Fundación Nantik Lum

What Fundación Nantik Lum does

Fundación Nantik Lum is a Spanish nonprofit foundation established in 2003 and headquartered in Madrid, with approximately 26 employees and a network of more than 50 volunteers. The organization delivers microfinance access, entrepreneurship support, and financial health programs to vulnerable populations across Spain, including aspiring entrepreneurs from low-income backgrounds, vulnerable families, and women seeking financial empowerment.

Its core products include business plan development, microfinance brokering, financial education workshops, and administrative support for new entrepreneurs. Flagship programs include GIRA Mujeres (with Coca-Cola), Faro (with ING and Ayuntamiento de Madrid since 2020), Avanza Integra (with the Spanish Ministry of Social Rights), and EU-funded Erasmus+ projects WEM and ILIS that extend operations transnationally. The foundation operates as a Punto PAE (official entrepreneurship advisory point) under Spanish Foundation Law. Service delivery is workshop- and coaching-based, supported by digital-literacy modules such as a ChatGPT Projects workshop for entrepreneurs.

The foundation is funded through public grants (Spanish Ministry of Social Rights, Community of Madrid, City of Madrid, EU/Erasmus+), corporate partnerships including recurring donations starting at €300/month, and contributions from its Board of Trustees. All services are delivered free of charge to beneficiaries. The foundation has served more than 14,000 individuals, supported the launch or consolidation of over 6,000 businesses, and trained more than 500 professionals since inception.

Name

Fundación Nantik Lum

Legal name

FUNDACIÓN NANTIK LUM

Website

https://nantiklum.org

Company type

Private

Founded year

2003

Operating status

Operating

Headcount range

11–50 employees

Short description

Fundación Nantik Lum is a Madrid-based nonprofit foundation founded in 2003 that delivers microfinance, entrepreneurship support, and financial health programs free of charge to vulnerable populations across Spain.

Ownership category

akta.pro rank

Product category

Social Services & Microfinance

NAICS

Religious, Grantmaking, Civic, Professional, and Similar Organizations (813), Grantmaking and Giving Services (81321)

SIC

Short-Term Business Credit Institutions (6153), Services-Educational Services (8200)

akta.pro primary industry

Microfinance, Financial Inclusion & Inclusive Markets (BPAGABAM)

akta.pro secondary industries

Small Business & Self-Employment Personal Finance (Income, Expenses, Cash Reserves) (EDAAAJAL), Small Business & Entrepreneurship Community Education (EDAAAFAK), SBA/Government-Backed & Development Finance Loans (FSAKAGAI)

Keywords

• Microfinance services
• Inclusive entrepreneurship
• Financial health education
• Social inclusion programs
• Business development training

Headquarters

HQ city

Madrid

HQ country

Spain

HQ region

Europe

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Public funding and grants: Fundación Nantik Lum is primarily funded through public funds from government bodies including the Ministry of Social Rights, Consumption and Agenda 2030, the Community of Madrid, the City of Madrid, and the European Union (Erasmus+ programs). These funds support specific social programs.
2. Private corporate contributions: Corporate partners contribute financially through periodic donations starting from €300/month or one-time contributions. These partnerships are structured as cross-cutting participation in projects or targeted project sponsorship. Tax deductible at 35% (or 40% after 3+ years of collaboration) under Spanish patronage law.
3. Board of Trustees contributions: Members of the Board of Trustees provide financial contributions to support foundation operations and programs.
4. All services free of charge: All programs and services provided by the foundation to beneficiaries (entrepreneurs, vulnerable families, women, migrants) are completely free. No revenue is collected from end beneficiaries.

Pricing tiers

Go-to-market motion3 records

Distribution channels5 records

Marketing channels9 records

Core offering

Fundación Nantik Lum provides free entrepreneurship training, microcredit access, business registration support (Punto PAE), and financial health education to vulnerable populations in Spain. Its three pillars are inclusive entrepreneurship (Programa Avanza and sub-programs), financial health (Programa Faro, Crea Digital, Crea Salud Financiera), and European cooperation projects (WEM, ILIS, MAV). All services are delivered free of charge, funded by public grants, corporate partnerships, and Board of Trustees contributions.

Product overview

Fundación Nantik Lum operates as a social foundation offering a portfolio of programs for entrepreneurship, financial health, and social inclusion. The core offering includes Programa Avanza (with sub-programs for different populations including migrants, youth, and established entrepreneurs), microfinance access, and the Punto PAE service for business registration. Financial health programs include Crea Digital, Programa Faro (with ING), and Crea Salud Financiera. European projects (WEM, ILIS, MAV) address specific vulnerable populations. A digital platform (PEM) delivers online training. All services are completely free.

