Unimed de Taubaté

What Unimed de Taubaté does

Unimed de Taubat\u00e9 Cooperativa de Trabalho M\u00e9dico is a Singular healthcare cooperative founded in 1972, operating from its headquarters at Rua Coronel Augusto Monteiro, 595 in Taubat\u00e9, S\u00e3o Paulo, Brazil. As a member of Sistema Unimed, the largest medical cooperative system in the world (336 cooperatives, 115,000+ affiliated physicians, 19.5 million beneficiaries, presence in 92% of Brazilian territory), the cooperative delivers private health insurance plans to individual beneficiaries (Pessoa F\u00edsica) and corporate clients (Empresa) in the Taubat\u00e9 region. The cooperative operates Clínica Cardiocentro, a wholly-owned specialty clinic integrating 19 medical specialties, and maintains a partnership with Hospital e Maternidade Policlin Taubat\u00e9 for inpatient and maternity services.

The company's product portfolio centers on its health insurance plan (Plano de Sa\u00fade), supported by a digital self-service stack including the Autorizador de Guias Online (online guide authorization), mobile application for iOS and Android, the mvsaude beneficiary portal, online bill payment (2ª Via de Boleto), physician directory (Guia M\u00e9dico), tax statement service (Demonstrativo para IR), and an ombudsman channel (Ouvidoria). Underlying technology is a standard digital health insurance operations platform with web-based portals, mobile applications, and online authorization systems. No AI/ML capabilities, APIs, or proprietary model pipelines are disclosed in the source data.

Unimed de Taubat\u00e9 generates revenue through recurring monthly subscription premiums from individual and corporate beneficiaries, with pricing not publicly disclosed. Distribution spans self-serve digital channels (website, mobile app, WhatsApp scheduling at 12 99618-4945), a 24/7 customer service hotline (0800 040 7777), and a dedicated corporate sales team for enterprise clients. The cooperative complies with ANS regulatory frameworks including RN 309, RN 254, RN 432, and RN 565. Ownership rests with member physicians under the cooperative model, with no external PE/VC ownership indicated.

Name

Unimed de Taubaté

Legal name

Unimed de Taubaté Cooperativa de Trabalho Médico

Website

https://unimed-taubate.com.br

Company type

Private

Operating status

Operating

Headcount range

51–100 employees

Short description

Unimed de Taubat\u00e9 is a physician-owned healthcare cooperative in Taubat\u00e9, S\u00e3o Paulo, providing private health insurance plans to individual and corporate beneficiaries, and operating Clínica Cardiocentro and hospital partnerships within the broader Sistema Unimed network.

Ownership category

akta.pro rank

Product category

Health Insurance

NAICS

Health Care and Social Assistance (62)

SIC

Hospital & Medical Service Plans (6324), Services-Misc Health & Allied Services, Nec (8090)

akta.pro primary industry

Off-Exchange Individual Major Medical Plans (FSAIAEAB)

Keywords

• Health insurance plans
• Medical cooperative
• Supplementary healthcare
• Private health insurance
• Cooperative health plan

Headquarters

HQ city

Taubaté

HQ country

Brazil

HQ region

Latin America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales, Supply Chain

Revenue model

1. Health Insurance Premiums: Monthly subscription payments from individual (Pessoa Física) and corporate (Empresa) beneficiaries for health insurance coverage. Revenue is generated through recurring monthly premiums based on plan tiers and beneficiary count.

Go-to-market motion1 record

Distribution channels5 records

Marketing channels5 records

Core offering

Unimed de Taubaté is a medical cooperative that sells individual (Pessoa Física) and corporate (Empresa) supplementary health insurance plans in the Taubaté region of São Paulo. It administers plan benefits through its own and partner clinical assets, notably the Clínica Cardiocentro specialty clinic and a hospital/maternity partnership with Policlin, and supports members with online guide authorization, a mobile app, mvsaude web portal, WhatsApp, and an 0800 service hotline.

Product overview

Unimed de Taubaté is a healthcare cooperative (operadora de planos de saúde) offering a comprehensive health insurance portfolio for individuals and businesses. The core offering centers on its health plan (Plano de Taubaté), supported by digital self-service tools including online guide authorization (Autorizador de Guias Online), bill payment (2ª Via de Boleto), and a physician finder (Guia Médico). The company operates through an affiliated cardiology clinic (Clínica Cardiocentro) with 19 specialties, and maintains partnerships with Hospital e Maternidade Policlin Taubaté for inpatient services. Digital engagement is enabled via a mobile application available on Google Play and iOS App Store, complemented by an ombudsman service (Ouvidoria) for complaint resolution.

