Zafepay
Zafepay is a Chilean payment orchestration and recurring billing platform that unifies 12+ local and international payment processors for SMB and mid-market merchants running subscriptions, memberships, and ecommerce in Chile.
- Company typePrivate
- Founded2017
- HeadquartersSantiago, Chile
- Headcount1–10
- GTM typeB2B
- OfferingSoftware
What Zafepay does
Zafepay, operated by the Chilean entity CHENTAK SPA and powered by parent software factory Plaglabs, is a payment orchestration and recurring billing platform serving primarily SMB and mid-market merchants in Chile. The platform unifies access to over twelve payment processors — including local Chilean rails (Transbank/Webpay, Mach, Khipu, Kushki) and international gateways (Stripe, Mercado Pago, Klap, Fintoc, PayU, BlueSnap, Getnet, ETPay) — through a single API and dashboard, supporting credit/debit cards, prepaid cards, bank transfers, and digital wallets in CLP and UF. Its flagship proprietary component is a Motor de Recurrencias (Recurring Payment Engine) with automatic retry logic for failed payments, complemented by customizable branded payment links, card tokenization, and bulk price-update tools for subscription and membership-based businesses.
The platform distributes through ecommerce-native integrations with Shopify, WooCommerce, Odoo, Magento, and Jumpseller, supplemented by direct sales via a Google Calendar consultation booking and WhatsApp contact, plus developer-focused API documentation on a ReadMe portal. Its customer base is broad and horizontal — over twenty publicly named logos spanning pet services, education, childcare, dance academies, coffee retail, ecommerce, and professional services — with no disclosed enterprise anchor and no publicly reported revenue or funding. Founded circa 2017, Zafepay monetizes through a 2.89% + IVA per-transaction take-rate on card payments plus subscription platform fees, with weekly fund settlement on the basic plan, positioning itself as a low-friction alternative to direct processor integration for Chilean subscription and recurring-revenue merchants.
Zafepay firmographics
Firmographics- Name
- Zafepay
- Legal name
- CHENTAK SPA
- Website
- https://zafepay.com
- Company type
- Private
- Founded year
- 2017
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Zafepay is a Chilean payment orchestration and recurring billing platform that unifies 12+ local and international payment processors for SMB and mid-market merchants running subscriptions, memberships, and ecommerce in Chile.
- Ownership category
- akta.pro rank
Zafepay industry classification
Industry- Product category
- Payment Processing
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232)
- SIC
- Miscellaneous Business Credit Institution (6159)
- akta.pro primary industry
- Recurring Billing & AutoPay Management (FSAMAJAE)
- akta.pro secondary industries
- POS-to-Online Unified Payments (Omnichannel Payments) (CRAFALAL), Embedded Payments (Pay-ins, Pay-outs, Wallets) (FSAGALAB)
Keywords
Where Zafepay is headquartered
LocationHeadquarters
- HQ city
- Santiago
- HQ country
- Chile
- HQ region
- Latin America
Offices1 record
Markets served
Zafepay business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure
Revenue model
- Transaction Processing Fees: Zafepay charges 2.89% + IVA on the amount paid by customers using Credit Card, Debit Card, Current Account, or Prepaid Card through the platform. Additional payment method commissions apply as published on their FAQ. The company acts as a collection intermediary, transferring collected funds to clients minus platform fees and payment method commissions.
- Subscription/Platform Service Fees: Monthly platform usage fees for access to the dashboard, payment link creation, reconciliation tools, and recurring payment management. Basic plan transfers collected funds weekly (Wednesdays). Additional features or custom development may incur extra costs as quoted directly.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Transaction fee-based pricing with basic plan |
Go-to-market motion1 record
Distribution channels4 records
Marketing channels5 records
Zafepay product offering
Product offeringCore offering
Zafepay is a payment orchestration platform that collects, reconciles, and automates online payments for ecommerce, membership-based services, and recurring billing operations. It unifies 12+ payment processors (including Transbank, Mach, Mercado Pago, Stripe, and Khipu) behind a single integration, offering a smart retry engine for failed recurring payments, customizable branded payment links, card tokenization, and bulk subscription management tools. The platform supports CLP and UF currencies and serves Chilean businesses requiring automated recurring billing and multi-processor payment acceptance.
