Aon
Aon is a global professional services firm and one of the world's largest insurance brokers, offering risk advisory, reinsurance brokerage, and human capital solutions to enterprises across 120 countries through proprietary AI-embedded platforms including Broker Copilot, Claims Copilot, and Aon DPX.
- Company typePublic
- Founded1928
- HeadquartersRotterdam, Netherlands
- Headcount1,001–5,000
- GTM typeB2B
- OfferingServices
What Aon does
Aon is a global professional services firm and one of the world's largest insurance brokers, with roots tracing to 1688 and a corporate history evolving through Hudig-Langeveldt Groep to today's Aon plc, listed on the NYSE under ticker AON and domiciled in Ireland. The company operates in 120 countries with more than 60,000 colleagues, serving large enterprises, mid-market clients, and SMBs across risk advisory, insurance brokerage, reinsurance intermediation, and human capital consulting. In the Netherlands, Aon is the largest independent insurance broker, operating 8 offices with 1,600 employees and a sector-specialized insurance product portfolio distributed through the MijnAon customer portal under the Aon Verzekeringen brand. Revenue is generated primarily through commissions and fees on placed insurance policies, reinsurance brokerage commissions, and professional services consulting fees, with multi-year contracts and pricing tied to client risk profile and coverage scope.
Aon's product and technology ecosystem centers on AI-embedded proprietary platforms: Aon Broker Copilot combines large language models and predictive analytics to structure submission data and provide real-time intelligence on pricing, carrier appetite, and market sentiment; Aon Claims Copilot integrates Broker Copilot with risk analysis tools to serve 1,800 claims professionals across 50 countries; and Aon Digital Placement Exchange (Aon DPX) uses structured data and algorithmic trading to modernize London Market placement. The company has invested over $1 billion in data, analytics, and AI through its 3x3 Plan, and runs specialty programs including the $3.5 billion Data Center Lifecycle Insurance Program and a €260 million emerging markets climate transition fund in partnership with Irish Life. Distribution relies on direct enterprise field sales with dedicated account managers and sector-specialized teams, complemented by regional office networks and broker partnerships. The most recent transformative move was the $13 billion acquisition of NFP, extending U.S. middle-market P&C and benefits administration capabilities.
Aon firmographics
Firmographics- Name
- Aon
- Legal name
- Aon plc
- Website
- https://aonverzekeringen.nl
- Company type
- Public
- Founded year
- 1928
- Operating status
- Operating
- Headcount range
- 1,001–5,000 employees
- Short description
- Aon is a global professional services firm and one of the world's largest insurance brokers, offering risk advisory, reinsurance brokerage, and human capital solutions to enterprises across 120 countries through proprietary AI-embedded platforms including Broker Copilot, Claims Copilot, and Aon DPX.
- Ownership category
- akta.pro rank
Aon industry classification
Industry- Product category
- Insurance Brokerage and Risk Advisory Services
- NAICS
- Agencies, Brokerages, and Other Insurance Related Activities (5242)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Data, Analytics & AI for Insurance (Risk, Pricing, Personalization) (FSAGAGAE)
- akta.pro secondary industries
- Technology Errors & Omissions (Tech E&O) / Professional Liability (FSAJAOAC), Directors & Officers (D&O) Liability (FSAJADAF)
Keywords
Where Aon is headquartered
LocationHeadquarters
- HQ city
- Rotterdam
- HQ country
- Netherlands
- HQ region
- Europe
Offices10 records
Markets served
Aon business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure
Revenue model
- Risk Solutions: Commercial risk brokerage and advisory services providing risk consulting, insurance placement, and risk management solutions to enterprises globally. Revenue generated through commissions and fees on placed insurance policies.
- Reinsurance Brokerage: Reinsurance intermediary services placing reinsurance coverage for insurers. Revenue generated through reinsurance brokerage commissions.
- Health and Wealth Solutions: Human capital consulting including health benefits administration, retirement consulting, and talent solutions. Revenue includes consulting fees and administration fees.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Multi-year contract | Commercial insurance and risk advisory services are priced based on client risk profile and coverage requirements |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels4 records
Aon product offering
Product offeringCore offering
Aon is a global professional services firm providing commercial insurance brokerage, reinsurance intermediary services, and risk advisory to enterprises across 120 countries. The firm also delivers human capital consulting including health benefits administration, retirement consulting, and talent solutions, supplemented by proprietary AI-embedded analytics platforms (Broker Copilot, Claims Copilot, DPX) for placement, claims, and trading workflows. Revenue is generated through commissions on placed insurance, reinsurance brokerage commissions, and consulting/administration fees in human capital.
