creditforcomfort.com

What creditforcomfort.com does

OnCall Air operates a B2B marketplace platform targeting HVAC contractors and dealers, structured as a core platform augmented by modular add-ons. The flagship module, OnCall Air Finance+, functions as a financing marketplace that connects contractors with three partner lenders—GoodLeap (residential loans of $1,000–$55,000), GreenSky (residential loans of $3,500–$100,000), and PEAC (commercial loans up to $1,000,000)—enabling quick digital, mobile-friendly applications with approval decisions delivered in minutes. A second module, OnCall Air Warranty+, provides a single-SKU extended labor warranty covering all HVAC system types and brands, managed directly within the platform. The core platform additionally incorporates ROI calculator functionality, testimonials, customer management, and integrations with connected distributors.

The company's go-to-market combines direct sales (via scheduled demos), self-serve digital onboarding through a login and registration portal, and channel distribution enabled by preferred-partner relationships with major HVAC equipment manufacturers Carrier, Bryant, and ICP. Marketing activities span organic social media (Facebook, Instagram, LinkedIn, YouTube, TikTok), content marketing via a blog and resource center, email newsletter signup, tooltip videos, and industry event participation. OnCall Air holds an active operating status, though no founding date, headcount, ownership structure, funding history, or financial metrics are publicly disclosed in the available source material.

Name

creditforcomfort.com

Legal name

OnCall Air

Website

https://creditforcomfort.com

Company type

Private

Operating status

Operating

Short description

OnCall Air operates a B2B marketplace platform for HVAC contractors and dealers, offering financing aggregation (GoodLeap, GreenSky, PEAC) and extended warranty add-ons to help close residential and commercial HVAC deals.

Ownership category

akta.pro rank

Product category

HVAC Financing Marketplace

NAICS

Sales Financing (52222)

SIC

Short-Term Business Credit Institutions (6153)

akta.pro primary industry

Distributor & Dealer Finance (Channel Financing) (FSABAHAE)

Keywords

• HVAC financing marketplace
• Contractor sales platform
• Residential HVAC loans
• Commercial HVAC financing
• Equipment financing add-on

GTM type

B2B

Offering type

Digital Commerce or Content

Cost components

Technology or R&D, Marketing or Sales, Personnel, Operations, Infrastructure

Revenue model

1. Marketplace Add-on: Financing: OnCall Air Finance+ functions as a marketplace add-on connecting buyers with third-party lenders (GoodLeap, GreenSky, PEAC). Revenue is generated through the marketplace platform by enabling financing for residential and commercial HVAC projects, expanding the deal size contractors can close.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels6 records

Core offering

OnCall Air Finance+ is a financing marketplace module within the OnCall Air platform that connects HVAC contractors and dealers with multiple third-party lenders — GoodLeap, GreenSky, and PEAC — to provide flexible financing for residential and commercial HVAC projects. Applications are digital, mobile-friendly, and deliver approval decisions in minutes, with loan amounts ranging from $1,000 to $1,000,000 depending on the lender.

Product overview

OnCall Air is a platform-plus-modules architecture for HVAC sales, consisting of a core platform and add-on modules. The core platform includes features like ROI calculator, testimonials, and customer management. Add-on modules include OnCall Air Finance+ (financing solutions through partner lenders GoodLeap, GreenSky, and PEAC) and OnCall Air Warranty+ (extended labor warranty). The platform integrates with connected distributors and offers pricing tiers for onboarding.

Differentiator

Problem solved

Functional benefit

Brands

• OnCall Air Finance+: A financing marketplace add-on that connects contractors with lenders GoodLeap, GreenSky, and PEAC for residential and commercial project financing.

Products and services

• OnCall Air Finance+ A financing marketplace module that empowers HVAC sales teams with flexible financing options from multiple lenders (GoodLeap, GreenSky, PEAC), featuring quick digital, mobile-friendly applications with approval decisions in minutes for both residential and commercial projects.
• OnCall Air Warranty+ An extended labor warranty product covering all HVAC system types and brands, managed within the OnCall Air platform and offered as a single-SKU solution to contractors and dealers.

