What IOL invertironline does

IOL Inversiones is an Argentine retail investment platform operated by Portal Integral de Inversiones S.A.U., a subsidiary of the diversified financial conglomerate Grupo Supervielle. Founded in 2000, the platform has operated continuously for over 24 years as one of Argentina's pioneering online brokers, currently serving more than 2 million active investors. The legal brokerage function is conducted through INVERTIRONLINE S.A.U. (Agente de Liquidación y Compensación Propio N° 273, registered with the Comisión Nacional de Valores), which executes trades in Argentine equities, government bonds, CEDEARs, mutual funds, and US-listed securities.

The technology architecture is a mobile-first (iOS/Android) and web platform that aggregates five product lines into a single interface: IOL invertironline for capital markets, IOL Cripto for 24/7 trading of 40+ digital assets (powered by Moonbird S.R.L./Ripio), Plazo Fijo Dólar for USD fixed-term deposits (provided by Banco Supervielle), Dólar MEP Simple for one-click bond-arbitrage dollar purchases, and a tokenized sovereign bond (wAL30rd). Supporting modules include IOL Advisory, IOL Wealth Management, IOL Corporate, and IOL Empresas, plus an AFI partner program for independent financial advisors. Biometric authentication, real-time market data, and no physical branch requirement underpin the security and UX positioning.

The revenue model is transaction-fee based across all product lines — securities commissions, cryptocurrency trading fees, and pass-through returns on USD fixed-term deposits — with account opening and maintenance offered free of charge. The go-to-market is direct-to-consumer and product-led growth, targeting Argentine retail investors from beginners to advanced through self-serve digital onboarding, app-store presence, and a substantial educational blog. Distribution is entirely digital within Argentina, with US-market access serving as a cross-border extension for dollar-denominated investments.

Name

IOL invertironline

Legal name

Portal Integral de Inversiones S.A.U.

Website

https://iolinversiones.com

Company type

Private

Founded year

2000

Operating status

Operating

Headcount range

1–10 employees

Short description

IOL Inversiones is an Argentine digital investment platform serving 2M+ retail investors, aggregating capital markets, US securities, cryptocurrency, and dollar fixed-term deposits through a single mobile app under Grupo Supervielle.

Ownership category

akta.pro rank

Product category

Online Brokerage

NAICS

Securities and Commodity Contracts Intermediation and Brokerage (5231), Investment Banking and Securities Intermediation (523150), Commodity Contracts Intermediation (523160)

SIC

Security Brokers, Dealers & Flotation Companies (6211), Security & Commodity Brokers, Dealers, Exchanges & Services (6200), Investment Advice (6282)

akta.pro primary industry

Equities Trade Execution Platforms (ATS/MTF/ECN) (FSAFANAA)

akta.pro secondary industry

Portfolio Management Systems (PMS), Rebalancing & Analytics (Crypto) (FSADAHAE)

Keywords

• Online brokerage services
• Retail investment platform
• Capital markets trading
• Cryptocurrency trading
• Wealth management advisory

Headquarters

HQ city

Buenos Aires

HQ country

Argentina

HQ region

Latin America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Trading Commissions: Commissions charged on securities transactions executed through INVERTIRONLINE S.A.U. (Agent of Liquidation and Compensation No. 273). Applicable to trades in local market (stocks, bonds, CEDEARs, mutual funds) and US market (via Cuenta EE.UU.).
2. Cryptocurrency Trading Fees: Fees charged on crypto buy/sell operations through IOL Cripto. Detailed tariff schedule available via PDF link.
3. Plazo Fijo Dólar (Dollar Fixed Term): Fixed-term dollar deposits offered by Banco Supervielle through the platform. Interest earned on dollar savings with guaranteed rates up to 3.50% TNA for 366-375 day terms.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels4 records

Core offering

IOL invertironline is a CNV-registered Argentine online brokerage (Agent of Liquidation and Compensation No. 273) that enables individual and corporate investors to trade equities, government bonds, CEDEARs, and mutual funds on local and US markets. Operating under the IOL Inversiones unified mobile app, the platform aggregates traditional capital markets with cryptocurrency trading (via IOL cripto powered by Moonbird/Ripio), USD fixed-term deposits (via Banco Supervielle), dollar MEP arbitrage tools, and tokenized sovereign bonds (wAL30rd). It is part of Grupo Supervielle, a diversified Argentine financial conglomerate.

Product overview

IOL Inversiones is a unified digital investment platform operated by Portal Integral de Inversiones S.A.U. (Grupo Supervielle). It aggregates five distinct product lines: (1) IOL invertironline — a CNV-registered brokerage for equities, bonds, CEDEARs, and mutual funds on Argentine and US markets; (2) IOL cripto — a cryptocurrency trading sub-brand powered by Moonbird/Ripio, supporting 40+ digital assets and the wAL30rd tokenized bond; (3) Plazo Fijo Dólar — a USD fixed-term deposit product via Banco Supervielle; (4) Dólar MEP Simple — a one-click dollar purchase tool via bond arbitrage; and (5) a suite of advisory and wealth management services (IOL Advisory, IOL Wealth Management, IOL Corporate, IOL Empresas, and AFI). The ecosystem also includes a blog providing financial education and market analysis.