Differentiator

Problem solved

Functional benefit

Brands

• GIRA Mujeres: Women's entrepreneurship program developed with Coca-Cola.
• Programa Avanza
• Programa Avanza Integra
• Programa Avanza Joven
• Programa Consolida
• Programa Crea
• Programa Crea Digital
• Programa Crea Salud Financiera
• Programa Faro
• Lanzadera InnovAcción
• NEGOCIOS NANTIK
• WEM - Women Entrepreneurship Mentality
• ILIS - Innovative Labor Insertion Solutions
• Programa Crea Emplea
• Violencias Económicas
• PEM

Products and services

• Programa Avanza Comprehensive entrepreneurship program offering training, guidance, mentoring, and resources for people wanting to launch or consolidate their own businesses. Includes sub-programs tailored to different target groups (migrants, youth, established entrepreneurs). Free to vulnerable beneficiaries in Spain.
• Programa Avanza Integra Entrepreneurship program specifically designed for migrants in Spain, developed in collaboration with social entities and funded by the Ministry of Social Rights, Consumption and Agenda 2030. Free to migrant beneficiaries.
• Programa Avanza Joven Entrepreneurship support program targeting young people in vulnerable situations who want to start their own businesses. Free to beneficiaries.
• Programa Consolida Program for entrepreneurs who already have an established business and need support for consolidation, growth, and sustainability. Free to beneficiaries.
• Programa Crea / GIRA Mujeres Program promoted by Coca-Cola Europe for women's entrepreneurship and economic independence. Provides group training and individualized support for women in situations of exclusion in Spain. Free to beneficiaries.
• InnovAcción Lanzadera de Ideas Business incubator within Programa Avanza for transforming business ideas into real projects. 100% digital with 5 live sessions and prizes for the best projects. Free to entrepreneurs in Spain.
• Acceso a Microcréditos Access to microfinance for vulnerable entrepreneurs who need capital to start or consolidate their businesses, facilitated through partner financial institutions. Free advisory and brokering support.
• Crea Digital 100% online financial health program for women throughout Spain, developed with ING. Offers practical training on budgeting, banking relationships, and debt prevention, with personalized tutoring in morning and afternoon cohorts via Zoom. Free to participants.
• Programa Faro (Luz para tus finanzas) Financial health program developed in collaboration with ING and municipal governments. Trains social workers who then deliver the methodology to vulnerable families to improve household financial management. Free to families and municipalities.
• Programa Crea Salud Financiera Financial health training program with group sessions and individualized support for women to improve their financial well-being, manage budgets, and prevent overindebtedness. Free to participants.
• Programa Violencias Económicas Program providing comprehensive training to technical personnel (social workers, public officials) for the detection, intervention, and eradication of economic violence against women. Free to participating professionals.
• WEM (Women Entrepreneurship Mentality) Erasmus+ KA2 project promoting entrepreneurship and employability among migrant women living in Europe, especially those at risk of exclusion. Coordinated by Nantik Lum with Center for Social Innovation (Cyprus) and Associazione Microfinanza (Italy).
• ILIS (Innovative Labor Insertion Solutions) Erasmus+ project promoting employability and entrepreneurship among long-term unemployed vulnerable adults in Europe, especially women at risk of exclusion. Partners include European Institute for Local Development (EILD) and Instytut Badań i Innowacji w Edukacji (INBIE, Poland).
• MAV (Microfinanzas para el Autoempleo Vulnerable) European project focused on microfinance for vulnerable self-employment, providing research and programmatic frameworks for self-employment among excluded populations in Europe.
• Punto PAE (Punto de Atención al Emprendedor) Official Entrepreneur Service Point (Punto de Atención al Emprendedor) recognized by the Spanish government. Provides free in-person support for self-employment registration (autónomo), company creation, administrative procedures, economic/legal/labor advisory, and information on public aid. Operated at the Madrid headquarters.
• PEM (Plataforma E-learning de Emprendimiento y Microfinanzas) Online e-learning platform for entrepreneurship and microfinance providing self-paced courses, resources, and interactive learning materials. Hosts programs including InnovAcción, WEM, ILIS, and Lebrija Innova. Accessible to users nationwide in Spain.
• Voluntariado / Corporate Volunteering Program Volunteer programs for individuals and companies to participate in accompaniment, training, and advisory activities supporting entrepreneurs and vulnerable populations. Includes corporate volunteering opportunities for partner companies.

Quantifiable outcome

• 85% of Faro program families improved their ability to manage everyday expenses and pay bills
• +4 more outcomes

Named customers9 records

Segments6 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

AI capability1 record

Partnerships

Eight partnerships are on record, tiered flagship, core and regional.

