Oak Tree Housing Association Ltd.

What Oak Tree Housing Association Ltd. does

Oak Tree Housing Association Ltd. is a non-profit registered social landlord and Scottish charity (SC045300) founded on 1 April 2001, headquartered at 40 West Stewart Street, Greenock, serving tenants and factored property owners across Inverclyde, Scotland. The organisation provides affordable social housing, reactive and planned/cyclical maintenance, in-house landscaping, tenancy sustainment services, and registered property factoring (PF000264) for owner-occupied flats in shared buildings, alongside a dedicated energy advisory service supporting Net Zero targets.

The operating model combines traditional in-person service delivery from its Greenock office with digital channels including the My Oak Tree tenant portal (for rent payments, repairs reporting, and account management) and joint participation in the Inverclyde Common Housing Register (ICHR) and These Homes bidding platform alongside Cloch, Larkfield, Link, Sanctuary Housing Associations and Inverclyde Council. Technology investment in 2025 included Openreach-delivered full fibre broadband across ~400 properties in 39 buildings and the adoption of drone-based roof and gutter inspections that, following Storm Eowyn, surveyed 74 roofs and identified 187 repairs.

Revenue is generated primarily through recurring monthly residential rent, embedded environmental/service charges (e.g., for landscaping), and factoring fees charged to property owners. Capital programmes include a £5.5 million kitchen and heating programme awarded to Sureserve Energy UK Ltd covering 2026-2029, with a proposed 4.6% rent and service charge increase consulted on for 2026-27. The organisation is regulated by the Scottish Housing Regulator (HCB 137), governed by a voluntary Management Committee, and led by a four-person executive team headed by Chief Executive Sean Connor (appointed October 2024). Oak Tree Housing Initiatives operates as a wholly owned subsidiary handling development projects.

Name

Oak Tree Housing Association Ltd.

Legal name

Oak Tree Housing Association Ltd.

Website

https://oaktreeha.org.uk

Company type

Private

Founded year

2001

Operating status

Operating

Headcount range

1–10 employees

Short description

Oak Tree Housing Association Ltd. is a non-profit Scottish social landlord and registered charity providing affordable housing, in-house maintenance and landscaping, and registered property factoring services to tenants and factored owners across Inverclyde, Scotland.

Ownership category

akta.pro rank

Product category

Social Housing

NAICS

Residential Property Managers (531311), Landscaping Services (56173)

SIC

Services-To Dwellings & Other Buildings (7340), Operators Of Apartment Buildings (6513)

akta.pro industry

PRIMARYBPAGALAC

Affordable Housing & Community Development (Housing, Community Land Trusts)

Business & Public Services/Nonprofit, NGO & Social Services/Social Enterprises & Impact Organizations

SECONDARYBPABADAD

Tree Care & Arborist Services

Business & Public Services/Facilities Management & Building Services/Landscaping & Grounds Maintenance

SECONDARYIMAIAIAB

Tree Care & Arborist Services

Industrials, Manufacturing & Construction/Industrial Services & Facility Operations/Landscaping, Groundskeeping & Snow Removal

Keywords

• Social housing
• Property factoring
• Affordable housing
• Tenancy management
• Housing maintenance

Headquarters

HQ city

Greenock

HQ country

United Kingdom

HQ region

Europe

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales

Revenue model

1. Residential Rent: Monthly rent charges to tenants for social housing accommodation. Rent is payable in advance on or before the first day of each month. A proposed rent increase of 4.6% was consulted on for 2026-27.
2. Environmental/Service Charges: Service charges included as part of monthly rent for common services such as landscaping provided by the in-house landscaping team.
3. Property Factoring Services: Factoring services provided to property owners in shared buildings. Charges and fees apply for common repairs, landscaping, and factoring management. Registered Property Factor No. PF000264.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels7 records

Core offering

Oak Tree Housing Association is a non-profit social landlord and Registered Property Factor that provides affordable rented housing (general needs, amenity and supported tenancies) and property factoring services to owner-occupiers in Inverclyde, Scotland. It delivers an integrated suite of housing services including reactive repairs, planned maintenance, landscaping, tenant and community support, and energy-efficiency retrofits, with a multi-year £5.5 million kitchen and heating improvement programme running 2026–2029.

Product overview

Oak Tree Housing Association provides social housing and property management services primarily in the Inverclyde area of Scotland. The organization's core service is housing provision and tenancy management, delivered through a combination of digital and traditional channels. Key digital products include the My Oak Tree tenant portal for online rent management and repair reporting, the Inverclyde Common Housing Register (ICHR) for housing applications, and These Homes for property bidding. Additional services include reactive and planned property maintenance, landscaping services, factoring services for homeowners, and community engagement programs. The organization also operates Oak Tree Housing Initiatives for development projects.

Differentiator

Problem solved

Functional benefit

Products and services

• My Oak Tree Portal Web-based self-service portal for tenants to manage their Oak Tree account, report repairs, view tenancy information, and access housing services. Customers are existing tenants of Oak Tree Housing Association.
• Property Factoring Service Managed property factoring service for owner-occupiers and landlords in mixed-tenure blocks in Inverclyde, covering common-area maintenance, grounds upkeep, and associated billing. Delivered under Oak Tree's Registered Property Factor registration.
• Reactive Repairs Service Day-to-day responsive repairs service for Oak Tree tenants, delivered by the in-house property services team to address maintenance issues in the housing stock.
• Planned Maintenance & Major Improvements Programme Long-term planned maintenance and energy-efficiency investment programme, including kitchen replacements, heating upgrades, and wider energy-efficiency retrofits across Oak Tree homes. Customers are Oak Tree tenants.
• Landscaping & Grounds Maintenance Service Grounds maintenance and landscaping service for Oak Tree properties and factored common areas in Inverclyde, delivered by the in-house property services team.
• Oak Tree Housing Initiatives (subsidiary) Subsidiary organisation of Oak Tree Housing Association supporting additional housing-related initiatives and activities associated with the parent association's charitable objectives.

