Fogartys Insurance Services Ltd

What Fogartys Insurance Services Ltd does

Fogartys Insurance Services Ltd is an FCA-authorised (Register number 307763) independent insurance intermediary founded in 2004 and headquartered at 384 Preston Old Road, Blackburn, Lancashire. The firm is family-owned and operated by the Fogarty family (Philip Fogarty Snr, Richard, Philip, Brian and Patricia Fogarty) alongside a management team and ~18 employees. It provides a personal, dedicated consulting service across a broad portfolio of personal and commercial insurance products.

The product catalogue spans motor insurance (car, van, motorbike, learner/new driver, temporary cover, GAP), home, travel (standard, sports, pre-existing conditions), caravan, motorhome/campervan, personal accident, public liability, professional indemnity, landlords, shop, office, fleet, motor trade, and pub/restaurant insurance. Several niche lines — cycling, learner drivers, sports travel, GAP and temp cover — are delivered through referral partnerships with specialist providers (Velosure, Marmalade, B2C Travel, JLU Travel, Choose Your Insurance, GoShorty) rather than direct underwriting. Premium finance is offered via Premium Credit Limited. The firm operates a standard business website, social channels (Facebook, X, Instagram) and a Blackburn Rovers FC Business Club sponsorship, but discloses no proprietary technology platforms, AI capabilities, or APIs.

Commercially, Fogartys generates revenue primarily through insurance commissions from providers (typically 15% of gross premium on net-rated products), supplemented by disclosed administration fees (£10–£25 per new business/renewal, £25 mid-term adjustment, £50 cancellation) and commission from Premium Credit Limited on finance arrangements. GTM is sales-led and direct, with phone (01254 723 088) and email as primary contact methods, website quote forms, and partner referral traffic. The customer base is split between personal/individual consumers and small-to-medium commercial clients across Lancashire; geographic scope is restricted to the United Kingdom.

Name

Fogartys Insurance Services Ltd

Legal name

Fogartys Insurance Services Ltd

Website

https://fogartysinsurance.co.uk

Company type

Private

Founded year

2004

Operating status

Operating

Headcount range

1–10 employees

Short description

Fogartys Insurance Services Ltd is an FCA-authorised, family-owned independent insurance broker in Blackburn, Lancashire, offering personal and commercial insurance across motor, home, travel, and commercial lines to UK consumers and SMBs.

Ownership category

akta.pro rank

Headquarters

HQ city

Blackburn

HQ country

United Kingdom

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Commission: Commissions received from insurance providers when arranging policies for customers. Commission is typically a percentage of the gross premium (15% for net-rated products). Also receives commission from Premium Credit Limited when arranging premium finance facilities.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels6 records

Core offering

Fogartys Insurance Services Ltd is an independent insurance intermediary that arranges and brokers personal and commercial insurance policies on behalf of customers, earning commission from insurers. The core offering spans motor (car, van, motorbike, learner driver, GAP, temp cover), home, travel (standard, sports, pre-existing conditions), motorhome/campervan, caravan, personal accident, public liability, professional indemnity, landlords, shop, office, fleet, motor trade, pub/restaurant, and cycling insurance, with specialist products supplied via referral partnerships.

Product overview

Fogartys Insurance Services Ltd is an independent insurance intermediary established in 2004, offering a comprehensive portfolio of insurance products for both personal and commercial customers. The personal lines portfolio includes motor insurance (covering cars, vans, motorbikes, learner drivers, temporary cover, and GAP insurance), home insurance, travel insurance (standard, sports, and pre-existing conditions), motorhome/campervan, caravan, personal accident, and cycling insurance. The commercial portfolio encompasses business insurance, fleet insurance, motor trade insurance, public liability, professional indemnity, landlords insurance (single resident, multiple resident/commercial, and unoccupied properties), shop insurance, office insurance, and pub/restaurants insurance. The company operates through referral partnerships with specialist providers including Velosure (cycling), Marmalade (learner drivers), B2C Travel and JLU Travel (travel insurance), and Choose Your Insurance (GAP insurance). Fogartys is authorized and regulated by the Financial Conduct Authority (FCA) under reference 307763.

