What Solmio-kassa Oy does

Solmio-kassa Oy is a Finnish private limited company headquartered in Tampere that has operated since 2010 as a provider of cloud-based point-of-sale (POS) systems for the domestic market. Its core product is a true cloud-native, multi-channel POS that runs on Android devices and unifies in-store, online, event, and self-service sales into a single reporting layer. The company reports 20,000+ customers, 5,000+ POS locations, and 20+ million processed payment transactions, and its go-to-market is sales-led with direct outreach, quote-based pricing, and a reseller partner network.

The platform is structured as a modular ecosystem built around the core Solmio-kassa POS and the Solmio HQ cloud management backend. Add-on modules cover QR ordering, eVouchers, self-service kiosks, kitchen displays, table management, warehouse/inventory, device management, customer loyalty, deposit return, ticket sales, and customer-facing displays. Solmio-Ailo, a generative AI assistant, provides natural-language business analysis and predictive inventory optimization. Integrations span the dominant Finnish and Nordic payment processors (Nets/Worldline, Viva Wallet, Elavon, Saio, MobilePay) plus accounting (Netvisor) and e-commerce (WooCommerce), with an open REST API for custom integrations.

Solmio-kassa generates revenue through SaaS subscriptions for its software, hardware sales and rental (POS terminals, payment terminals, printers), and bundled professional services for implementation, training, and ongoing support. Pricing is quote-based with monthly billing and flexible rent-or-buy options. Customers span restaurants and cafes, events and arenas, retail, service businesses, and pop-ups/seasonal sales, with named enterprise references including Compass Group, Superpark, Puuilo, Pelastusarmeija (Salvation Army), Salpausselän Kisat, and Porispere. The company operates exclusively in Finland, is privately held with no disclosed funding or parent company, and maintains GDPR compliance documentation.

Name

Solmio-kassa Oy

Legal name

Solmio-kassa Oy

Website

https://solmiokassa.fi

Company type

Private

Operating status

Operating

Headcount range

1–10 employees

Short description

Solmio-kassa Oy is a Finnish cloud-native point-of-sale (POS) provider founded in 2010 and headquartered in Tampere, offering Android-based, multi-channel POS systems, AI-powered inventory assistance (Solmio-Ailo), and integrated payment and accounting partnerships to restaurants, events, retail, and service businesses across Finland.

Ownership category

akta.pro rank

Product category

Point of Sale (POS) Software

NAICS

Custom Computer Programming Services (541511)

SIC

Services-Prepackaged Software (7372)

akta.pro primary industry

POS Payment Software & Middleware (Terminal OS, Apps, Device Management) (FSAMADAC)

akta.pro secondary industry

Point-of-Sale (POS) & On-Property Commerce (THALACAI)

Keywords

• Cloud POS software
• Point of sale systems
• Cash register software
• Mobile POS solutions
• Multi-channel retail software

Headquarters

HQ city

Tampere

HQ country

Finland

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure

Revenue model

1. SaaS Subscription: Cloud-based POS software subscription for access to the Solmio system, real-time reporting, and all core POS features. The system grows with the business.
2. Equipment Sales and Rental: Hardware (POS terminals, payment terminals, printers, etc.) available for purchase or rental to meet customer needs.
3. Professional Services: Implementation, training, and setup services included in the deployment process. Basic training is always included in the price.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

Solmio-kassa Oy provides a cloud-based Point of Sale (POS) and cash register platform for restaurants, cafes, events, arenas, service-sector businesses, and retail/pop-up shops in Finland. The offering combines the Solmio-kassa cash register, Solmio-Ailo AI assistant, Solmio HQ back-office tooling, online shop integration, ticketing, and self-service checkout into a single multi-channel retail solution used by 5,000+ POS locations and processing 20+ million payment transactions.