Named customers3 records

Segments3 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration2 records

Feature1 record

Partnerships

14 partnerships are on record, tiered core and minor.

• Sureserve Energy UK LtdcoreImplementation/ SI/ Consulting Partner · 1 January 2025Appointed to deliver a £5.5 million kitchen and heating programme across OTHA's housing stock in Inverclyde, spanning 2026-2029.
• Paterson Safety Anchors LtdminorImplementation/ SI/ Consulting Partner · 1 January 2025Appointed to carry out roof safety anchor inspections as part of the Cyclical Maintenance Programme, covering properties over 8 working days in August 2025.
• Brown & WallaceminorImplementation/ SI/ Consulting Partner · 1 January 2025Appointed to carry out Stock Condition Surveys across OTHA's housing portfolio, supporting asset management and maintenance planning.
• Inverclyde Common Housing Register (ICHR) / These HomescoreChannel Partner/ Reseller/ DistributorICHR is a joint housing allocation system partnering OTHA with Cloch, Larkfield, Link, and Sanctuary Housing Associations plus Inverclyde Council. Applicants register via the These Homes platform to bid for properties across all partner landlords in Inverclyde and across Scotland.
• OpenreachcoreTechnology or IntegrationFull fibre broadband infrastructure partnership delivering broadband to ~400 properties across 39 buildings in Greenock. Properties join 11,000+ homes with full fibre access in Greenock area.
• Scottish Housing RegulatorcoreStrategic or Co-development PartnerRegulatory body for social landlords in Scotland. OTHA is registered (HCB 137) and regulated, required to meet Scottish Social Housing Charter outcomes. Annual Return on the Charter (ARC) submitted annually.
• Scottish Federation of Housing Associations (SFHA)coreStrategic or Co-development PartnerTrade body membership providing access to resources, guidance, training, and sector representation for Scottish housing associations.
• Investors in PeopleminorStrategic or Co-development PartnerSilver accredited employer, recognised for commitment to staff development and good people management practices.
• Living Wage ScotlandminorStrategic or Co-development PartnerAccredited Living Wage employer, committed to paying the real Living Wage to all staff.
• James Frew (Emergency Contractor)minorImplementation/ SI/ Consulting PartnerOut-of-hours emergency repairs contractor. Tenants directed to call 01475 807001 and select option for James Frew for all trades emergency callouts outside office hours.
• MCN LtdminorImplementation/ SI/ Consulting PartnerContractor partner and community event sponsor. Collaborated on Festive Film Night event at Waterfront Cinema for OTHA tenants and families.
• Inverclyde Centre for Independent Living (ICIL)minorStrategic or Co-development PartnerOTHA works closely with ICIL and their Occupational Therapists to assess individual tenant needs for housing adaptations such as over-bath showers, wet floor areas, handrails, and access ramps.
• Thistle Contents InsuranceminorOthersOTHA recommends and facilitates Thistle Contents Insurance for tenants, providing household contents cover as an optional service.
• British Gas Energy TrustminorStrategic or Co-development PartnerEnergy advice partnership delivering money and energy advice events at OTHA premises, supporting tenants with energy efficiency and financial advice.

Scale indicators8 records

Recent moves7 records

Expansion highlights6 records

Broad incumbents

• Sanctuary Housing Association: One of the UK's largest housing associations and an ICHR partner of OTHA; operates a broader portfolio across Scotland and the rest of the UK, providing a much wider scope of housing services.
• Link Group: Major Scottish social landlord and ICHR partner; offers a far larger and more diversified portfolio of social and mid-market rent housing, supported by development activities and a wider group structure.
• Dunedin Canmore Housing Association: Mid-to-large Scottish housing association (now part of Wheatley Group) providing social housing and community services across multiple regions; relevant peer for benchmarking OTHA's governance, digital and asset-management practices.

Direct peers

• Larkfield Housing Association: Small Inverclyde social landlord and ICHR partner operating within the same geographic footprint and tenant demographic, offering very similar housing management and property services.
• Scottish Borders Housing Association: Regional Scottish social landlord offering similar housing, maintenance, and community engagement services with overlapping regulatory and operating environment, although larger than OTHA.
• Blackwood Homes: Scotland-wide specialist housing association providing accessible and technology-enabled housing — comparable regulatory framework, although with a distinct specialism in accessible/independent living design.
• Port of Leith Housing Association: Scottish registered social landlord of comparable size providing affordable housing, factoring, and community engagement — operates in a different Scottish region but with a closely matching operational model.
• Cloch Housing Association: Inverclyde-based registered social landlord and direct ICHR partner of OTHA, providing social housing and factoring services in the same local market with a comparable organisational scale and tenant base.
• Eildon Housing Association: Scottish Borders-based housing association of similar scale delivering social housing, factoring, and maintenance services — comparable organisational structure, tenant base, and regulatory regime.
• River Clyde Homes: Inverclyde-focused housing association operating in the same local market, providing social housing tenancies, factored owner services, and tenant engagement — directly comparable scale and operating model.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/oaktreeha
• Facebookfacebook.com/OakTreeHA
• LinkedInlinkedin.com/company/oaktreeha

Compliance5 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Oak Tree Housing Association Ltd.