Differentiator

Problem solved

Functional benefit

Brands

• IOL Inversiones: Main unified investment app platform offering capital markets, cryptocurrency, and dollar fixed-term deposit services
• IOL cripto
• Plazo Fijo Dólar
• IOL Advisory
• IOL Wealth Management
• IOL Corporate
• IOL Empresas

Products and services

• IOL invertironline CNV-registered brokerage platform (Agente de Liquidación y Compensación Propio N° 273) enabling trading of equities, bonds, CEDEARs, and mutual funds on Argentine and US markets. Serves individual retail investors, independent financial advisors (AFIs), and corporate clients.
• IOL Inversiones Unified mobile app platform (iOS/Android) aggregating IOL's investment products — equities, bonds, CEDEARs, mutual funds, cryptocurrencies, and dollar fixed-term deposits — into a single consumer-facing application.
• IOL cripto Cryptocurrency trading platform accessible within IOL Inversiones, operated via partnership with Moonbird S.R.L (Ripio). Supports 40+ digital assets including Bitcoin, Ethereum, Solana, stablecoins, DeFi tokens, and tokenized bonds. Available 24/7.
• Plazo Fijo Dólar

Quantifiable outcome

• 2,000,000+ investors trust the platform
• +2 more outcomes

Named customers1 record

Segments6 records

Ideal customer profiles6 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Partnerships

Three partnerships are on record, tiered core.

• Moonbird S.R.L. (Ripio)coreTechnology or IntegrationIOL Cripto is the brand through which users access services provided by Moonbird S.R.L. (known as Ripio), including acquisition, sale, and conversion of digital assets. Ripio provides the underlying crypto infrastructure, custody, and exchange services powering IOL's 24/7 crypto trading offering. This is a core partnership enabling IOL's cryptocurrency services.
• Banco SuperviellecoreStrategic or Co-development PartnerPlazo Fijo Dólar is a product offered by Banco Supervielle, accessible through IOL Inversiones platform. Banco Supervielle provides the banking infrastructure and guarantees for dollar fixed-term deposits. This partnership enables IOL to offer dollar-denominated savings products without requiring customers to maintain separate bank accounts.
• INVERTIRONLINE S.A.U.coreStrategic or Co-development PartnerINVERTIRONLINE S.A.U. is the Agent of Liquidation and Compensation Proprietary No. 273 and Agent of Placement and Distribution Integral of FCI No. 1 registered with CNV. Through IOL Inversiones, customers access securities trading services (stocks, bonds, CEDEARs, mutual funds) executed exclusively by INVERTIRONLINE. Both are part of Grupo Supervielle.

Scale indicators4 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Cocos Capital: Argentine digital investment app offering access to local and US markets, CEDEARs and mutual funds for retail investors. Comparable mobile-first, multi-asset brokerage model targeting younger Argentine retail.
• Cohen Aliados Financieros: Long-standing Argentine broker with retail and institutional offerings spanning equities, fixed income and mutual funds. Comparable in regulated local-market brokerage and Argentine investor base.
• Portfolio Personal de Inversiones (PPI): Argentina's other flagship online retail broker, offering local equities, CEDEARs, bonds, mutual funds and dollar-denominated instruments to retail investors via web and mobile. Directly comparable in target customer, product set and digital-first brokerage model.
• Bull Market Brokers: Online broker serving Argentine retail with local and US market trading, mutual funds and advisory services. Comparable product breadth and digital brokerage positioning to IOL invertironline.
• Balanz Capital: Argentine retail and institutional broker with a strong digital platform, mutual funds and local market trading. Closely comparable to IOL's mix of brokerage, advisory and asset management products serving Argentine retail investors.

Emerging players

• eToro: Global multi-asset social trading platform offering equities, ETFs, crypto and CFDs in a single app. Comparable in unified-asset, app-led retail brokerage proposition even though not active in Argentina's domestic market.

Others

• Ripio: Argentine crypto exchange and on-ramp; also IOL's infrastructure partner powering IOL Cripto. Adjacent rather than competing — enables IOL's crypto offering but operates its own consumer crypto app independently.

Broad incumbents

• Banco Galicia - Mercado de Valores: Major Argentine bank with an integrated online trading and mutual funds platform. Comparable as an established incumbent offering brokerage services through a digital channel to mass retail customers.
• Interactive Brokers: Global multi-asset broker with deep international market access, including US equities available to Argentine investors. Comparable as a backend routing option and international benchmark for IOL's Cuenta EE.UU. offering.
• Mercado Pago (MercadoLibre): Argentina's dominant consumer fintech wallet, increasingly layering investment, dollar and crypto products on top of its payments base. Comparable as a broad incumbent expanding into retail investing with massive distribution advantages.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks7 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/iol-invertironline

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Subsidiaries2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about IOL invertironline