Unimed Pará de Minas Cooperativa de Trab Médico

What Unimed Pará de Minas Cooperativa de Trab Médico does

Unimed Pará de Minas Cooperativa de Trabalho Médico, operating commercially as Unimed Centro-Oeste, is a singular cooperative of the Brazilian Unimed System headquartered in Pará de Minas, Minas Gerais, with a secondary branch in Pitangui. Founded in 1992 and regulated by the ANS under registration number 304344, the cooperative delivers supplemental health insurance plans to both individual/family beneficiaries and corporate clients in the Centro-Oeste region of Minas Gerais. It is part of the Sistema Unimed network, which the company describes as the largest healthcare cooperative system in the world, providing access to a national provider network of doctors, clinics, laboratories, and hospitals.

The company's core product is the Plano de Saude Unimed health insurance plan, complemented by Plano Odontologico Unimed Odonto (dental coverage) and ancillary insurance products (home, life, pension) distributed through the Corretora Unimed broker platform. Operating infrastructure includes a customer portal (Área do Cliente), a mobile application (Unimed Cliente) on iOS and Android, a web-based Medical Guide (Guia Médico), and an integration with the Resultados laboratory platform for digital delivery of lab results and diagnostic imaging reports. Diagnostic laboratory services (Laboratório Unimed) are also operated directly. The Meu Club Unimed loyalty program offers local discounts to members in Pará de Minas and Pitangui.

The revenue model is built on recurring subscription premiums from individual, family, and corporate health plans, plus dental and ancillary insurance streams. Distribution relies on a combination of direct field sales consultants, a dedicated corporate sales team, an online quotation tool, physical offices, and authorized broker channels. Marketing is conducted through social media, the Viver Bem wellness content platform, community events, and corporate wellness programs targeting local enterprises. The cooperative structure means the organization is owned and governed by its member physicians rather than external shareholders.

Name

Unimed Pará de Minas Cooperativa de Trab Médico

Legal name

Unimed Centro-Oeste Cooperativa de Trabalho Médico

Website

https://unimedcentro-oeste.coop.br

Company type

Private

Founded year

1992

Operating status

Operating

Headcount range

1–10 employees

Short description

Unimed Centro-Oeste is a Brazilian healthcare cooperative (founded 1992) in Pará de Minas, Minas Gerais, offering individual, family, and corporate health and dental insurance plans as part of the national Unimed System, supplemented by ancillary insurance products and digital self-service channels.

Ownership category

akta.pro rank

Product category

Health Insurance (Supplementary Health)

NAICS

HMO Medical Centers (621491)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro industry

PRIMARYHLAEABAH

CO-OP / Nonprofit Individual Market Plans

Healthcare & Life Sciences/Health Insurance & Managed Care/Individual & Family (ACA/Exchange) Health Insurance

Keywords

• Health insurance plans
• Dental insurance plans
• Cooperative healthcare services
• Supplementary health coverage
• Corporate health benefits

Headquarters

HQ city

Pará de Minas

HQ country

Brazil

HQ region

Latin America

Offices2 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure, Supply Chain

Revenue model

1. Health Insurance Premiums: Monthly premiums collected from individual, family, and corporate health insurance plans. Revenue is recurring based on membership fees and coverage tiers.
2. Dental Insurance Premiums (Unimed Odonto): Separate dental insurance plans offered through the Unimed Odonto product line, sold individually or bundled with health plans.
3. Ancillary Products: Additional insurance and financial products including residential insurance, life insurance, and pension plans offered through partnerships.

Pricing tiers

Go-to-market motion1 record

Distribution channels5 records

Marketing channels6 records

Core offering

Unimed Centro-Oeste is a healthcare cooperative that sells and administers private health insurance plans (individual, family, and corporate) and dental insurance (Unimed Odonto) to beneficiaries in the Centro-Oeste region of Minas Gerais. It also distributes ancillary insurance and financial protection products (home, life, pension) through its broker platform, supported by digital customer services, mobile apps, and an in-house diagnostic laboratory.

Product overview

Unimed Centro-Oeste operates as a health insurance cooperative offering a comprehensive portfolio of health and wellness products. The core offerings include health insurance plans (Plano de Saúde) and dental plans (Unimed Odonto), supplemented by financial protection products including home insurance, life insurance, and pension plans. The company provides digital services through its mobile app and customer portal, along with diagnostic laboratory services. A loyalty program (Meu Club Unimed) provides exclusive discounts to members in Pará de Minas and Pitangui. The product architecture combines core insurance products with digital service platforms and add-on insurance offerings.