• INGflagshipStrategic or Co-development Partner · 1 January 2020ING is a strategic partner in the Faro program (Luz para tus finanzas), a financial health initiative that has been running since 2020. ING provides co-funding and collaboration in program design and delivery alongside Nantik Lum and municipal governments. Faro has reached 220+ families, trained 437+ professionals, and impacted 2,700+ people across Madrid, Valladolid, León, Valencia, and Sevilla.
• Ayuntamiento de MadridflagshipStrategic or Co-development Partner · 1 January 2020The City of Madrid co-developed the Faro financial health program with Nantik Lum and ING since 2020. The municipality provides institutional support, venue access, and coordination with social services. Faro has operated across 21 districts of Madrid, forming social workers to deliver the program to vulnerable families.
• Center for Social Innovation (CSI)coreStrategic or Co-development PartnerCSI Cyprus is the European partner in the WEM (Women Entrepreneurship Mentality) Erasmus+ KA2 project, coordinated by Nantik Lum. CSI contributes to project development, content creation, and implementation of entrepreneurship training for migrant women across Europe.
• Associazione MicrofinanzacoreStrategic or Co-development PartnerItalian partner in the WEM Erasmus+ KA2 project. Contributes to developing entrepreneurship and financial skills training content for migrant women entrepreneurs in Europe, with activities spanning Italy and other partner countries.
• European Institute for Local Development (EILD)coreStrategic or Co-development PartnerEuropean partner in the ILIS (Innovative Labor Insertion Solutions) Erasmus+ KA2 project coordinated by Nantik Lum. EILD contributes to promoting employability and entrepreneurship among long-term unemployed vulnerable adults across Europe.
• Instytut Badań i Innowacji w Edukacji (INBIE)coreStrategic or Co-development PartnerPolish partner in the ILIS Erasmus+ project. Contributes to developing digital skills and socio-labor insertion pathways for vulnerable adults in partner countries.
• Ayuntamiento de LebrijaregionalStrategic or Co-development PartnerThe municipality of Lebrija partners with Nantik Lum to deliver the Lebrija Innova online entrepreneurship training program. The town hall provides funding and local promotion, while Nantik Lum provides the curriculum, e-learning platform, and instructional content. Second edition launched in 2026.
• Coca-Cola (GIRA Mujeres program)flagshipStrategic or Co-development PartnerCoca-Cola co-develops and funds the GIRA Mujeres program, which Nantik Lum implements. The program provides entrepreneurship training specifically for women entrepreneurs. Sara from Sevens Music participated in the IX edition of GIRA Mujeres (summer 2025).

Scale indicators19 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• MicroBank (CaixaBank): Spain's largest dedicated microfinance institution, owned by CaixaBank, provides microloans and financial inclusion to entrepreneurs and vulnerable groups — directly comparable to Nantik Lum's microcredit intermediation role, but as a regulated lender.
• Asociación Proyecto Hombre: Spain-wide NGO providing social reintegration, training, and employment support to vulnerable groups; comparable in mission, fundraising model, and partnership-driven program delivery.
• Fundación Hogar Sí: Madrid-based Spanish foundation working on social exclusion and housing pathways for vulnerable people, with overlapping target populations (homeless, migrants, women in exclusion) and a comparable nonprofit delivery model.
• Cáritas Española: Spanish Catholic Confederation of Cáritas entities delivers social, employment, and microcredit programs for vulnerable populations across Spain, closely overlapping with Nantik Lum's entrepreneurship, microfinance, and financial-inclusion mission.

Broad incumbents

• Acción contra el Hambre: Large international NGO with significant Spain operations focused on poverty alleviation, food security, and economic inclusion, including entrepreneurship and financial-inclusion components that overlap with Nantik Lum's mandate.
• Fundación Bancaria 'la Caixa' (social programs): Large Spanish foundation running extensive social-inclusion, employability, and entrepreneurship programs across Spain, including backing MicroBank; operates at much greater scale but on overlapping vulnerable-population themes.
• Cruz Roja Española: Spanish Red Cross operates large-scale social inclusion, employment, and financial-support programs nationwide; overlaps with Nantik Lum's vulnerable-population services but at materially greater scale and scope.

Others

• European Microfinance Network (EMN): Europe-wide network supporting microfinance and financial-inclusion institutions; Nantik Lum engages similar ecosystem and methodological roots (Grameen/Yunus heritage) as its members.
• Fundación Lealtad: Spanish nonprofit that audits and certifies transparency/best practices of NGOs; Nantik Lum has held its 'Dona con Confianza' seal since 2004, positioning Lealtad as both a sector gatekeeper and a comparator on governance standards.

Emerging players

• COCEDER: Spanish rural-development NGO confederation running microfinance and entrepreneurship programs in depopulated areas of Spain, sharing Nantik Lum's microfinance methodology and vulnerable-population focus but in a regional/rural setting.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/NantikLum
• YouTubeyoutube.com/user/FundacionNantikLum
• LinkedInlinkedin.com/company/fundacionnantiklum
• Instagraminstagram.com/fundacionnantiklum

Compliance4 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Fundación Nantik Lum