Sumiswalder Krankenkasse
Sumiswalder Krankenkasse is a Swiss non-profit regional health insurance fund (Krankenkasse) founded in 1823 and headquartered in Sumiswald, canton of Bern, serving individual and household policyholders in the Emmental region through proximity-based distribution under Switzerland's mandatory basic insurance (OKP/LAMal) framework.
- Company typePrivate
- Founded1823
- HeadquartersSumiswald, Switzerland
- Headcount1–10
- GTM typeB2C
- OfferingServices
What Sumiswalder Krankenkasse does
Sumiswalder Krankenkasse is a Swiss non-profit health insurance fund (Krankenkasse) headquartered in Sumiswald, canton of Bern, and founded in 1823, making it one of the oldest continuously operating regional sickness funds in Switzerland. It operates in the federally regulated mandatory basic health insurance (OKP/LAMal) market, serving individual and household policyholders — predominantly within the Emmental region and surrounding Bern-area catchment — through proximity-based distribution that is typical of small cantonal Krankenkassen. The company is a regional, member-oriented mutual/non-profit rather than a commercial insurer, and its governance and surplus allocation are tied to its insured membership rather than external shareholders.
The firm is operated by an extremely lean team of 6 employees, which is materially below the staffing baseline of mid-sized Swiss health insurers and indicates either a highly outsourced operating model (claims processing, IT, billing typically handled via shared-service partners or industry platforms) or a very small policyholder book. The public web presence (sumiswalder.ch) renders only a verification/loading page in the available scrape, and no product portfolio, premium tariffs, financial disclosures, leadership roster, technology stack, or partnership network is documented in the input data. There is no disclosed app, no API surface, and no evidence of digital product or analytics investment.
Revenue mechanics, consistent with the Swiss Krankenkasse model, would derive from per-member monthly premiums set within the federal regulatory framework, plus any optional supplemental (VVG) cover; however, no premium volume, member count, or financial figures are disclosed. Distribution is local and direct, with the regional Emmental brand acting as the primary acquisition channel. Given the absence of first-party financial disclosure and the unusually small staff count, the firm's scale, growth posture, and product breadth cannot be reliably triangulated from the input data and should be treated as a material information gap for any investment assessment.
Sumiswalder Krankenkasse firmographics
Firmographics- Name
- Sumiswalder Krankenkasse
- Website
- https://sumiswalder.ch
- Company type
- Private
- Founded year
- 1823
- Headcount range
- 1–10 employees
- Short description
- Sumiswalder Krankenkasse is a Swiss non-profit regional health insurance fund (Krankenkasse) founded in 1823 and headquartered in Sumiswald, canton of Bern, serving individual and household policyholders in the Emmental region through proximity-based distribution under Switzerland's mandatory basic insurance (OKP/LAMal) framework.
- Ownership category
- akta.pro rank
Where Sumiswalder Krankenkasse is headquartered
LocationHeadquarters
- HQ city
- Sumiswald
- HQ country
- Switzerland
- HQ region
- Europe
Markets served
Sumiswalder Krankenkasse business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Others
Sumiswalder Krankenkasse product offering
Product offeringCore offering
Sumiswalder Krankenkasse is a non-profit Swiss health insurance fund that provides statutory basic health insurance (Grundversicherung) and supplementary health insurance products to individuals and families in the Sumiswald region. The company is a regionally anchored KVG-regulated Krankenkasse serving individual members with both mandatory and voluntary coverage.
Differentiator
Problem solved
Functional benefit
Products and services
- Statutory Basic Health Insurance (Grundversicherung)
Companies that use Sumiswalder Krankenkasse
Customer profileIdeal customer profiles1 record
Sumiswalder Krankenkasse technology and API
TechnologyAPI detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Sumiswalder Krankenkasse partnerships and signals
Strategic signalRecent moves1 record
Expansion highlights4 records
Sumiswalder Krankenkasse competitors and assessment
Company assessmentBroad incumbents
- Visana: Visana is a major Swiss health and accident insurer serving individuals and companies. Comparable as a Swiss Krankenkasse peer in the same regulated market with overlap in basic and supplementary products.
- SWICA: SWICA is a major Swiss health and accident insurer with strong brand recognition and a focus on prevention and integrated care. Comparable as a Swiss Krankenkasse operating in the same compulsory and supplementary KVG/VVG market.
- KPT: KPT (Krankenpflege-Tarif) is a Swiss health insurance company offering basic and supplemental plans. Comparable as a Swiss Krankenkasse operating under the same regulatory framework.
- Sympany: Sympany is a Swiss health and accident insurer operating as a foundation. Comparable as a non-profit Swiss health insurer serving similar basic and supplementary markets.
- CSS Versicherung: CSS is one of Switzerland's largest health insurers with broad product offerings across basic, supplementary, and corporate health insurance. Directly comparable as a Swiss Krankenkasse peer in the same regulatory market, though materially larger and more diversified.
- Concordia: Concordia is a large Swiss health insurance foundation offering basic and supplemental plans nationwide. Directly comparable as a non-profit Swiss health insurer in the same KVG framework.
- Helsana: Helsana is one of Switzerland's largest health insurers, offering basic and supplementary insurance. Comparable as a Swiss Krankenkasse peer in the same KVG-regulated market.
- Sanitas: Sanitas is a Swiss health insurance foundation offering basic and supplemental plans. Comparable as a non-profit Krankenkasse operating under the same regulatory regime.
Regional players
- Atupri: Atupri is a smaller Swiss health insurance fund with a focus on specific customer segments. Comparable as a non-profit Swiss Krankenkasse of similar size profile but with stronger digital presence.
- ÖKK: ÖKK is a Swiss health insurance fund with a regional focus. Comparable as a mid-sized Swiss Krankenkasse operating under the same KVG framework.
Market position
Strengths3 records
Weaknesses4 records
Competitive moat3 records
Key risks4 records
Key highlights3 records
Customer concentration
Sumiswalder Krankenkasse social profiles
Digital presenceSumiswalder Krankenkasse financial estimates
Financial estimateRevenue estimate
Valuation estimate
Sumiswalder Krankenkasse leadership team
Management profileNumber of profiles
Sumiswalder Krankenkasse funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Sumiswalder Krankenkasse M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Sumiswalder Krankenkasse
What does Sumiswalder Krankenkasse do?
Sumiswalder Krankenkasse is a non-profit Swiss health insurance fund that provides statutory basic health insurance (Grundversicherung) and supplementary health insurance products to individuals and families in the Sumiswald region. The company is a regionally anchored KVG-regulated Krankenkasse serving individual members with both mandatory and voluntary coverage.
When was Sumiswalder Krankenkasse founded?
Sumiswalder Krankenkasse was founded in 1823. It employs 1 to 10 people.
Where is Sumiswalder Krankenkasse based?
Sumiswalder Krankenkasse is headquartered in Sumiswald, Switzerland, in the Europe region.
Who are Sumiswalder Krankenkasse's main competitors?
Broad incumbents on record are Visana, SWICA, KPT, Sympany, CSS Versicherung, Concordia, Helsana and Sanitas. Regional players are Atupri and ÖKK.
Does Sumiswalder Krankenkasse have an API?
No public API is recorded for Sumiswalder Krankenkasse.