Kettle
Kettle operates Kettle Pay, a self-custody crypto bank account for businesses sending and receiving USDT, USDC, and fiat via Wire, ACH, RTP, and SEPA, with real-time payer screening and 24/7 human support. It targets import/export, jewelry and precious metals, electronics wholesale, and commodities businesses moving high-value cross-border payments.
- Company typePrivate
- Founded-
- HeadquartersNew York, United States
- Headcount1–10
- GTM typeB2B
- OfferingServices
What Kettle does
Kettle operates Kettle Pay, a crypto bank account for businesses that sends and receives USDT and USDC over ERC-20 and TRC-20 networks alongside fiat payment rails including Wire, ACH, RTP, and SEPA. The product is built around a self-custody wallet architecture in which customers hold their own funds on their own devices, with balances held in USDC and audited regularly; Kettle does not hold or touch customer money. A real-time payer screening layer filters incoming payments to block flash coins, scam tokens, and sanctioned wallets, and the platform supports optional insurance coverage up to $1M per account.
The company is positioned for businesses moving high-value capital across borders, with explicit vertical targeting of Import/Export (average payment $180K), Jewelry and Precious Metals dealers ($310K), Electronics Wholesale ($92K), and Commodities and Energy traders ($1.2M). Distribution is hybrid: a product-led self-serve iOS app on the Apple App Store for sign-up, complemented by a sales-led motion offering 30-minute Google Meet demos and custom pricing through a direct sales team led by Chief Sales Officer Mario Caro. Headquartered at 12 E 49th St, New York, the company operates with a notably lean team of 8 employees.
Kettle generates revenue primarily through transaction fees on wires, ACH, RTP, and stablecoin transfers, supplemented by a recurring insurance/protection plan priced as an add-on. Pricing is not publicly disclosed and is negotiated per business size and transaction volume. The company has processed $700M+ cumulatively and is supported by 24/7 human support with sub-five-minute phone response times — a service level emphasized in multiple customer testimonials from jewelry and luxury goods merchants.
Kettle firmographics
Firmographics- Name
- Kettle
- Legal name
- Kettle
- Website
- https://kettle.fi
- Company type
- Private
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Kettle operates Kettle Pay, a self-custody crypto bank account for businesses sending and receiving USDT, USDC, and fiat via Wire, ACH, RTP, and SEPA, with real-time payer screening and 24/7 human support. It targets import/export, jewelry and precious metals, electronics wholesale, and commodities businesses moving high-value cross-border payments.
- Ownership category
- akta.pro rank
Kettle industry classification
Industry- Product category
- Crypto Banking Platform
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232)
- SIC
- Security & Commodity Brokers, Dealers, Exchanges & Services (6200)
- akta.pro primary industry
- Crypto Payment Gateways & Checkout APIs (FSADAIAA)
- akta.pro secondary industries
- On/Off-Ramp Providers (Fiat↔Crypto) & Cash-In/Cash-Out Networks (FSADAIAE), Crypto Remittance & Cross-Border Money Transfer Providers (FSADAIAD), B2B Crypto Payouts, Mass Payments & Treasury Disbursements (FSADAIAF)
Keywords
Where Kettle is headquartered
LocationHeadquarters
- HQ city
- New York
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Kettle business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure
Revenue model
- Transaction/Fee Revenue: Kettle generates revenue through fees charged on transactions. Website mentions 'low fees' as a customer benefit. Wire, ACH, RTP, and USDT transactions all incur fees that contribute to revenue.
- Insurance/Protection Plans: Optional insurance coverage up to $1M available for added peace of mind. Likely a paid add-on service for customers seeking additional protection.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Custom pricing based on business size and transaction volume |
Go-to-market motion2 records
Distribution channels3 records
Marketing channels3 records
Kettle product offering
Product offeringCore offering
Kettle Pay is a crypto bank account for businesses that enables sending and receiving USDT (over ERC-20 and TRC-20), USDC, and fiat currencies via Wire, ACH, RTP, and SEPA. The platform features a self-custody wallet where customers hold their own funds on their own devices, real-time payer screening that blocks flash coins, scam tokens, and sanctioned wallets before transactions settle, username-based payments between Kettle users, sub-hour settlement with 24/7 RTP availability, support for receiving over 1,000 different cryptocurrencies, and optional insurance coverage up to $1M. The service is accessible via a native iOS app and a browser-based web application.
Product overview
Kettle offers Kettle Pay as a single unified product—a crypto bank account for businesses that handles high-value international transactions. The product consists of a web-based platform (app.kettlepay.net) and a native iOS mobile application. Both interfaces provide the same core functionality: receiving fiat currencies via Wire/ACH/RTP/SEPA alongside USDT and USDC, sending USDT over ERC-20 or TRC-20 networks, real-time payer screening against scams and sanctioned wallets, self-custody wallet storage in USDC, and up to $1M optional insurance coverage.
