PT MNC Insurance Broker

What PT MNC Insurance Broker does

PT MNC Insurance Broker is an Indonesian insurance brokerage firm headquartered in Jakarta at MNC Bank Tower, operating under OJK license number KEP-13/NB.1/2022 and LAPS SJK / Apparindo membership. The company intermediates between clients and insurance carriers across general and life insurance lines, with a horizontally segmented portfolio spanning Credit Insurance (targeting banks, P2P lenders, multifinance, securities, crowdfunding, and fintech), Property Insurance, Motor Vehicle Insurance, Marine Cargo, Marine Hull, Construction & Installation (CAR/EAR), Employee Benefits, Industrial All Risks, and Micro Insurance products.

The business operates on a transaction-fee commission model, earning brokerage commissions on policies placed with carriers on behalf of clients, supplemented by claim facilitation and coordination services. It executes a sales-led go-to-market via direct corporate engagement from a single Jakarta office, and leverages the broader MNC Group ecosystem — including Indonesia's largest media platforms and sister entities PT MNC Life Assurance and PT MNC Asuransi Indonesia (under MNC Insurance Business Group) — for distribution, brand reach, and digital platforms such as MotionLife and MotionSafe.

The franchise traces its origin to 1982, was acquired by PT MNC Kapital Indonesia Tbk (IDX: BCAP) on December 17, 2021, and was formally transformed into PT MNC Insurance Broker following OJK approval on February 25, 2022, with brokerage operations commencing April 1, 2022. Public disclosures of revenue, headcount, and funding are not available in the source data, and AI/data capabilities are not evidenced beyond public speaking references to digital transformation themes.

Name

PT MNC Insurance Broker

Legal name

PT MNC Insurance Broker

Website

https://mnc-insurancebroker.com

Company type

Private

Founded year

1982

Operating status

Operating

Headcount range

11–50 employees

Short description

PT MNC Insurance Broker is an OJK-licensed Indonesian insurance broker, headquartered in Jakarta, that intermediates general and life insurance policies for financial institutions, corporates, and micro-insurance segments via commission-based fees, operating as part of the MNC Group's insurance business alongside PT MNC Life Assurance and PT MNC Asuransi Indonesia.

Ownership category

akta.pro rank

Product category

Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (52421), Insurance Agencies and Brokerages (524210), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines) (FSAEADAJ)

akta.pro secondary industry

Protection & Indemnity (P&I) / Marine Liability Insurance (FSAJAHAH)

Keywords

• Insurance brokerage services
• Commercial insurance solutions
• Risk management advisory
• Marine cargo insurance
• Corporate insurance brokerage

Headquarters

HQ city

Jakarta

HQ country

Indonesia

HQ region

Asia

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Brokerage Commissions: PT MNC Insurance Broker operates as an insurance broker company, providing insurance intermediary services for both general insurance and life insurance lines. The company earns revenue through brokerage commissions from placing insurance policies on behalf of clients with insurance companies. The company also provides claim facilitation and coordination services.

Go-to-market motion1 record

Distribution channels1 record

Marketing channels5 records

Core offering

PT MNC Insurance Broker is an Indonesian insurance brokerage company that intermediates between corporate clients and insurance companies across both general insurance and life insurance lines. The company provides risk management consulting, policy recommendation and placement, and claim facilitation and coordination services. Operating under OJK supervision, the broker offers nine product categories including credit, property, motor vehicle, marine cargo, marine hull, construction & installation, employee benefits, industrial all risks, and micro insurance.

Product overview

PT MNC Insurance Broker is an insurance broker company that offers a comprehensive portfolio of insurance products and services as part of the MNC Group under PT MNC Kapital Indonesia Tbk. The company's product offering consists of multiple distinct insurance categories organized as a unified service portfolio. The core products include: Credit Insurance (Asuransi Kredit) for mitigating debtor default risks, Property Insurance (Asuransi Properti) for comprehensive asset protection, Motor Vehicle Insurance (Asuransi Kendaraan Bermotor) with comprehensive and total loss coverage options, Marine Cargo Insurance (Asuransi Pengangkutan) for goods in transit, Marine Hull Insurance (Asuransi Rangka Kapal) for vessel protection, Construction & Installation Protection (CAR/EAR policies), Employee Benefits programs, Industrial All Risks (IAR) coverage for industrial assets, and Micro Insurance products including gadget, dengue fever, travel, fire, and personal accident coverage. The company operates alongside sister companies PT MNC Life Assurance and PT MNC Asuransi Indonesia under the MNC Insurance Business Group, with digital access provided through MotionLife and MotionSafe platforms.

