Standard Chartered Bank

What Standard Chartered Bank does

Standard Chartered Bank is a London-headquartered international banking group, publicly listed on the London Stock Exchange and Hong Kong Stock Exchange (ticker STAN) and operating without a parent company. Founded in 1853 by Royal Charter in England and tracing its operational roots to 1858 branches in Mumbai, Kolkata, and Shanghai, the bank now operates in 53 markets with clients served in an additional 64 markets across Asia, Africa, the Middle East, Europe, and the Americas. The workforce spans 131 nationalities across more than 54 markets and is supported by Global Business Services (GBS) hubs in India, China, Malaysia, and Poland.

The bank is organised into two main client segments. Corporate & Investment Banking serves large corporations, development organisations, governments, banks, and investors with transaction banking, global markets, global banking, and Islamic banking — delivered through relationship managers, the Straight2Bank corporate digital platform, and proprietary research/trade execution across FX, rates, and commodities. Wealth & Retail Banking serves clients across the wealth continuum (Personal, Priority, Private Banking) and Small and Medium Enterprises through private bankers, investment advisors, and country-specific branch and digital banking networks. Supporting technology includes the Straight2Bank portal for corporate clients, online and mobile banking applications, SC Ventures as an innovation hub investing in fintechs and operating the Mox Bank digital bank, and the Cyber Space cybersecurity awareness platform.

The revenue model is anchored on recurring banking relationships: net interest income, transaction and advisory fees, trade finance charges, cash management fees, FX spreads, and lending rates negotiated individually with corporate, institutional, and affluent clients under multi-year contracts. Distribution is primarily direct via relationship managers, private bankers, and digital self-serve channels, with selective channel partnerships (e.g., the LionGlobal Singapore Physical Gold Fund with OCBC, MariBank, Great Eastern, and Singlife). Geographic differentiation is concentrated along the Asia-Africa-Middle East corridor, complemented by UK headquarters and regional hubs in Hong Kong, Singapore, Frankfurt, New York, and a GBA Centre in Guangzhou.

Name

Standard Chartered Bank

Legal name

Standard Chartered Bank

Website

https://sc.com

Company type

Public

Founded year

1858

Operating status

Operating

Short description

Standard Chartered Bank is a London-headquartered international banking group operating in 53+ markets across Asia, Africa, the Middle East, Europe, and the Americas, serving corporations, institutions, governments, and affluent clients with Corporate & Investment Banking and Wealth & Retail Banking services.

Ownership category

akta.pro rank

Product category

International Banking

NAICS

Commercial Banking (522110), Commercial Banking (52211), Offices of Bank Holding Companies (551111)

SIC

National Commercial Banks (6021), Commercial Banks, Nec (6029)

akta.pro primary industry

General SME & Middle-Market Commercial Banking (FSABABAA)

akta.pro secondary industries

Mass-Market Consumer Deposit Banking (Checking/Savings) (FSABAAAA), Private Banking Lending (Securities-Backed, Real Estate, Structured Credit) (FSABADAE), Islamic Corporate Banking (FSABAGAC), SME Trade Finance & Working Capital (LCs, Guarantees, Receivables) (FSABABAF)

Keywords

• International banking services
• Corporate investment banking
• Wealth management solutions
• Transaction banking services
• Cross-border banking

Headquarters

HQ city

Shanghai

HQ country

China

HQ region

Asia

Offices10 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales, Others

Revenue model

1. Corporate & Investment Banking: Transaction Banking, Global Markets, Global Banking, and Islamic Banking services for large corporations, governments, and financial institutions including trade finance, cash management, FX, rates, and commodities
2. Wealth & Retail Banking: Private Banking, Priority Banking, and Personal Banking services for affluent clients across the wealth continuum, as well as SME Banking

Pricing tiers

Go-to-market motion2 records

Distribution channels5 records

Marketing channels6 records

Core offering

Standard Chartered Bank operates as an international banking group delivering cross-border banking services through two core segments: Corporate & Investment Banking (transaction banking, global markets, global banking, and Islamic banking) and Wealth & Retail Banking (private banking, priority banking, personal banking, and SME banking). It also runs SC Ventures as an innovation hub, Straight2Bank as a corporate digital banking platform, and Mox Bank as a digital retail banking venture, with presence across 53+ markets in Asia, Africa, the Middle East, Europe, and the Americas.

Product overview

Standard Chartered Bank operates as an international banking group offering a comprehensive platform of products across two core segments: Corporate & Investment Banking (Transaction Banking, Global Markets, Global Banking, Islamic Banking) and Wealth & Retail Banking (Global Private Banking, Priority Banking, SME Banking, SC WIN). The bank differentiates through its cross-border capabilities connecting Asia, Africa and the Middle East, supplemented by innovation initiatives through SC Ventures and digital ventures like Mox Bank. Additional platforms include Straight2Bank for corporate online banking and Cyber Space for cybersecurity awareness training. The product portfolio spans transaction services, financial markets, wealth management, Islamic finance, and digital banking solutions.

