Talent VPBank

What Talent VPBank does

VPBank (Ngân hàng TMCP Việt Nam Thịnh Vượng / Vietnam Prosperity JS Commercial Bank) is a publicly listed Vietnamese commercial bank founded in 1993, headquartered at 89 Láng Hạ, Quận Đống Đa, Hà Nội. Under its third 5-year strategic plan (2022-2026), the bank targets a position among the Top 3 banks in Vietnam and the Top 100 in Asia, pursuing this through a diversified retail, SME, micro-business, and corporate banking franchise that operates across all 63 provinces via an extensive branch and hub network, regional credit operations centers in Hà Nội and Hồ Chí Minh, and a 24/7 call center.

The bank delivers financial services through multiple product lines including mortgage and personal lending, SME and micro credit, trade finance (L/C, guarantees, cash management), deposits, credit cards, and bancassurance and securities cross-sell. Its technology stack combines Temenos T24 for core banking, a Loan Origination System, Alfresco for document management, and the VPBank NEO mobile and online banking platform — recognized by The Asian Banker as Vietnam's Best Electronic Banking Application for two consecutive years. Risk and treasury capabilities are supported by a Kondor Treasury system that earned a Celent Model Risk Manager Award.

VPBank generates revenue principally through net interest income on lending products, fee and commission income from transaction banking (payments, trade finance, guarantees, cash management), and bancassurance and financial services cross-sell. The bank holds a Moody's Ba3 credit rating with stable outlook and is publicly listed on the Vietnamese market. Its go-to-market combines physical branches, dedicated SME relationship managers, the VPBank NEO self-serve digital channel, ATM/CDM networks, and targeted recruitment and employer-brand programs (Young Talents, Rise Together, VPDiscovery) under its "Home of Talents" strategy.

Name

Talent VPBank

Legal name

Ngân hàng TMCP Việt Nam Thịnh Vượng (Vietnam Prosperity JS Commercial Bank)

Website

https://tuyendung.vpbank.com.vn

Company type

Public

Founded year

1993

Operating status

Operating

Headcount range

11–50 employees

Short description

VPBank (Vietnam Prosperity JS Commercial Bank) is a publicly listed Vietnamese commercial bank serving retail, SME, micro-business, and corporate customers across all 63 provinces via branches, hubs, and the VPBank NEO digital banking platform.

Ownership category

akta.pro rank

Product category

Commercial Banking

NAICS

Commercial Banking (522110), Commercial Banking (52211)

SIC

National Commercial Banks (6021)

akta.pro primary industry

SME Sector/Specialty Banking (Vertical-focused: Healthcare, Agri, Tech, etc.) (FSABABAI)

Keywords

• Commercial banking services
• Retail banking products
• Sme lending services
• Digital banking platform
• Corporate banking solutions

Headquarters

HQ city

Hà Nội

HQ country

Vietnam

HQ region

Asia

Offices15 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Infrastructure, Marketing or Sales

Revenue model

1. Interest Income: Traditional banking revenue from interest spreads on lending products including mortgages, personal loans, SME loans, and corporate lending.
2. Bancassurance & Financial Services: Revenue from insurance products, investment products, and cross-selling through banking channels.
3. Transaction Banking: Fees from payment services, international trade finance (L/C), guarantees, and cash management services for corporate and retail customers.

Go-to-market motion1 record

Distribution channels5 records

Marketing channels6 records

Core offering

VPBank is a Vietnam-based commercial bank providing retail banking (deposits, mortgage loans, personal loans, credit cards), SME and micro-business lending, corporate and institutional banking, trade finance (L/C, guarantees), cash management, bancassurance, and securities products. Banking services are delivered through an extensive branch network across all 63 provinces, the VPBank NEO digital banking platform, relationship managers, a 24/7 call center, and ATM/CDM machines.

Product overview

VPBank operates as a commercial bank in Vietnam with a comprehensive recruitment and talent acquisition portal. The company's business encompasses banking products and services including retail banking, SME banking, corporate banking, credit services, and digital banking. VPBank offers various internship and career programs such as VPDiscovery (Career Day Season 2), VPBank Young Talents, VPBank Rise Together, and specialized IT recruitment programs. The recruitment platform provides job search functionality across multiple locations in Vietnam and connects potential candidates with various positions including management/expert roles, staff positions, and internship opportunities.

