First Vehicle Finance Ltd
First Vehicle Finance is a UK FCA-authorised credit broker that arranges car and van contract hire leases for individuals and businesses through a panel of six major funders, with no proprietary technology platform.
- Company typePrivate
- Founded-
- HeadquartersHorley, United Kingdom
- Headcount1–10
- GTM typeB2B and B2C
- OfferingServices
What First Vehicle Finance Ltd does
First Vehicle Finance Limited is a UK-based credit broker founded in 2007 and headquartered in Horley, Surrey, operating as a car and van leasing intermediary rather than a lender. The company arranges contract hire agreements for private individuals, sole traders, SMEs, and multi-national blue chip companies, brokering leases across more than 40 passenger vehicle manufacturers and 8 commercial vehicle brands. It is authorised and regulated by the Financial Conduct Authority (Firm Reference 669990), is a member of the British Vehicle Rental and Leasing Association (BVRLA), and is registered in England & Wales under company number 05285260. Regional offices are maintained in Cheshire and Cardiff alongside the Surrey headquarters to support nationwide vehicle delivery.
The company does not operate a proprietary technology platform; vehicle data is sourced from third parties and the core workflow is phone-based inside sales, online quote requests, and digital finance applications. The product portfolio comprises new car leasing, new van leasing, electric and hybrid vehicle leasing, used EV/PHEV leasing, an accessories shop, EV decision-support tools (calculators, suitability assessments, 2030 roadmap content), and a customer referral program. A partnership with Pod Point extends the offering into EV charging hardware.
First Vehicle Finance generates revenue primarily through broker commission paid by a panel of six funders (Arval, Lex Autolease, Ayvens, Novuna, Paragon, Alphabet) when customers are introduced, supplemented by customer-facing arrangement fees that must be disclosed under FCA rules. Lease pricing follows a contract-hire subscription model with monthly rentals, flexible terms of 18–48 months, no-deposit options, and mileage allowances; business leases exclude VAT while personal leases include VAT. Marketing is multi-channel across website content, SEO, social media, Google reviews (4.8 rating across 82 reviews), and a referral scheme.
First Vehicle Finance Ltd firmographics
Firmographics- Name
- First Vehicle Finance Ltd
- Legal name
- First Vehicle Finance Limited
- Website
- https://firstvehiclefinance.co.uk
- Company type
- Private
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- First Vehicle Finance is a UK FCA-authorised credit broker that arranges car and van contract hire leases for individuals and businesses through a panel of six major funders, with no proprietary technology platform.
- Ownership category
- akta.pro rank
First Vehicle Finance Ltd industry classification
Industry- Product category
- Vehicle Leasing Brokerage
- NAICS
- Passenger Car Leasing (532112), Automotive Equipment Rental and Leasing (5321), Truck, Utility Trailer, and RV (Recreational Vehicle) Rental and Leasing (53212)
- SIC
- Services-Auto Rental & Leasing (No Drivers) (7510)
- akta.pro primary industry
- Auto & Vehicle Loan Brokerage (FSAEAEAK)
- akta.pro secondary industries
- Auto & Vehicle Leasing (Personal Use) (FSAKANAA), Leasing & Lease Buyout Financing (FSAKADAC), SME & Small Business Vehicle Leasing (TLABAAAB)
Keywords
Where First Vehicle Finance Ltd is headquartered
LocationHeadquarters
- HQ city
- Horley
- HQ country
- United Kingdom
- HQ region
- Europe
Offices3 records
Markets served
First Vehicle Finance Ltd business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Others
Revenue model
- Broker Commission: Receives commission from funders (finance companies) when introducing customers. Commission disclosure is required under FCA rules.
- Arrangement Fees: May charge Arrangement Fees which should be disclosed clearly before proceeding. Fee amounts not publicly disclosed.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Contract Hire - Business Leasing |
| Subscription | Monthly | Contract Hire - Personal Leasing |
| Subscription | Monthly | Used Electric & PHEV Leasing |
Go-to-market motion2 records
Distribution channels4 records
Marketing channels5 records
First Vehicle Finance Ltd product offering
Product offeringCore offering
First Vehicle Finance Ltd operates as an FCA-authorised credit broker (not a lender) that arranges car and van contract hire leases for both private individuals and business customers in the UK. The company connects customers with a panel of major vehicle leasing funders including Arval, Lex Autolease, Ayvens, Novuna, Paragon, and Alphabet, earning commission on introductions and disclosed arrangement fees. Offerings span new car leasing across 40+ manufacturers, van leasing across 8 brands, electric and hybrid vehicle leasing, used EV/PHEV leasing, EV charging accessories via Pod Point, and a vehicle accessories online shop.
Product overview
First Vehicle Finance Ltd operates as a car and van leasing broker offering contract hire services. The core offering comprises car leasing across 40+ manufacturers and van leasing from 8 brands. The company also provides dedicated electric and hybrid vehicle leasing, used EV/PHEV options, and EV charging solutions through Pod Point. Supporting services include an online accessory shop, EV decision-making tools, and a customer referral program. The company acts as a credit broker, not a lender, connecting customers with multiple funders including Arval, Lex Autolease, Ayvens, Novuna, and others.
