What Humanos does

Humanos is a New York-based, private infrastructure company that provides portable runtime authorization and verification for AI systems executing financial actions. Its core product, humanos.verify(), is a deterministic function that checks a proposed AI agent action against a human-signed, cryptographically bound mandate covering scope, counterparties, limits, validity, identity, and revocation status. When an action falls outside the approved mandate, the system dynamically collects missing approval in real time and resumes execution; when an action is authorized, it emits an independently verifiable execution receipt anchored with Ed25519 signatures and SHA256 hashes, which any external party — auditor, regulator, bank, counterparty, court — can re-verify using only the public key. The platform is delivered via REST API (api.humanos.tech), SDKs for TypeScript/JavaScript, Python, and C#/.NET, and an MCP server for AI agent frameworks including Claude and Cursor.

Humanos operates a dual go-to-market: an API-first, product-led motion with self-service signup and immediate API key generation at app.humanos.tech, layered with an enterprise field-sales motion for larger deployments. The company does not publicly disclose pricing; enterprise deals are quote-based and described as subscription/usage-based. Customer adoption is concentrated in Portugal and the UK but spans healthcare (Lusíadas, Joaquim Chaves, Ciberbit, medify, Bloodflow), insurance (Fidelidade, serving 7M customers across 14 geographies), banking and treasury (Numo), fintech and payments (Paymove across Europe, Ralio), ERP automation (Extraflow), and multi-agent AI platforms (DataWhisper, Coalex), with the company claiming 350+ deployed organizations in total.

The company is built to operate within DORA, NIS2, EU AI Act, GDPR, HIPAA, and eIDAS 2.0, holds SOC 2 Type II and ISO 27001 certifications, and is compatible with the major emerging agentic commerce and identity standards — Visa Intelligent Commerce Connect, Mastercard Verifiable Intent, Google AP2, Stripe Agentic Commerce, x402, Skills.md, and the EU Digital Identity Wallet. In 2026 it won the Mastercard For Fintechs competition for Iberia. Humanos was founded in 2025, has 1-10 employees, has not disclosed funding rounds, and has not publicly disclosed revenue.

Name

Humanos

Legal name

Humanos

Website

https://humanos.id

Company type

Private

Founded year

2025

Operating status

Operating

Headcount range

1–10 employees

Short description

Humanos provides portable runtime authorization infrastructure that lets AI agents verify human-signed mandates before executing financial actions and emit independently verifiable cryptographic receipts afterwards, serving enterprise customers in healthcare, banking, fintech, insurance, and ERP across Europe.

Ownership category

akta.pro rank

Product category

AI Authorization Infrastructure

NAICS

Security Systems Services (except Locksmiths) (561621)

akta.pro primary industry

Decentralized Identity (DID) & Verifiable Credentials (BPAMAEAJ)

akta.pro secondary industries

Identity Verification, Proofing & KYC (IDV) (HDAEAJAI), Machine & Workload Identity (PKI, Certificates, Service Accounts) (HDADAAAH)

Keywords

• Authorization infrastructure
• Ai agent verification
• Runtime authorization api
• Agent governance sdk
• Mandate management platform

Headquarters

HQ city

New York

HQ country

United States

HQ region

North America

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Infrastructure, Marketing or Sales, Operations

Revenue model

1. API/SDK Usage: Usage-based or subscription pricing for API calls and SDK integration. Developers self-serve via app.humanos.tech with immediate API key generation. Enterprise deployments supported with dedicated pricing.
2. Platform Access: Access to the Humanos platform for mandate management, credential verification, and receipt verification. Dashboard available at app.humanos.tech for managing mandates and receipts.

Go-to-market motion2 records

Distribution channels5 records

Marketing channels7 records

Core offering

Humanos provides human-authorization infrastructure for AI systems, converting human approvals into machine-verifiable mandates that AI agents, banks, ERPs, auditors, and partner APIs can independently verify before any action executes. Its core product is the humanos.verify() runtime check, supported by humanos.request_approvals(), humanos.revoke_credential(), webhooks, SDKs for TypeScript, Python, and C#/.NET, and an MCP server, with the option to use only specific layers of the runtime authorization lifecycle. The platform emits independently verifiable cryptographic execution receipts (Ed25519 signatures, SHA256 hashes) for downstream audit by regulators, counterparties, and courts.

Product overview

Humanos is a unified authorization infrastructure platform for the agentic economy. It provides a complete runtime authorization lifecycle with two official SDKs (TypeScript/JavaScript and Python), a C#/.NET SDK, an MCP server for AI agent frameworks, and REST/webhook API access. The core product is the humanos.verify() function, which deterministically verifies whether AI agent actions fall within human-signed mandates before execution. Supporting capabilities include humanos.request_approvals() for runtime approval capture, humanos.revoke_credential() for mandate invalidation, and a Webhooks system for event-driven integration. The platform integrates with enterprise systems (SAP, Salesforce, NetSuite, internal APIs) and orchestration tools (n8n and Zapier — both coming soon), plus supports MCP-compatible AI agents (Claude, Cursor). Future capabilities include the VIA open verification protocol and Skills.md integration. The platform operates on portable mandates and issues independently verifiable execution receipts anchored with Ed25519 signatures and SHA256 hashes. Deployed across 350+ hospitals, insurers, fintech players, and enterprise systems.

