Porsche Leasing Macedonia

What Porsche Leasing Macedonia does

Porsche Leasing Macedonia (Порше Лизинг ДООЕЛ Скопје) is a North Macedonian single-member limited liability company (DOOEL) operating as the captive financial services arm of the Porsche Financial Group and, by extension, the Volkswagen Group in North Macedonia. Headquartered at Bulevar 8-mi Septemvri No. 3 in Skopje, the company delivers vehicle financing, leasing, fleet management, insurance brokerage, and short-term mobility services exclusively for Volkswagen Group marques — Volkswagen, Audi, Škoda, SEAT, and Cupra — distributed through the authorized dealer network across North Macedonia.

The company's product portfolio is structured around two core credit products — Financial Leasing (equal monthly installments with ownership transfer on final payment) and Operational Leasing (usage-only, no ownership transfer) — layered with three ancillary services: Fleet Management (consolidated financing, maintenance, insurance, GPS, and roadside assistance for corporate fleets), topSERVICE (a bundled maintenance/insurance/registration/tire package paid in monthly installments), and Porsche Broker (insurance intermediation with seven Macedonian carriers). A separate usage-based brand, shareTOO, offers short-term vehicle rental from one day up to 12 months, including the electric VW ID.3 (€30/day) and VW ID.4 (€40/day). Customer-facing technology is limited to a 24/7 online portal for contract management, payment plans, invoices, and transaction history, plus direct online booking for shareTOO; no public APIs, SDKs, or AI-driven features are disclosed.

Revenue is generated through recurring monthly installments across long-tail leasing contracts, one-time fees and commissions from financial and operational leasing origination, managed-services revenue from fleet contracts, subscription revenue from topSERVICE bundles, usage-based revenue from shareTOO rentals, and commission-based revenue from insurance intermediation. The company is privately held, does not disclose revenue or headcount, has no disclosed funding rounds or M&A history, and operates as a direct-to-consumer and dealer-mediated business serving both individuals (physical persons) and legal entities (companies, entrepreneurs, and corporate fleets) within a single-country market.

Name

Porsche Leasing Macedonia

Legal name

Порше Лизинг ДООЕЛ Скопје

Website

https://porscheleasing.com.mk

Company type

Private

Operating status

Operating

Headcount range

11–50 employees

Short description

Porsche Leasing Macedonia is a Skopje-based captive finance company of the Porsche Financial Group/Volkswagen Group, offering financial and operational leasing, fleet management, maintenance bundles, insurance brokerage, and short-term car sharing (shareTOO) for Volkswagen, Audi, Škoda, SEAT, and Cupra customers in North Macedonia.

Ownership category

akta.pro rank

Product category

Automotive Financial Services

NAICS

Passenger Car Rental (532111), Passenger Car Leasing (532112)

SIC

Services-Auto Rental & Leasing (No Drivers) (7510)

akta.pro primary industry

Long-Term Car Rental (Monthly/Extended Hire) (TLABAAAD)

akta.pro secondary industries

Leasing & Lease Buyout Financing (FSAKADAC), Premium & Luxury Vehicle Leasing (TLABAAAF)

Keywords

• Vehicle leasing
• Automotive financing
• Fleet management
• Car subscription
• Insurance brokerage

Headquarters

HQ city

Skopje

HQ country

North Macedonia

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Others

Revenue model

1. Financial Leasing: Vehicle financing with equal monthly installments where ownership transfers to the customer upon final payment
2. Operational Leasing: Vehicle rental/lease without ownership transfer; customers use vehicles and return them at contract end or sign new contracts for newer models
3. Fleet Management: Comprehensive fleet management services including financing, maintenance, and insurance for corporate customers with larger vehicle fleets
4. topSERVICE: Vehicle maintenance package covering regular maintenance, insurance, registration, and tires through monthly installments
5. shareTOO Car Sharing: Flexible short-term vehicle rental from 1 day to 12 months, offering electric and conventional vehicles
6. Insurance Brokerage: Insurance intermediation services through Porsche Broker, offering motor insurance, liability insurance, and travel insurance

