PEAC Solutions

What PEAC Solutions does

PEAC Solutions (legal entity Marlin Leasing Corporation, dba PEAC Solutions) is a global equipment financing platform founded in 1988 and rebranded from Marlin Capital Solutions in 2023 after being acquired by HPS Investment Partners in 2021. The company originates and services equipment leases and loans, working capital loans, and dealer inventory finance across six verticals: Office Technology, Healthcare and Fitness, Construction/Transportation/Industrial, Public Sector, Direct Sales, and E-Mobility/Renewable Energy. Its portfolio exceeds $6B and it services customers in 13 countries across the US, UK, and Europe via a channel-led model with manufacturers, dealers, distributors, brokers, and direct applications.

The technology stack centers on three digital platforms: PEAC Portal (dealer origination and portfolio tracking), Customer Connect (end-customer account management), and fa$tTrak (broker-cobranded digital application with unique partner URLs and pre-fill). An Inventory Finance Portal and an IRS 179 Calculator round out the toolkit. The portfolio is API-integrated with dealer systems (E-Automate, SalesChain, Agent Dealer), DocuSign for e-signature, and Plaid for financial data aggregation. Credit decisions are made within 2 hours for qualifying applications, with dealer payments within 24 hours and working capital funds within 24 hours. A "behavioral underwriting" approach evaluates equipment fit within customer business plans alongside traditional credit inputs.

Revenue is generated through interest and yield on the leased/loaned portfolio, transaction fees on working capital loans (originated via WebBank), recurring inventory finance credit lines starting at $250,000, and broker commissions. The go-to-market is primarily channel-based: exclusive OEM financing programs (Konica Minolta, Xerox, HD Hyundai, LiuGong, Atlas Copco, Kaeser, Kanga Loaders), dealer and distributor networks, broker services, and direct SMB self-service applications. Recent acquisitions of ePlus Finance (2025), topi (2025), and ABN AMRO UK Leasing Business (2025) extended the platform into IT subscription financing and the UK market.

Name

PEAC Solutions

Legal name

Marlin Leasing Corporation dba PEAC Solutions

Website

https://peacsolutions.com

Company type

Private

Founded year

1988

Operating status

Operating

Headcount range

251–500 employees

Short description

PEAC Solutions is a global equipment financing platform that originates and services leases, loans, and working capital across 13 countries for manufacturers, dealers, distributors, and end customers in office technology, healthcare, industrial, public sector, and e-mobility verticals.

Ownership category

akta.pro rank

Product category

Equipment Finance & Commercial Lending

SIC

Services-Miscellaneous Equipment Rental & Leasing (7350)

akta.pro primary industry

Microloans & Working Capital Loans (FSAKAGAA)

Keywords

• Equipment financing
• Commercial leasing
• Working capital loans
• Inventory finance
• Vendor financing programs

Headquarters

HQ city

Mount Laurel

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2B

Offering type

Services

Revenue model

1. Equipment Financing: Lease and loan solutions for equipment purchases including copiers, computers, HVAC, construction equipment, healthcare devices, and more. Flexible terms designed to support business growth and preserve capital.
2. Working Capital Loans: Short-term working capital loans providing businesses access to funds quickly, with customers potentially receiving funds in as little as 24 hours after completing a streamlined approval process. Used for marketing, expansion, technology services, inventory, payroll, and debt consolidation.
3. Inventory Finance: Financing solutions for dealers to support their sales cycles, with credit lines starting at $250,000 to increase stock purchasing power and maximize inventory turns.

Pricing tiers

Go-to-market motion3 records

Distribution channels5 records

Marketing channels5 records

Core offering

PEAC Solutions provides equipment financing (leases and loans), working capital loans, and inventory financing to businesses across multiple industry verticals including office technology, healthcare, construction/industrial, public sector, direct sales, and e-mobility/renewable energy. Distribution is delivered through a channel-partner model via equipment dealers, manufacturers, and brokers, as well as through direct online applications by end-user businesses.

Product overview

PEAC Solutions is a global asset finance platform providing a unified ecosystem of financing products and digital tools. The core offerings include Equipment Financing, Working Capital Loans, and Inventory Financing, which are delivered through an integrated suite of digital platforms including the PEAC Portal for dealer application and portfolio management, Customer Connect for customer account access, Inventory Finance Portal for dealer inventory management, and fa$tTrak for digital financing applications. The company operates across six industry verticals (Office Technology, Healthcare and Fitness, Construction/Transportation/Industrial, Public Sector, Direct Sales, and E-Mobility/Renewable Energy) and serves customers through both direct channels and broker/dealer partner networks. The product portfolio is augmented by acquisitions including topi (IT subscription platform), ePlus Finance, and the ABN AMRO UK Leasing Business.