Differentiator

Problem solved

Functional benefit

Brands

• Meu Club Unimed: Loyalty program offering discounts in Pará de Minas and Pitangui

Products and services

• Plano de Saúde Unimed Private health insurance plan offering medical coverage and access to a network of doctors, clinics, laboratories, and hospitals for individuals, families, and corporate clients.
• Plano Odontológico Unimed Odonto Dental insurance plan offered in partnership with Unimed Odonto, providing coverage for dental procedures and oral healthcare services, sold individually or bundled with health plans.
• Seguro Residencial Home insurance product available as an add-on to health plans, providing coverage for residential property damage and related risks.
• Seguro de Vida Life insurance product offered as an additional coverage option alongside health plans.
• Previdência Pension/retirement planning product available through the cooperative's insurance portfolio.
• Meu Club Unimed Loyalty program offering discounts and exclusive benefits to Unimed customers in Pará de Minas and Pitangui locations.
• Laboratório Unimed Diagnostic laboratory services for blood tests, urine tests, stool tests, and other secretion analyses, with results available through resultados.com.br portal.
• Unimed Cliente App Mobile application for customers to access health insurance services, view bills, find doctors, and manage their accounts. Available on Google Play and App Store.

Named customers2 records

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Partnerships

Five partnerships are on record, tiered minor and core.

• ELMIGminorGTM or Marketing Partner · 26 January 2026Unimed Centro-Oeste sponsored the ELMIG race event as part of health promotion activities. This partnership reinforces community engagement and health awareness through sports sponsorship.
• CoopmetrominorStrategic or Co-development PartnerUnimed conducted SIPAT (Internal Accident Prevention Week) at Coopmetro facilities with focus on quality of life for workers. Partnership for corporate wellness and occupational health programs.
• Resultados (Laboratory Results Platform)coreTechnology or IntegrationIntegration with Resultados platform for laboratory test results delivery to patients, enabling digital access to exam results through the customer portal.
• Unimed OdontocoreChannel Partner/ Reseller/ DistributorPartnership for distribution of Unimed Odonto dental plans and related products through the Corretora Unimed platform, offering bundled health and dental coverage.
• ANS (Agência Nacional de Saúde Suplementar)coreOthersRegulatory oversight by ANS which sets coverage requirements, pricing guidelines, and quality standards for health insurance operators in Brazil. ANS registration number 304344.

Scale indicators3 records

Recent moves6 records

Expansion highlights6 records

Broad incumbents

• Amil: One of Brazil's largest health plan operators, offering individual, family, and corporate plans nationwide with an owned provider network. Comparable as a regulated health insurer competing in the same ANS-regulated market and product categories.
• SulAmérica Saúde: Established Brazilian health insurer offering individual, family, and corporate plans, including dental and ancillary products. Comparable as a broad incumbent in the same regulated health insurance market with similar product breadth.
• Hapvida NotreDame Intermédica: Leading Brazilian vertically integrated health plan operator with a strong presence across multiple states. Comparable as a large national competitor offering individual and corporate health plans under ANS regulation.
• Porto Seguro Saúde: Insurance arm of Porto Seguro offering health, dental, and life plans to individuals and corporates. Comparable as a multi-line insurer distributing health products through broker channels with overlapping product offerings.
• Bradesco Saúde: Major Brazilian health insurer affiliated with Bradesco bank, offering collective corporate and individual plans. Comparable as a large national player in ANS-regulated private health insurance with overlapping customer segments.

Emerging players

• Sami Saúde: Brazilian health plan startup offering individual and corporate plans with a tech-enabled, vertically integrated model. Comparable as a newer entrant in the ANS-regulated private health insurance market with overlapping product categories.
• Care Plus: Premium-tier Brazilian health plan operator focused on corporate and high-end individual segments. Comparable as a regulated ANS operator with overlapping health and dental product offerings targeting similar customer profiles.

Direct peers

• Unimed Campinas: Singular Unimed cooperative serving the Campinas region of São Paulo with health and dental plans. Directly comparable as a regional Unimed cooperative with similar product portfolio, cooperative governance, and ANS-regulated status.
• Unimed Seguros: National health and life insurance arm of the Unimed cooperative system, selling individual, family, and corporate plans under the same Unimed brand. Directly comparable as a Sistema Unimed operator with overlapping product portfolio and shared member-facing infrastructure.
• Unimed Belo Horizonte: Largest Unimed singular cooperative in Minas Gerais, offering health plans, dental, and ancillary products in the BH metro region. Directly comparable in cooperative model, product mix, and ANS-regulated operations within the same Unimed system.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks5 records

Key highlights6 records

Customer concentration

• YouTubeyoutube.com/channel//UCWfQQYolUHarrhSs-BAVWfQ
• Facebookfacebook.com/UnimedCentroOesteMG
• LinkedInlinkedin.com/company/unimed-par%C3%A1-de-minas-cooperativa-de-trab-m%C3%A9dico
• Instagraminstagram.com/unimedcentrooeste/?hl=pt-br
• TikToktiktok.com/@unimedcentrooeste

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Unimed Pará de Minas Cooperativa de Trab Médico