Differentiator

Problem solved

Functional benefit

Brands

• Straight2Bank: Corporate and institutional banking platform for transaction banking services
• SC Ventures
• Mox Bank
• SC WIN

Products and services

• Corporate & Investment Banking Supports large corporations, development organisations, governments, banks and investors in accessing cross-border trade and investment opportunities across Asia, Africa and the Middle East through transaction banking, global markets, global banking, and Islamic banking services.
• Wealth & Retail Banking Serves local and international banking needs of clients across the wealth continuum from Personal to Priority and Private Banking, as well as Small and Medium Enterprises, with relationship managers and banking advisors.
• Transaction Banking Provides cash management solutions, treasury financing, and supply chain financing to support smooth, successful transactions across international markets for corporate and institutional clients.
• Global Markets Offers on-the-ground research into Asia, Africa and the Middle East, with proprietary pricing and trade execution across multiple asset classes including FX, rates, and commodities for institutional clients.
• Global Private Banking Partners with affluent clients in their wealth journey across Asia, Africa, the Middle East and Europe, offering full spectrum banking services to grow and protect both business and personal wealth.
• Priority Banking Banking services designed for affluent clients with priority access to dedicated relationship managers and premium banking facilities.
• SME Banking Banking solutions tailored for Small and Medium Enterprises, supporting their local and international banking needs, including growth financing and operational efficiency.
• Islamic Banking Shariah-compliant banking products and services offered across Corporate & Investment Banking and Wealth & Retail Banking segments for clients requiring Islamic finance solutions.
• Straight2Bank Corporate online banking portal providing access to transaction banking services, cash management, and payment services for business clients.
• Mox Bank A digital bank operated by Standard Chartered through SC Ventures, offering a simple and seamless digital banking experience to retail customers.
• SC WIN Women's banking initiative offering wealth management solutions within the Wealth & Retail Banking segment.

Quantifiable outcome

• 45.5% of Board members are women in 2025 (up from 23% in 2016)
• +2 more outcomes

Named customers5 records

Segments3 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

AI capability2 records

Feature3 records

Partnerships

Five partnerships are on record, tiered flagship and core.

• Lion Global InvestorsflagshipStrategic or Co-development Partner · 25 November 2025Lion Global Investors launched Singapore's first insured and physically vaulted gold fund, the LionGlobal Singapore Physical Gold Fund, in celebration of Singapore's 60th anniversary. The fund aims to position Singapore as a leading gold hub. Standard Chartered is one of the key financial partners in this initiative along with OCBC, MariBank, Great Eastern, and Singlife.
• OCBCcoreChannel Partner/ Reseller/ Distributor · 25 November 2025OCBC is a key financial partner distributing the LionGlobal Singapore Physical Gold Fund to its customers as part of the initiative to position Singapore as a leading gold hub.
• MariBankcoreChannel Partner/ Reseller/ Distributor · 25 November 2025MariBank is a key financial partner distributing the LionGlobal Singapore Physical Gold Fund as part of Singapore's gold hub initiative.
• Great EasterncoreChannel Partner/ Reseller/ Distributor · 25 November 2025Great Eastern is a key financial partner distributing the LionGlobal Singapore Physical Gold Fund as part of the initiative to position Singapore as a leading gold hub.
• SinglifecoreChannel Partner/ Reseller/ Distributor · 25 November 2025Singlife is a key financial partner distributing the LionGlobal Singapore Physical Gold Fund as part of the initiative to position Singapore as a leading gold hub.

Scale indicators9 records

Recent moves7 records

Expansion highlights6 records

Broad incumbents

• ING Group: European-headquartered bank with a large wholesale banking and transaction services franchise; competes with StanChart's European and global CIB operations.
• Citigroup: US-based global bank with transaction services, markets and private banking; competes with StanChart in cross-border CIB but with a far larger Americas franchise and broader product set.
• JPMorgan Chase: Dominant global investment bank and wholesale payments franchise; competes with StanChart in large-corporate CIB, FX/rates, and increasingly in emerging-market transaction banking.

Direct peers

• HSBC Holdings: London-headquartered international banking group with overlapping Asia, Middle East and transaction banking franchises; StanChart's closest like-for-like peer in international wealth and wholesale banking.
• OCBC Bank: Singapore-based universal bank with comparable wealth, SME and transaction banking offerings in ASEAN and Greater China; a StanChart partner on the LionGlobal Physical Gold Fund.
• DBS Group: Singapore-headquartered bank with strong Asian wealth, transaction banking and digital (digibank) franchises; competes with StanChart for Southeast Asia and Greater Bay Area corporate and affluent clients.
• United Overseas Bank (UOB): Southeast Asian universal bank with growing wealth, transaction banking and regional cross-border capabilities directly competing for corporate and SME clients in StanChart's footprint.
• Bank of China: China-headquartered international bank with deep Belt and Road, GBA and Africa trade-finance capabilities, directly comparable to StanChart's CIB and cross-border franchise in many of the same markets.

Emerging players

• WeBank: China-based digital-only bank affiliated with Tencent; representative of the digital-native competitive threat to StanChart's retail and SME segments in Greater China.
• Mox Bank: Wholly-owned StanChart digital bank in Hong Kong; relevant as a benchmark for the bank's ability to scale digital retail wealth propositions through SC Ventures.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat7 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xtwitter.com/stanchart
• YouTubeyoutube.com/standardchartered
• Facebookfacebook.com/standardchartered
• LinkedInlinkedin.com/company/standardchartered
• Instagraminstagram.com/stanchart

Compliance5 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Subsidiaries6 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments1 record

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Standard Chartered Bank