Netevia Pro

What Netevia Pro does

Netevia Pro is a privately held US fintech company headquartered in North Miami Beach, Florida, that delivers payment processing, point-of-sale (POS) hardware and software, and ancillary banking services to small and medium businesses. The company operates as a registered Independent Sales Organization (ISO) of Wells Fargo Bank N.A., Esquire Bank N.A., and Evolve Bank & Trust, which provides the regulatory sponsorship required to underwrite merchant accounts. Its target customers span three primary verticals — retail, restaurants (full-service, quick-service, fine dining, food trucks), and general business/online merchants — with value propositions centered on lowering payment processing costs through cash discount, credit surcharge, and dual-pricing programs.

The core product portfolio is structured as a platform-plus-modules stack. ProPOS provides a virtual-dashboard POS system with eCommerce, kiosk self-checkout, and mobile terminal capabilities. ProZero bundles back-office functions including loyalty, inventory, marketing, customer management, eCommerce, time and attendance, calendar, and invoicing. Online Payments offers a payment gateway with 150+ secure processing integrations. The Netevia Card and Banking Services extend into fee-free checking, a professional debit card with up to 1% cash back, same-day funding, and merchant cash advances repaid through sales. Hardware — including Clover and Pax terminals, kitchen display systems, EMV devices, mobile POS units, printers, and station bundles — is sold outright or financed over 36-month installments. Partnerships with Order Out (free Uber Eats integration) and Nexroll (payroll services) round out the ecosystem.

The business model combines transaction-fee revenue (interchange and net take-rate), one-time hardware sales, recurring software subscriptions, multi-year equipment financing, and merchant cash advance interest. Go-to-market is sales-led with a direct website funnel, free merchant statement analysis, an interactive savings calculator, and dedicated account managers for the business Pro tier. Marketing emphasizes transparent flat-fee or zero-net-cost processing models. The company has no disclosed funding rounds and a reported headcount of approximately 7, indicating a lean operation likely leveraging outsourced or partner-provided infrastructure.

Name

Netevia Pro

Legal name

Netevia Pro

Website

https://neteviapro.com

Company type

Private

Operating status

Operating

Headcount range

1–10 employees

Short description

Netevia Pro is a privately held US fintech operating as a registered ISO that delivers payment processing, POS hardware and software, and ancillary banking services to small and medium businesses in retail, restaurant, and online merchant segments across the United States.

Ownership category

akta.pro rank

Product category

Merchant Payment Processing

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232)

SIC

Finance Services (6199)

akta.pro primary industry

Merchant Payment Gateways (API/Hosted Checkout) (FSAMACAA)

akta.pro secondary industries

Payment Orchestration Platforms (FSAGABAA), Merchant-of-Record (MoR) & Payment Facilitation (PayFac) Infrastructure (FSAGABAE)

Keywords

• Merchant payment processing
• Point-of-sale systems
• Credit card processing
• Business banking services
• Payment gateway solutions

Headquarters

HQ city

North Miami Beach

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Supply Chain, Infrastructure

Revenue model

1. Payment Processing Transaction Fees: Traditional payment processing fees from credit card transactions, with programs like cash discount and surcharge to offset fees.
2. POS Hardware Sales: Sale of POS terminals and accessories including KDS displays, EMV terminals, mobile POS devices, printers, and bundled station packages.
3. Equipment Financing: Monthly installment payment plans for POS equipment (e.g., $45/mo, $95/mo, $135/mo for 36 months).
4. Business Account Services: Banking services including debit cards with cashback rewards, merchant cash advances based on sales, and rebate programs.
5. Software Services: Software features including invoicing, recurring billing, ACH payments, inventory management, loyalty programs, marketing tools, and customer management.

Pricing tiers

Go-to-market motion3 records

Distribution channels3 records

Marketing channels3 records

Core offering

Netevia Pro provides payment processing, point-of-sale hardware and software, and ancillary banking services to small and mid-sized merchants in retail, restaurant, and e-commerce. Its core platform combines ProPOS and ProZero software with Smart Terminals, an online payment gateway with 150+ integrations, and a banking product (Netevia Card and Banking Services) funded through sponsor banks Wells Fargo, Esquire, and Evolve. The company monetizes transaction fees (often offset via cash discount/dual-pricing programs), hardware sales and equipment financing, and recurring software and banking fees.

Product overview

Netevia Pro is a fintech company offering a platform-plus-modules architecture centered on payment processing and business management solutions. The core product portfolio includes ProPOS (point-of-sale system with virtual dashboard, eCommerce, kiosk, and mobile capabilities), ProZero (all-in-one business management with loyalty, inventory, marketing, CRM, eCommerce, and invoicing), Online Payments (gateway with 150+ integrations), Netevia Card (fee-free banking with professional debit card), PaymentClub (merchant services with cash discount and dual pricing programs), and Banking Services (same-day funding, cash back, and merchant loans). The ecosystem is complemented by a comprehensive hardware accessory line for restaurants and retail, including kitchen display systems, EMV terminals, mobile POS devices, and station bundles, as well as partnerships with Order Out for Uber Eats integration and Nexroll for payroll services.

