Kìron
Kìron is an 8-employee credit mediation agency in Treviso, Italy that brokers mortgages, Cessione del Quinto, and personal loans for individual consumers by intermediating with eight major Italian banks on a success-based commission model.
- Company typePrivate
- Founded-
- HeadquartersTreviso, Italy
- Headcount1–10
- GTM typeB2C
- OfferingServices
What Kìron does
Kìron, operating under the legal name 'Kiron - Agenzia di Treviso - Fiera', is an Italian credit mediation agency (mediatore del credito) headquartered at Via G. Bernardino Bison, 2 in Treviso, Veneto. The firm acts as an intermediary between individual borrowers and a network of eight major Italian banks — BNL, CheBanca, ING, Credit Agricole, MPS, Banco BPM, BPER Banca, and UniCredit — rather than originating loans itself. Its three core product lines are Mutui (mortgages, including up to 100% financing), Cessione del Quinto (salary- and pension-backed loans), and Prestiti Personali (personal loans).
The business is built on a human-advisor model with no proprietary technology platform. Customer acquisition is driven by a WordPress-based website (mutuitreviso.it), walk-in consultations at the Treviso office, phone inquiries, and organic social media presence on Facebook and Instagram; Google Reviews serve as social proof. Revenue is generated exclusively through transaction commissions paid by partner banks upon successful loan disbursement — consultations are free to the customer and no fee is earned if financing is not approved. The company employs 8 people, has no disclosed funding, no M&A history, and operates only in the Italian market with a regional Veneto focus.
Kìron firmographics
Firmographics- Name
- Kìron
- Legal name
- Kiron - Agenzia di Treviso - Fiera
- Website
- https://mutuitreviso.it
- Company type
- Private
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Kìron is an 8-employee credit mediation agency in Treviso, Italy that brokers mortgages, Cessione del Quinto, and personal loans for individual consumers by intermediating with eight major Italian banks on a success-based commission model.
- Ownership category
- akta.pro rank
Kìron industry classification
Industry- Product category
- Credit Intermediation & Mortgage Brokerage Services
- NAICS
- Credit Intermediation and Related Activities (522)
- SIC
- Loan Brokers (6163)
- akta.pro primary industry
- Personal Loan & Unsecured Credit Intermediation (FSAEAEAM)
Keywords
Where Kìron is headquartered
LocationHeadquarters
- HQ city
- Treviso
- HQ country
- Italy
- HQ region
- Europe
Offices1 record
Markets served
Kìron business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D
Revenue model
- Commission on Financing: Kìron acts as a credit intermediary (mediatore del credito) earning commission from banks and financial institutions only when a financing product is successfully approved and disbursed to the customer. The consultation is free if the financing is not obtained.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Free consultation with success-based fee |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels5 records
Kìron product offering
Product offeringCore offering
Kìron operates as a credit intermediary (mediatore del credito) that helps individual clients in the Treviso area obtain mortgages, Cessione del Quinto (salary/pension-backed loans), and personal loans by comparing offers across multiple Italian banks. The firm provides free consultation and only receives a commission from partner banks upon successful financing approval.
Product overview
Kìron is a credit intermediation agency that operates as a unified advisory service combining three distinct financial products: Mutui (mortgage loans), Cessione del Quinto (salary/pension-backed loans), and Prestiti Personali (personal loans). The company does not lend directly but acts as an intermediary, comparing offers from multiple partner banks to guide clients toward the most suitable financing solution. All consulting services are provided free of charge if the financing is not obtained.
Differentiator
Problem solved
Functional benefit
Products and services
- Mutui (Mortgage Advisory) Mortgage advisory service for individual home buyers that compares offers from multiple partner banks (BNL, CheBanca, ING, Credit Agricole, MPS, Banco BPM, BPER Banca, UniCredit), with up to 100% financing options and free consultation if the mortgage is not obtained.
- Cessione del Quinto (Salary/Pension-backed Loan Advisory) Salary or pension-backed loan (Cessione del Quinto dello stipendio) advisory service providing quick liquidity to employees and pensioners without requiring purpose justification, with consultant support from rate calculation through approval.
- Prestiti Personali (Personal Loan Advisory) Personal loan advisory service that helps clients explore various financing solutions, compare monthly payment options, and select the most suitable loan product, including support for restructuring existing loan terms.
Companies that use Kìron
Customer profileNamed customers3 records
Segments3 records
Ideal customer profiles2 records
Kìron technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Kìron partnerships and signals
Strategic signalPartnerships
Eight partnerships are on record, tiered core.
- BNL (Banca Nazionale del Lavoro)coreMajor national bank partner through which Kìron facilitates mortgage and loan products. Listed as one of the key banking partners in the network.