Product overview
Aon is a global professional services firm and insurance broker offering a comprehensive portfolio of risk management, reinsurance brokerage, health and wealth consulting, and analytics-backed platforms. The company's product ecosystem includes AI-powered platforms like Aon Broker Copilot (combining LLMs and predictive analytics for commercial insurance placement) and Aon Claims Copilot (AI-driven claims resolution and analytics), along with the Aon Digital Placement Exchange for digital trading in the London Market. Specialty programs include the Data Center Lifecycle Insurance Program ($3.5 billion capacity) and the Emerging Markets Climate Transition Fund. The Dutch operations (Aon Verzekeringen) provide sector-specific insurance products including liability (Bedrijfsaansprakelijkheid, Beroepsaansprakelijkheid), property (Gebouwen, Inventaris), cyber, absence management (Verzuim), legal expenses, environmental liability, construction all-risk, and business interruption insurance. Services are delivered through client portals (MijnAon), partnerships with actuarial platforms (PathWise), and strategic technology integrations.
Differentiator
Problem solved
Functional benefit
Products and services
- Aon Broker Copilot
- Aon Claims Copilot
- Aon Digital Placement Exchange (Aon DPX)
- Data Center Lifecycle Insurance Program (DCLP)
- Emerging Markets Climate Transition Fund
- Bedrijfsaansprakelijkheidsverzekering (Business Liability Insurance)
- Beroepsaansprakelijkheidsverzekering (Professional Liability Insurance)
- Cyberverzekering (Cyber Insurance)
- Gebouwenverzekering (Building Insurance)
- Verzuimverzekering (Absence Insurance)
- Rechtsbijstandverzekering (Legal Expenses Insurance)
- Inventaris en Goederenverzekering (Contents and Goods Insurance)
- CAR-verzekering (Construction All Risk Insurance)
- Milieuschadeverzekering (Environmental Damage Insurance)
- Bedrijfsschadeverzekering (Business Interruption Insurance)
Quantifiable outcome
- $1 billion in transaction solutions policy recoveries for North American clients in 2025
- +4 more outcomes
Companies that use Aon
Customer profileNamed customers9 records
Segments5 records
Ideal customer profiles5 records
Aon technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration3 records
AI capability9 records
Feature5 records
Aon partnerships and signals
Strategic signalPartnerships
Six partnerships are on record, tiered minor and core.
- Wren SterlingminorAon plc launched a partnership with UK-based financial planning group Wren Sterling enabling mutual client referrals. Aon refers private and SME clients to Wren Sterling for financial planning services, while Wren Sterling directs clients to Aon for risk management and insurance advice. The partnership allows complementary services for clients needing expertise beyond core capabilities.
- Cover-MoreminorCover-More became the provider of travel insurance products to Aon's Australian retail customers and workforce. The agreement allows Aon to distribute Cover-More's travel cover through Australian retail channels and internal programs.
- Achmea Pension & Life InsurancecoreAon advised Achmea Pension & Life Insurance on €8 billion longevity reinsurance transactions with Munich Re and Pacific Life Re. The transactions cover about half of Achmea's pension liabilities and aim to support the company's strategic growth in pension buyouts and investment portfolio optimization.
- ICICI Prudential Life InsurancecoreAon partnered with ICICI Prudential Life Insurance to implement the PathWise actuarial platform in India. The project aims to improve modelling speed, regulatory compliance, and operational efficiency amid India's rapidly expanding life insurance market.
- Irish LifeminorAon launched a €260 million emerging markets climate transition fund in partnership with Irish Life, aiming to expand climate-focused investment strategies to over €1 billion. The fund aligns with Aon's advisory role and investment capabilities in climate and ESG themes.
- Generali and QBE VenturescoreAon joined The Spark, a global prevention laboratory bringing together major re/insurers and brokers including Generali and QBE Ventures to shift the industry from reacting to losses toward preventing them before they occur. Industry forecasts project U.S. fee-based prevention revenues for property and casualty insurers to grow from $21.6 billion in 2023 to $49.5 billion by 2030.