Differentiator
Problem solved
Functional benefit
Products and services
- Kettle Pay A crypto bank account for businesses enabling the sending and receiving of USDT (over ERC-20 and TRC-20), USDC, and fiat currencies via Wire, ACH, RTP, and SEPA. Includes self-custody wallet storage where the customer holds their own funds, real-time screening of incoming payments against flash coins, scam tokens, and sanctioned wallets, sub-hour settlement with 24/7 RTP availability, username-based payments between Kettle users, support for receiving over 1,000 different cryptocurrencies with USDC as the underlying balance asset, no credit-card-style chargebacks on settled transactions, 24/7 live human support, and optional insurance coverage up to $1M. Accessible via a native iOS mobile app and a browser-based web application.
Quantifiable outcome
- $700M+ processed
- +3 more outcomes
Companies that use Kettle
Customer profileNamed customers10 records
Segments4 records
Ideal customer profiles4 records
Kettle technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
AI capability1 record
Feature5 records
Kettle partnerships and signals
Strategic signalScale indicators3 records
Recent moves6 records
Expansion highlights6 records
Kettle competitors and assessment
Company assessmentBroad incumbents
- Circle: USDC issuer and payments-platform operator (Circle Payments Network). A broad incumbent in the stablecoin and crypto-payments category whose rails Kettle depends on; partially a peer, partially an infrastructure dependency.
- Stripe: Global incumbent payment processor with an emerging stablecoin/Bitcoin acceptance offering via Bridge. Not a direct crypto-payments pure-play today but the most consequential competitive threat at scale.
Direct peers
- TripleA: Licensed (MAS) crypto payment gateway focused on businesses with fiat off-ramp for merchants. Comparable compliance-first, B2B crypto payments positioning, with Southeast Asia regulatory depth.
- Coinbase Commerce: Crypto payment processor from Coinbase targeting online merchants accepting BTC, ETH, USDC, and other assets. Closest direct competitor in B2B crypto checkout and settlement, with broader brand but less vertical specialization.
- NOWPayments: Non-custodial crypto payment gateway serving merchants globally with support for 200+ cryptocurrencies and stablecoin settlement. Comparable in crypto-first, multi-asset approach and global merchant focus.
- CoinGate: Crypto payment processor for merchants and businesses, supporting BTC, ETH, and stablecoins with fiat off-ramp. Direct competitor in the merchant crypto-payment gateway category with EU base.
- BTCPay Server: Open-source, self-hosted crypto payment processor for merchants. Direct competitor on the self-custody/non-custodial philosophy, though Kettle offers a managed UX rather than self-hosted infrastructure.
- BitPay: Largest crypto payment gateway for merchants, supporting BTC and stablecoins with fiat settlement. Most directly comparable to Kettle in the merchant-crypto-payments category, though more retail/SMB skewed and custodial.
Emerging players
- BVNK: Stablecoin payments infrastructure for businesses, with on/off-ramps and treasury tooling. Closely comparable B2B stablecoin-rails positioning and enterprise focus, with broader fiat coverage.
- Bridge (Stripe): Stablecoin API platform acquired by Stripe, enabling businesses to issue and accept stablecoins. Emerging competitor in the same stablecoin-payments-for-businesses space, with the strategic backing of Stripe.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat3 records
Key risks6 records
Key highlights7 records
Customer concentration
Kettle social profiles
Digital presenceKettle financial estimates
Financial estimateRevenue estimate
Valuation estimate
Kettle leadership team
Management profileNumber of profiles
Profiles1 record
Kettle funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Kettle M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Kettle
What does Kettle do?
Kettle Pay is a crypto bank account for businesses that enables sending and receiving USDT (over ERC-20 and TRC-20), USDC, and fiat currencies via Wire, ACH, RTP, and SEPA. The platform features a self-custody wallet where customers hold their own funds on their own devices, real-time payer screening that blocks flash coins, scam tokens, and sanctioned wallets before transactions settle, username-based payments between Kettle users, sub-hour settlement with 24/7 RTP availability, support for receiving over 1,000 different cryptocurrencies, and optional insurance coverage up to $1M. The service is accessible via a native iOS app and a browser-based web application.
Is Kettle a public or private company?
Kettle is a private company. It is classified as unknown and is currently operating.
When was Kettle founded?
Kettle was founded in -1. It employs 1 to 10 people.
Where is Kettle based?
Kettle is headquartered in New York, United States, in the North America region.
How does Kettle make money?
Two revenue lines are on record. Transaction/Fee Revenue is the primary driver. The others are insurance/Protection Plans.
Who are Kettle's main competitors?
Broad incumbents on record are Circle and Stripe. Direct peers are TripleA, Coinbase Commerce, NOWPayments, CoinGate, BTCPay Server and BitPay. Emerging players are BVNK and Bridge (Stripe).
Does Kettle have an API?
No public API is recorded for Kettle.
What industry is Kettle in?
Kettle's product category is Crypto Banking Platform. Its primary akta.pro industry code is FSADAIAA, Crypto Payment Gateways & Checkout APIs, with a secondary code of FSADAIAE, On/Off-Ramp Providers (Fiat↔Crypto) & Cash-In/Cash-Out Networks. Its NAICS code is 52232 and its SIC code is 6200.