospitality vertical.
• Adyen: Adyen is a global unified commerce payments platform offering card-present, eCommerce, and mobile acceptance through a single integration. It directly competes with EVO Payments UK's omnichannel acquiring proposition, particularly for mid-market and enterprise merchants.
• Stripe: Stripe is a leading global payments platform providing developer-first payment gateway and acquiring services for online and in-person commerce, including Stripe Terminal for POS. It is a direct competitor to EVO's Payment Gateway and integrated payments offerings for UK SMBs and ISVs.
• SumUp: SumUp is a leading European mobile card reader and integrated payments provider focused on micro-merchants and SMBs, directly competing with EVO's on-the-go GPRS terminal and ProPay-style SMB payment offerings across the UK.
• Sage Pay (Opayo): Sage Pay / Opayo is a UK payment service provider offering online, MOTO, and integrated payment gateway services to SMBs and ISVs — directly comparable to EVO's Payment Gateway, Virtual Terminal, and ProPay offerings in the UK.

Regional players

• Handepay: Handepay is a UK-focused independent card terminal provider targeting SMBs in retail and hospitality with fixed monthly pricing — comparable to EVO Payments UK's Ready Made fixed-fee terminal proposition, though smaller in scale and purely UK-domestic.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/evopayments-uk

Compliance5 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Subsidiaries2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about EVO Payments UK