Globe Insurance
Globe Life Inc. is a publicly traded US insurance holding company (ticker: GL) underwriting life, supplemental health, and Medicare Supplement insurance for working families, seniors, and parents across the US and Canada via seven wholly-owned subsidiaries and a multi-channel agent, phone, online, and mail distribution network.
- Company typePublic
- Founded1900
- Headquarters—
- Headcount1–10
- GTM typeB2C
- OfferingServices
What Globe Insurance does
Globe Life Inc. is a publicly traded insurance holding company (ticker: GL), founded in 1900, that underwrites and distributes life, supplemental health, and Medicare Supplement insurance to US and Canadian households. The company operates through seven wholly-owned subsidiaries — American Income Life Insurance Company, Family Heritage Life Insurance Company of America, Globe Life And Accident Insurance Company, Globe Life Insurance Company of New York, Liberty National Life Insurance Company, National Income Life Insurance Company, and United American Insurance Company — which collectively underwrite term life, whole life, children's life, final expense, accidental death, mortgage protection, cancer, ICU, critical illness, hospital, accident, and Medicare Supplement products. Headquartered in the US with agent presence in all 50 states and Canada, Globe Life targets working families, health-conscious individuals, Medicare Beneficiaries, and parents/grandparents.
The business model is a recurring premium subscription across a diversified life and supplemental health portfolio, with pricing quote-based on age, coverage amount, and product. Distribution is multi-channel: licensed agents provide local one-on-one service, online direct purchase and instant quoting enable self-serve acquisition, phone-based inside sales handle inbound demand, and mail-based applications serve customers who prefer offline channels. The technology layer includes a digital insurance platform supporting instant online quotes, fast approval, no-medical-exam applications, and a mobile app for policyholder services, with Google reCAPTCHA for site security. Marketing combines sports sponsorships, TV, radio, digital/paid search, social media, email, customer and agent referrals, direct mail, and educational content, and the company reports ongoing application volume of 2,343 per month and 618 per week.
In 2025, Globe Life paid $1,885,181,575 in claims ($1,062,628,049 life + $822,553,526 health), evidencing meaningful underwriting scale. The company maintains a registered Globe Life trademark and has pledged $2 million to the National Medal of Honor Museum Foundation as part of community initiatives. Compliance posture includes HIPAA and CCPA references, and investor relations are publicly accessible at investors.globelifeinsurance.com.
Globe Insurance firmographics
Firmographics- Name
- Globe Insurance
- Legal name
- Globe Life Inc.
- Website
- https://globeontheweb.com
- Company type
- Public
- Founded year
- 1900
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Globe Life Inc. is a publicly traded US insurance holding company (ticker: GL) underwriting life, supplemental health, and Medicare Supplement insurance for working families, seniors, and parents across the US and Canada via seven wholly-owned subsidiaries and a multi-channel agent, phone, online, and mail distribution network.
- Ownership category
- akta.pro rank
Globe Insurance industry classification
Industry- Product category
- Life & Supplemental Health Insurance
- NAICS
- Direct Life Insurance Carriers (524113), Direct Life, Health, and Medical Insurance Carriers (52411), Direct Health and Medical Insurance Carriers (524114)
- SIC
- Life Insurance (6311), Accident & Health Insurance (6321)
- akta.pro primary industry
- Level Term Life Insurance (FSAIAAAA)
- akta.pro secondary industries
- Whole Life Insurance (FSAIABAA), Final Expense Term Life Insurance (FSAIAAAI), Simplified Issue (No-Exam) Term Life Insurance (FSAIAAAH), Travel & Accident (Non-Life) Insurance (FSAJAMAN)
Keywords
Globe Insurance business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Operations, Personnel, Marketing or Sales, Technology or R&D, Others
Revenue model
- Life Insurance Premiums: Recurring premium payments from term life, whole life, children's life, final expense, accidental death, and mortgage protection insurance policies. Premiums can be paid monthly, annually, or on other billing cycles.
- Supplemental Health Insurance Premiums: Recurring premium payments from cancer, ICU, critical illness, hospital, and accident insurance policies. Provides around-the-clock protection with ongoing coverage.
- Medicare Supplement Insurance Premiums: Premium revenue from Medicare Supplement insurance products that help pay for out-of-pocket costs not covered by Medicare.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Term Life Insurance - Coverage for a specific period with simple and flexible solution |
| Subscription | Monthly | Whole Life Insurance - Lifetime coverage with cash value accumulation |
| Subscription | Monthly | Children's Life Insurance - Up to $30,000 whole life coverage for children |
| One time/ perpetual license | Monthly | Final Expense Insurance - One-time payment to cover funeral costs |
| Subscription | Monthly | Medicare Supplement Insurance - Helps pay for out-of-pocket costs not covered by Medicare |
Go-to-market motion1 record
Distribution channels4 records
Marketing channels10 records
Globe Insurance product offering
Product offeringCore offering
Globe Life Insurance underwrites and sells life insurance (term, whole, children's, final expense, accidental death, mortgage protection), supplemental health insurance (cancer, ICU, critical illness, hospital, accident), and Medicare Supplement insurance to individuals and working families across the US and Canada. Products are issued by seven wholly-owned insurance subsidiaries and distributed through online, phone, mail, and licensed-agent channels, with simple applications, no medical exam required, and full coverage from day one.