Quantifiable outcome

• Quick, digital application decisions in minutes

Segments2 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Three partnerships are on record, tiered minor.

• Carrier (Preferred Partner)minorChannel Partner/ Reseller/ DistributorCarrier is designated as a preferred partner on OnCall Air's platform, indicating a channel relationship where OnCall Air's tools integrate with or support Carrier equipment dealer networks.
• Bryant (Preferred Partner)minorChannel Partner/ Reseller/ DistributorBryant is designated as a preferred partner on OnCall Air's platform, indicating a channel relationship where OnCall Air's tools integrate with or support Bryant equipment dealer networks.
• ICP – Industrial Combustion Products (Preferred Partner)minorChannel Partner/ Reseller/ DistributorICP is designated as a preferred partner on OnCall Air's platform, indicating a channel relationship where OnCall Air's tools integrate with or support ICP equipment dealer networks.

Recent moves4 records

Expansion highlights4 records

Direct peers

• Mosaic: Mosaic is a home improvement financing platform that aggregates loan products for contractors and homeowners, competing in the same point-of-sale lending marketplace category as OnCall Air Finance+. Both monetize by routing contractor-submitted loan applications to multiple lender partners.
• Enerflo: Enerflo is an HVAC-specific sales platform that includes financing integrations and lead management tools for dealers, overlapping directly with OnCall Air's core platform-plus-finance-add-on offering. Both companies target residential HVAC contractors with bundled sales and financing functionality.
• Hearth: Hearth is a home improvement financing marketplace that connects contractors with multiple lenders, serving the same point-of-sale lending aggregation use case that OnCall Air Finance+ targets in HVAC. Both platforms compete to be the contractor-facing layer that aggregates lender inventory and simplifies multi-lender application flow.

Emerging players

• LightReach: LightReach is a financing marketplace purpose-built for residential solar and clean-energy installations, operating the same lender-aggregator model as OnCall Air Finance+ but in an adjacent home-energy vertical. The contractor-facing fintech playbook is structurally analogous.
• Ygrene Energy Fund: Ygrene operates a PACE-based financing marketplace for residential and commercial property improvements, overlapping with the use cases that OnCall Air's PEAC commercial channel addresses. Both serve as financing marketplaces connecting property owners to lenders for HVAC and energy efficiency projects.

Broad incumbents

• Jobber: Jobber is a field service management platform serving HVAC and other home service contractors with CRM, scheduling, and invoicing tools. It competes with OnCall Air's core platform offering and has begun exploring financing integrations that overlap with Finance+.
• ServiceTitan: ServiceTitan is the dominant field service management platform for HVAC, plumbing, and other trades, with its own integrated financing marketplace and lender partnerships. It competes with OnCall Air's broader platform offering and increasingly with its financing module as ServiceTitan expands embedded lending.
• Housecall Pro: Housecall Pro is a leading field service management platform for home services businesses including HVAC, with growing integrations around consumer financing. It overlaps with OnCall Air's broader platform positioning for HVAC contractors.

Others

• GreenSky (Goldman Sachs): GreenSky is a lender partner of OnCall Air Finance+ and also operates its own direct-to-contractor programs and merchant portals. As a Goldman Sachs subsidiary, it has both partnership and competitive dynamics with OnCall Air in the home improvement financing marketplace.
• GoodLeap: GoodLeap is both a lender partner and a direct competitor to OnCall Air, operating its own contractor-facing portal and sales tools for residential point-of-sale lending. GoodLeap's vertically integrated offering (including its GoodLeap-branded contractor software) directly competes for the same workflow that Finance+ monetizes.

Market position

Strengths5 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights6 records

Customer concentration

• YouTubeyoutube.com/channel/UCjTtPXmrMDhRW3nkggQ04oQ
• Facebookfacebook.com/OnCallAir
• LinkedInlinkedin.com/company/oncallair
• Instagraminstagram.com/oncallair
• TikToktiktok.com/@oncallair

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about creditforcomfort.com