- CheBancacoreDigital banking arm of Mediobanca, partner for mortgage and personal loan products distributed through Kìron's intermediary services.
- ING BankcoreInternational digital bank partner for loan products accessible through Kìron's comparison and brokerage services.
- Credit AgricolecoreMajor international banking group partner providing financing products distributed via Kìron's intermediary network.
- MPS (Monte dei Paschi di Siena)coreHistoric Italian bank partner contributing to Kìron's mortgage and loan product offerings.
- Banco BPMcoreMajor Italian banking group resulting from merger of Banco Popolare and Banca Popolare di Milano, key partner for loan products.
- BPER BancacoreItalian banking group partner providing mortgage and credit products through Kìron's brokerage services.
- UniCreditcorePan-European banking group and one of Italy's largest banks, partner for comprehensive loan and mortgage products.
Recent moves3 records
Expansion highlights2 records
Kìron competitors and assessment
Company assessmentDirect peers
- Facile.it: Leading Italian price-comparison portal covering mortgages, personal loans, and Cessione del Quinto. Competes for the same end customer as Kìron but via a self-serve digital funnel rather than a human advisor.
- Credipass: Italian credit intermediation network (mediatore del credito) with national bank conventions and a branch model. Direct peer with multi-bank broker standing and similar product set (mutui, cessione del quinto, prestiti).
- MutuiOnline: Italy's largest online mortgage and loan broker, offering multi-bank rate comparison and credit intermediation to Italian consumers. Direct overlap with Kìron's mortgage and personal loan brokerage on the product side, but operating at a much larger digital scale.
- Segugio.it: Italian comparison platform for mortgages, loans, and insurance products. Comparable to Kìron in enabling consumers to compare offers from multiple lenders, with a stronger digital presence.
- PrestitiOnline.it: Italian online personal loan and credit broker with multiple bank partnerships. Direct competitor in the personal loan and Cessione del Quinto intermediation space Kìron serves.
Broad incumbents
- Compass Banca: Italian consumer finance bank (Mediobanca group) offering personal loans and salary/pension-backed credit. Intersects with Kìron's product set but operates as a direct lender rather than intermediary.
- Agos Ducato: Large Italian consumer credit institution (Crédit Agricole group) providing personal loans and Cessione del Quinto. Competes with Kìron but distributes directly via digital and branch channels.
- Findomestic Banca: Major Italian consumer finance bank (BNL Paribas group) offering personal loans and Cessione del Quinto directly. A key supplier/partner counterparty as well as indirect competitor to Kìron's intermediation services.
Emerging players
- Prestiti&SiamoNoi: Italian intermediary focused on Cessione del Quinto and personal loans. Comparable niche overlap with Kìron's salary/pension-backed and personal loan offerings.
- SignorPrestito (Moneymax group): Italian credit intermediary (mediatore del credito) under the Moneymax group, offering mortgage, personal loan, and Cessione del Quinto brokerage. Direct competitor focused on the same mid-market retail borrower segment as Kìron.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat2 records
Key risks6 records
Key highlights6 records
Customer concentration
Kìron social profiles
Digital presenceKìron financial estimates
Financial estimateRevenue estimate
Valuation estimate
Kìron leadership team
Management profileNumber of profiles
Profiles1 record
Kìron funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Kìron M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Kìron
What does Kìron do?
Kìron operates as a credit intermediary (mediatore del credito) that helps individual clients in the Treviso area obtain mortgages, Cessione del Quinto (salary/pension-backed loans), and personal loans by comparing offers across multiple Italian banks. The firm provides free consultation and only receives a commission from partner banks upon successful financing approval.
Is Kìron a public or private company?
Kìron is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Kìron founded?
Kìron was founded in -1. It employs 1 to 10 people.
Where is Kìron based?
Kìron is headquartered in Treviso, Italy, in the Europe region.
How does Kìron make money?
One revenue line is on record: commission on Financing.
Who are Kìron's main competitors?
Direct peers on record are Facile.it, Credipass, MutuiOnline, Segugio.it and PrestitiOnline.it. Broad incumbents are Compass Banca, Agos Ducato and Findomestic Banca. Emerging players are Prestiti&SiamoNoi and SignorPrestito (Moneymax group).
Does Kìron have an API?
No public API is recorded for Kìron.
What industry is Kìron in?
Kìron's product category is Credit Intermediation & Mortgage Brokerage Services. Its primary akta.pro industry code is FSAEAEAM, Personal Loan & Unsecured Credit Intermediation. Its NAICS code is 522 and its SIC code is 6163.