MSA Maine-et-Loire

What MSA Maine-et-Loire does

MSA Maine-et-Loire (Mutualité Sociale Agricole de Maine-et-Loire) is a French public social security institution serving the agricultural sector of the Maine-et-Loire department in the Pays de la Loire region. Founded in 1945 and operating under the national MSA network governed by CCMSA (Caisse Centrale de la Mutualité Sociale Agricole), the institution administers comprehensive social protection for farm owners, agricultural workers, agricultural employers, and rural families — covering health insurance, family allowances, retirement pensions, workplace accident coverage, disability support, housing assistance, and unemployment benefits. Services are funded through mandatory social contributions from agricultural employers and workers, with no commercial pricing model applicable.

The institution's digital platform is anchored by 'Mon espace privé', an online member portal for account management, document access, and declarations, complemented by the 'ma MSA et moi' mobile application available on iOS and Android. Additional digital touchpoints include Chatbot SAM, an automated virtual assistant for member inquiries; TESA (Titre Simplifié d'Employeur Salarié Agricole) for simplified seasonal employer declarations; DSN (Déclaration Sociale Nominative) for standardized employee social data transmission; and online simulation tools for benefit estimation. Distribution is omnichannel — local office presence at Beaucouzé, telephone support (including the Agri'écoute psychological support hotline at 09 69 39 29 19), home visits for non-mobile members, and social media presence on Twitter, Facebook, and YouTube (MSATV).

Business operations are organized around three member-facing service tracks: individuals (Particulier), farm operators (Exploitant), and employers (Employeur). Specialized support programs include Soutien'agri for crisis assistance, Avenir en soi for career transitions, Continuer d'exploiter ou se reconvertir for farm continuation/reconversion decisions, aidant'plus for caregivers, and burnout/respite support. Partnerships with the Chambre d'Agriculture de Maine-et-Loire, Eval'Loire, and the Fonds National Parentalité extend the institution's service delivery network. The organization holds the Services Publics + label from the French Government, indicating compliance with public service quality standards.

Name

MSA Maine-et-Loire

Legal name

Mutualité Sociale Agricole de Maine-et-Loire

Website

https://maineetloire.msa.fr

Company type

Public

Founded year

1945

Operating status

Operating

Headcount range

51–100 employees

Short description

MSA Maine-et-Loire is a French public social security institution administering mandatory agricultural social protection — health, family, retirement, and workplace accident coverage — for farmers, agricultural workers, employers, and rural families in the Maine-et-Loire department under the national MSA network.

Ownership category

akta.pro rank

Product category

Agricultural Social Security

NAICS

Individual and Family Services (6241), Social Assistance (624), Emergency and Other Relief Services (62423)

SIC

Services-Social Services (8300), Services-Health Services (8000)

akta.pro primary industry

Healthcare-Linked Social Benefits Administration (e.g., Medicaid/Means-Tested Health Coverage) (BPAIAKAH)

akta.pro secondary industries

Financial Assistance & Benefits Navigation Services (BPAGAEAK), Social Care & Long-Term Care Benefits Administration (BPAIAKAK), Local Public Health & Human Services Administration (BPAIACAK)

Keywords

• Agricultural social security
• Social protection services
• Family benefits administration
• Agricultural health insurance
• Rural retirement pensions

Headquarters

HQ city

Angers (Beaucouzé)

HQ country

France

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Technology or R&D, Others

Revenue model

1. Social Contributions: MSA Maine-et-Loire operates as a public social security institution funded through mandatory social contributions from agricultural employers and workers. Contributions cover health insurance, family benefits, retirement pensions, and workplace accident insurance for the agricultural sector.

Distribution channels5 records

Marketing channels5 records

Core offering

MSA Maine-et-Loire (Mutualité Sociale Agricole de Maine-et-Loire) is a French public social security institution that administers comprehensive social protection for the agricultural sector in the Maine-et-Loire department. It delivers health insurance, family allowances, maternity/paternity benefits, retirement pensions, workplace accident coverage, housing assistance, and disability support to farmers, agricultural workers, employers, and rural families. The organization also operates a digital member portal (Mon espace privé), a mobile application (ma MSA et moi), and a chatbot (SAM), alongside specialized crisis support programs such as Soutien'agri and Agri'écoute.