Differentiator
Problem solved
Functional benefit
Products and services
- Car Leasing
Quantifiable outcome
- Google rating 4.8 from 82 reviews
- +1 more outcomes
Companies that use First Vehicle Finance Ltd
Customer profileNamed customers3 records
Segments3 records
Ideal customer profiles3 records
First Vehicle Finance Ltd technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
First Vehicle Finance Ltd partnerships and signals
Strategic signalScale indicators4 records
Recent moves6 records
Expansion highlights5 records
First Vehicle Finance Ltd competitors and assessment
Company assessmentBroad incumbents
- Arval UK: Major UK fleet leasing and mobility funder (BNP Paribas group) and panel partner of First Vehicle Finance. Acts as both supplier and potential direct competitor for enterprise fleet business.
- Lex Autolease: One of the UK's largest vehicle leasing funders (Lloyds Banking Group) and a panel partner of First Vehicle Finance. Represents both a supply-side relationship and a potential competitor via its own broker-style offerings.
- Ayvens: Global mobility and fleet leasing provider (formed from the merger of ALD Automotive and LeasePlan) and a First Vehicle Finance funder partner. A broad incumbent with significant UK presence and growing direct digital offering.
Emerging players
- LeaseFetcher: UK digital-first leasing comparison platform aggregating offers from brokers and funders. Emerging competitive threat to traditional phone-led brokers such as First Vehicle Finance.
Direct peers
- Vanarama: UK vehicle leasing and subscription broker (part of the Vanarama Group), offering cars, vans and EVs on personal and business contract hire. Comparable scale and customer overlap with First Vehicle Finance.
- Ready2Lease: UK independent vehicle leasing broker offering personal and business contract hire across multiple manufacturers. Comparable service model and target customer segments.
- Hippo Leasing: UK vehicle leasing broker for personal and business customers, including a specialist EV leasing offering. Direct competitor in the consumer/SME leasing space.
- Leasing.com: UK-based online vehicle leasing comparison and broker platform, offering car and van contract hire from multiple funders with a digital-first quoting journey. Competes head-to-head with First Vehicle Finance for personal and SME leasing customers.
- Select Car Leasing: One of the UK's largest independent vehicle leasing brokers, offering car and van contract hire across personal and business customers with multi-funder panel access. Direct competitor to First Vehicle Finance in the same UK credit-broker segment.
Others
- Pod Point: UK EV charging solutions provider partnered with First Vehicle Finance to bundle chargers with leased EVs. Ecosystem participant rather than direct competitor, but relevant for understanding the EV value chain the broker is plugged into.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat4 records
Key risks6 records
Key highlights7 records
Customer concentration
First Vehicle Finance Ltd social profiles
Digital presenceFirst Vehicle Finance Ltd compliance and trust
Trust signalCompliance2 records
First Vehicle Finance Ltd financial estimates
Financial estimateRevenue estimate
Valuation estimate
First Vehicle Finance Ltd leadership team
Management profileNumber of profiles
First Vehicle Finance Ltd funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
First Vehicle Finance Ltd M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about First Vehicle Finance Ltd
What does First Vehicle Finance Ltd do?
First Vehicle Finance Ltd operates as an FCA-authorised credit broker (not a lender) that arranges car and van contract hire leases for both private individuals and business customers in the UK. The company connects customers with a panel of major vehicle leasing funders including Arval, Lex Autolease, Ayvens, Novuna, Paragon, and Alphabet, earning commission on introductions and disclosed arrangement fees. Offerings span new car leasing across 40+ manufacturers, van leasing across 8 brands, electric and hybrid vehicle leasing, used EV/PHEV leasing, EV charging accessories via Pod Point, and a vehicle accessories online shop.
Is First Vehicle Finance Ltd a public or private company?
First Vehicle Finance Ltd is a private company. It is classified as unknown and is currently operating.
When was First Vehicle Finance Ltd founded?
First Vehicle Finance Ltd was founded in -1. It employs 1 to 10 people.
Where is First Vehicle Finance Ltd based?
First Vehicle Finance Ltd is headquartered in Horley, United Kingdom, in the Europe region.
How does First Vehicle Finance Ltd make money?
Two revenue lines are on record. Broker Commission is the primary driver. The others are arrangement Fees.
Who are First Vehicle Finance Ltd's main competitors?
Broad incumbents on record are Arval UK, Lex Autolease and Ayvens. LeaseFetcher is listed as an emerging player. Direct peers are Vanarama, Ready2Lease, Hippo Leasing, Leasing.com and Select Car Leasing. Pod Point is listed as an others.
Does First Vehicle Finance Ltd have an API?
No public API is recorded for First Vehicle Finance Ltd.
What industry is First Vehicle Finance Ltd in?
First Vehicle Finance Ltd's product category is Vehicle Leasing Brokerage. Its primary akta.pro industry code is FSAEAEAK, Auto & Vehicle Loan Brokerage, with a secondary code of FSAKANAA, Auto & Vehicle Leasing (Personal Use). Its NAICS code is 532112 and its SIC code is 7510.