Differentiator

Problem solved

Functional benefit

Brands

• fa$tTrak: Digital application platform allowing customers to quickly and easily obtain a quote or apply for financing online
• PEAC Portal
• PEAC Connect
• PEAC Money
• IRS 179 Calculator

Products and services

• Equipment Financing Flexible lease and loan solutions enabling businesses to acquire equipment including copiers, computers, HVAC, software, telecom, healthcare devices, and industrial machinery, with application-only credit decisions up to $250,000.
• Working Capital Loans (PEAC Money) Short-term business loans of up to $250,000 with 6 to 24 month terms, designed for marketing, expansion, technology services, inventory, payroll, and debt consolidation; loans originated by WebBank.
• Inventory Financing Recurring credit lines for equipment dealers that begin at $250,000, designed to increase stock purchasing power and maximize inventory turns, with online reporting and pay-as-sold payment functionality.
• PEAC Portal (Dealer Platform) Online dealer portal providing 24/7 access to applications, approvals, portfolio tracking, customer invoices, reports, and centralized account management tools for equipment vendor partners.
• Customer Connect Customer-facing portal providing borrowers 24/7 access to view accounts, pay bills, manage financing agreements, and retrieve documents online.
• fa$tTrak Digital application platform that lets customers quickly obtain quotes or apply for financing online using unique partner URLs with pre-filled data for streamlined submissions.
• Broker Services Third-party broker and referral program providing equipment financing and working capital through application-only underwriting to $250,000, with competitive rates, commissions, and a dedicated broker portal.
• Office Technology & Equipment Financing Specialized financing for copiers, audio-visual, computers, HVAC, software, and telecom equipment, marketed to office equipment dealers and their end customers.
• Healthcare and Fitness Financing Financing solutions for medical, dental, veterinary, ophthalmic, fitness, and elective medical equipment, including ultrasound, dental implants, digital radiography, EMR/HIS, and lab equipment.
• Construction, Transportation & Industrial (CT&I) Financing Financing for air compressors, titled vehicles, scrubbers, sweepers, automotive tools, cranes, forklifts, earth movers, and other commercial, construction, and industrial machinery.
• Public Sector Financing Flexible multi-year payment solutions for federal, state, and local governments and education institutions, designed for mission-critical asset acquisition.
• Direct Sales Financing Equipment financing and working capital solutions aimed at direct sales businesses with simplified approval processes and flexible payment options.
• E-Mobility and Renewable Energy Financing Financing for EV chargers, power cells and storage, e-mobility, and e-bicycles serving partners and customers focused on energy transition.

Quantifiable outcome

• Credit decisions within 2 hours for qualifying applications
• +4 more outcomes

Named customers3 records

Segments6 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration5 records

Feature5 records

Partnerships

22 partnerships are on record, tiered core, flagship and minor.

