What FIF PL does

FIF PL (Fonds Interprofessionnel de Formation des Professions Libérales) is a French mutualized professional training insurance fund, established in 1993 by ministerial order at the initiative of UNAPL. It is the first and largest such fund in France, administering continuing-education financing for liberal professionals — independent practitioners such as pharmacists, nurses, lawyers, notaries, architects, software developers, and veterinarians — organized into four sections (Health, Technical, Legal, Quality of Life) covering more than 70 professions across 150 NAF codes.

The operating model is a closed financial loop: liberal professionals pay the Contribution à la Formation Professionnelle (CFP) to URSSAF, which is then routed to FIF PL based on the professional's NAF code. FIF PL in turn reimburses training costs to professionals and certified training organizations, subject to profession-specific daily and annual ceilings set annually by elected professional commissions. The fund's technology backbone is a four-portal web platform — the member portal (adherent.fifpl.fr), the training-organization portal (of.fifpl.fr), the searchable training catalog (catalogue-formations.fifpl.fr), and the governance document management system (ged.fifpl.fr) — supported by an AI-assisted fraud detection layer. Distribution is fully digital, with no downloadable software.

FIF PL does not sell a commercial product; it allocates contributed funds. In 2025, gross collection exceeded €94 million, financing 142,313 training actions for 149,697 professionals, managed by a team of 50+ employees processing roughly 160,000 dossiers annually. Revenue mechanics are governed by statute rather than market pricing: since January 2020, 11% of collection is pre-levied by France Compétences for the CPF, with an additional 1% for CEP, and coverage ceilings were revalued upward effective October 1, 2025 (and again January 1, 2026 for micro-entrepreneurs). Governance rests on a Management Council composed of 63 trade unions and four section presidents, with Philippe DENRY serving as President since 2016.

Name

FIF PL

Legal name

FIF PL

Website

https://fifpl.fr

Company type

Private

Founded year

1993

Operating status

Operating

Headcount range

11–50 employees

Short description

FIF PL is France's first and largest mutualized professional training fund, managing continuing-education financing for more than 70 liberal professions across four sections via a four-portal digital platform. It collects statutory CFP contributions through URSSAF and disburses training-cost reimbursements to individual professionals and certified training organizations.

Ownership category

akta.pro rank

Product category

Professional Training Fund

NAICS

Professional and Management Development Training (611430), Funds, Trusts, and Other Financial Vehicles (525)

SIC

Services-Educational Services (8200)

akta.pro primary industry

Program & Portfolio Management (PPM) (EDABAHAB)

Keywords

• Professional training fund
• Continuing education financing
• Liberal professional training
• Training contribution management
• Vocational training reimbursement

Headquarters

HQ city

Paris

HQ country

France

HQ region

Europe

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Professional Training Contributions (CFP): FIF PL collects professional training contributions (Contribution à la Formation Professionnelle - CFP) paid by liberal professionals through URSSAF. The standard annual CFP for most professionals is 116 euros. Micro-entrepreneurs benefit from a special regime at 0.2% of their turnover.
2. Training Cost Coverage: Only training costs are covered by FIF PL, within the limits of daily and annual caps specific to each profession. E-learning training is covered at 50% of the daily and annual cap. Since January 2020, FIF PL no longer covers training linked to CPF (Personal Training Account) as 11% of collection is now prelevied by France Compétences.

Pricing tiers

Go-to-market motion3 records

Distribution channels4 records

Marketing channels6 records

Core offering

FIF PL is the first and largest professional training insurance fund in France, approved by ministerial order in 1993. It collects professional training contributions (CFP) from liberal professionals through URSSAF and allocates annual training budgets covering individual and collective training costs across more than 70 liberal professions organized into 4 sections (Health, Technical, Legal, Quality of Life). The organization provides a digital platform enabling professionals to submit funding requests, track reimbursements, and access a catalog of certified training programs.

Product overview

FIF PL operates as a unified training financing platform for French liberal professionals, combining multiple web portals and services. The core offering consists of: (1) the Member Portal (Espace Adhérent) where professionals submit individual training financing requests and manage reimbursements; (2) FIF PL Online for training organizations to manage collective financing, project calls, and settlements; (3) the Training Catalog where referenced programs are searchable and directly link to financing requests; and (4) a GED system for governance document management. The service also includes an Installation Aid Program providing fully funded training for new professionals. All platforms are accessible online with no downloadable software required.

Differentiator

Problem solved

Functional benefit

Named customers4 records

Segments5 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

Seven partnerships are on record, tiered core, flagship and minor.

