Vogelzang Verzekeringen & Hypotheken BV

What Vogelzang Verzekeringen & Hypotheken BV does

Vogelzang Verzekeringen & Hypotheken BV is a privately held Dutch independent insurance and mortgage advisory firm headquartered at Nieuwstraat 103 in Oldenzaal, operating for more than 40 years in the Twente region. The firm is owned by Marcel Vogelzang and operates with approximately 5-6 staff members. Its product portfolio covers insurance (home, vehicle, business, income protection, health, legal aid, funeral, disability, life) and mortgage advisory, delivered through face-to-face consulting at the Oldenzaal office plus telephone and email channels, with an online execution-only option via verzekerjeonline.nl and a client self-service portal at mijn-polissen.nl.

The firm acts as an independent intermediary (assurantiekantoor) and is not bound to any specific insurance company or mortgage provider, which it markets as the basis for objective recommendations. Revenue is generated through commissions paid by insurance carriers and financial institutions on policies originated through the firm. There is no proprietary technology platform; the digital presence is a WordPress website with informational and comparison content (PDF Vergelijkingskaarten), and the firm relies on third-party portals for policy management and online execution.

Vogelzang serves two horizontal customer segments: Dutch private individuals (primary, covering home, vehicle, income protection) and Dutch SMEs (business insurance, liability, equipment). It is registered with the AFM (12005569), KVK (08126935), and is affiliated with KIFID and the SEH foundation, supporting credibility. Distribution is regional and consultative, with no evidence of geographic expansion, digital scale, M&A activity, or external funding.

Name

Vogelzang Verzekeringen & Hypotheken BV

Legal name

Vogelzang Verzekeringen & Hypotheken BV

Website

https://vogelzangverzekeringen.nl

Company type

Private

Operating status

Operating

Headcount range

1–10 employees

Short description

Vogelzang Verzekeringen & Hypotheken BV is an independent Dutch insurance and mortgage advisory firm based in Oldenzaal, serving private individuals and SMEs in the Twente region with commission-based brokerage across home, vehicle, business, and income protection products.

Ownership category

akta.pro rank

Headquarters

HQ city

Oldenzaal

HQ country

Netherlands

HQ region

Europe

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Insurance and Mortgage Advisory Services: Vogelzang acts as an intermediary (assurantiekantoor) for insurance and mortgage products, earning commissions from financial product providers. The company provides advisory services for a wide range of insurance products (home, auto, business, health, life, disability, legal aid, funeral) and mortgages. Revenue is generated through commissions paid by insurance companies and financial institutions for products sold through the firm. The company explicitly states no obligation to any specific provider, enabling independent recommendation of products that best fit client needs.

Go-to-market motion1 record

Distribution channels3 records

Marketing channels3 records

Core offering

Vogelzang Verzekeringen & Hypotheken BV is an independent insurance and mortgage advisory firm based in Oldenzaal, Netherlands, acting as a fee-free intermediary (assurantiekantoor). The company advises private individuals and small/medium businesses on home, vehicle, business, health, life, disability, legal aid, and funeral insurance, as well as mortgage products, recommending options from multiple providers without binding obligations to any specific insurer.

Product overview

Vogelzang Verzekeringen & Hypotheken BV is an independent insurance and mortgage advisory firm offering a unified portfolio of financial services. The core offering consists of Insurance products (covering home, vehicle, business, and income/security categories) and Mortgage advisory services, supported by online self-service capabilities. The company acts as a broker intermediary, advising and brokering financial products from multiple insurers without obligation to any single provider, ensuring products meet client needs with excellent price-quality ratios.

Differentiator

Problem solved

Functional benefit

Products and services

• Verzekeringen (Insurance Advisory) Comprehensive insurance advisory and brokerage services covering home, vehicle, business, health, legal aid, funeral, disability, life insurance, and golden handshake arrangements for Dutch private individuals and SMEs.
• Hypotheken (Mortgage Advisory) Mortgage advisory services helping Dutch clients select the most suitable mortgage form based on their personal situation, financial resources, and future planning needs.
• Online Regelen (Execution Only Insurance) Online platform enabling clients to purchase and manage insurance policies digitally without advisory services, with the option to call for personal assistance.

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

14 partnerships are on record, tiered minor and core.