• KatuncoreChannel Partner/ Reseller/ Distributor · 1 February 2026PEAC Solutions announced partnership with Katun to offer U.S. dealers a special financing program for equipment purchases.
• Kanga LoaderscoreChannel Partner/ Reseller/ Distributor · 7 October 2025PEAC Solutions partnered with Kanga Loaders to offer retail and inventory financing solutions, enabling dealers to provide flexible financing options to their customers.
• ABN AMRO UK Leasing BusinessflagshipStrategic or Co-development Partner · 9 September 2025PEAC Solutions acquired the ABN AMRO UK Leasing Business, expanding their European footprint and capabilities in the UK market.
• topiflagshipStrategic or Co-development Partner · 27 August 2025PEAC Solutions acquired IT Subscription and Rental Platform Provider topi to enhance their technology and platform capabilities.
• ePlus FinanceflagshipStrategic or Co-development Partner · 23 June 2025PEAC Solutions acquired ePlus Finance to further expand their capabilities and extend financing solutions to more customers.
• Crane Payment InnovationscoreChannel Partner/ Reseller/ Distributor · 14 May 2025PEAC and Crane Payment Innovations launched rental programs for convenience services customers, enabling flexible financing options.
• Exodus GlobalcoreChannel Partner/ Reseller/ Distributor · 30 April 2025PEAC Solutions and Exodus Global partnered to offer rental fleet financing solutions for customers.
• HD HyundaicoreChannel Partner/ Reseller/ Distributor · 1 January 2024PEAC Solutions and HD Hyundai partnered for U.S. financing program to support equipment sales.
• LiuGong North AmericacoreChannel Partner/ Reseller/ Distributor · 1 January 2024PEAC Solutions and LiuGong North America announced partnership for U.S. financing program.
• NOBLELIFTcoreChannel Partner/ Reseller/ Distributor · 1 January 2024PEAC Solutions and NOBLELIFT united in strategic financing partnership for material handling equipment.
• Konica MinoltaflagshipChannel Partner/ Reseller/ Distributor · 1 January 2024PEAC Solutions and Konica Minolta partnered for exclusive U.S. dealer financing program supporting office equipment sales.
• XeroxflagshipChannel Partner/ Reseller/ Distributor · 1 January 2024Xerox expanded financial services program with PEAC Solutions for FITTLE financing business, supporting continued growth.
• Armada Credit GroupcoreChannel Partner/ Reseller/ Distributor · 1 January 2024PEAC Solutions partnered with Armada Credit Group to extend financing solutions to Canada.
• Bepensa Capital (FINBE ABC)coreChannel Partner/ Reseller/ Distributor · 1 January 2024PEAC Solutions partnered with Bepensa Capital (FINBE ABC) to expand innovative financing solutions in Mexico.
• Atlas CopcocoreChannel Partner/ Reseller/ Distributor · 1 January 2024PEAC partners financing solutions with Atlas Copco's Industrial Ideas for equipment financing programs.
• WaterplayminorChannel Partner/ Reseller/ Distributor · 1 January 2024Waterplay and PEAC created financing program for water play equipment.
• Columbia Vehicle GroupminorChannel Partner/ Reseller/ Distributor · 1 January 2024Columbia Vehicle Group and PEAC launched new financing program for vehicle equipment.
• AINA WirelessminorChannel Partner/ Reseller/ Distributor · 1 January 2024AINA Wireless and PEAC created financing program for wireless equipment.
• Kaeser CompressorscoreChannel Partner/ Reseller/ Distributor · 1 January 2024Kaeser Compressors and PEAC launched new financing program for compressor equipment.
• Avery Weigh-TronixminorChannel Partner/ Reseller/ Distributor · 1 January 2024Avery Weigh-Tronix and PEAC launched financing program for weighing equipment.
• Horizon Keystone FinancialcoreStrategic or Co-development Partner · 1 January 2018Marlin closed acquisition of Horizon Keystone Financial, expanding equipment financing capabilities.
• Fleet Financing ResourcescoreStrategic or Co-development Partner · 1 January 2018Marlin completed acquisition of Fleet Financing Resources, expanding fleet financing capabilities.

Scale indicators7 records

Recent moves7 records

Expansion highlights7 records

Direct peers

• TimePayment (subsidiary of Earnest Partners): A US equipment leasing company focused on small-ticket leases for SMBs and equipment dealers. Comparable to PEAC in its channel-driven equipment lease origination and SMB ticket-size profile.
• GreatAmerica Financial Services: A US-based independent equipment finance company specializing in office technology, healthcare, and industrial verticals with a strong vendor channel program. Highly comparable to PEAC in its SMB focus, vertical specialization, and reliance on dealer/OEM partnerships.
• North Star Leasing: A US-based equipment leasing company focused on SMBs across multiple industries via dealer and broker channels. Comparable to PEAC in target market, ticket size, and channel-driven equipment finance origination.
• Ascentium Capital: A US-based equipment finance company serving equipment manufacturers, dealers, and direct end customers across multiple verticals. Comparable to PEAC in its vendor program model, multi-vertical coverage, and digital application/decisioning capabilities.
• DLL Group: A global vendor finance and equipment leasing company with deep expertise across asset finance, leasing, and commercial finance in multiple verticals. PEAC's CEO Bill Stephenson and Americas President Eileen Schoonmaker both previously held senior leadership roles at DLL, making DLL the most directly comparable peer in scale, product mix, and channel model.
• Balboa Capital: A US SMB equipment financing and working capital lender focused on small-ticket leases and loans via dealer and broker channels. Comparable to PEAC in target customer profile (SMB), product mix (equipment leases plus working capital), and channel-led GTM.

Broad incumbents

• Siemens Financial Services: The in-house financial services arm of Siemens, providing vendor financing and equipment leasing globally across industrial, healthcare, and digital factory verticals. Comparable to PEAC in its vendor captive finance model and international equipment finance footprint.
• Mitsubishi HC Capital (formerly Hitachi Capital): A major Japanese-headquartered equipment finance and leasing platform with global operations including Europe and the US. Like PEAC, it serves multiple vendor and dealer channels across geographies and is comparable as a large incumbent independent/captive-adjacent equipment finance peer.
• Tokyo Century Corporation: A large Japanese leasing and equipment finance company with global reach, including aviation, ICT, and industrial equipment financing. Comparable to PEAC as a broad incumbent in the global equipment finance market with similar vendor finance and cross-border capabilities.
• CIT Group (now First Citizens Bank equipment finance): A large US equipment and asset finance lender operating across multiple verticals with both direct and vendor channels. Comparable to PEAC as a broad incumbent equipment finance platform with significant portfolio scale in North America.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/peac-solutions

Compliance5 records

Revenue estimate

Valuation estimate

Number of profiles

Subsidiaries5 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about PEAC Solutions