GROUPE ARMINGOL FIDUCIAIRE

What GROUPE ARMINGOL FIDUCIAIRE does

GROUPE ARMINGOL FIDUCIAIRE is a privately held French accounting, audit, payroll, legal, and sustainability advisory firm headquartered in Aix-en-Provence, founded in 1996 by Jean-Luc Armingol, a certified Expert-Comptable and Commissaire aux Comptes. The group operates through five regional offices (Aix-en-Provence, Marseille, Gardanne, Fos-sur-Mer, Saint-Victoret) and serves approximately 1,000 clients across France, primarily TPE/PME, liberal professionals, associations, and business creators in the Provence-Alpes-Côte d'Azur and Paris regions. The firm's service mix spans recurring accounting engagements, statutory audit (Commissariat aux Comptes), outsourced payroll processing (14,000 pay slips annually including interim and internationally domiciled employees), legal services for company formation and corporate secretarial work, and an emerging RSE/ESG advisory line anchored by the 2024 Label Lucie in Progress certification and Visa Durabilité credentialing.

The firm's core technology stack is the Ma Compta-Connectée digital platform, which integrates third-party accounting software (CEGID Quadra Web/Box, Néo expert, YTEMS), the SILAE payroll system, and the DEXT OCR tool for automated receipt and invoice capture. The platform provides clients with remote access to their books, a digital document vault, and real-time collaboration capabilities, and is differentiated by its packaging of multiple best-of-breed tools under a single client interface rather than by any proprietary AI or machine learning capability. Revenue is generated through recurring accounting subscriptions, project-based audit and legal fees, and subscription-based payroll and HR outsourcing, with pricing negotiated on a per-engagement basis. The group is founder-owned, has no disclosed external funding, and is structured around eight registered subsidiaries (SOMECOM, AN. COMPTABILITE, AB. COMPTABILITE, AFI EXPERTS, AFI EXPERTS GARDANNE, AFI EXPERTS ETANG DE BERRE, ARMINGOL ET ASSOCIES, and Ressources Sociales & Paye Consulting) that operate as core service entities under the GROUPE ARMINGOL FIDUCIAIRE umbrella.

Name

GROUPE ARMINGOL FIDUCIAIRE

Legal name

GROUPE ARMINGOL FIDUCIAIRE

Website

https://ma-compta-connectee.fr

Company type

Private

Founded year

1996

Operating status

Operating

Headcount range

11–50 employees

Short description

GROUPE ARMINGOL FIDUCIAIRE is a French accounting, audit, payroll, and legal services firm founded in 1996, operating five offices in the Aix-Marseille region and serving roughly 1,000 SMBs, professionals, and associations across France via its Ma Compta-Connectée digital platform.

Ownership category

akta.pro rank

Product category

Accounting Services

NAICS

Accounting, Tax Preparation, Bookkeeping, and Payroll Services (54121), Offices of Certified Public Accountants (541211)

SIC

Services-Management Consulting Services (8742)

akta.pro industry

PRIMARYBPAAAGAC

General Ledger & Close (Journal Entries, Month-End Close, Reconciliations)

Business & Public Services/Administrative & Support Services (BPO, Call Centers, Back Office)/Finance & Accounting Outsourcing (AP/AR, GL, Billing)

Keywords

• Accounting and audit
• Tax advisory services
• Payroll management
• Statutory audit services
• RSE ESG consulting

Headquarters

HQ city

Aix-en-Provence

HQ country

France

HQ region

Europe

Offices5 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations

Revenue model

1. Expertise Comptable (Accounting Services): Core accounting services including bookkeeping, financial statement preparation, tax returns, and ongoing advisory. Provided to TPE, PME, professionals, and associations on an ongoing contractual basis.
2. Commissariat aux Comptes (Statutory Audit): Legal audit services including certification of annual accounts, ALPE for small enterprises, contributions audit, transformation audit, and fusion audit. Also includes CSRD/ESG audit services.
3. Social/Payroll Services: Payroll processing, HR management, social audits, and employment law advisory. Processed 14,000 pay slips annually with team of 3 collaborators plus HR supervisor.
4. Legal Services: Company creation, modification of statutes, shareholder meetings, dissolution and liquidation services. Working in synergy with accounting and tax experts.
5. RSE Consulting Services: RSE certification support, carbon footprint assessments (Bilan Carbone), climate fresco workshops, sustainability reporting, and ESG audit services.

Go-to-market motion1 record

Distribution channels2 records

Marketing channels4 records

Core offering

GROUPE ARMINGOL FIDUCIAIRE is a chartered accountancy and statutory audit firm delivering recurring bookkeeping, financial statement preparation, tax compliance and optimization, payroll processing, legal secretariat, statutory audit certification, and ESG/RSE advisory services to approximately 1,000 small and medium enterprises, liberal professionals, associations, and business creators across France. Services are delivered through five regional offices and the proprietary Ma Compta-Connectée digital platform that integrates third-party accounting and payroll software for real-time client collaboration.