Differentiator

Problem solved

Functional benefit

Products and services

• Credit Insurance (Asuransi Kredit) Solution designed to mitigate the risk of default by debtors on financing facilities provided by financial institutions. Coverage includes working capital credit, trade financing, and other cash loans to maintain portfolio quality and financial stability of the lender.
• Property Insurance (Asuransi Properti) Comprehensive protection for assets and property against various risks of damage or loss from unexpected events. Coverage includes fire, lightning, explosion, aircraft crash, and smoke (FLEXAS), as well as additional risks such as natural disasters and social risks.
• Motor Vehicle Insurance (Asuransi Kendaraan Bermotor) Protection against risk of loss or damage to vehicles, both cars and motorcycles, from various unexpected events including accidents, third-party actions, theft, fire, and damage during sea crossing (ASDP). Available in Comprehensive (All Risk) and Total Loss Only coverage types.
• Marine Cargo Insurance (Asuransi Pengangkutan) Protection against risk of loss or damage to goods during shipping via various transportation modes (land, sea, air). Coverage is designed to protect goods throughout the distribution chain from shipping to receipt, considering various operational and logistics risks.
• Marine Hull Insurance (Asuransi Rangka Kapal) Protection for ship hulls, engines, and equipment against risks of damage or loss arising during shipping activities. Coverage includes perils of the sea, fire, theft, piracy, natural disasters, and negligence of crew or pilots.
• Construction & Installation Protection (CAR/EAR) Contractor's All Risks (CAR) and Erection All Risks (EAR) solutions for construction and installation projects, covering infrastructure development, industrial facilities, and renovation work. Protection encompasses all project phases from preparation through completion.
• Employee Benefits Integrated protection solution designed to support employee welfare while strengthening organizational competitiveness. The program covers life protection, health, and pension benefits with a structure that can be customized to company needs and workforce profile.
• Industrial All Risks (IAR) Comprehensive protection solution for industrial assets, covering physical damage (material damage) and potential operational disruptions (business interruption). Coverage is designed to protect production facilities and other critical assets considering industrial process complexity.
• Micro Insurance Protection solution designed to reach a wider segment with simple, affordable, and easily accessible schemes. Product developed with streamlined administration, clear benefits, and fast claims mechanism allowing protection to be integrated into various daily activities and ecosystems.

Segments9 records

Ideal customer profiles7 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

16 partnerships are on record, tiered core and minor.

