Viager d'aujourd'hui
- Company typePrivate
- Founded2020
- HeadquartersTours, France
- Headcount1–10
- GTM typeB2C
- OfferingServices
Viager d'aujourd'hui firmographics
Firmographics- Name
- Viager d'aujourd'hui
- Legal name
- Castimm Investissements
- Website
- https://viager-daujourdhui.fr
- Company type
- Private
- Founded year
- 2020
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Ownership category
- akta.pro rank
Viager d'aujourd'hui industry classification
Industry- Product category
- Viager Real Estate Advisory
- NAICS
- Offices of Real Estate Agents and Brokers (5312)
- SIC
- Real Estate Agents & Managers (For Others) (6531)
- akta.pro primary industry
- Real Estate Transaction Advisory & Due Diligence (FSAEAJAJ)
- akta.pro secondary industry
- 1031 Exchange Intermediary Services (BPAJAOAL)
Keywords
Where Viager d'aujourd'hui is headquartered
LocationHeadquarters
- HQ city
- Tours
- HQ country
- France
- HQ region
- Europe
Offices1 record
Markets served
Viager d'aujourd'hui business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Infrastructure
Revenue model
- Transaction fees (viager and nue-propriété): Percentage-based transaction fees charged to buyers for viager and nue-propriété property sales. Fees range from 5.5% to 8.5% depending on property price tier, with a minimum fee of 9,000€.
- Transaction fees (classic sales): Percentage-based transaction fees for classic property sales at 4.5% for properties up to 350,000€.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Viager and nue-propriété sales: 8.5% for properties 0-150,000€ |
| Transaction based/ take rate | Pay-as-you-go | Viager and nue-propriété sales: 7.5% for properties 150,001-350,000€ |
| Transaction based/ take rate | Pay-as-you-go | Viager and nue-propriété sales: 6.5% for properties 350,001-550,000€ |
| Transaction based/ take rate | Pay-as-you-go | Viager and nue-propriété sales: 5.5% for properties >550,001€ |
| Transaction based/ take rate | Pay-as-you-go | Classic sales: 4.5% for properties 0-350,000€ |
Go-to-market motion2 records
Distribution channels2 records
Marketing channels4 records
Viager d'aujourd'hui product offering
Product offeringCore offering
Viager d'Aujourd'hui is a real estate advisory firm that intermediates viager (life annuity) and nue-propriété property transactions in France. The company advises senior property owners on selling via viager while retaining occupancy rights, and advises individual investors on acquiring properties at discounted prices through life annuity schemes, accompanying both parties from first meeting through deed signature.
Product overview
Viager d'Aujourd'hui is a specialized real estate consulting firm offering viager (life annuity) property transaction services. The company provides a three-pillar service model: advisory consulting (Conseil Patrimonial), property sales (Vente en Viager), and transaction accompaniment (Accompagnement Transaction). Their core products include three types of viager arrangements: Viager Occupé, Viager Nue-Propriété, and Viager Libre. They also operate a partnership program (Apporteur d'Affaires) for agencies, notaries, and wealth management advisors.
Differentiator
Problem solved
Functional benefit
Products and services
- Viager Occupé (Occupied Viager) Viager transaction in which the seller retains the Right of Use and Habitation (droit d'usage et d'habitation, DUH/usus) for as long as they wish. The buyer acquires the nude property (nue-propriété) and recovers full usufruct upon property release. Designed for senior sellers who want to monetize their home while continuing to live in it, and for investors seeking discounted property acquisition.
- Viager Nue-Propriété (Bare Ownership Viager) Viager transaction in which the seller retains the full usufruct, including the right to rent the property and collect rental income. The buyer acquires the nude property at purchase and obtains full ownership upon the seller's death. Suited to investors who want full bare ownership immediately while the seller retains lifetime usufruct.
- Viager Libre (Free Viager) Viager transaction in which the seller transfers both usufruct and nude property. The buyer can occupy or rent the property but cannot resell without the seller's agreement. Designed for sellers who no longer wish to occupy the property and for buyers who want immediate possession.
- Conseil Patrimonial (Patrimonial Advisory) Comprehensive discovery assessment service advising clients on patrimonial, fiscal, matrimonial, and financial aspects in the context of a viager transaction. Targeted at both sellers and investors considering viager arrangements.
- Vente en Viager (Viager Sales Service) Sales execution service in which Viager d'Aujourd'hui's real estate experts enhance the property and proactively engage with their investor network to complete viager transactions under optimal conditions for the seller.
- Accompagnement Transaction (Transaction Accompaniment) End-to-end accompaniment of sellers and investors from the first meeting through deed signature, covering fiscal, financial, and administrative matters related to viager transactions.