Differentiator

Problem solved

Functional benefit

Segments2 records

Ideal customer profiles2 records

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Six partnerships are on record, tiered minor.

• VelosureminorChannel Partner/ Reseller/ DistributorPartnership with Velosure for cycling insurance. Fogartys offers 5% discount on cycle insurance through this partner. Customers are redirected to Velosure website for quotes.
• B2C TravelminorChannel Partner/ Reseller/ DistributorPartnership with B2C Travel for standard travel insurance. Fogartys works with B2C to provide travel insurance products.
• JLU TravelminorChannel Partner/ Reseller/ DistributorPartnership with JLU Travel for sports travel insurance. Fogartys refers customers requiring sports travel coverage to JLU Travel.
• MarmalademinorChannel Partner/ Reseller/ DistributorPartnership with Marmalade for learner and new driver insurance. Fogartys refers provisional and young driver customers to Marmalade.
• Choose Your InsuranceminorChannel Partner/ Reseller/ DistributorGAP insurance partnership with Choose Your Insurance. Customers redirected to Choose Your Insurance hosted website for GAP quotes.
• GoShortyminorChannel Partner/ Reseller/ DistributorTemp cover insurance partner. Customers needing temporary vehicle cover are redirected to GoShorty.

Scale indicators3 records

Recent moves4 records

Expansion highlights3 records

Broad incumbents

• John Lewis Insurance: White-label insurance provider offering home, car, travel and pet insurance under the John Lewis brand. Comparable to Fogartys for personal-lines product mix; a broader incumbent leveraging retail brand trust that competes for the same household insurance wallet.
• Hastings Direct: Large UK direct-to-consumer motor and home insurer. Comparable as a competitor in Fogartys' core personal lines (motor, home); broader incumbent with digital scale that puts pressure on independent brokers like Fogartys.

Emerging players

• Bought By Many (Many Pets): UK InsurTech that aggregates and arranges specialist insurance (pet, travel, cycling) directly to consumers. Comparable to Fogartys for its specialist-line focus (e.g., cycling via Velosure referral) and direct-to-consumer digital model challenging traditional brokers.

Direct peers

• Bollington Insurance: UK independent commercial insurance broker providing business, fleet, liability, and specialist commercial coverage. Comparable to Fogartys on the commercial side — multi-line commercial broker with strong North-West/UK regional presence.
• A-Plan Insurance: UK high-street insurance broker with branches across the country, offering personal and commercial insurance. Directly comparable to Fogartys in product breadth (motor, home, commercial, specialist lines) and advisory-led brokerage model.
• Adrian Flux: UK independent insurance broker specialising in non-standard and niche personal lines (motor, home, travel, cycling). Comparable to Fogartys for its independent intermediary model and breadth of specialist products including cycling insurance.
• Swinton Insurance: UK high-street insurance broker offering personal and commercial lines across motor, home, and business insurance. Swinton is a near-identical model to Fogartys (multi-line broker with branch-led and phone-led sales); Fogartys' manager Nick Collum previously ran a Swinton branch.
• Quoteline Direct: UK insurance broker offering personal lines including motor, home, travel, and van insurance via phone and web channels. Closely comparable to Fogartys' mid-sized, independent broker profile with similar product mix and distribution approach.
• Cherry Godfrey: Family-run UK insurance broker offering personal and commercial lines. Comparable to Fogartys for family-ownership, regional focus, and multi-line product portfolio across motor, home, and commercial insurance.

Regional players

• NFU Mutual: UK mutual insurer with a strong regional agency network, particularly in rural and small-town areas. Comparable to Fogartys as a regional, relationship-led insurance provider, although mutual-owned rather than broker-intermediated.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat2 records

Key risks6 records

Key highlights5 records

Customer concentration

• Xx.com/Fogartysins
• Facebookfacebook.com/fogartysinsurance
• Instagraminstagram.com/fogartys_insurance
• LinkedInlinkedin.com/company/fogartys-insurance-services-limited

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles12 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Fogartys Insurance Services Ltd