Differentiator

Problem solved

Functional benefit

Brands

• ProPOS: Point-of-sale software solution with virtual dashboard, eCommerce, kiosk, and mobile capabilities.
• ProZero
• Netevia Card
• Online Payments
• ClubZero

Products and services

• ProPOS Point-of-sale system with a virtual dashboard for remote invoice sending, payment acceptance, and report reconciliation, plus eCommerce management, kiosk self-checkout, and mobile terminal or tablet modes for small and mid-sized merchants.
• ProZero All-in-one business management application bundling loyalty programs, inventory management, marketing tools, customer management, eCommerce and online ordering, time and attendance tracking, calendar, and invoicing for SMB merchants.
• Netevia Card Personal banking program providing fee-free checking accounts with a professional debit card offering up to 1% cash back, travel rewards, no credit check requirement, $0 overdraft fees, and no minimum balance or opening deposit.
• Online Payments Online payment gateway supporting more than 150 secure processing gateway integrations, enabling e-commerce businesses to accept payments online with announced future innovations in m-commerce and AI-enabled cashless payments.
• PaymentClub Merchant payment processing service offering credit card processing, cash discount program, dual pricing, and Smart Terminals that meet PCI and EMV requirements with 24/7 fraud and tamper detection for retail, mobile, and online merchants.
• Banking Services Banking services platform offering same-day access to funds after sales, up to 1% cash back on debit card spending, $0 monthly fees, free instant transfers, bill pay, and loan options repaid through sales, including the MasterCard Easy Savings Program with up to 4% rebates at restaurants and hotels.

Quantifiable outcome

• Up to $250,000 annual savings on credit card processing fees for qualifying businesses
• +1 more outcomes

Segments4 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration2 records

Feature7 records

Partnerships

Five partnerships are on record, tiered core and minor.

• Order OutcoreGTM or Marketing PartnerPartnership to offer FREE Uber Eats integration for restaurants, enabling seamless delivery order consolidation into Netevia's POS system.
• NexrollminorImplementation/ SI/ Consulting PartnerPayroll partnership to streamline payroll processing for Netevia Pro business customers.
• ClovercoreTechnology or IntegrationHardware partnership providing Clover POS devices for qualified merchants based on processing volume.
• PaxcoreTechnology or IntegrationHardware partnership providing Pax payment terminals for merchant processing needs.
• Mastercard Easy Savings ProgramminorGTM or Marketing PartnerRebate program providing up to 4% savings at restaurants, 4% at hotels, 1% on fuel for banking services cardholders.

Scale indicators2 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• Stripe: Stripe is a large-payment platform with gateway, processing, and developer APIs — comparable to Netevia Pro's Online Payments product (150+ gateway integrations) at a much larger scale.
• Heartland Payment Systems (Global Payments): Heartland is an established SMB payment processor and POS provider owned by Global Payments, offering a similar end-to-end merchant services portfolio to Netevia Pro.

Direct peers

• Toast: Toast is a restaurant-focused POS and payments platform with integrated hardware, online ordering, and financial services — a direct competitor to Netevia Pro's restaurant vertical (KDS, POS bundles, Order Out integration).
• Clover (Fiserv): Clover is a leading SMB POS and payments platform also sold through ISO/agent channels. Netevia Pro partners with Clover for hardware while also competing at the merchant acquisition level.
• Helcim: Helcim offers transparent SMB payment processing with interchange-plus pricing and integrated POS tools — a peer in the cost-conscious SMB payment processing segment Netevia Pro targets.
• Block (Square): Square is the dominant SMB payment processor and POS provider, offering integrated hardware, software, and banking (Square Banking) — directly comparable to Netevia Pro's full-stack offering for retail and restaurants.
• Payment Depot: Payment Depot is a wholesale-style payment processor (ISO) targeting SMBs with interchange-based pricing — comparable to Netevia Pro's value proposition of lowering processing costs for merchants.
• Stax Payments: Stax is a subscription-based payment processor (also an ISO model) offering transparent flat-fee pricing for SMBs — directly comparable to Netevia Pro's Business Pro flat-fee tier and cash discount positioning.
• North American Bancard: North American Bancard is a large ISO offering payment processing, POS, and cash advances to SMBs — directly comparable in business model, ISO structure, and merchant services portfolio.
• Lightspeed Commerce: Lightspeed provides cloud POS and payments for retail and restaurant SMBs, with integrated hardware and commerce software — overlapping with Netevia Pro's ProPOS and ProZero offerings.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/netevia-pro

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Netevia Pro