Heartland Bank AR
DORAHOKI is a privately held, web-based online lottery (togel) platform that aggregates Asian lottery markets — primarily Bandar Toto Macau 4D — and serves individual retail gamblers, predominantly in Indonesia, via a mobile-responsive direct-to-consumer interface with multi-payment support.
- Company typePrivate
- Founded-
- Headquarters—
- Headcount11–50
- GTM typeB2C
- OfferingServices
What Heartland Bank AR does
DORAHOKI is a privately held online lottery (togel) platform that aggregates access to Bandar Toto Macau 4D and multiple other Asian lottery markets, including Hongkong, Singapore, Sydney, Taiwan, and Japan, into a single web-based interface. The platform is product-led and direct-to-consumer, allowing individual users to self-register, deposit, and place bets without sales interaction. Pricing is transactional and denominated in Indonesian Rupiah, with a minimum deposit of IDR 10,000, minimum withdrawal of IDR 25,000, and minimum bet of IDR 200; the platform earns revenue through a house edge on each betting transaction and through affiliate/referral arrangements with micro-influencers.
The underlying technology is a web-based, mobile-responsive platform with a 'systematic number prediction' feature, a transparent result display, and PCI DSS payment-security branding. The platform supports a broad payment stack spanning Indonesian bank transfers (BCA, Mandiri), e-wallets (OVO), the national QRIS standard, and international cards (Visa, Mastercard, PayPal). Distribution is direct via owned domains (with alternative links for restricted regions) and supported by SEO targeting Indonesian-language gambling keywords, Facebook presence, and a micro-influencer affiliate program classified as a core marketing channel. Self-reported scale metrics indicate 188,162 user reviews and an aggregate rating total of 888,779,888 at an average of 4.9/5.
No financial data (revenue, funding, headcount), ownership information, management team, or operating jurisdiction is disclosed. The website is hosted at hbankusa.com on a commerce-site template, and the platform operates in markets where online gambling is largely restricted, including Indonesia. This legal gray-area status, combined with the complete absence of corporate transparency, represents a material diligence consideration for any investor or acquirer.
Heartland Bank AR firmographics
Firmographics- Name
- Heartland Bank AR
- Legal name
- DORAHOKI
- Website
- https://hbankusa.com
- Company type
- Private
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- DORAHOKI is a privately held, web-based online lottery (togel) platform that aggregates Asian lottery markets — primarily Bandar Toto Macau 4D — and serves individual retail gamblers, predominantly in Indonesia, via a mobile-responsive direct-to-consumer interface with multi-payment support.
- Ownership category
- akta.pro rank
Heartland Bank AR industry classification
Industry- Product category
- Online Lottery and Gambling
- NAICS
- Other Gambling Industries (713290), Gambling Industries (7132)
- akta.pro primary industry
- Digital Lottery & iLottery Platforms (Web/App) (MPAEAFAD)
- akta.pro secondary industry
- Draw-Based Lottery Management (Number Games, Keno as Lottery) (MPAEAFAE)
Keywords
Heartland Bank AR business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Technology or R&D, Marketing or Sales, Operations, Personnel, Others
Revenue model
- Betting/Transaction Fees: Platform takes a commission or house edge on each betting transaction. Users place bets (minimal IDR 200 per bet) and the platform generates revenue from the spread on winning versus losing bets.
- Affiliate/Referral Revenue: Revenue generated through affiliate partnerships and micro-influencer marketing arrangements where partners drive user sign-ups and deposits.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Standard Betting Access |
Go-to-market motion2 records
Distribution channels2 records
Marketing channels4 records
Heartland Bank AR product offering
Product offeringCore offering
DORAHOKI operates an online togel/lottery gambling platform providing access to Bandar Toto Macau 4D and other Asian lottery markets (Hongkong, Singapore, Sydney, Taiwan, Japan). Users register, deposit funds, place bets, and view real-time results through a web-based mobile-responsive interface. The service includes systematic number prediction ("Prediksi Angka Sistematis"), transparent result display, and secure deposit/withdrawal processing. Minimal deposit is IDR 10,000, minimal withdrawal IDR 25,000, and minimal betting IDR 200 per bet.
Differentiator
Problem solved
Functional benefit
Products and services
- DORAHOKI Online Togel / Bandar Toto Macau 4D Platform Online lottery (togel) platform providing access to Bandar Toto Macau 4D and other Asian lottery markets (Hongkong, Singapore, Sydney, Taiwan, Japan), featuring systematic number predictions, real-time transparent results, 24/7 customer support, and secure deposit/withdrawal processing. Targeted at individual online gambling enthusiasts in Asia, with Indonesian-language content and Indonesian bank / e-wallet payment rails.
Quantifiable outcome
- 4.9 star average rating based on 188,162 user reviews
Companies that use Heartland Bank AR
Customer profileSegments1 record
Ideal customer profiles1 record
Heartland Bank AR technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration7 records
Feature3 records
Heartland Bank AR partnerships and signals
Strategic signalPartnerships
Seven partnerships are on record, tiered minor and core.