Product overview
Globe Life Insurance is a multi-product insurance provider offering a portfolio of life insurance and supplemental health insurance products. The core product lines include life insurance products (Term Life, Whole Life, Children's Life, Final Expense, Accidental Death, and Mortgage Protection) and supplemental health insurance products (Cancer, ICU, Critical Illness, Hospital, and Accident). The company also offers Medicare Supplement insurance. These products are underwritten by seven subsidiary insurance companies: American Income Life Insurance Company, Family Heritage Life Insurance Company of America, Globe Life And Accident Insurance Company, Globe Life Insurance Company of New York, Liberty National Life Insurance Company, National Income Life Insurance Company, and United American Insurance Company. Products can be purchased online, through the mail, over the phone, or through licensed insurance agents.
Differentiator
Problem solved
Functional benefit
Brands
- Family Heritage Division: Insurance division offering life and supplemental health products
- Liberty National Division
- Globe Life Group Benefits Division
Products and services
- Term Life Insurance Life insurance coverage that lasts for a specific period of time, providing a simple and flexible life insurance solution for individuals and working families; available with no medical exam and full coverage from day one.
- Whole Life Insurance
- Children's Life Insurance
- Final Expense Insurance
- Accidental Death Insurance
- Mortgage Protection Insurance
- Medicare Supplement Insurance
- Cancer Insurance
- ICU Insurance
- Critical Illness Insurance
- Hospital Insurance
- Accident Insurance
Quantifiable outcome
- $1,885,181,575 in claims paid in 2025
Companies that use Globe Insurance
Customer profileSegments4 records
Ideal customer profiles4 records
Globe Insurance technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration1 record
Feature4 records
Globe Insurance partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- National Medal of Honor Museum FoundationminorGlobe Life pledged $2 million to the National Medal of Honor Museum Foundation as part of their community involvement and corporate social responsibility initiatives.
Scale indicators4 records
Recent moves5 records
Expansion highlights6 records
Globe Insurance competitors and assessment
Company assessmentBroad incumbents
- MetLife: MetLife is one of the largest US life insurers, offering term, whole, and universal life insurance as well as dental and supplemental health benefits to individuals and employer groups, representing a broad incumbent competitor.
- Lincoln Financial Group: Lincoln Financial offers life insurance (term, universal, indexed universal), annuities, and supplemental health products, competing in the same middle-market individual life and Medicare Supplement categories as Globe Life.
- New York Life: New York Life is a mutual life insurer offering term, whole, and universal life insurance along with long-term care and annuities, competing for working-family and small-business life insurance demand against Globe Life.
- Transamerica: Transamerica is a large, established life insurance carrier offering term, whole, universal, and final expense insurance plus supplemental health products, competing across the same customer segments as Globe Life from a broader product portfolio.
- Prudential Financial: Prudential underwrites term, universal, and indexed universal life insurance plus group benefits and annuities, with overlapping presence in the individual life and supplemental health categories that Globe Life serves.
- AIG (Corebridge Financial): AIG and its life insurance subsidiary Corebridge Financial offer term, universal, and indexed universal life insurance and group benefits, providing large-incumbent competition to Globe Life across individual life, final expense, and group/worksite channels.
Direct peers
- Primerica: Primerica sells term life insurance and investment products primarily to middle-income working families through a vast agent network — a near-exact mirror of Globe Life's target customer, simplified-issue approach, and distribution model.
- Mutual of Omaha: Mutual of Omaha underwrites term life, whole life, and Medicare Supplement insurance for individuals and families, with similar no-medical-exam simplified-issue underwriting and a multi-channel distribution strategy.
- Aflac: Aflac is the dominant direct-to-consumer supplemental health and accident insurance carrier, sold through payroll-deduction worksite channels and TV advertising — directly comparable to Globe Life's supplemental health products (cancer, ICU, accident, critical illness, hospital).
- Colonial Life: Colonial Life specializes in supplemental worksite benefits (accident, cancer, critical illness, disability) sold through employer-based enrollment, overlapping directly with Globe Life's Liberty National worksite division and Family Heritage supplemental health portfolio.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights7 records
Customer concentration
Globe Insurance social profiles
Digital presenceGlobe Insurance compliance and trust
Trust signalCompliance2 records
Globe Insurance financial estimates
Financial estimateRevenue estimate
Valuation estimate
Globe Insurance leadership team
Management profileNumber of profiles
Globe Insurance subsidiaries and ownership
Company hierarchySubsidiaries7 records
Globe Insurance funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Globe Insurance M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Globe Insurance
What does Globe Insurance do?
Globe Life Insurance underwrites and sells life insurance (term, whole, children's, final expense, accidental death, mortgage protection), supplemental health insurance (cancer, ICU, critical illness, hospital, accident), and Medicare Supplement insurance to individuals and working families across the US and Canada. Products are issued by seven wholly-owned insurance subsidiaries and distributed through online, phone, mail, and licensed-agent channels, with simple applications, no medical exam required, and full coverage from day one.
Is Globe Insurance a public or private company?
Globe Insurance is a public company. It is classified as public and is currently operating.
When was Globe Insurance founded?
Globe Insurance was founded in 1900. It employs 1 to 10 people.
How does Globe Insurance make money?
Three revenue lines are on record. Life Insurance Premiums are the primary driver. The others are supplemental Health Insurance Premiums and medicare Supplement Insurance Premiums.
Who are Globe Insurance's main competitors?
Broad incumbents on record are MetLife, Lincoln Financial Group, New York Life, Transamerica, Prudential Financial and AIG (Corebridge Financial). Direct peers are Primerica, Mutual of Omaha, Aflac and Colonial Life.
Does Globe Insurance have an API?
No public API is recorded for Globe Insurance.
What industry is Globe Insurance in?
Globe Insurance's product category is Life & Supplemental Health Insurance. Its primary akta.pro industry code is FSAIAAAA, Level Term Life Insurance, with a secondary code of FSAIABAA, Whole Life Insurance. Its NAICS code is 524113 and its SIC code is 6311.