Differentiator

Problem solved

Functional benefit

Brands

• VPBank NEO: VPBank's digital banking platform and mobile application
• VPBank Young Talents
• VPBank Career Day: VPDiscovery
• VPBank Rise Together

Products and services

• VPBank NEO Digital Banking Platform VPBank's proprietary mobile and online digital banking platform that enables retail and SME customers to access account management, transactions, and digital banking services. Recognized by The Asian Banker as Vietnam's Best Electronic Banking Application for two consecutive years.
• Retail Banking Products Personal banking products for individual customers including deposit accounts, mortgage loans, personal loans, and credit cards.
• SME Banking Services Business banking for small and medium enterprises including business loans, trade finance, cash management, business credit cards, and dedicated relationship banking.
• Corporate and Institutional Banking Large-scale financing, international trade services, corporate cash management, and institutional banking for corporate clients.
• Trade Finance Services International trade finance offerings including Letters of Credit (L/C), bank guarantees, and cash management services for corporate and retail customers.
• Bancassurance and Financial Services Insurance products, investment products, and cross-selling of financial services through the bank's banking channels.
• Micro Business Lending Micro credit, small business loans, merchant services, and financial advisory services for micro business owners across Vietnam.

Quantifiable outcome

• Credit growth reached nearly 31% at parent bank in 2022
• +1 more outcomes

Named customers3 records

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Scale indicators5 records

Recent moves5 records

Expansion highlights4 records

Direct peers

• Sacombank (Saigon Thuong Tin Commercial Joint Stock Bank): Vietnamese joint-stock commercial bank with nationwide branch network serving retail and SME customers. Comparable product breadth and target segments to VPBank.
• TPBank (Tien Phong Commercial Joint Stock Bank): Vietnamese private commercial bank focused on retail and SME banking with strong digital initiatives (LiveBank). Comparable mid-tier scale and product mix to VPBank.
• Vietcombank (Joint Stock Commercial Bank for Foreign Trade of Vietnam): Vietnam's largest state-owned commercial bank providing retail, SME, and corporate banking. Directly comparable to VPBank across the full banking value chain, though larger and stronger-rated.
• MB Bank (Military Commercial Joint Stock Bank): Vietnamese joint-stock commercial bank serving retail, SME, and corporate customers with growing digital banking platform. Similar size and growth profile to VPBank with comparable target segments.
• Asia Commercial Bank (ACB): Vietnamese private joint-stock commercial bank serving retail, SME, and corporate customers. Comparable size and product mix to VPBank with overlapping customer segments and branch-based distribution.
• HDBank (Ho Chi Minh City Development Commercial Joint Stock Bank): Vietnamese commercial bank providing retail, SME, and corporate banking services. Comparable in scale and customer segments to VPBank, with overlapping geographic presence.
• Techcombank (Vietnam Technological and Commercial Joint Stock Bank): Major Vietnamese private joint-stock commercial bank with strong digital banking capabilities and SME focus. Closest direct competitor to VPBank in private banking segment with similar digital-led strategy.

Broad incumbents

• DBS Bank: Leading Singapore-based multinational bank with strong digital banking platform (digibank). Comparable on digital banking leadership in the broader Southeast Asian banking landscape, providing benchmark for VPBank NEO's regional trajectory.
• VietinBank (Vietnam Joint Stock Commercial Bank for Industry and Trade): Major state-owned Vietnamese commercial bank with nationwide presence across retail, corporate, and institutional banking. Competes directly with VPBank but at significantly larger scale.
• BIDV (Bank for Investment and Development of Vietnam): One of Vietnam's largest state-owned commercial banks with extensive corporate and retail operations. Comparable in product breadth but operates at significantly larger scale with state backing.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat6 records

Key risks5 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/vpbankjobs
• LinkedInlinkedin.com/company/talentvpbank

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Talent VPBank