What Liquitty does

Liquitty (legally LIQUITTY COLOMBIA S.A.S.) is a Colombian technology-enabled debt recovery and mass litigation firm serving financial institutions and large corporations across Latin America. The company operates a proprietary digital ecosystem called Rocketvel, which unifies three core modules: Outcourt, covering extrajudicial/pre-legal recovery through preventive, administrative, pre-legal, and charged-off stages; Incourt, covering end-to-end judicial management with digital case files and real-time litigation tracking; and NPLs, an AI-driven portfolio valuation and administration service for non-performing loan portfolios. The platform layers AI capabilities including voicebots, chatbots, speech analytics, conversation intelligence, NLP-based sentiment analysis, generative AI for persuasive messaging, predictive dialing, and RPA, all integrated into omnichannel communication flows (WhatsApp, SMS, email, social) and a RegTech compliance engine. The company holds ISO 9001:2015 and ISO 27001:2022 certifications and has publicly disclosed a 2025-2030 Post-Quantum Cryptography roadmap aligned with NIST standards.

Liquitty monetizes through three revenue streams: managed services for portfolio recovery (fees per management action, success-based recovery fees, or portfolio administration contracts), recurring technology/subscription revenue via the Rocketvel platform, and ancillary professional services including business reorganization proceedings and real estate remediation. The company operates a sales-led go-to-market model through direct enterprise field sales and customer success teams, with regional offices in Bogotá (headquarters), Cali, Barranquilla, Lima, Santiago, and Mexico City. Its client base spans 50+ active accounts including tier-1 banks such as Bancolombia, BBVA, Davivienda, Itaú, Banco Falabella, Mi Banco, Bancoomeva, and Banco Popular. The corporate group includes two wholly-owned Colombian subsidiaries, COBRANDO S.A.S. and GESTI S.A.S., which execute recovery operations under the same governance and compliance standards.

Name

Liquitty

Legal name

LIQUITTY COLOMBIA S.A.S.

Website

https://liquitty.com

Company type

Private

Operating status

Operating

Headcount range

251–500 employees

Short description

Liquitty is a Colombian technology-enabled debt recovery and mass litigation firm serving 50+ banks and large corporations across Colombia, Peru, Chile, and Mexico via its proprietary Rocketvel platform, which integrates AI, omnichannel communications, and judicial management for non-performing loan portfolios.

Ownership category

akta.pro rank

Product category

Debt Recovery Technology

NAICS

Credit Intermediation and Related Activities (522)

akta.pro primary industry

Collections, Recovery & Debt Management Platforms (FSAGAHAI)

Keywords

• Debt recovery services
• Portfolio management
• Mass litigation platform
• Non-performing loans
• Financial collections technology

Headquarters

HQ city

Bogotá

HQ country

Colombia

HQ region

Latin America

Offices7 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Gestión y Recuperación de Cartera: Servicios de gestión y recuperación de cartera para entidades financieras y corporaciones. Incluye gestión preventiva, administrativa, pre-jurídica, judicial y castigo. Modelo basado en servicios profesionales gestionados, con tarifas por gestión, sucesso en recuperación o contratos de administración de portafolios.
2. Tecnología como servicio (Rocketvel): Plataforma tecnológica Rocketvel que integra módulos Outcourt, Incourt y NPLs como ecosistema digital para la recuperación de cartera, potencialmente licenciable o como servicioSaaS a clientes.
3. Servicios Conexos: Procesos concursales de reorganización empresarial y saneamiento de bienes inmuebles, incluyendo levantamiento de embargos, pagos de impuestos prediales, levantamiento de hipoteca.

Go-to-market motion1 record

Distribution channels2 records

Marketing channels3 records

Core offering

Liquitty fundamentally operates a digital debt recovery platform branded as Rocketvel that manages the full portfolio recovery lifecycle—from preventive/extrajudicial collection through judicial litigation—for banks and financial institutions in Latin America. The ecosystem unifies Outcourt (extrajudicial management with AI chatbots, predictive dialing and omnichannel communications), Incourt (judicial case management with 100% digital case files), and NPLs (AI-driven portfolio valuation and administration with co-investment support for investors). The company also delivers related professional services including business reorganization proceedings and real estate remediation.

Product overview

Liquitty offers a comprehensive digital debt recovery ecosystem centered on Rocketvel, a 100% digital platform that unifies three core modules: Outcourt for extrajudicial/preventive collection (covering preventive, administrative, pre-legal, and charged-off stages), Incourt for judicial/litigation management, and NPLS's for AI-driven portfolio valuation and administration. The ecosystem integrates AI-powered components including Voicebot, Chatbot, and Speech Analytics alongside RPA automation, predictive dialing, and omnichannel communications (WhatsApp, social networks). Connected services include business reorganization proceedings and real estate remediation. The platform is designed for banks, financial institutions, and other entities managing non-performing loans.

