PEAC Solutions
PEAC Solutions is a global equipment financing platform that originates and services leases, loans, and working capital across 13 countries for manufacturers, dealers, distributors, and end customers in office technology, healthcare, industrial, public sector, and e-mobility verticals.
- Company typePrivate
- Founded1988
- HeadquartersMount Laurel, United States
- Headcount251–500
- GTM typeB2B
- OfferingServices
What PEAC Solutions does
PEAC Solutions (legal entity Marlin Leasing Corporation, dba PEAC Solutions) is a global equipment financing platform founded in 1988 and rebranded from Marlin Capital Solutions in 2023 after being acquired by HPS Investment Partners in 2021. The company originates and services equipment leases and loans, working capital loans, and dealer inventory finance across six verticals: Office Technology, Healthcare and Fitness, Construction/Transportation/Industrial, Public Sector, Direct Sales, and E-Mobility/Renewable Energy. Its portfolio exceeds $6B and it services customers in 13 countries across the US, UK, and Europe via a channel-led model with manufacturers, dealers, distributors, brokers, and direct applications.
The technology stack centers on three digital platforms: PEAC Portal (dealer origination and portfolio tracking), Customer Connect (end-customer account management), and fa$tTrak (broker-cobranded digital application with unique partner URLs and pre-fill). An Inventory Finance Portal and an IRS 179 Calculator round out the toolkit. The portfolio is API-integrated with dealer systems (E-Automate, SalesChain, Agent Dealer), DocuSign for e-signature, and Plaid for financial data aggregation. Credit decisions are made within 2 hours for qualifying applications, with dealer payments within 24 hours and working capital funds within 24 hours. A "behavioral underwriting" approach evaluates equipment fit within customer business plans alongside traditional credit inputs.
Revenue is generated through interest and yield on the leased/loaned portfolio, transaction fees on working capital loans (originated via WebBank), recurring inventory finance credit lines starting at $250,000, and broker commissions. The go-to-market is primarily channel-based: exclusive OEM financing programs (Konica Minolta, Xerox, HD Hyundai, LiuGong, Atlas Copco, Kaeser, Kanga Loaders), dealer and distributor networks, broker services, and direct SMB self-service applications. Recent acquisitions of ePlus Finance (2025), topi (2025), and ABN AMRO UK Leasing Business (2025) extended the platform into IT subscription financing and the UK market.
PEAC Solutions firmographics
Firmographics- Name
- PEAC Solutions
- Legal name
- Marlin Leasing Corporation dba PEAC Solutions
- Website
- https://peacsolutions.com
- Company type
- Private
- Founded year
- 1988
- Operating status
- Operating
- Headcount range
- 251–500 employees
- Short description
- PEAC Solutions is a global equipment financing platform that originates and services leases, loans, and working capital across 13 countries for manufacturers, dealers, distributors, and end customers in office technology, healthcare, industrial, public sector, and e-mobility verticals.
- Ownership category
- akta.pro rank
PEAC Solutions industry classification
Industry- Product category
- Equipment Finance & Commercial Lending
- SIC
- Services-Miscellaneous Equipment Rental & Leasing (7350)
- akta.pro primary industry
- Microloans & Working Capital Loans (FSAKAGAA)
Keywords
Where PEAC Solutions is headquartered
LocationHeadquarters
- HQ city
- Mount Laurel
- HQ country
- United States
- HQ region
- North America
Offices2 records
Markets served
PEAC Solutions business model
Business model- GTM type
- B2B
- Offering type
- Services
Revenue model
- Equipment Financing: Lease and loan solutions for equipment purchases including copiers, computers, HVAC, construction equipment, healthcare devices, and more. Flexible terms designed to support business growth and preserve capital.
- Working Capital Loans: Short-term working capital loans providing businesses access to funds quickly, with customers potentially receiving funds in as little as 24 hours after completing a streamlined approval process. Used for marketing, expansion, technology services, inventory, payroll, and debt consolidation.