Product overview

MSA Maine-et-Loire is a French agricultural social security organization (Mutualité Sociale Agricole) providing comprehensive social protection services to farmers, agricultural workers, and their families in the Maine-et-Loire department. The organization operates a unified digital platform centered on 'Mon espace privé' (private member portal) and the 'ma MSA et moi' mobile application, which provide access to core services including health insurance management, family benefits, retirement planning, and social assistance programs. Additional digital touchpoints include the Chatbot SAM virtual assistant and various online tools. The organization also delivers specialized support programs such as Soutien'agri for agricultural crisis assistance, Agri écoute for psychological support, Avenir en soi for career transitions, and aidant'plus for caregiver support. Administrative services for employers include TESA (simplified agricultural employer declarations) and DSN (nominative social declarations). The overall offering functions as an integrated public service platform rather than a traditional software product.

Differentiator

Problem solved

Functional benefit

Brands

• Soutien agri': Support program for farmers facing agricultural crises
• Instants Aidants
• Avenir en soi
• Agri'écoute

Products and services

• Mon espace privé
• ma MSA et moi (Mobile Application)
• Chatbot SAM
• Rendez-vous Prestations
• Soutien'agri
• Agri'écoute
• Aide au répit / Burnout support
• Avenir en soi
• Continuer d'exploiter ou se reconvertir?
• aidant'plus
• TESA (Titre Simplifié d'Employeur Salarié Agricole)
• DSN (Déclaration Sociale Nominative)
• Outils de simulation

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Three partnerships are on record, tiered core and minor.

• Chambre d'Agriculture de Maine-et-LoirecoreStrategic or Co-development PartnerPartnership with the Chamber of Agriculture for organizing joint sessions including the 'Continuer d'exploiter ou se reconvertir?' (Continue farming or retrain) program that helps agricultural workers facing career decisions. The collaboration includes sessions held twice yearly to assist farmers considering cessation or reconversion of their agricultural activity.
• Eval'LoireminorStrategic or Co-development PartnerEval'Loire is an association for social needs assessment that partners with MSA Maine-et-Loire to evaluate social needs of members and provide appropriate support services.
• Fonds National Parentalité (FNP)minorStrategic or Co-development PartnerNational Parenting Fund partnership enabling MSA Maine-et-Loire to support family parenting initiatives and provide related services to member families.

Recent moves6 records

Expansion highlights5 records

Others

• CCMSA (Caisse Centrale de la Mutualité Sociale Agricole): National head office and governing body of the MSA network. Sets policy, IT systems, and national frameworks used by MSA Maine-et-Loire; functions as the central platform rather than a competing entity.
• Chambre d'Agriculture de Maine-et-Loire: Professional chamber representing farmers in the same département. A strategic partner of MSA on cessation/reconversion programs and rural-development initiatives rather than a service competitor.

Direct peers

• MSA Picardie: Regional MSA branch covering Somme, Aisne, and Oise. Operates the same contribution-funded agricultural social-security model with analogous digital portal, Agri'écoute hotline, and Soutien'agri crisis programs.
• MSA Mayenne-Orne-Sarthe: Neighboring MSA branch serving multiple départements. Provides the same suite of health, family, retirement, and accident insurance to agricultural workers under CCMSA governance, with comparable digital and crisis-support services.
• MSA Loire-Atlantique: Sister MSA branch covering Loire-Atlantique under the same CCMSA network. Operates identical social-protection services for the agricultural sector with the same digital portal structure and contribution-based funding model, making it the closest functional peer.

Broad incumbents

• Caisse d'Allocations Familiales (CAF): National family-benefit agency handling family allowances, housing assistance, and RSA for the general population. Overlaps with MSA on family/housing benefits but serves all sectors, making it a broader French social-security incumbent.
• CARSAT (Caisse d'Assurance Retraite et de la Santé au Travail): Regional retirement and occupational-health fund covering non-agricultural workers. Shares the contribution-based pension administration model and workforce-safety mandate, but serves all sectors rather than agriculture specifically.
• URSSAF: National agency collecting social contributions from employers across all sectors. Comparable contribution-collection role and TESA/DSN-style employer declarations, but operates pan-sector rather than for agriculture only.
• CPAM (Caisse Primaire d'Assurance Maladie): France's general health-insurance fund for non-agricultural workers. Comparable health-benefit administration model and digital portal ('ameli'), but covers all sectors rather than specializing in agriculture.

Regional players

• Social Security Administration (SSA, USA): U.S. federal agency administering retirement, disability, and survivors benefits. Comparable contribution-based social-security administration model, but operates across all sectors in a different national context.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights6 records

Customer concentration

• Xx.com/msa49actu
• YouTubeyoutube.com/channel/UCLlovMAT34gqUK7PQ4p1LKA
• Facebookfacebook.com/MSA-Maine-et-Loire-101183111751854
• LinkedInlinkedin.com/company/msa-de-maine-et-loire

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

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M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about MSA Maine-et-Loire