Tennessee Farmers Mutual

What Tennessee Farmers Mutual does

Tennessee Farmers Mutual is a small company headquartered in Clarksville, Tennessee, with a stated headcount of approximately 19 employees. Based on its legal name and the web domain "farmersmutualoftn.com," the entity appears to operate as a mutual insurance organization, a structure in which policyholders typically hold ownership rather than external shareholders. The company is identified as serving the Tennessee market within the United States, with no claimed international or multi-state footprint. The mutual-insurance interpretation is inferred from naming convention and domain identity, not from any direct disclosure in the source material.

The source data does not contain substantive product, service, pricing, distribution, or operational detail. The website content retrieved consists only of a tracking pixel and a privacy policy link, with no extractable information on insurance lines offered (e.g., auto, home, farm, commercial), underwriting approach, claims handling, agent or broker network, or premium volume. No management team, board, employees, partnerships, funding events, regulatory filings, certifications, or technology stack details were disclosed in the supplied material.

Because the available evidence is limited to firmographic identifiers and an active domain, any characterization of the business model, revenue mechanics, technology, or customer base is necessarily provisional. The company is recorded as operating, but scale, financial position, and strategic direction cannot be reliably assessed from the data provided.

Name

Tennessee Farmers Mutual

Website

https://farmersmutualoftn.com

Company type

Private

Operating status

Operating

Headcount range

11–50 employees

Short description

Tennessee Farmers Mutual is a small regional mutual insurance organization based in Clarksville, Tennessee, with approximately 19 employees. It appears to serve policyholders within Tennessee, though source data provides no substantive detail on products, pricing, or operations.

Ownership category

akta.pro rank

Product category

Property and Casualty Insurance

akta.pro primary industry

Agricultural & Rural Cooperatives (Farm Credit/Co-op Banks) (FSABAEAG)

Keywords

• Mutual insurance
• Property insurance
• Tennessee insurance
• Personal lines insurance
• Regional insurance carrier

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Others

Core offering

Tennessee Farmers Mutual is a small mutual insurance organization based in Clarksville, Tennessee, that serves policyholders in the state of Tennessee. Based on the firm's name and structure as a mutual insurance company, it provides property and casualty insurance products to individual policyholders within its regional market. The specific product lines and coverage details are not detailed in the available source material.

Differentiator

Problem solved

Functional benefit

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Broad incumbents

• Farmers Insurance: Farmers Insurance is a national personal lines carrier with brand affinity to the farm segment. While its primary focus is broader personal insurance, it competes for the same rural and suburban Tennessee policyholder pool.
• State Farm: State Farm is a large mutual insurer with a national agent network that writes farm and rural policies. As a broad incumbent, it competes with Tennessee Farmers Mutual on overlapping personal and small-commercial lines across the same Tennessee geography.
• Nationwide: Nationwide is a major national insurer with a dedicated farm and agribusiness division. It competes with Tennessee Farmers Mutual on commercial farm and rural lines, with substantially greater scale and product breadth.

Direct peers

• Erie Insurance: Erie Insurance is a mutual insurance company operating in the Eastern and Southeastern U.S. Its mutual ownership structure and regional concentration make it a relevant structural peer, though its product mix is broader than farm-only.
• Auto-Owners Insurance: Auto-Owners Insurance is a mutual insurer serving personal and commercial lines, including agricultural customers, through independent agents. Its mutual ownership and multi-state regional model are closely comparable.
• Shelter Insurance: Shelter Insurance is a mutual insurance company serving rural and suburban customers across multiple Midwestern and Southern states. Its mutual structure and strong rural agency network make it a close analog to Tennessee Farmers Mutual.
• Farm Bureau Insurance of Tennessee: Farm Bureau Insurance of Tennessee is a leading provider of farm and rural insurance in the same state. It directly competes with Tennessee Farmers Mutual for the same Tennessee farm and rural customer base using a similar mutual/affiliated structure.
• Grange Insurance: Grange Insurance is a mutual insurance company with a long-standing focus on rural and small-town customers. It is comparable in mutual ownership structure, rural customer base, and regional operating model.
• COUNTRY Financial (Country Mutual Insurance Company): Country Mutual Insurance Company is a mutual insurer that serves farm and rural customers across the Midwest and South. Its mutual ownership structure and focus on agricultural/rural policyholders make it a structurally and strategically comparable peer.
• Tennessee Farm Bureau Federation: The Tennessee Farm Bureau Federation is a member organization that offers insurance products to Tennessee farmers and rural residents. It is the most directly comparable competitor in terms of customer segment, geographic focus, and product offering.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat2 records

Key risks4 records

Key highlights4 records

Customer concentration

• LinkedInlinkedin.com/company/tennessee-farmers-mutual

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Tennessee Farmers Mutual