Grip Schuldhulpverlening

Name

Grip Schuldhulpverlening

Legal name

Grip Budget & Coaching

Website

https://grip-schuldhulpverlening.nl

Company type

Private

Operating status

Operating

Headcount range

11–50 employees

Short description

Grip Budget & Coaching is a Dutch B2B professional services firm that delivers budget coaching, debt help, and financial wellbeing workshops to employees, commissioned and paid for by their employers, as part of the Gimd and Colbe occupational health networks.

Ownership category

akta.pro rank

Product category

Employee Financial Wellbeing Services

NAICS

Accounting, Tax Preparation, Bookkeeping, and Payroll Services (5412), Portfolio Management and Investment Advice (523940)

SIC

Services-Consumer Credit Reporting, Collection Agencies (7320)

akta.pro primary industry

Debt Management Plans (DMP) Administration (FSAEAFAB)

akta.pro secondary industries

Budgeting & Cash-Flow Management (FSAGADAA), Debt Restructuring & Workout Advisory (Consumer & SME) (FSAEAFAH), Financial Coaching & Budgeting Advisory (FSAEAAAH), Credit Counseling & Debt Management Plans (DMP) (FSAKAJAH)

Keywords

• Employee financial wellbeing
• Debt assistance services
• Budget coaching
• Occupational health services
• Financial stress support

Headquarters

HQ city

Utrecht

HQ country

Netherlands

HQ region

Europe

Offices2 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Employer-funded employee support services: Grip provides financial wellbeing services (budget coaching, debt help, overview of finances) to employees of Dutch companies. Services are commissioned and paid for by the employer. Pricing is structured per service offering, with the primary 'Overzicht in geldzaken' (Overview in finances) priced at a fixed rate per employee intervention.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

Grip Budget & Coaching (formerly Grip Schuldhulpverlening) is a Dutch B2B service provider that delivers financial wellbeing and debt assistance services to employees on behalf of their employers. The core offering consists of three progressive interventions: an initial financial overview assessment ('Overzicht in geldzaken'), longer-term budget coaching, and active debt resolution including statutory WSNP proceedings, complemented by CEDEO-certified workshops for managers, HR professionals, and employees.

Product overview

Grip Budget & Coaching (formerly Grip Schuldhulpverlening) offers a structured, modular service portfolio for employers to support employees with financial stress and debt. The core offering consists of three progressive interventions: (1) 'Overzicht in geldzaken' — a short-term initial assessment providing clarity on income, expenses, and debts with practical advice; (2) 'Budgetcoaching' — longer-term coaching for structural financial stability, skill-building, and behavioral change; and (3) 'Schuldhulp' — active support for employees with debts, including payment arrangements and Wettelijke Schuldsanering (WSNP). These core services are complemented by a suite of CEDEO-certified workshops: 'Workshop Medewerkers met schulden' for managers and HR professionals, 'Workshop Financiële veerkracht' for employees, and custom 'Maatwerk Workshops' on topics like wage garnishment. The company is part of Gimd and the Colbe network.

Differentiator

Problem solved

Functional benefit

Products and services

• Overzicht in geldzaken A short-duration, low-threshold intervention that maps an employee's financial situation including income, expenses, debts, and obligations. The budget coach delivers targeted advice and a concrete plan for gaining lasting control over finances. Priced at €1,236.50 per employee intervention, with an advice report delivered within one month.
• Budgetcoaching Longer-term coaching building on the initial overview, focused on strengthening financial skills, introducing structure, and developing healthy financial behavior. Includes a plan of approach, active guidance, support meetings, and training in self-reliance. For employees where overview alone is insufficient.
• Schuldhulp Support for employees with debts and payment arrears, including mapping creditors, negotiating payment arrangements with creditors, and where necessary initiating statutory debt restructuring (WSNP). For employees with active debt situations.
• Workshop Medewerkers met schulden CEDEO-certified training for managers, HRM staff, and care providers to recognize financial problems in employees, initiate conversations about financial difficulties, and offer appropriate guidance to prevent absenteeism.
• Workshop Financiële veerkracht Workshop for employees with (impending) financial problems, teaching them to bring income and expenses into balance, prevent or manage debts, resist temptations, save, and build reserves.
• Maatwerk Workshops Custom workshops and presentations on topics such as wage garnishment, debt assistance policy, or use of social and personnel funds, delivered by Grip's budget coaches.
• Wettelijke Schuldsanering (WSNP) Legal debt restructuring for natural persons. When amicable payment arrangements are insufficient or creditors do not agree, Grip assists with preparing and filing the necessary steps with the court, including forced amicable arrangements or statutory debt restructuring.

