글로벌 모기지 그룹, 한국지사 (GMG Korea)

What 글로벌 모기지 그룹, 한국지사 (GMG Korea) does

US Homes Asia (글로벌 모기지 그룹, 한국지사 GMG Korea) operates as the exclusive Seoul, Korea-based brokerage arm of Global Mortgage Group, originating non-QM (non-qualified mortgage) loans for non-US citizens, US expats, and US military personnel stationed abroad. Founded in 2014 by Stephen Revere — a 24-year Korea resident, former university professor, and Korean television personality — the firm is structured as a single-broker operation supported by a 22-person team, with all sales, document handling, and notarization facilitated inside Korea via US Notary or Apostille services. Customers never need to travel to the United States to close.

The core product is a 30-year fixed-rate mortgage loan ranging from $100,000 to $3,000,000 with interest rates starting at 5.74%, requiring only a minimum 30% down payment and no US credit history, residency, citizenship, or proof of income. Loan variants include purchase loans (70% LTV), rate-and-term refinance (70% LTV), cash-out refinance up to $2 million (65% LTV), interest-only options, and stated-income loans for self-employed or privacy-conscious Asian borrowers. The product portfolio was extended in 2019 to cover properties in Australia, Thailand, Japan, the United Kingdom, and Canada, in addition to the United States.

The go-to-market is sales-led and direct-to-consumer: applicants submit an online pre-qualification form and are managed end-to-end by the Seoul-based broker, with bilingual English/Korean web presence and community engagement across Naver, Daum Cafes, and Korean Facebook groups. Revenue is generated through mortgage origination and associated interest/fee economics on a 30-year fixed-rate book, and the firm maintains a banking relationship with WebBank as its FDIC-insured US partner to execute loan transactions.

Name

글로벌 모기지 그룹, 한국지사 (GMG Korea)

Legal name

US Homes Asia Funding LLC

Website

https://ushomesasia.com

Company type

Private

Founded year

2014

Operating status

Operating

Headcount range

11–50 employees

Short description

US Homes Asia is the exclusive Seoul-based non-QM mortgage broker for Global Mortgage Group, originating 30-year fixed-rate loans ($100K–$3M) for Korean nationals, US expats, and US military personnel purchasing US and international property without US credit, residency, or income verification.

Ownership category

akta.pro rank

Product category

Non-QM Mortgage Brokerage

NAICS

Mortgage and Nonmortgage Loan Brokers (522310), Real Estate Credit (522292)

SIC

Mortgage Bankers & Loan Correspondents (6162)

akta.pro primary industry

Non-Qualified Mortgage (Non-QM) & Specialty Product Brokers (FSALABAG)

akta.pro secondary industry

Non-QM / Alternative Documentation Mortgage Origination (FSALAAAJ)

Keywords

• Non-QM mortgage loans
• International property financing
• Foreign national mortgages
• Expat home loans
• Asset-based lending

Headquarters

HQ city

Seoul

HQ country

South Korea

HQ region

Asia

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations, Others

Revenue model

1. Mortgage Interest Income: Revenue generated from interest on 30-year fixed-rate mortgage loans ranging from $100,000 to $3,000,000. Interest rates vary based on LTV (Loan to Value) with rates starting from 5.74%.

Pricing tiers

Go-to-market motion2 records

Distribution channels1 record

Marketing channels4 records

Core offering

US Homes Asia is a Seoul-based mortgage brokerage that arranges non-QM (non-qualified) mortgage loans for non-US citizens, US expats, and US military personnel stationed abroad, as well as international property loans in Australia, Thailand, Japan, UK, and Canada. It operates as the exclusive Korean broker for Global Mortgage Group (GMG), placing 30-year fixed-rate loans ranging from $100,000 to $3,000,000 with rates starting at 5.74% and no requirement for US credit, residency, or proof of income.

Product overview

US Homes Asia / Global Mortgage Group Korea is a non-QM (non-qualified mortgage) mortgage broker providing international real estate loan services. The core offering consists of 30-year fixed-rate US property mortgages for non-US citizens, expats, and military personnel abroad, with loan amounts up to $3 million. The product portfolio has expanded internationally to include Australia, Thailand, Japan, UK, and Canada. Additional loan types include purchase loans (70% LTV), rate and term refinance (70% LTV), cash-out refinance (up to $2M, 65% LTV), stated income loans, and interest-only options. The service is accessible entirely from Korea without requiring US residency or travel. Key differentiators include no credit check requirements, no proof of income needed, and closing within 30 days.

Differentiator

Problem solved

Functional benefit

Products and services

• US Real Estate Mortgage Loans (Non-QM)

Quantifiable outcome

• Loans close in 30 days
• +1 more outcomes

Named customers3 records

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Scale indicators3 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• Rocket Mortgage: Largest US retail mortgage lender. Broad incumbent comparison: as Rocket expands into non-QM and foreign-national products, it represents both a scale benchmark and a competitive threat to niche brokers like US Homes Asia.
• loanDepot: Large US mortgage originator with retail, wholesale, and HELOC channels. Comparable as a broad incumbent whose wholesale channel competes for the same non-QM broker-originated volume.
• Better.com: Digital-first mortgage lender pursuing an end-to-end consumer experience. Comparable as a broad incumbent whose digital UX sets the bar for cross-border origination convenience that brokers like US Homes Asia must match.
• HSBC Expat: HSBC's international banking arm serving expatriates with cross-border mortgages in multiple countries. Comparable as a multinational incumbent targeting the same expat/international-property borrower that US Homes Asia serves.

Direct peers

• Angel Oak Mortgage Solutions: One of the largest non-QM lenders in the US, providing asset-based and alternative-documentation mortgage products. Directly comparable to the non-QM credit box US Homes Asia channels customers into, though Angel Oak is a balance-sheet lender rather than a broker.
• Global Mortgage Group (GMG): Parent/sponsoring broker network of US Homes Asia and the originating entity behind its 6-country international mortgage platform. Comparable as the network parent operating the same non-QM / international property-loan model across markets.
• Verus Mortgage Capital: Non-QM and investor loan program manager. Comparable as a non-Agency/non-QM program provider whose products fund loans to borrowers that QM lenders reject — the same underwriting niche US Homes Asia depends on.
• Newfi Wholesale: Non-QM wholesale and correspondent lender focused on self-employed, foreign-national, and alternative-documentation borrowers. Directly comparable because it serves foreign-national and stated-income borrowers through broker channels similar to US Homes Asia's distribution model.
• Deephaven Mortgage: Non-prime and non-QM lender serving investors, self-employed, and foreign-national borrowers. Directly comparable for the foreign-national and asset-based lending use case that drives US Homes Asia's value proposition.
• Kiavi (formerly LendingHome): Private lender to real estate investors and non-QM borrowers with a digital origination platform. Comparable as a non-QM / asset-based lender serving investors — a customer segment US Homes Asia explicitly targets with its interest-only and cash-out refinance products.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/us-homes-asia

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about 글로벌 모기지 그룹, 한국지사 (GMG Korea)