- Bank BCAminorIndonesian bank transfer payment option for deposits and withdrawals.
- Bank MandiriminorIndonesian bank transfer payment option for deposits and withdrawals.
- OVO E-walletminorIndonesian e-wallet payment option for quick deposits.
- VisaminorInternational card payment option for user transactions.
- MastercardminorInternational card payment option for user transactions.
- PayPalminorInternational online payment option for user deposits.
- Micro Influencer PartnerscoreNetwork of micro-influencers promoting the platform through affiliate links and social media marketing. Classified as core marketing channel.
Scale indicators3 records
Recent moves1 record
Expansion highlights5 records
Heartland Bank AR competitors and assessment
Company assessmentDirect peers
- Jumbo88: Online lottery and slot platform serving Indonesian players with IDR pricing and similar multi-market coverage (Toto Macau, SGP, HK). Comparable in product mix, payment-rail support (bank transfer, e-wallets), and SEO-led acquisition.
- Koobit: Online lottery / togel site targeting Southeast Asian users with multi-market lottery aggregation. Comparable in product (Toto Macau, 4D), affiliate acquisition, and IDR-denominated betting.
- Situs Togel (Togel178 / Togel62 / Togel288): Indonesia-focused online togel / Toto Macau 4D platforms offering near-identical product, pricing in IDR, and micro-influencer affiliate marketing. Closest functional comparables to DORAHOKI in target market, format, and bet-types.
Broad incumbents
- TheLotter: Established licensed online lottery messenger / betting service covering global lottery draws. Comparable in multi-market aggregation model, though more compliance-mature and serving Western markets primarily.
- Jackpot.com: Licensed online lottery courier/betting platform offering access to multiple state/international lottery draws. Comparable in the aggregation-and-bet-on-outcome model DORAHOKI uses for Toto Macau 4D.
- M88 / Mansion88: Asia-focused online gambling brand offering sportsbook, casino, and lottery. Comparable as an incumbent online gambling operator targeting the same Southeast Asian consumer base as DORAHOKI.
- Lottoland: Global online lottery operator offering bets on outcomes of international lottery draws. Comparable in that it aggregates multi-jurisdiction lottery products, though it operates under legitimate licensing and serves a global (rather than IDN-specific) audience.
- SBOBET: Large Asia-focused online betting operator covering sportsbook and casino with multi-currency support. Comparable as a peer in Indonesian-facing online gambling, though its product mix is broader than DORAHOKI's lottery-led offering.
- 1xBet: Major offshore online gambling operator with significant presence in Indonesia and Southeast Asia covering casino, sportsbook, and lottery products. Comparable in distribution reach into restricted Asian markets and multi-payment support.
Regional players
- IDN Poker / IDNPlay: Largest Asia-focused online poker network with deep penetration in Indonesia and Southeast Asia. Comparable as a regional online gambling platform serving the same Indonesian player base, though focused on poker rather than lottery.
Market position
Strengths4 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights5 records
Customer concentration
Heartland Bank AR social profiles
Digital presenceHeartland Bank AR compliance and trust
Trust signalCompliance1 record
Heartland Bank AR financial estimates
Financial estimateRevenue estimate
Valuation estimate
Heartland Bank AR leadership team
Management profileNumber of profiles
Heartland Bank AR funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Heartland Bank AR M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Heartland Bank AR
What does Heartland Bank AR do?
DORAHOKI operates an online togel/lottery gambling platform providing access to Bandar Toto Macau 4D and other Asian lottery markets (Hongkong, Singapore, Sydney, Taiwan, Japan). Users register, deposit funds, place bets, and view real-time results through a web-based mobile-responsive interface. The service includes systematic number prediction ("Prediksi Angka Sistematis"), transparent result display, and secure deposit/withdrawal processing. Minimal deposit is IDR 10,000, minimal withdrawal IDR 25,000, and minimal betting IDR 200 per bet.
Is Heartland Bank AR a public or private company?
Heartland Bank AR is a private company. It is classified as unknown and is currently operating.
When was Heartland Bank AR founded?
Heartland Bank AR was founded in -1. It employs 11 to 50 people.
How does Heartland Bank AR make money?
Two revenue lines are on record. Betting/Transaction Fees are the primary driver. The others are affiliate/Referral Revenue.
Who are Heartland Bank AR's main competitors?
Direct peers on record are Jumbo88, Koobit and Situs Togel (Togel178 / Togel62 / Togel288). Broad incumbents are TheLotter, Jackpot.com, M88 / Mansion88, Lottoland, SBOBET and 1xBet. IDN Poker / IDNPlay is listed as a regional player.
Does Heartland Bank AR have an API?
No public API is recorded for Heartland Bank AR.
What industry is Heartland Bank AR in?
Heartland Bank AR's product category is Online Lottery and Gambling. Its primary akta.pro industry code is MPAEAFAD, Digital Lottery & iLottery Platforms (Web/App), with a secondary code of MPAEAFAE, Draw-Based Lottery Management (Number Games, Keno as Lottery). Its NAICS code is 713290.