Scale indicators18 records
Recent moves9 records
Expansion highlights6 records
Aon competitors and assessment
Company assessmentDirect peers
- Willis Towers Watson (WTW): WTW is a top-three global insurance broker and risk advisor with a similarly diversified risk and human capital franchise, directly competing with Aon for large enterprise and reinsurance clients.
- Arthur J. Gallagher & Co. Gallagher is a major U.S. and global insurance brokerage and risk management firm, directly competing with Aon and Aon's NFP subsidiary in middle-market and large commercial P&C and benefits placement.
- Acrisure: Acrisure is a fast-growing, PE-backed insurance brokerage that competes directly with Aon in commercial and reinsurance brokerage, with a heavy emphasis on technology-enabled distribution.
- Lockton: Lockton is the world's largest privately held insurance brokerage, directly competing with Aon in commercial risk, reinsurance, and human capital advisory for large and middle-market clients globally.
- Marsh & McLennan: Marsh is Aon's closest direct competitor as the other global 'Big Two' insurance brokerage and risk advisory firm, offering nearly identical commercial risk, reinsurance, and human capital services to large enterprises worldwide.
- Brown & Brown: Brown & Brown is a top U.S. insurance brokerage competing with Aon's NFP in middle-market P&C and benefits, with comparable revenue scale in the U.S. retail brokerage segment.
- Hub International: Hub International is a large North American insurance brokerage that competes with Aon's NFP subsidiary in middle-market P&C, employee benefits, and specialty personal lines.
- Alliant Insurance Services: Alliant is a major U.S. specialty insurance brokerage competing with Aon's NFP for middle-market and large commercial accounts, particularly in construction, energy, and public entity segments.
Emerging players
- Lemonade: Lemonade is an AI-native insurtech that overlaps with Aon's Broker Copilot and Claims Copilot strategy, representing an emerging digital distribution model that could eventually encroach on traditional brokerage in simpler commercial and personal lines.
Broad incumbents
- Chubb: Chubb is one of the largest global P&C insurance carriers; while Aon is a broker and Chubb is a carrier, they are deeply interconnected as Chubb is a key capital provider placed through Aon's brokerage, making it a strategic counterpart and adjacent player in the insurance value chain.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat3 records
Key risks6 records
Key highlights7 records
Customer concentration
Aon social profiles
Digital presenceAon financial estimates
Financial estimateRevenue estimate
Valuation estimate
Aon leadership team
Management profileNumber of profiles
Profiles31 records
Aon subsidiaries and ownership
Company hierarchySubsidiaries3 records
Aon funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Aon M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Aon
What does Aon do?
Aon is a global professional services firm providing commercial insurance brokerage, reinsurance intermediary services, and risk advisory to enterprises across 120 countries. The firm also delivers human capital consulting including health benefits administration, retirement consulting, and talent solutions, supplemented by proprietary AI-embedded analytics platforms (Broker Copilot, Claims Copilot, DPX) for placement, claims, and trading workflows. Revenue is generated through commissions on placed insurance, reinsurance brokerage commissions, and consulting/administration fees in human capital.
Is Aon a public or private company?
Aon is a public company. It is classified as public and is currently operating.
When was Aon founded?
Aon was founded in 1928. It employs 1,001 to 5,000 people.
Where is Aon based?
Aon is headquartered in Rotterdam, Netherlands, in the Europe region.
How does Aon make money?
Three revenue lines are on record. Risk Solutions are the primary driver. The others are reinsurance Brokerage and health and Wealth Solutions.
Who are Aon's main competitors?
Direct peers on record are Willis Towers Watson (WTW), Arthur J. Gallagher & Co., Acrisure, Lockton, Marsh & McLennan, Brown & Brown, Hub International and Alliant Insurance Services. Lemonade is listed as an emerging player. Chubb is listed as a broad incumbent.
Does Aon have an API?
No public API is recorded for Aon.
What industry is Aon in?
Aon's product category is Insurance Brokerage and Risk Advisory Services. Its primary akta.pro industry code is FSAGAGAE, Data, Analytics & AI for Insurance (Risk, Pricing, Personalization), with a secondary code of FSAJAOAC, Technology Errors & Omissions (Tech E&O) / Professional Liability. Its NAICS code is 5242 and its SIC code is 6411.