- Inventory Finance: Financing solutions for dealers to support their sales cycles, with credit lines starting at $250,000 to increase stock purchasing power and maximize inventory turns.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Inventory Finance - Credit lines for dealers starting at $250,000 |
| Other | Multi-year contract | Broker Equipment Financing - Application-only to $250,000 |
| Usage-based | Monthly | Broker Working Capital - 6 to 24 month terms |
Go-to-market motion3 records
Distribution channels5 records
Marketing channels5 records
PEAC Solutions product offering
Product offeringCore offering
PEAC Solutions provides equipment financing (leases and loans), working capital loans, and inventory financing to businesses across multiple industry verticals including office technology, healthcare, construction/industrial, public sector, direct sales, and e-mobility/renewable energy. Distribution is delivered through a channel-partner model via equipment dealers, manufacturers, and brokers, as well as through direct online applications by end-user businesses.
Product overview
PEAC Solutions is a global asset finance platform providing a unified ecosystem of financing products and digital tools. The core offerings include Equipment Financing, Working Capital Loans, and Inventory Financing, which are delivered through an integrated suite of digital platforms including the PEAC Portal for dealer application and portfolio management, Customer Connect for customer account access, Inventory Finance Portal for dealer inventory management, and fa$tTrak for digital financing applications. The company operates across six industry verticals (Office Technology, Healthcare and Fitness, Construction/Transportation/Industrial, Public Sector, Direct Sales, and E-Mobility/Renewable Energy) and serves customers through both direct channels and broker/dealer partner networks. The product portfolio is augmented by acquisitions including topi (IT subscription platform), ePlus Finance, and the ABN AMRO UK Leasing Business.
Differentiator
Problem solved
Functional benefit
Brands
- fa$tTrak: Digital application platform allowing customers to quickly and easily obtain a quote or apply for financing online
- PEAC Portal
- PEAC Connect
- PEAC Money
- IRS 179 Calculator
Products and services
- Equipment Financing Flexible lease and loan solutions enabling businesses to acquire equipment including copiers, computers, HVAC, software, telecom, healthcare devices, and industrial machinery, with application-only credit decisions up to $250,000.
- Working Capital Loans (PEAC Money) Short-term business loans of up to $250,000 with 6 to 24 month terms, designed for marketing, expansion, technology services, inventory, payroll, and debt consolidation; loans originated by WebBank.
- Inventory Financing Recurring credit lines for equipment dealers that begin at $250,000, designed to increase stock purchasing power and maximize inventory turns, with online reporting and pay-as-sold payment functionality.
- PEAC Portal (Dealer Platform) Online dealer portal providing 24/7 access to applications, approvals, portfolio tracking, customer invoices, reports, and centralized account management tools for equipment vendor partners.
- Customer Connect Customer-facing portal providing borrowers 24/7 access to view accounts, pay bills, manage financing agreements, and retrieve documents online.
- fa$tTrak Digital application platform that lets customers quickly obtain quotes or apply for financing online using unique partner URLs with pre-filled data for streamlined submissions.
- Broker Services Third-party broker and referral program providing equipment financing and working capital through application-only underwriting to $250,000, with competitive rates, commissions, and a dedicated broker portal.
- Office Technology & Equipment Financing Specialized financing for copiers, audio-visual, computers, HVAC, software, and telecom equipment, marketed to office equipment dealers and their end customers.
- Healthcare and Fitness Financing Financing solutions for medical, dental, veterinary, ophthalmic, fitness, and elective medical equipment, including ultrasound, dental implants, digital radiography, EMR/HIS, and lab equipment.
- Construction, Transportation & Industrial (CT&I) Financing Financing for air compressors, titled vehicles, scrubbers, sweepers, automotive tools, cranes, forklifts, earth movers, and other commercial, construction, and industrial machinery.
- Public Sector Financing Flexible multi-year payment solutions for federal, state, and local governments and education institutions, designed for mission-critical asset acquisition.
- Direct Sales Financing Equipment financing and working capital solutions aimed at direct sales businesses with simplified approval processes and flexible payment options.