Pricing tiers

Go-to-market motion1 record

Distribution channels7 records

Marketing channels3 records

Core offering

Porsche Leasing Macedonia is a captive automotive financier for Volkswagen Group brands in North Macedonia, offering financial and operational vehicle leasing, corporate fleet management, bundled maintenance packages, short-term car-sharing rentals (including electric vehicles), and insurance brokerage. Products are sold primarily through Volkswagen Group brand dealerships and supplemented by an online customer portal for ongoing contract administration.

Product overview

Porsche Leasing Macedonia operates as a vehicle leasing and mobility services company offering a portfolio of interconnected products centered around financial and operational leasing of vehicles from the Volkswagen Group brands (Volkswagen, Audi, Škoda, SEAT, Cupra, and Porsche). The core offerings include Financial Leasing (ownership transfer upon final payment) and Operational Leasing (usage-based without ownership). The company supplements these with three major add-on services: Fleet Management (comprehensive corporate fleet administration), topSERVICE (bundled vehicle maintenance and insurance payments), and Porsche Broker (insurance mediation). The shareTOO brand provides flexible short-term mobility for 1 day to 12 months, including electric vehicle options (VW ID.3, VW ID.4). Customers can access their contracts and manage payments through an online customer portal available 24/7.

Differentiator

Problem solved

Functional benefit

Brands

• Porsche Broker: Insurance brokerage services offering motor vehicle insurance, mandatory third-party liability insurance, and green card insurance through partner insurance companies including Triglav, Sava, Osiguritelna Polisa, Uniqa, Eurolink, Croatia, and Halk.
• Fleet Management
• shareTOO
• topSERVICE

Products and services

• Financial Leasing (Финансиски лизинг) Vehicle financing product where customers repay vehicles in equal monthly installments, with full ownership transferred to the customer upon payment of the final installment. Available for Volkswagen Group brands (Volkswagen, Audi, Škoda, SEAT, Cupra) to individuals and legal entities.
• Operational Leasing (Оперативен лизинг) Long-term vehicle rental without ownership transfer; customers use the vehicle for the contract term and then return it or sign a new contract for a newer model. Targets both individuals and companies that want predictable usage-based access to Volkswagen Group vehicles.
• Fleet Management Comprehensive fleet management service for corporate customers with larger vehicle fleets, consolidating financing, maintenance, insurance, tire management, registration, GPS, and 24/7 roadside assistance in one contract, with detailed online fleet cost reporting.
• topSERVICE Vehicle maintenance package that lets customers pay all vehicle-related expenses (regular maintenance, insurance, registration, tires) through agreed monthly installments included in the lease or rental agreement.
• shareTOO Car Sharing Flexible short-term mobility service offering vehicle rental from 1 day to 12 months, with electric and conventional vehicle options including VW ID.3 and VW ID.4. Includes shareTOO RENT for 1-30 day rentals and is targeted at companies needing flexible short-term fleet solutions.
• Porsche Broker (Insurance Partnership) Insurance brokerage service mediating between customers and partner insurance companies (Triglav, Sava, Osiguritelna Polisa, Uniqa, Eurolink, Kroacija, Halk) to provide motor vehicle insurance (casco), mandatory third-party liability insurance, accident insurance, and travel health insurance for new and used vehicles.
• Online Customer Portal 24/7 online customer portal that lets existing customers view contract information, repayment plans, invoices, transaction overviews, and payment obligations for their active financing contracts.

Segments4 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature2 records

Partnerships

Eight partnerships are on record, tiered core and flagship.

