Pagoagil
PagoAgil (SIUL.NET S.A.S) is a Colombian payment gateway serving SMB e-commerce merchants with credit card, PSE debit, and cash payment processing via subscription and per-transaction fees, integrated with major shopping cart platforms.
- Company typePrivate
- Founded-
- HeadquartersMedellín, Colombia
- Headcount1–10
- GTM typeB2B
- OfferingSoftware
What Pagoagil does
PagoAgil (legally SIUL.NET S.A.S, NIT 900.392.894-3) is a Colombian payment service provider headquartered in Medellín that operates an online payment gateway targeting e-commerce merchants in Colombia. Founded by a team of engineers, the company accepts credit cards (Visa, MasterCard, Amex, Diners), debit payments via PSE and Tuya, and cash payments through Efecty and Grupo AVAL bank correspondents, routing transactions through local acquiring networks Credibanco and Redeban. The company is privately held, has no disclosed external funding, and operates with a very small team of approximately 5 employees.
The platform is built around three core product surfaces — WebCheckOut payment buttons, shareable payment links, and branded collection microsites — all of which process transactions through the core Pasarela de Pagos PagoAgil gateway. Technical capabilities include 2048-bit SSL encryption, claimed PCI DSS and PA-DSS compliance, native plugin integrations with seven major e-commerce platforms (WooCommerce, PrestaShop, Magento, Zen Cart, Hika Shop, Ubercart, VirtueMart), multi-currency processing in COP, EUR, and USD, throughput capacity of 20,000 transactions per minute, and a configurable anti-fraud module with more than 40 customizable filters supported by a fraud-investigation partnership with INCOCRÉDITO.
The business model combines monthly subscription plans starting at $37,500 COP per month with per-transaction processing fees, distributed through a self-serve, product-led growth motion supplemented by WhatsApp-driven sales contact for enterprise merchants. All costs are borne by merchants — buyers are not charged — and customer acquisition is driven primarily through the company website (lp.pagoagil.co), shopping-cart plugin marketplaces, email ([email protected]), and a WhatsApp sales line. There is no disclosed customer logo base, no public leadership roster, and no external investment, leaving the addressable market almost entirely horizontal SMB e-commerce in Colombia.
Pagoagil firmographics
Firmographics- Name
- Pagoagil
- Legal name
- SIUL.NET S.A.S
- Website
- https://pagoagil.co
- Company type
- Private
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- PagoAgil (SIUL.NET S.A.S) is a Colombian payment gateway serving SMB e-commerce merchants with credit card, PSE debit, and cash payment processing via subscription and per-transaction fees, integrated with major shopping cart platforms.
- Ownership category
- akta.pro rank
Where Pagoagil is headquartered
LocationHeadquarters
- HQ city
- Medellín
- HQ country
- Colombia
- HQ region
- Latin America
Offices2 records
Markets served
Pagoagil business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Infrastructure, Operations, Personnel, Marketing or Sales
Revenue model
- Subscription Plans: Monthly subscription plans starting at $37,500 COP with advanced features including security filters, multi-link collection, and other premium capabilities. Targets e-commerce merchants requiring recurring payment processing infrastructure.
- Transaction Processing Fees: Platform processes credit card (Visa, MasterCard, Amex, Dinners), debit card (PSE), and cash payments (Efecty, Corresponsales Bancarios). Revenue derived from transaction processing fees on each payment processed.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Entry plan with core payment gateway features |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels4 records
Pagoagil product offering
Product offeringCore offering
PagoAgil is an online payment gateway platform for Colombian e-commerce merchants, enabling secure acceptance of credit cards (Visa, MasterCard, Amex, Diners), PSE direct bank debits, and cash payments via Efecty and Grupo AVAL correspondents. The platform delivers its offering through WebCheckOut payment buttons, shareable payment links, and branded collection microsites, all backed by an anti-fraud module with 40+ customizable filters, SSL 2048-bit encryption, and PCI/PA-DSS compliance. Plans start at $37,500 COP per month and integrate natively with major e-commerce platforms.
Product overview
PagoAgil is a Colombian payment gateway platform operated by SIUL.NET S.A.S., offering an integrated suite of payment solutions for e-commerce merchants. The platform is structured around three primary products: Botones de Pago / WebCheckOut (embedded payment buttons), Generación de Links de Pago (payment link generation), and Micrositios de Recaudo (branded collection pages). All products process transactions through the core Pasarela de Pagos PagoAgil platform, which connects to multiple payment networks (Credibanco, Redeban, PSE, Tuya), accepts major card brands (Visa, MasterCard, Amex, Diners), and supports cash payments via Efecty and AVAL bank correspondents. The platform processes multi-currency transactions and includes built-in fraud detection with customizable filters.
Differentiator
Problem solved
Functional benefit
Products and services
- Botones de Pago / WebCheckOut Online payment button system that allows merchants to embed secure checkout buttons on their websites to process transactions through the PagoAgil gateway. Targets e-commerce merchants needing fast, simple online payment acceptance.
- Generación de Links de Pago Service that generates shareable payment links redirecting customers to a PagoAgil-hosted payment page; links can be distributed via email, chat, or social media. Designed for merchants conducting sales or collections outside of a full e-commerce site.
- Micrositios de Recaudo Custom-branded payment pages displaying the merchant's logo and colors, used for collecting invoice payments and receiving customer payments while preserving brand identity throughout checkout. Targets merchants wanting a branded collection experience.