Segments2 records

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Eight partnerships are on record, tiered core and minor.

• GimdcoreStrategic or Co-development PartnerParent company of Grip Budget & Coaching. Gimd stands for corporate social work, social safety & confidants, labor mediation, trauma care and training. Gimd provides broader occupational health and wellbeing services including company social work, mental health support, and training.
• Colbe NetwerkcoreStrategic or Co-development PartnerGrip and Gimd are part of the Colbe network, a European network of specialists in occupational health and wellbeing: occupational health services, intervention companies and training and consulting firms. Colbe helps people feel better at work and stay better at work.
• Zorg van de ZaakcoreChannel Partner/ Reseller/ DistributorGrip uses Zorg van de Zaak locations for physical service delivery. Grip states 'Grip maakt deel uit van Zorg van de Zaak' (Grip is part of Zorg van de Zaak).
• BKR (Bureau Krediet Registratie)minorOthersGrip works together with BKR as part of their professional debt help services, exchanging data as needed for debt resolution processes.
• Belastingdienst (Tax Authority)minorOthersGovernment partner for exchanging financial data as part of debt help and WSNP processes.
• Rechtbank (Courts)minorOthersGovernment partner for WSNP (legal debt restructuring) applications and court proceedings.
• Zorgverzekeraar (Health Insurers)minorOthersHealth insurers contacted for data exchange as part of debt resolution and payment arrangement processes.
• CJIB (Centraal Justitieel Incassobureau)minorOthersCentral Judicial Collection Agency - government partner for exchanging payment and debt information during debt resolution.

Scale indicators8 records

Recent moves5 records

Expansion highlights4 records

Broad incumbents

• ArboNed: Major Dutch occupational health service (arbodienst) provider serving employer clients with absence and employee-wellbeing support. Comparable as a broad incumbent in the Dutch employer-wellbeing channel where Grip also sells.
• Zorg van de Zaak: Dutch network of occupational health and wellbeing providers of which Grip is part. Comparable as both parent/sister network and broader occupational health incumbent that supplies employer customers and physical locations.
• HumanTotalCare: Large Dutch occupational health and employee wellbeing provider. Comparable as a broad incumbent offering overlapping employee-wellbeing services to Dutch employers, of which Grip is a smaller specialist alternative.
• Gimd: Direct parent of Grip, providing corporate social work, social safety, labor mediation, and training. Comparable as a broader wellbeing provider operating in adjacent Dutch employer-wellbeing categories.

Direct peers

• Brightside: US employer-sponsored financial wellness platform combining debt management, savings, and coaching. Closest international analog to Grip's combination of employer-funded access, debt help, and structured coaching.
• Salary Finance: UK-based employer-funded financial wellbeing platform offering employee loans, savings, and financial education. Highly comparable to Grip's B2B, employer-paid model for employee financial stress, though operating at much larger scale.

Emerging players

• OpenUp: European mental health and wellbeing platform for employers. Comparable as an emerging employer-funded wellbeing player in adjacent (mental health) territory, increasingly bundling financial wellbeing content.
• Mensely: Dutch employee assistance / wellbeing provider offering financial, legal and psychological support to employees via employers. Comparable as an emerging Dutch EAP-style player overlapping Grip's employer-funded wellbeing positioning.

Others

• NIBUD: Dutch national knowledge institute for household budgeting. Referenced by Grip as a content/data partner; comparable as the leading Dutch authority on budgeting tools and standards underpinning Grip's coaching methodology.

Regional players

• Origin: European employer-funded financial wellbeing platform with presence in multiple EU countries. Comparable as a regional (non-Dutch) player offering employer-paid financial coaching that could expand into the Netherlands.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/grip-schuldhulpverlening

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Grip Schuldhulpverlening