Product overview

Solmio-kassa Oy offers a unified cloud-based POS (Point of Sale) ecosystem designed for Finnish businesses. The core offering is the Solmio-kassa POS system, a cloud-native multi-channel cash register that operates on Android devices. This platform integrates with Solmio-Ailo (AI assistant), Solmio HQ (backend management/reporting), and various add-on modules including online shop (Verkkokauppa with WooCommerce), QR ordering, eVouchers, self-service checkouts, kitchen display communication, table management, warehouse/inventory, device management, customer loyalty, deposit/return systems, ticket sales, and customer displays. The system connects to multiple payment processors (Nets, Viva Wallet, MobilePay, Elavon, Saio) and accounting software (Netvisor). The ecosystem is designed for restaurants, cafés, events, arenas, service businesses, retail shops, and pop-up/seasonal sales.

Differentiator

Problem solved

Functional benefit

Brands

• Solmio-Ailo: AI-powered assistant integrated into the Solmio system that helps analyze sales, optimize inventory, and suggest actions in real-time.
• Solmio Restaurant
• Solmio HQ
• Solmio eVouchers

Quantifiable outcome

• Implementation time: 1-3 business days
• +3 more outcomes

Named customers9 records

Segments6 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration8 records

AI capability4 records

Feature9 records

Partnerships

Six partnerships are on record, tiered core.

• NetvisorcoreTechnology or IntegrationAccounting software integration with Netvisor enables automated transfer of accounting material from the cash register including sales data by outlet, sales data by account, VAT information, and payment methods.
• Nets / WorldlinecoreTechnology or IntegrationPayment processor partnership supporting Nets and Worldline payment services with Poplapay Castles payment terminals compatible with Solmio-kassa.
• Viva WalletcoreTechnology or IntegrationPayment processor partnership offering Viva Wallet payment terminals with Fast Refund support. Includes reporting service and automatic bank transfers.
• ElavoncoreTechnology or IntegrationPayment processor partnership with Elavon services and Sunmin payment terminals integrated with Solmio-kassa.
• SaiocoreTechnology or IntegrationPayment processor partnership supporting Saio services with Verifone payment terminals compatible with Solmio-kassa.
• SunmicoreTechnology or IntegrationHardware partner providing POS devices including Sunmi D3-mini, Sunmi V3 MIX, and other Sunmi Android-based POS terminals that run the Solmio-kassa application.

Scale indicators4 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• Toast: Larger US-based restaurant POS platform with payments, online ordering and a broad product portfolio — broader than Solmio but competes for the same restaurant/cafe SMB wallet.
• SumUp: European SMB payments and POS provider with terminals and POS software across retail, hospitality and services — a broad incumbent operating in the same Finnish/Nordic SMB market.
• Zettle by PayPal: PayPal-owned POS and payments offering for SMBs across retail and food service; competes with Solmio's payment-accepting POS terminals and merchant software bundles.
• iZettle (PayPal): European-origin SMB POS and payments solution now under PayPal — comparable SMB target market and cross-vertical (retail/hospitality) footprint.
• Square (Block): General-purpose POS, payments and commerce platform for SMBs across retail, food service and services — a broad incumbent that competes with Solmio across multiple verticals simultaneously.

Direct peers

• Vend (Lightspeed Retail): Cloud POS for small and mid-sized retail with real-time reporting and integrations — comparable to Solmio's retail-store segment and cloud-native reporting.
• Shopify POS: Unified online-and-in-store POS with multi-channel commerce, hardware and a broad app ecosystem; comparable to Solmio's omnichannel (in-store + online + event) selling proposition.
• Lightspeed Restaurant: Cloud POS for restaurants, cafes and hospitality SMBs with multi-channel commerce and integrations to payments and accounting — overlapping Solmio's core use cases and verticals.
• TouchBistro: iPad-based cloud POS purpose-built for restaurants, cafes and bars with table management and ordering — directly comparable to Solmio's restaurant/cafe focus and SMB customer base.

Regional players

• Cenium: Finnish accounting and ERP-style software provider with cash register/POS functionality targeted at Finnish SMBs — a domestic regional peer competing in the same market.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks5 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/solmio-kassa

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Solmio-kassa Oy