- E-Mobility and Renewable Energy Financing Financing for EV chargers, power cells and storage, e-mobility, and e-bicycles serving partners and customers focused on energy transition.
Quantifiable outcome
- Credit decisions within 2 hours for qualifying applications
- +4 more outcomes
Companies that use PEAC Solutions
Customer profileNamed customers3 records
Segments6 records
PEAC Solutions technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration5 records
Feature5 records
PEAC Solutions partnerships and signals
Strategic signalPartnerships
22 partnerships are on record, tiered core, flagship and minor.
- KatuncorePEAC Solutions announced partnership with Katun to offer U.S. dealers a special financing program for equipment purchases.
- Kanga LoaderscorePEAC Solutions partnered with Kanga Loaders to offer retail and inventory financing solutions, enabling dealers to provide flexible financing options to their customers.
- ABN AMRO UK Leasing BusinessflagshipPEAC Solutions acquired the ABN AMRO UK Leasing Business, expanding their European footprint and capabilities in the UK market.
- topiflagshipPEAC Solutions acquired IT Subscription and Rental Platform Provider topi to enhance their technology and platform capabilities.
- ePlus FinanceflagshipPEAC Solutions acquired ePlus Finance to further expand their capabilities and extend financing solutions to more customers.
- Crane Payment InnovationscorePEAC and Crane Payment Innovations launched rental programs for convenience services customers, enabling flexible financing options.
- Exodus GlobalcorePEAC Solutions and Exodus Global partnered to offer rental fleet financing solutions for customers.
- HD HyundaicorePEAC Solutions and HD Hyundai partnered for U.S. financing program to support equipment sales.
- LiuGong North AmericacorePEAC Solutions and LiuGong North America announced partnership for U.S. financing program.
- NOBLELIFTcorePEAC Solutions and NOBLELIFT united in strategic financing partnership for material handling equipment.
- Konica MinoltaflagshipPEAC Solutions and Konica Minolta partnered for exclusive U.S. dealer financing program supporting office equipment sales.
- XeroxflagshipXerox expanded financial services program with PEAC Solutions for FITTLE financing business, supporting continued growth.
- Armada Credit GroupcorePEAC Solutions partnered with Armada Credit Group to extend financing solutions to Canada.
- Bepensa Capital (FINBE ABC)corePEAC Solutions partnered with Bepensa Capital (FINBE ABC) to expand innovative financing solutions in Mexico.
- Atlas CopcocorePEAC partners financing solutions with Atlas Copco's Industrial Ideas for equipment financing programs.
- WaterplayminorWaterplay and PEAC created financing program for water play equipment.
- Columbia Vehicle GroupminorColumbia Vehicle Group and PEAC launched new financing program for vehicle equipment.
- AINA WirelessminorAINA Wireless and PEAC created financing program for wireless equipment.
- Kaeser CompressorscoreKaeser Compressors and PEAC launched new financing program for compressor equipment.
- Avery Weigh-TronixminorAvery Weigh-Tronix and PEAC launched financing program for weighing equipment.
- Horizon Keystone FinancialcoreMarlin closed acquisition of Horizon Keystone Financial, expanding equipment financing capabilities.
- Fleet Financing ResourcescoreMarlin completed acquisition of Fleet Financing Resources, expanding fleet financing capabilities.
Scale indicators7 records
Recent moves7 records
Expansion highlights7 records
PEAC Solutions competitors and assessment
Company assessmentDirect peers
- TimePayment (subsidiary of Earnest Partners): A US equipment leasing company focused on small-ticket leases for SMBs and equipment dealers. Comparable to PEAC in its channel-driven equipment lease origination and SMB ticket-size profile.
- GreatAmerica Financial Services: A US-based independent equipment finance company specializing in office technology, healthcare, and industrial verticals with a strong vendor channel program. Highly comparable to PEAC in its SMB focus, vertical specialization, and reliance on dealer/OEM partnerships.
- North Star Leasing: A US-based equipment leasing company focused on SMBs across multiple industries via dealer and broker channels. Comparable to PEAC in target market, ticket size, and channel-driven equipment finance origination.