Product overview
Zafepay is a unified online payment infrastructure platform for collecting, reconciling, and automating digital payments, purpose-built for ecommerce, membership, and subscription business models. The core Zafepay platform serves as the central hub for payment orchestration, supporting recurring billing (with intelligent auto-retry on failed payments), one-time payments, and installment plans. It integrates natively with ecommerce platforms (Shopify, WooCommerce, Magento) and ERP systems (Odoo), while connecting to multiple payment processors and methods including credit/debit cards, prepaid cards, bank transfers, and digital wallets, all managed from a single dashboard with customizable payment links and checkout pages.
Differentiator
Problem solved
Functional benefit
Products and services
- Zafepay Platform A comprehensive online payment collection, reconciliation, and automation platform designed for ecommerce, membership programs, and recurring billing operations. Features include a smart retry engine for failed payments, orchestration of 12+ payment processors, customizable branded payment links, card tokenization, multi-currency support (CLP/UF), bulk subscription management via Excel, and native integrations with Shopify, WooCommerce, Magento, Odoo, and Jumpseller.
Quantifiable outcome
- 10%+ increase in sales for customers implementing subscription model
- +1 more outcomes
Companies that use Zafepay
Customer profileNamed customers8 records
Segments3 records
Ideal customer profiles2 records
Zafepay technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration4 records
Feature6 records
Zafepay partnerships and signals
Strategic signalPartnerships
Eleven partnerships are on record, tiered core and flagship.
- KlapcorePayment processor integration enabling Klap payment method acceptance on Zafepay platform.
- FintoccorePayment processor integration for bank transfer functionality through Fintoc API.
- TransbankcorePrimary Chilean payment gateway integration for credit/debit card processing including Webpay.
- MachcoreDigital wallet integration enabling Mach payment method acceptance for customers.
- Mercado PagocoreMercado Pago payment processor integration for Latin American market payment acceptance.
- KushkicorePayment processor integration for additional payment method acceptance via Kushki platform.
- KhipucoreChilean bank transfer payment integration via Khipu for direct bank debits.
- ShopifycoreNative ecommerce platform integration allowing Zafepay payment services within Shopify stores.
- WooCommercecoreWordPress ecommerce plugin integration for WooCommerce store payment acceptance.
- OdoocoreERP integration with Odoo for seamless connection with business management systems.
- PlaglabsflagshipParent software factory providing technology development, integration expertise, and ongoing support. Zafepay is powered by Plaglabs with 7+ years of technology development experience for various industries.
Scale indicators3 records
Recent moves5 records
Expansion highlights5 records
Zafepay competitors and assessment
Company assessmentMarket position
Competitive moat4 records
Key risks6 records
Key highlights6 records
Customer concentration
Zafepay social profiles
Digital presenceZafepay financial estimates
Financial estimateRevenue estimate
Valuation estimate
Zafepay leadership team
Management profileNumber of profiles
Zafepay funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Zafepay M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Zafepay
What does Zafepay do?
Zafepay is a payment orchestration platform that collects, reconciles, and automates online payments for ecommerce, membership-based services, and recurring billing operations. It unifies 12+ payment processors (including Transbank, Mach, Mercado Pago, Stripe, and Khipu) behind a single integration, offering a smart retry engine for failed recurring payments, customizable branded payment links, card tokenization, and bulk subscription management tools. The platform supports CLP and UF currencies and serves Chilean businesses requiring automated recurring billing and multi-processor payment acceptance.
Is Zafepay a public or private company?
Zafepay is a private company. It is classified as corporate owned and is currently operating.
When was Zafepay founded?
Zafepay was founded in 2017. It employs 1 to 10 people.
Where is Zafepay based?
Zafepay is headquartered in Santiago, Chile, in the Latin America region.
How does Zafepay make money?
Two revenue lines are on record. Transaction Processing Fees are the primary driver. The others are subscription/Platform Service Fees.
Does Zafepay have an API?
Yes. Zafepay offers an API for developers to build and automate payment integrations. The API documentation is accessible via the Zafepay ReadMe developer portal. Developer documentation is at zafepay.readme.io/reference/welcome.
What industry is Zafepay in?
Zafepay's product category is Payment Processing. Its primary akta.pro industry code is FSAMAJAE, Recurring Billing & AutoPay Management, with a secondary code of CRAFALAL, POS-to-Online Unified Payments (Omnichannel Payments). Its NAICS code is 52232 and its SIC code is 6159.