Product overview

GROUPE ARMINGOL FIDUCIAIRE offers a comprehensive suite of accounting, payroll, legal, and audit services through five physical offices in the Aix-Marseille region. The core offering centers on Comptabilité (accounting) and Gestion de la Paie (payroll) services, supplemented by Service Juridique (legal), Commissariat aux Comptes (audit), and RSE (sustainability) advisory. The firm delivers these services via Ma Compta-Connectée, a proprietary digital platform that integrates third-party accounting (CEGID Quadra, Néo expert) and payroll (SILAE) software, enabling real-time collaboration with clients through shared document vaults and online accounting access.

Differentiator

Problem solved

Functional benefit

Brands

• Ma Compta-Connectée: Digital accounting platform providing remote access to accounting servers, digital vault, and collaborative tools for clients
• AFI EXPERTS
• Armingol et Associés

Products and services

• Comptabilité (Accounting Services) Core recurring accounting services including bookkeeping, financial statement preparation, tax returns, monthly reporting, intermediate situations, management control, and ongoing advisory for TPE/PME, liberal professionals, associations, and business creators. Delivered through digital tools with shared workspace access via Ma Compta-Connectée.
• Gestion de la Paie (Payroll Services) Full-service payroll management including pay slip preparation, social declarations, employment contracts, hiring support, and HR advisory. Processed via SILAE software with full outsourcing or software access options. The firm processes 14,000 pay slips annually including interim workers and internationally domiciled employees.
• Service Juridique (Legal Services)
• Commissariat aux Comptes (Statutory Audit)
• Politique RSE (Sustainability/ESG Advisory) Corporate Social Responsibility advisory including RSE certification support, carbon footprint assessments (Bilan Carbone), climate fresco workshops, sustainability/extra-financial reporting, GHG emissions assessment, and ESG audit services. Supported by Visa Durabilité certified auditors and Bilan Carbone trained consultants.
• Ma Compta-Connectée Digital Platform

Quantifiable outcome

• 14,000 pay slips processed annually including interim workers and internationally domiciled employees
• +2 more outcomes

Named customers3 records

Segments5 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration8 records

AI capability3 records

Feature3 records

Partnerships

Three partnerships are on record, tiered supporting.

• Banking PartnerssupportingOthersThe cabinet collaborates with trusted banking partners to support client financing needs and business development activities.
• Attorney/Lawyer PartnerssupportingOthersNetwork of trusted legal professionals (avocats, notaires) providing integrated advisory services for corporate law matters, M&A transactions, and legal formalities.
• Insurance PartnerssupportingOthersTrusted insurance professionals providing business and professional liability coverage recommendations to complement the accounting and advisory services.

Scale indicators5 records

Recent moves11 records

Expansion highlights5 records

Emerging players

• Indy: French digital accounting platform aimed at freelancers and very small businesses. Competes in the same freelancer/profession-liberale segment that represents a stated primary customer segment for Groupe Armingol.
• Pennylane: French fintech offering cloud-based accounting, expense management, and treasury tools targeting SMEs and accountants. Comparable as it increasingly partners with traditional cabinets — and competes for the same client base Groupe Armingol serves.

Broad incumbents

• RSM France: International mid-tier accounting and advisory network operating in France. Comparable as a multi-service accounting/audit firm with SME and mid-market focus across regional French offices.
• Grant Thornton France: Global mid-tier audit and advisory network with extensive French footprint. Comparable offering portfolio (accounting, audit, payroll, advisory) and similar SME/mid-market client profile.
• KPMG France: Big Four audit and advisory firm with substantial French presence including regional offices. Comparable in providing accounting, audit, payroll and ESG services, though operating at much larger scale and serving larger clients.
• BDO France: Mid-tier international accounting and audit network with strong French presence, serving SMEs, mid-caps, and large groups. Directly comparable as an accounting/audit firm with multi-service offerings (accounting, payroll, legal, audit) targeting a similar client demographic.
• Baker Tilly France: Mid-tier international accounting network with French operations. Comparable as a multi-service accounting/audit firm targeting SME and mid-market clients across France.

Direct peers

• In Extenso: Large French accounting and consulting network (part of Deloitte) with extensive regional branch coverage across France. Closest peer in terms of expertise-comptable model, regional office density, and SME/liberal-professional target segments.
• Exco: French accounting and consulting network comprising multiple regional member firms. Closely comparable as a federated group of expertise-comptable cabinets with multi-office regional presence and SME focus.
• Fiducial: Major French accounting, audit, and advisory firm with a national network of offices. Direct competitor in the French fiduciaire market, serving similar client profiles (TPE/PME, professionals, associations) with comparable service offerings.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/groupearmingolfiduciaire

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles10 records

Subsidiaries8 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about GROUPE ARMINGOL FIDUCIAIRE