- Partenariat Apporteur d'Affaires (Business Referral Partnership Program) Partnership program for real estate agencies, notaries, and wealth management advisors (conseillers de gestion de patrimoine) to refer clients interested in viager transactions, with Viager d'Aujourd'hui providing the specialist expertise and know-how to complete the deals.
Companies that use Viager d'aujourd'hui
Customer profileNamed customers6 records
Segments3 records
Ideal customer profiles3 records
Viager d'aujourd'hui technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Viager d'aujourd'hui partnerships and signals
Strategic signalPartnerships
Three partnerships are on record, tiered minor.
- Agences (Real Estate Agencies)minorReal estate agencies can refer their clients interested in viager transactions. The company provides viager expertise and know-how to help agencies serve their clients' needs for life annuity property sales.
- Notaires (Notaries)minorNotaries can refer clients seeking viager solutions. The company offers expertise to help notaries serve their clients' needs for life annuity transactions.
- Conseillers de Gestion de Patrimoine (Wealth Management Advisors)minorWealth management advisors can refer clients interested in viager investment opportunities. The company provides specialized knowledge to help advisors offer viager solutions as part of comprehensive wealth management strategies.
Scale indicators1 record
Recent moves5 records
Expansion highlights4 records
Viager d'aujourd'hui competitors and assessment
Company assessmentEmerging players
- MegAgence: Flat-fee French online real estate agency. Comparable as residential transaction intermediary competing on a transaction-fee revenue model, though at much lower take rates.
- Le Bon Viager: Online-first French platform listing viager properties. Comparable on product but differs via digital marketplace model rather than advisory-led approach.
Broad incumbents
- IAD France: Large French digital real estate network with broad residential brokerage. Comparable as a residential real estate intermediary in France that competes for the same investor/seller mindshare.
- Stéphane Plaza Immobilier: High-visibility French residential real estate franchise network. Comparable incumbent that captures share in the same French residential buyer/seller pool.
- Orpi: France's largest residential real estate franchise network. Comparable incumbent competitor with national reach and extensive agent network targeting similar seller/buyer segments.
- OptimHome: Major French independent real estate network. Comparable as a residential brokerage serving sellers and investors across regions of France.
- Laforêt: Established French residential real estate network with century-spanning brand. Comparable as incumbent that could expand into viager via its national agent footprint.
Direct peers
- Cabinet Renard: Long-established French viager specialist with national coverage and a published fee schedule. Comparable as a service-led viager brokerage targeting seniors and investors with personalized advisory.
- Viager & Liberté: French viager brokerage focused on helping seniors sell in viager. Comparable given shared niche positioning, transaction-fee revenue model, and senior-vendor focus.
- Viagora: One of France's leading dedicated viager specialists, brokering both viager occupé and nue-propriété transactions nationwide. Most directly comparable peer given shared product focus on viager transactions and seller/investor matching.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat3 records
Key risks6 records
Key highlights5 records
Customer concentration
Viager d'aujourd'hui social profiles
Digital presenceViager d'aujourd'hui financial estimates
Financial estimateRevenue estimate
Valuation estimate
Viager d'aujourd'hui leadership team
Management profileNumber of profiles
Profiles2 records
Viager d'aujourd'hui funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Viager d'aujourd'hui M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Viager d'aujourd'hui
What does Viager d'aujourd'hui do?
Viager d'Aujourd'hui is a real estate advisory firm that intermediates viager (life annuity) and nue-propriété property transactions in France. The company advises senior property owners on selling via viager while retaining occupancy rights, and advises individual investors on acquiring properties at discounted prices through life annuity schemes, accompanying both parties from first meeting through deed signature.
Is Viager d'aujourd'hui a public or private company?
Viager d'aujourd'hui is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Viager d'aujourd'hui founded?
Viager d'aujourd'hui was founded in 2020. It employs 1 to 10 people.
Where is Viager d'aujourd'hui based?
Viager d'aujourd'hui is headquartered in Tours, France, in the Europe region.
How does Viager d'aujourd'hui make money?
Two revenue lines are on record. Transaction fees (viager and nue-propriété) is the primary driver. The others are transaction fees (classic sales).
Who are Viager d'aujourd'hui's main competitors?
Emerging players on record are MegAgence and Le Bon Viager. Broad incumbents are IAD France, Stéphane Plaza Immobilier, Orpi, OptimHome and Laforêt. Direct peers are Cabinet Renard, Viager & Liberté and Viagora.
Does Viager d'aujourd'hui have an API?
No public API is recorded for Viager d'aujourd'hui.
What industry is Viager d'aujourd'hui in?
Viager d'aujourd'hui's product category is Viager Real Estate Advisory. Its primary akta.pro industry code is FSAEAJAJ, Real Estate Transaction Advisory & Due Diligence, with a secondary code of BPAJAOAL, 1031 Exchange Intermediary Services. Its NAICS code is 5312 and its SIC code is 6531.