• MNC UniversitycoreStrategic or Co-development Partner · 25 April 2026MNC Insurance Business Group partnered with MNC University Jakarta for seminar series on 'Growth Mindset and Emotional Intelligence'. Part of collaboration between industry and educational institution to develop relevant skills for future generations.
• InsurTech Asia 2026coreStrategic or Co-development Partner · 8 April 2026MNC Insurance Business Group participated in the 1st Edition of InsurTech Asia 2026: Jakarta Series conference. Dr. Risye Dillianti spoke on 'Driving Transformation, Expanding Reach - The Next Chapter of Indonesia's Insurance Evolution' discussing digital transformation, AI, data analytics, and embedded insurance.
• BINUS Business SchoolcoreStrategic or Co-development Partner · 30 October 2025MNC Insurance Business Group partnered with BINUS Business School Senayan Jakarta for Business Leader Talk seminar on insurance literacy. Dr. Risye Dillianti served as main speaker discussing MNC's strategy in leading the insurance industry through inclusive literacy initiatives.
• Dewan Asuransi Indonesia (DAI)coreStrategic or Co-development Partner · 18 October 2025MNC Life and MNC Insurance participated in Insurance Day 2025 organized by Dewan Asuransi Indonesia with theme 'Literasi Asuransi untuk Negeri'. Supported the annual insurance industry event to strengthen public awareness on insurance importance.
• Asosiasi Asuransi Umum Indonesia (AAUI)coreStrategic or Co-development Partner · 18 October 2025MNC Insurance Business Group supported Hari Asuransi 2025 with AAUI as event executor. AAUI is chaired by Budi Herawan and led insurance literacy programs across 10 major cities in Indonesia.
• PT Permodalan Nasional Madani (PNM)minorStrategic or Co-development Partner · 18 October 2025AAUI collaborated with PNM to expand insurance literacy for UMKM (MSME) sector across 10 cities in Indonesia as part of Insurance Day 2025 activities.
• PT Bank Rakyat Indonesia (Persero) TbkcoreStrategic or Co-development Partner · 28 July 2025MNC Insurance Business Group collaborated with BRI (Bank Rakyat Indonesia) in CSR program 'Harmoni Sehat & Lestari' held at Museum Nasional Indonesia. The program involved health services, environmental education through waste exchange, and financial literacy. BRI contributed through its branch office BRI Kemendikbud, supporting the health check services for museum employees.
• Museum dan Cagar BudayaminorStrategic or Co-development Partner · 28 July 2025Museum dan Cagar Budaya (under Directorate General of Cultural Protection and Tradition, Ministry of Culture) partnered in the CSR program 'Harmoni Sehat & Lestari'. Over 300 participants from museum staff participated in health checks, environmental education, and insurance literacy activities.
• Bank Sampah Universitas Budi LuhurminorOthers · 28 July 2025Partnered for waste exchange program where participants could exchange household waste (paper, plastic, metal) for free health check services at the CSR event.
• RS BrawijayaminorOthers · 28 July 2025Health services provider at CSR event 'Harmoni Sehat & Lestari', offering free health checks including blood sugar, blood pressure, cholesterol, and uric acid examinations.
• KacamatamoominorOthers · 28 July 2025Eye check service provider at CSR event, offering free eye examinations to participants.
• The Aesthetics Skin ClinicminorOthers · 28 July 2025Beauty consultation and skin check services provider at CSR events including 'Harmoni Sehat & Lestari' and SPARK programs.
• Morula IVFminorOthers · 28 July 2025Fertility and pregnancy consultation services provider at SPARK 2026 program for women's health and wellness support.
• RS Alia (Alia Hospital)minorOthers · 25 July 2025Medical check-up services provider at SPARK 2025, offering health examinations including general health, nutrition, skin care, and fertility consultations.
• Treasury (Digital Gold Investment App)minorOthers · 25 July 2025Digital gold investment platform partner at SPARK 2025, providing financial literacy education on wise investment through digital gold products.
• SoyjoyminorOthers · 25 July 2025Health food partner at SPARK 2025 events, supporting health and wellness activities.

Scale indicators2 records

Recent moves8 records

Expansion highlights5 records

Direct peers

• PT Asia Raya Insurance: Established Indonesian insurance broker providing multi-line placement services including property, marine cargo, and engineering lines — a direct local competitor to MNC Insurance Broker.
• PT Pratama Asuransi Umum: Indonesian insurance broker and consultant placing general insurance risks across property, motor, marine, and engineering — closely aligned with MNC Insurance Broker's product breadth.
• PT Reliance Insurance Broker: Indonesian-domestic insurance broker offering similar general and life insurance intermediary services with comparable multi-line product portfolio, directly competing in the local market.

Emerging players

• Igloo (formerly AXA Insurance Indonesia digital ventures): InsurTech intermediary operating in Indonesia and Southeast Asia focused on embedded and digital distribution — an emerging threat to traditional brokers like MNC Insurance Broker in micro insurance and consumer lines.

Broad incumbents

• Howden Indonesia: Howden's Indonesian brokerage handles commercial P&C, marine, energy, and specialty lines, competing head-to-head with MNC Insurance Broker for corporate and financial institution clients.
• Aon Indonesia: Local presence of Aon plc, offering insurance brokerage, risk management, and reinsurance advisory services across property, casualty, marine, and employee benefits — directly comparable service portfolio to MNC Insurance Broker.
• Marsh Indonesia: Indonesian arm of Marsh McLennan, a global insurance brokerage and risk advisory major, directly competing with MNC Insurance Broker across commercial P&C, marine, and specialty lines for Indonesian corporate clients.
• Willis Towers Watson Indonesia: WTW's Indonesian operation provides insurance brokerage and risk advisory across commercial lines including property, construction, marine, and employee benefits — overlapping with MNC's core lines.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks6 records

Key highlights5 records

Customer concentration

• LinkedInlinkedin.com/company/mncinsurancebroker

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about PT MNC Insurance Broker