Differentiator

Problem solved

Functional benefit

Products and services

• Plano de Saúde Unimed de Taubaté (Individual and Corporate Health Plans) Supplementary private health insurance plans sold by the cooperative to individual beneficiaries (Pessoa Física) and corporate/employer clients (Empresa) in Taubaté and the Vale do Paraíba, providing access to a regional network of physicians, clinics, and hospitals including partner facilities such as Hospital e Maternidade Policlin Taubaté.
• Clínica Cardiocentro Specialty cardiology clinic owned/operated by Unimed de Taubaté, delivering cardiology diagnostics and care to plan beneficiaries and patients in the Taubaté region.
• Hospital e Maternidade Policlin Taubaté Hospital and maternity services provided through a partnership with Policlin, offered to Unimed de Taubaté health plan beneficiaries in Taubaté and surrounding municipalities.

Quantifiable outcome

• Unimed is the most remembered health insurance brand in Brazil for 32 consecutive years

Named customers2 records

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

Five partnerships are on record, tiered core and minor.

• Clínica CardiocentrocoreStrategic or Co-development PartnerClínica Cardiocentro is a specialty clinic operated by or closely associated with Unimed de Taubaté. It serves as a reference center for cardiovascular health and integrates 19 medical specialties including cardiology, dermatology, endocrinology, gynecology, pediatrics, and more. The clinic offers services such as pacemaker evaluation, echocardiography, stress tests, Holter monitoring, and other diagnostic examinations.
• Hospital e Maternidade Policlin TaubatécoreStrategic or Co-development PartnerUnimed de Taubaté beneficiaries can access Hospital e Maternidade Policlin Taubaté for inpatient and maternity services. This partnership extends the cooperative's hospital network coverage in the Taubaté region.
• DrogaRaiaminorGTM or Marketing PartnerPharmacy discount partnership offering Unimed de Taubaté beneficiaries special conditions on medications at DrogaRaia pharmacy chain.
• DrogasilminorGTM or Marketing PartnerPharmacy discount partnership offering Unimed de Taubaté beneficiaries special conditions on medications at Drogasil pharmacy chain.
• Sistema UnimedcoreStrategic or Co-development PartnerUnimed de Taubaté is part of the Sistema Unimed network, the largest medical cooperative system in the world. This affiliation provides national coverage through Intercâmbio Nacional (national exchange), allowing beneficiaries to receive care throughout Brazil via other Unimed cooperatives. The system includes 336 cooperatives, 115,000+ doctors, and 19.5 million beneficiaries.

Scale indicators5 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• Amil: Major national health insurer owned by UnitedHealth Group. Competes for corporate and individual plans nationally with broader networks, integrated provider assets, and significant technology investment — a structurally larger incumbent rival.
• Hapvida: Largest vertically integrated health plan operator in Brazil (post NotreDame Intermedica merger). Competes head-on for the same SME and individual beneficiaries across Brazil with own-hospital network and aggressive pricing — the dominant national competitor.
• Porto Seguro Saúde: Health insurance division of Porto Seguro, a major Brazilian insurance group. Competes in individual/family and SME health plans with strong brand and bundled cross-sell — a relevant national-scale rival to Unimed de Taubaté.
• Bradesco Saúde: Insurance arm of Banco Bradesco and a leading group/individual health insurer in Brazil. Competes for the same 'Empresa' corporate benefits segment that Unimed de Taubaté serves, leveraging the bank's distribution and customer base.
• SulAmérica: Established national Brazilian health, dental, and group insurance carrier with broad portfolio. Comparable as a multi-line Brazilian insurer competing for both individual and corporate health plan customers.

Emerging players

• Sami: Brazilian healthtech offering digital-first corporate health plans with own provider network. Represents the emerging tech-enabled, vertically integrated model that competes for the same SME/employer segment as Unimed de Taubaté with a differentiated digital experience.
• Alice: Brazilian healthtech offering tech-enabled individual and SME health plans with concierge primary care. A relevant emerging competitor whose transparent pricing and digital experience pose a strategic threat to legacy cooperatives like Unimed de Taubaté.

Direct peers

• Unimed Campinas: Regional Unimed cooperative operating in the Campinas metropolitan area of São Paulo state. Same cooperative model, similar mid-sized regional scope, comparable ANS regulatory exposure and Sistema Unimed network benefits.
• Unimed Belo Horizonte: Another Singular Unimed cooperative serving a regional Brazilian market with the same physician-cooperative structure, ANS-regulated health plans, and Unimed-system brand affiliation — a near-perfect structural analog to Unimed de Taubaté.
• Unimed Seguros: National health and dental insurance arm of Sistema Unimed. Directly comparable as a Unimed-system operator selling individual and corporate health plans across Brazil, sharing brand, network, and regulatory positioning with Unimed de Taubaté.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• YouTubeyoutube.com/c/UnimedTaubatéOficial
• Facebookfacebook.com/61575228026693
• LinkedInlinkedin.com/company/unimed-taubate
• Instagraminstagram.com/unimed_taubate

Revenue estimate

Valuation estimate

Number of profiles

Subsidiaries2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Unimed de Taubaté