Differentiator

Problem solved

Functional benefit

Brands

• Rocketvel: 100% digital ecosystem for debt portfolio recovery, encompassing Outcourt, Incourt, and NPLs solutions, integrating AI, chatbots, predictive dialing, and omnichannel communication.
• Outcourt
• Incourt
• NPLs

Products and services

• Rocketvel 100% digital ecosystem for debt portfolio recovery combining Outcourt (extrajudicial management) and Incourt (judicial management) under a unified architecture with AI, automation, omnichannel communications, and real-time reporting capabilities; designed for banks, financial institutions and corporations managing delinquent portfolios.
• Outcourt Digital management module for extrajudicial debt recovery covering preventive, administrative, pre-legal and charged-off portfolio stages, with AI, chatbots, predictive dialing, APIs and omnichannel connectivity via WhatsApp, social networks and voice for banks, financieras and corporations seeking to optimize cash flow from delinquent receivables.
• Incourt Digital ecosystem for judicial debt recovery management covering the full legal process from asset investigation through judgment, payment orders, notifications, rulings and liquidation, with 100% digital case files and real-time litigation tracking for legal teams managing mass litigation portfolios.
• NPLs (Non-Performing Loans) AI and data-analytics driven valuation and administration service for non-performing loan portfolios of banks, financial institutions and other entities, including co-investment processes and strategic relationships with local and international NPL investors.
• Connected Services Adjacent professional services including business reorganization proceedings before superintendencies and courts, plus real estate remediation such as mortgage release, property tax payments and complementary lien-related services for clients managing distressed assets.

Quantifiable outcome

• 50+ clientes activos en sector bancario y financiero
• +2 more outcomes

Named customers8 records

Segments3 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

AI capability9 records

Feature11 records

Partnerships

Two partnerships are on record, tiered core subsidiary.

• Cobrando SAScore subsidiaryOthersCobrando SAS es una empresa vinculada y subordinada del mismo grupo empresarial de Liquitty Colombia SAS. Opera dentro de la estructura corporativa de Liquitty y realiza gestiones de recuperación de cartera bajo los mismos estándares de transparencia, cumplimiento normativo y protección de datos.
• Gesti SAScore subsidiaryOthersGesti SAS es una empresa vinculada y subordinada del grupo Liquitty, operando dentro de la estructura corporativa de Liquitty Colombia SAS, realizando procesos de gestión y recuperación de cartera con los mismos estándares de calidad y protección de datos.

Scale indicators5 records

Recent moves6 records

Expansion highlights6 records

Others

• Teleperformance: Global BPO major with significant LatAm contact-center operations that include debt collection workflows for banks and telcos. Overlaps with Liquitty on contact-center-led collections but does not specialise in NPL portfolio acquisition or judicial management.
• Atento: LatAM-focused BPO customer-experience provider with collections services for financial-sector clients in Brazil, Mexico, Argentina and other markets. Adjacent competitor for outsourced collections capacity rather than NPL or judicial work.

Broad incumbents

• Intrum: Europe-headquartered global debt buyer and servicer with operations across LatAm. Directly comparable to Liquitty's servicing and NPL management business but operates at much larger scale with global capital access and a broader product set.
• Pra Group: US-listed global purchaser and servicer of defaulted receivables with operations in the Americas and Europe. Directly comparable NPL acquisition plus servicing model; meaningful scale and technology investment advantage versus Liquitty.
• EOS Group: Germany-based international debt collection and NPL investor with presence in multiple emerging markets. Comparable business model combining servicing with portfolio acquisition, though at significantly larger scale than Liquitty.
• Encore Capital Group: US-listed global debt buyer operating through subsidiaries including Cabot Credit Management. Comparable in the NPL portfolio acquisition and servicing model; substantially larger and capital-markets-funded relative to Liquitty's bootstrapped structure.

Regional players

• Concord Servicios y Cobranzas: Peru-based debt collection and credit management services provider serving banks and corporations in the Andean region. Comparable servicing model but smaller and geographically narrower than Liquitty's four-country footprint.

Direct peers

• Grupo BC: Leading LatAm-focused BPO and debt recovery group with operations across multiple Spanish-speaking markets. Closest direct peer given similar geographic footprint, banking-client base and integrated servicing-plus-judicial offering.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/somosliquitty

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Subsidiaries2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Liquitty