- Ascentium Capital: A US-based equipment finance company serving equipment manufacturers, dealers, and direct end customers across multiple verticals. Comparable to PEAC in its vendor program model, multi-vertical coverage, and digital application/decisioning capabilities.
- DLL Group: A global vendor finance and equipment leasing company with deep expertise across asset finance, leasing, and commercial finance in multiple verticals. PEAC's CEO Bill Stephenson and Americas President Eileen Schoonmaker both previously held senior leadership roles at DLL, making DLL the most directly comparable peer in scale, product mix, and channel model.
- Balboa Capital: A US SMB equipment financing and working capital lender focused on small-ticket leases and loans via dealer and broker channels. Comparable to PEAC in target customer profile (SMB), product mix (equipment leases plus working capital), and channel-led GTM.
Broad incumbents
- Siemens Financial Services: The in-house financial services arm of Siemens, providing vendor financing and equipment leasing globally across industrial, healthcare, and digital factory verticals. Comparable to PEAC in its vendor captive finance model and international equipment finance footprint.
- Mitsubishi HC Capital (formerly Hitachi Capital): A major Japanese-headquartered equipment finance and leasing platform with global operations including Europe and the US. Like PEAC, it serves multiple vendor and dealer channels across geographies and is comparable as a large incumbent independent/captive-adjacent equipment finance peer.
- Tokyo Century Corporation: A large Japanese leasing and equipment finance company with global reach, including aviation, ICT, and industrial equipment financing. Comparable to PEAC as a broad incumbent in the global equipment finance market with similar vendor finance and cross-border capabilities.
- CIT Group (now First Citizens Bank equipment finance): A large US equipment and asset finance lender operating across multiple verticals with both direct and vendor channels. Comparable to PEAC as a broad incumbent equipment finance platform with significant portfolio scale in North America.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat6 records
Key risks6 records
Key highlights7 records
Customer concentration
PEAC Solutions social profiles
Digital presencePEAC Solutions compliance and trust
Trust signalCompliance5 records
PEAC Solutions financial estimates
Financial estimateRevenue estimate
Valuation estimate
PEAC Solutions leadership team
Management profileNumber of profiles
PEAC Solutions subsidiaries and ownership
Company hierarchySubsidiaries5 records
PEAC Solutions funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
PEAC Solutions M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about PEAC Solutions
What does PEAC Solutions do?
PEAC Solutions provides equipment financing (leases and loans), working capital loans, and inventory financing to businesses across multiple industry verticals including office technology, healthcare, construction/industrial, public sector, direct sales, and e-mobility/renewable energy. Distribution is delivered through a channel-partner model via equipment dealers, manufacturers, and brokers, as well as through direct online applications by end-user businesses.
Is PEAC Solutions a public or private company?
PEAC Solutions is a private company. It is classified as private equity controlled and is currently operating.
When was PEAC Solutions founded?
PEAC Solutions was founded in 1988. It employs 251 to 500 people.
Where is PEAC Solutions based?
PEAC Solutions is headquartered in Mount Laurel, United States, in the North America region.
How does PEAC Solutions make money?
Three revenue lines are on record. Equipment Financing is the primary driver. The others are working Capital Loans and inventory Finance.
Who are PEAC Solutions's main competitors?
Direct peers on record are TimePayment (subsidiary of Earnest Partners), GreatAmerica Financial Services, North Star Leasing, Ascentium Capital, DLL Group and Balboa Capital. Broad incumbents are Siemens Financial Services, Mitsubishi HC Capital (formerly Hitachi Capital), Tokyo Century Corporation and CIT Group (now First Citizens Bank equipment finance).
Does PEAC Solutions have an API?
No public API is recorded for PEAC Solutions.
What industry is PEAC Solutions in?
PEAC Solutions's product category is Equipment Finance & Commercial Lending. Its primary akta.pro industry code is FSAKAGAA, Microloans & Working Capital Loans. Its SIC code is 7350.