The Lifetime Companies

What The Lifetime Companies does

The Lifetime Companies is a privately held financial advisory and employee benefits consulting firm headquartered at 843 Quince Orchard Boulevard, Suite E, Gaithersburg, Maryland, operating as a division of Tribridge Partners LLC and in affiliation with Quantum Financial Advisors, an independent registered investment advisory firm that holds its Series 6, 7, 22, 63, and 65 registrations. The firm serves business owners and plan sponsors in the Maryland and Mid-Atlantic region with a five-person team led by Managing Partner Richard Stone (AIF, CLU, 30+ years of advisory experience), offering retirement plan services under 3(21) and 3(38) ERISA fiduciary frameworks, employer benefits and group insurance, executive benefits, and HR consulting and support.

The firm's product surface is built around an integrated fiduciary advisory stack. Core offerings include 3(21)/3(38) fiduciary partnership services, an investment due diligence scoring system measuring 12 data points with quarterly scorecard reporting, RFP and benchmarking services powered by Fiduciary Benchmarks, plan design consulting, and participant engagement programs. Supporting modules cover group health insurance funding models (fully insured, level funded, self-funded), ancillary and lifestyle benefits (dental, vision, life, disability, EAP, identity theft, pet), and HR technology delivered through the Mineral Platform. Underlying technology is delivered through partnerships with LPL Financial (retirement plan consulting platform), Fiduciary Benchmarks (fee benchmarking), Center for Fiduciary Management (fiduciary procedures), and Mineral (HR compliance and live expert support), rather than proprietary infrastructure built in-house.

The Lifetime Companies generates revenue through fee-based professional services, with compensation agreed upon and paid directly by plan sponsor clients and/or out of plan assets, billed annually. Its go-to-market is consultative and sales-led, anchored by direct advisor-client relationships, personalized hands-on service, a website resource center with articles, calculators, and educational videos, and a "Schedule a Consultation" contact funnel. No public revenue, AUM, or plan count is disclosed, and the firm operates without any reported venture, private equity, or public-market ownership.

Name

The Lifetime Companies

Legal name

The Lifetime Companies

Website

https://thelifetimecompanies.com

Company type

Private

Operating status

Operating

Headcount range

1–10 employees

Short description

The Lifetime Companies is a Gaithersburg, Maryland financial advisory firm that provides 3(21)/3(38) ERISA fiduciary retirement plan consulting, employer benefits, executive benefits, and HR support to business owners and plan sponsors in the Mid-Atlantic region.

Ownership category

akta.pro rank

Product category

Financial Advisory Services

NAICS

Portfolio Management and Investment Advice (523940), Portfolio Management and Investment Advice (52394)

SIC

Insurance Agents, Brokers & Service (6411), Investment Advice (6282)

akta.pro primary industry

Employer Retirement Plan Advisory (401(k)/Pension) (FSAEABAE)

akta.pro secondary industries

Retirement Plan Participant Advice & Managed Accounts (FSAEABAF), Group Whole Life (Limited/Continuous Pay) (FSAIADAE)

Keywords

• Retirement plan advisory
• Fiduciary consulting
• Group insurance benefits
• Executive benefits planning
• HR consulting services

Headquarters

HQ city

Gaithersburg

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Revenue model

1. Fiduciary Advisory Fees: Compensation is agreed upon and paid directly by the plan sponsor client and/or out of plan assets. The firm operates as a fee-based consulting platform through The Lifetime Companies/Quantum Financial Advisors.
2. Retirement Plan Consulting: Fee-based consulting platform providing fiduciary advice to plan sponsors for retirement plan services including 3(21) and 3(38) ERISA fiduciary services.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels4 records

Core offering

The Lifetime Companies is a financial advisory firm that delivers retirement plan fiduciary advisory services (3(21) investment advice and 3(38) full-plan management), employer benefits and group insurance brokerage, executive benefits planning, and HR consulting and support. Offerings are sold primarily to business owners, plan sponsors, and SMB employers in the Maryland/Mid-Atlantic region as a division of Tribridge Partners LLC.

Product overview

The Lifetime Companies operates as a comprehensive financial services firm offering a unified platform of employee benefits, retirement planning, and HR consulting solutions. The core portfolio centers on Retirement Plan Services (3(21) and 3(38) fiduciary advisory), Employer Benefits & Group Insurance, Executive Benefits, and HR Consulting & Support. These core offerings are supplemented by specialized modules including Fiduciary Partnership, Investment Committee Oversight, Plan Design Consulting, Participant Experience & Engagement, Group Health Insurance, Ancillary & Lifestyle Benefits, and Benchmarking & RFP services. The firm provides these services primarily to business owners and plan sponsors seeking integrated employee benefits and retirement solutions.