• ORIFF PLcoreStrategic or Co-development Partner · 1 January 2025ORIFF PL (Organisme de Référence pour l'Installation et la Formation des Professions Libérales) was selected through a tender process in 2025 (for a 2-year duration) as one of only two authorized training organizations to deliver installation aid programs for new liberal professionals.
• STAFFME ACADEMYcoreStrategic or Co-development Partner · 1 January 2025STAFFME ACADEMY was selected through the 2025 tender process as one of only two authorized training organizations (alongside ORIFF PL) to deliver installation assistance programs for new liberal professionals, fully funded by FIF PL without impact on annual training budgets.
• France CompétencescoreOthers · 1 January 2020National public instance managing vocational training funding. Since January 2020, France Compétences receives 11% of FIF PL's collection (CPF contribution) and 1% for CEP. This public body also oversees the Qualiopi certification system and maintains the registry of certified training organizations.
• UNAPL (Union Nationale des Professions Libérales)flagshipStrategic or Co-development Partner · 1 January 1993UNAPL is the founding organization behind FIF PL's creation in 1993. The relationship is institutional and formal: UNAPL presents 4 Bureau members (President, General Secretary, Treasurer, and Deputy Treasurer) to the Gestion Council for election. The organization provides ongoing governance representation through 63 trade unions, defining training priorities and criteria annually.
• DIRECCTE (Regional Directorates for Enterprises, Competition, Consumption, Work and Employment)minorOthersRegional administrative authorities responsible for issuing the activity declaration number (Numéro de Déclaration d'Activité) required for training organizations operating in France.
• DGEFP (General Delegation for Employment and Vocational Training)minorOthersNational authority maintaining the official registry of training organizations (référencement DGEFP). All organizations wishing to work with FIF PL must be referenced in this registry.
• URSSAFcoreOthersSocial contributions collection body. URSSAF collects the professional training contribution (CFP) from liberal professionals and forwards the appropriate portion to FIF PL based on the professional's NAF code. Professionals find their assigned training fund on their URSSAF attestation.

Scale indicators11 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• Constructys: Constructys is the OPCO for the construction industry, operating the same training-financing model as FIF PL but focused exclusively on construction-sector employers and employees. Represents a sectoral peer in the French OPCO/FAF ecosystem.
• AKTO: AKTO is a large multi-sector OPCO serving employment-intensive industries. While FIF PL focuses specifically on liberal professionals, AKTO operates in the same regulated training-financing framework and handles training contributions for salaried workforces across diverse sectors.
• Uniformation: Uniformation is an OPCO serving proximity enterprises and the social economy, comparable in structure to FIF PL as an OPCO/FAF-style training funder but covering a different employer/employee segment under the same French regulatory regime.

Others

• France Compétences: France Compétences is the national regulatory authority overseeing vocational training funding, including the Qualiopi certification system and CPF contributions. It directly regulates FIF PL (receiving 11% of its collection) and is the closest regulatory peer in the French training ecosystem.
• UNAPL: UNAPL (Union Nationale des Professions Libérales) is FIF PL's founding organization and presents 4 Bureau members to FIF PL's Gestion Council. While not a direct competitor, UNAPL's governance role makes it the closest ecosystem partner and political sponsor of FIF PL's mandate.

Direct peers

• OPCO Santé: OPCO Santé is the Opérateur de Compétences for the healthcare sector, managing training financing for healthcare employers and salaried employees. It complements FIF PL's role for liberal health professionals by serving the salaried side of the same professions.
• ANFH: ANFH (Association Nationale pour la Formation permanente du personnel Hospitalier) is the OPCO/FAF for hospital personnel, administering training contributions and financing continuing education for healthcare workers — comparable to FIF PL's Health Section and operating under the same French regulated training-fund framework.
• AGEFICE: AGEFICE is the Fonds d'Assurance Formation for non-salaried business owners in commerce, industry, and services — operating the same FAF/OPCO model as FIF PL but for a different professional segment (chefs d'entreprise rather than liberal professionals). Both collect mandatory training contributions and allocate them to professional development.
• AGESSA: AGESSA manages social security and training contributions for artists, authors, and certain liberal professionals — operating a similar contribution-collection and training-financing mandate as FIF PL but for the cultural/creative professional segment.
• FAFCEA: FAFCEA is the Fonds d'Assurance Formation des Chefs d'Entreprise Artisanale — the training fund for artisans (craftspeople), structurally identical to FIF PL's model of CFP collection, professional criteria management, and training financing, but focused on the artisanal segment.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/fifpl

Revenue estimate

Valuation estimate

Number of profiles

Profiles8 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about FIF PL