• NoordhollandscheminorOthersEmergency hotline partner for insurance claims handling. Vogelzang provides Noordhollandsche's emergency contact number (+31 (0) 88-1121816) to clients for urgent matters.
• ASR AlarmcentraleminorOthersEmergency services partner providing 24/7 alarm centre support for ASR insurance policyholders. Contact: +31 (0)30 256 77 77.
• AEGONminorOthersInsurance and financial services provider. Vogelzang provides AEGON's emergency contact number (+31 (0) 88 344 00 00) for client assistance.
• Goudse VerzekeringenminorOthersDutch insurance provider offering various insurance products. Two contact numbers provided: +31 (0)182 544 557 and +31 (0)182 544 555.
• Zeeuwse ReisminorOthersTravel insurance specialist partner. Contact: +31 118 226 999.
• VKG – Privé Select Pakket TravelCareminorOthersPart of the VKG (Verbond van Kredietdeskundigen) network offering travel insurance solutions. Contact: +31 (0)70 314 75 75.
• AllianzminorOthersInternational insurance company providing emergency assistance both in the Netherlands (+31 20 592 91 18) and abroad (+31 20 592 91 18).
• Europeesche VerzekeringenminorOthersDutch insurer specializing in travel and leisure insurance. Emergency helpline: +31 (0)20 651 57 77.
• Nationale-Nederlanden TravelCareminorOthersTravel insurance product offered through Nationale-Nederlanden, one of the largest Dutch insurers.
• Reaal SOS InternationalminorOthersEmergency assistance services provider. Contact: +31 (0)20 651 58 55.
• Unigarant / ANWBminorOthersRoadside assistance and travel insurance partnership with ANWB (Royal Dutch Touring Club). Contact: +31 (0)70 314 56 56.
• Verzekerjeonline.nlminorOthersOnline insurance execution platform for clients who prefer to purchase without advisory services (execution only). Referenced as an alternative channel for policy management.
• KIFID (Klachteninstituut Financiële Dienstverlening)coreOthersOfficial complaints body for financial services in the Netherlands. Displayed as a trust signal showing Vogelzang's commitment to consumer protection and dispute resolution.
• SEH (Stichting Erkende Hypotheekadviseurs)coreOthersFoundation for Recognized Mortgage Advisors in the Netherlands. SEH certification indicates Vogelzang meets quality standards for mortgage advisory services.

Scale indicators2 records

Recent moves1 record

Expansion highlights3 records

Direct peers

• Ditrecht Verzekeringen: Dutch independent insurance broker serving both personal and SME segments across multiple product lines. Closely comparable business model — multi-carrier independent advisory — though with a wider geographic footprint than Vogelzang's Oldenzaal-only operation.
• Nedasco: Dutch insurance intermediary providing advisory and brokerage services across personal and commercial lines. Comparable as an independent intermediary serving both individuals and SMEs with multi-carrier distribution, similar in role to Vogelzang though with broader national reach.
• Aevitae: Dutch insurance and financial services intermediary operating across health, income protection, and general insurance lines. Comparable as an independent intermediary but with significantly larger scale and more corporate/employer-sponsored focus than Vogelzang's consumer/SME mix.
• De Hypotheker: Largest Dutch chain of independent mortgage and insurance advisors with a franchise model. Directly comparable to Vogelzang in core activity (independent mortgage and insurance advisory for Dutch consumers) but operates nationally rather than in a single regional office.
• Hypotheek Visie: National Dutch mortgage advisory franchise network. Directly comparable to Vogelzang's mortgage advisory offering, with both providing independent advice across multiple lenders rather than tied to a single provider.

Emerging players

• Pricewise: Dutch online comparison platform for insurance, energy, and financial products. Comparable as an alternative distribution channel competing for the same Dutch consumer shopping behaviour that Vogelzang's advisory model addresses.
• Independer.nl: Leading Dutch online insurance and financial-services comparison platform. Adjacent threat/comparator to traditional brokerages like Vogelzang — competes for the same Dutch consumer's insurance purchase journey via a digital-first, self-serve model.

Regional players

• Univé: Dutch mutual insurer with strong regional roots serving Northern and Eastern Netherlands (including Twente) with personal and SME insurance. Geographically and demographically adjacent to Vogelzang's core market and competes for the same Dutch consumer/SME insurance customer.

Broad incumbents

• Aon Netherlands: Global insurance and risk advisory broker with a substantial Dutch practice serving corporate and commercial clients. Overlaps with Vogelzang's business-insurance and risk-advisory activity but operates at far larger scale and targets enterprise rather than retail/SME customers.
• Marsh Netherlands: Major international insurance broker and risk advisor with Dutch operations. Comparable insurance-brokerage function for commercial lines but at enterprise scale, whereas Vogelzang operates at the retail/SME end of the market.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights5 records

Customer concentration

• LinkedInlinkedin.com/company/vogelzang-verzekeringen-&-hypotheken

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Vogelzang Verzekeringen & Hypotheken BV