Differentiator

Problem solved

Functional benefit

Segments4 records

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration4 records

Feature5 records

Partnerships

Nine partnerships are on record, tiered core and minor.

• LPL FinancialcoreTechnology or IntegrationLPL Financial provides the platform for The Lifetime Companies' advisors to access tools for retirement plan consulting, fee analysis, and RFP services. The LPL Financial Retirement Plan Consulting Program enables advisors to conduct vendor searches and benchmarking services.
• Fiduciary Benchmarks Inc.coreTechnology or IntegrationProvides peer group data and benchmarking tools for fee comparison and analysis evaluation. Powers the Fee Comparison and Analysis Evaluation within the Fiduciary Monitoring System.
• Center for Fiduciary ManagementcoreTechnology or IntegrationPartnered with LPL Financial to develop procedures and outputs for retirement plan benchmarking and fiduciary monitoring services.
• MineralcoreTechnology or IntegrationMineral Platform provides HR compliance tools including HR compliance library, job description library, employee training courses, compliance calendar, HR assessment, and live HR expert support with 18+ years of experience.
• Quantum Financial AdvisorscoreTechnology or IntegrationIndependent registered investment advisory firm through which The Lifetime Companies advisors hold Series 6, 7, 22, 63, 65 registrations. Provides the advisory platform for fiduciary services. Group insurance products are not offered through or endorsed by Quantum Financial Advisors.
• NAIFA (National Association of Insurance and Financial Advisors)minorGTM or Marketing PartnerProfessional association membership providing networking and industry resources for financial advisors.
• Greater Gaithersburg Chamber of CommerceminorGTM or Marketing PartnerLocal chamber membership supporting community engagement and business networking in the Gaithersburg area.
• Olney RotaryminorGTM or Marketing PartnerCommunity service organization membership demonstrating corporate social responsibility involvement.
• Jeremy's RunminorGTM or Marketing PartnerCharitable organization partnership supporting community social responsibility initiatives.

Scale indicators2 records

Recent moves6 records

Expansion highlights4 records

Direct peers

• Fiducient Advisors: RIA providing investment advisory, retirement plan consulting, and family office services to plan sponsors and high-net-worth clients, with a similar fiduciary-first, advisor-led model.
• SageView Advisory Group: Specialty retirement plan consulting firm offering 3(21) and 3(38) fiduciary services, investment due diligence, and plan design for plan sponsors — directly comparable to Lifetime's core retirement offering.
• CAPTRUST: Independent retirement plan and investment advisory firm serving plan sponsors with fiduciary services, investment manager research, and plan design consulting — a scaled comparison point for Lifetime's retirement practice.
• Lodestone Retirement Plan Advisors: Boutique retirement plan consultancy serving mid-market plan sponsors with 3(21)/3(38) fiduciary, investment monitoring, and benchmarking services — the closest size-comparable analog to The Lifetime Companies.
• Cammack Retirement Group: Independent firm focused on retirement plan consulting, fiduciary oversight, and investment advisory for plan sponsors, with comparable service packaging to Lifetime's retirement business.

Broad incumbents

• Empower Retirement: One of the largest U.S. retirement plan recordkeepers and service providers, offering fiduciary solutions, investment platforms, and participant services — dominant incumbent in the retirement plan space.
• USI Consulting Group: National insurance brokerage and consulting firm with retirement plan consulting, group benefits, and HR advisory practices serving employers of all sizes — a broader incumbent competing for the same plan sponsor RFPs.
• The Hartford (Retirement Plans Group): Major insurance carrier offering group retirement plans, group benefits, and absence management directly to plan sponsors — a large scale incumbent with overlapping employer benefits and retirement solutions.
• OneDigital: Large national insurance, retirement, and HR consulting platform that combines employee benefits brokerage, retirement plan consulting, and HR advisory — an oversized but overlapping competitor for mid-market employers.

Others

• Quantum Financial Advisors: Affiliated independent RIA through which Lifetime's advisors hold their securities registrations and deliver fiduciary advisory — operating partner rather than a direct competitor, but part of the same advisor ecosystem.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/lifetime-companies

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about The Lifetime Companies