- Pasarela de Pagos PagoAgil Core payment gateway platform that processes credit card, debit (PSE), and cash payments for e-commerce merchants. Supports multi-currency transactions (COP, EUR, USD), built-in fraud protection with 40+ customizable filters, and real-time processing through connected acquiring networks (Credibanco, Redeban, PSE, Tuya, Efecty, AVAL correspondents).
Quantifiable outcome
- Processing capacity of 20,000 transactions per minute
- +1 more outcomes
Companies that use Pagoagil
Customer profileSegments1 record
Ideal customer profiles3 records
Pagoagil technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration17 records
AI capability1 record
Feature6 records
Pagoagil partnerships and signals
Strategic signalPartnerships
Five partnerships are on record, tiered core.
- CredibancocoreCredit card processing network partner that handles authorization and settlement of Visa and other credit card transactions. Credibanco processes transactions through the PagoAgil gateway and routes them to issuing banks.
- RedebancoreCredit card processing network partner (MasterCard processor) that handles authorization and settlement of MasterCard transactions. Redeban processes transactions through the PagoAgil gateway.
- PSE (Pagos Seguros en Línea)coreOfficial Colombian online payment system enabling direct payments from savings and checking accounts. PSE integrates with PagoAgil to allow real-time bank transfers for e-commerce transactions.
- INCOCRÉDITOcoreFraud investigation and prevention partner that coordinates with authorities and card network risk departments. INCOCRÉDITO assists merchants in verifying suspicious transactions and reporting fraud to authorities (DIJIN, card network risk teams).
- Visa / MasterCard / Amex / DinnerscoreCard network franchises enabling acceptance of major international and domestic credit cards. PagoAgil processes transactions for all major card brands through its acquiring bank partnerships.
Scale indicators2 records
Recent moves5 records
Expansion highlights5 records
Pagoagil competitors and assessment
Company assessmentBroad incumbents
- dLocal: Cross-border payments platform enabling international merchants to accept payments in emerging markets including Colombia. Competes indirectly with PagoAgil by serving global merchants who want Colombian payment methods without a local gateway partner.
- Stripe: Global online payments platform supporting Colombian merchants with card processing and modern developer APIs. Competes with PagoAgil for digitally native merchants who prioritize developer experience and global scalability over local payment methods.
- MercadoPago: Regional payments incumbent owned by Mercado Libre, offering online checkout, QR, and installment credit in Colombia. Competes with PagoAgil for online merchants and increasingly bundles gateway services with Mercado Libre marketplace exposure.
- PayU Latam: Large LatAm-focused payment processor (Prosus-owned) offering cards, PSE, cash, and BNPL across multiple countries including Colombia. Competes with PagoAgil through broader geographic reach, larger merchant base, and one-stop checkout plus credit products.
Regional players
- Wompi (Bancolombia): Payment gateway launched by Bancolombia, Colombia's largest bank, offering card and PSE acceptance with deep bank-account integration. A competitor in the same Colombian market, leveraging parent-bank advantages in trust and funding flows.
Direct peers
- Bold.co: Colombian payment solutions provider offering card terminals and online checkout for SMBs. Comparable to PagoAgil in target segment (Colombian SMB merchants) and omnichannel payments positioning.
- PlacetoPay: Colombian payment gateway (owned by Evertec) offering online card, PSE, and cash payment processing for e-commerce merchants. Directly competes with PagoAgil in the same Colombian market with a similar multi-method proposition.
- Epayco: Colombian payment gateway serving online merchants with cards, PSE, and cash payment methods, plus subscription billing tools. Competes head-to-head with PagoAgil for Colombian SMB and mid-market e-commerce merchants.
Emerging players
- Kushki: LatAm payment infrastructure company offering unified online checkout, links, and recurring billing across multiple Andean countries. Comparable to PagoAgil in product surface (gateway, links, subscriptions) but with broader geographic footprint and developer tooling.
- Conekta: Mexican payment gateway offering cards, OXXO cash, SPEI transfers, and MSI installments for online merchants. Comparable to PagoAgil in gateway + APM + cash-voucher model, with similar SMB and mid-market focus in another LatAm market.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key highlights7 records
Customer concentration
Pagoagil social profiles
Digital presencePagoagil compliance and trust
Trust signalCompliance2 records
Pagoagil financial estimates
Financial estimateRevenue estimate
Valuation estimate
Pagoagil leadership team
Management profileNumber of profiles
Pagoagil funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Pagoagil M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Pagoagil
What does Pagoagil do?
PagoAgil is an online payment gateway platform for Colombian e-commerce merchants, enabling secure acceptance of credit cards (Visa, MasterCard, Amex, Diners), PSE direct bank debits, and cash payments via Efecty and Grupo AVAL correspondents. The platform delivers its offering through WebCheckOut payment buttons, shareable payment links, and branded collection microsites, all backed by an anti-fraud module with 40+ customizable filters, SSL 2048-bit encryption, and PCI/PA-DSS compliance. Plans start at $37,500 COP per month and integrate natively with major e-commerce platforms.
Is Pagoagil a public or private company?
Pagoagil is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Pagoagil founded?
Pagoagil was founded in -1. It employs 1 to 10 people.
Where is Pagoagil based?
Pagoagil is headquartered in Medellín, Colombia, in the Latin America region.
How does Pagoagil make money?
Two revenue lines are on record. Subscription Plans are the primary driver. The others are transaction Processing Fees.
Who are Pagoagil's main competitors?
Broad incumbents on record are dLocal, Stripe, MercadoPago and PayU Latam. Wompi (Bancolombia) is listed as a regional player. Direct peers are Bold.co, PlacetoPay and Epayco. Emerging players are Kushki and Conekta.
Does Pagoagil have an API?
No public API is recorded for Pagoagil.