• Triglav Osiguruvanje AD SkopjecoreOthersInsurance company providing motor vehicle insurance (casco), liability insurance, and other coverage options as part of Porsche Broker's insurance intermediary services.
• Sava Osiguruvanje AD SkopjecoreOthersInsurance company providing motor vehicle insurance (casco), liability insurance, and other coverage options as part of Porsche Broker's insurance intermediary services.
• AD Osiguritelna Polisa SkopjecoreOthersInsurance company providing motor vehicle insurance (casco), liability insurance, and other coverage options as part of Porsche Broker's insurance intermediary services.
• Uniqa AD SkopjecoreOthersInsurance company providing motor vehicle insurance (casco), liability insurance, and other coverage options as part of Porsche Broker's insurance intermediary services.
• Eurolink Osiguruvanje AD SkopjecoreOthersInsurance company providing motor vehicle insurance (casco), liability insurance, and other coverage options as part of Porsche Broker's insurance intermediary services.
• Kroacija Osiguruvanje AD SkopjecoreOthersInsurance company providing motor vehicle insurance (casco), liability insurance, and other coverage options as part of Porsche Broker's insurance intermediary services.
• Halk Osiguruvanje AD SkopjecoreOthersInsurance company providing motor vehicle insurance (casco), liability insurance, and other coverage options as part of Porsche Broker's insurance intermediary services.
• Volkswagen Group Brands (Volkswagen, Audi, Škoda, SEAT, Cupra)flagshipStrategic or Co-development PartnerStrategic partnership with Volkswagen Group for financing and leasing of vehicle brands including Volkswagen, Audi, Škoda, SEAT, and Cupra. Provides exclusive brand access and coordinated sales through dealer network.

Scale indicators1 record

Recent moves6 records

Expansion highlights5 records

Regional players

• UniCredit Leasing: UniCredit Group's leasing arm providing asset and vehicle leasing across Central and Southeastern Europe including the Western Balkans. Directly comparable as a regional multi-brand leasing competitor operating in overlapping geographies near North Macedonia.

Broad incumbents

• Toyota Financial Services: Global captive finance arm of Toyota Motor Corporation offering leasing, loans, and insurance for Toyota and Lexus vehicles. Comparable as another OEM captive finance subsidiary competing for dealer-driven financing volume in European markets.
• Mercedes-Benz Financial Services: Captive finance and leasing arm of Mercedes-Benz, offering financial/operational leasing, insurance, and fleet services for Mercedes-Benz vehicles. Comparable as a competing OEM captive finance subsidiary with similar product structure.
• BMW Financial Services: Captive financial services arm of BMW Group offering leasing, financing, and insurance for BMW, MINI, and Rolls-Royce vehicles. Comparable as a competing premium OEM captive finance subsidiary.
• Arval (BNP Paribas): BNP Paribas-owned global full-service vehicle leasing and fleet management company. Comparable as a broad incumbent offering operational leasing, fleet management, and mobility solutions to corporate clients across European markets.
• LeasePlan: Global fleet management and operational leasing company with Car-as-a-Service offerings across multiple European markets. Directly comparable business model — multi-brand operational leasing, fleet management, and mobility services for corporate and SME customers.
• Volkswagen Financial Services AG: Captive financial services arm of the Volkswagen Group, the ultimate parent entity. Operates the global VW Group finance, leasing, and fleet business; directly comparable as the parent platform whose country-level subsidiaries mirror Porsche Leasing Macedonia's model.
• ALD Automotive: One of the world's largest fleet management and operational leasing providers, serving corporate clients with full-service vehicle leasing. Comparable as a broad incumbent in operational leasing and fleet management, the same core service categories Porsche Leasing Macedonia targets.

Direct peers

• Porsche Financial Services: Direct parent brand of Porsche Leasing Macedonia. Operates captive leasing, financing, and insurance for Porsche and VW Group brands globally with the same product architecture (financial/operational leasing, fleet, insurance intermediation).
• Sixt Leasing: German-based leasing and fleet management provider (part of Sixt SE group) offering online leasing, full-service leasing, and fleet management. Closely comparable in multi-brand passenger car leasing and online self-service customer experience.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/porsche-leasing-macedonia

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Porsche Leasing Macedonia