Differentiator

Problem solved

Functional benefit

Products and services

• humanos.verify() Core runtime verification function called before any AI agent executes an action to deterministically check whether the action falls within the scope, limits, freshness, identity, and revocation status of a human-signed mandate, returning authorized, collect_missing, or rejected. Designed for developers and AI agent platform teams integrating authorization into existing execution paths.
• humanos.request_approvals() Runtime approval request capture endpoint that collects human approval at execution time when an action exceeds an existing mandate scope, supporting a broad range of channels including signature, consent, KYC, SMS, WhatsApp, OAuth, Slack, and webhook-based collection. For developers building dynamic step-up approval into AI agent workflows.
• humanos.revoke_credential() Credential revocation endpoint that allows issued credentials and mandates to be invalidated in real time, serving as one of the deterministic checks (scope, limits, freshness, identity, revocation) executed by humanos.verify() before any action runs.
• Webhooks Event-driven integration capability that delivers real-time notifications of authorization events, mandate changes, verification outcomes, and execution receipts to external systems for downstream automation and audit.
• MCP Server Built-in Model Context Protocol server that enables AI agents built on MCP-compatible frameworks (Claude, Cursor, and others) to call humanos.verify() directly from agentic workflows, listed alongside SDK and REST API as a first-class integration path.
• TypeScript/JavaScript SDK Official SDK for TypeScript and JavaScript distributed via npm (npm install humanos), enabling developers to embed humanos.verify() calls directly into TypeScript and JavaScript applications and agent codebases.
• Python SDK Official SDK for Python distributed via PyPI (pip install humanos), enabling developers to embed humanos.verify() calls directly into Python applications and agent codebases.
• C#/.NET SDK Official SDK for C# and .NET distributed via NuGet (dotnet add package Humanos), enabling .NET developers to embed humanos.verify() calls directly into C# applications and agent codebases.
• Runtime Authorization Lifecycle Platform End-to-end authorization lifecycle platform delivering the five stages of runtime authorization: portable runtime authorization, cross-system propagation, verify-before-execution, dynamic recovery, and execution receipts. Customers can adopt the full stack or integrate individual layers into existing execution paths.
• Portable Mandate Structured, machine-readable authorization record that a human signs, bound to the signer's cryptographic identity and defining the scope of allowed actions, counterparties, limits, and validity window. Portable across APIs, agents, wallets, payment rails, banks, and external counterparties, so any participant can independently verify it without trusting the originating system.
• Execution Receipt Independently verifiable cryptographic receipt emitted for each executed action, containing the action, amount, auth_id, timestamp, and signature. Anchored with Ed25519 signatures and SHA256 hashes so that any party (auditor, regulator, counterparty, bank, insurance, court, partner system, or blockchain explorer) can re-verify the receipt using only the public key.

Quantifiable outcome

• Deployed across 350+ hospitals, insurers, and fintech players
• +3 more outcomes

Named customers13 records

Segments8 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration14 records

AI capability4 records

Feature5 records

Partnerships

Eight partnerships are on record, tiered core.

• Visa ICC (Visa Intelligent Commerce Connect)coreTechnology or IntegrationCompatible with Visa Intelligent Commerce Connect standard for AI shopping and agentic commerce. Integration enables verification of agent-initiated transactions on the Visa rail.
• x402coreTechnology or IntegrationCompatible with x402 payment protocol standard. Enables authorization verification within the x402 ecosystem for machine-executed payments.
• EU Digital Identity WalletcoreTechnology or IntegrationCompatible with EU Digital Identity Wallet specification under eIDAS 2.0. Enables authorization verification leveraging EU digital identity standards.
• Mastercard Verifiable IntentcoreTechnology or IntegrationComplementary to Mastercard Verifiable Intent standard. While Mastercard VI focuses on card-network level intent recording, Humanos provides cross-rail, cross-system authorization verification for all autonomous financial execution.
• Google AP2coreTechnology or IntegrationCompatible with Google AP2 (Agentic Commerce Protocol). Integration enables Humanos verify() to be called within Google agentic commerce flows.
• Stripe Agentic Commerce (ACP)coreTechnology or IntegrationCompatible with Stripe Agentic Commerce Platform. Enables authorization verification within Stripe-powered agentic commerce transactions.
• OAuth 2.0coreTechnology or IntegrationCompatible with OAuth 2.0 identity standard. Identity verification within Humanos mandates leverages OAuth for signer authentication.
• MastercardcoreTechnology or IntegrationWinner of Mastercard For Fintechs 2026 competition. Integration with Mastercard Verifiable Intent and Agent Pay for authorization verification on Mastercard rail.

Scale indicators2 records

Recent moves6 records

Expansion highlights7 records

Emerging players

• Arcade: Auth0-incubated platform for AI agent identity, authentication, and tool-call authorization. Direct overlap on the specific wedge Humanos targets: verifying which actions an AI agent is permitted to take on behalf of a user.

Direct peers

• Descope: Drag-and-drop and API-based identity, authentication, and authorization platform for developers. Comparable for its developer-first, API-first go-to-market aimed at adding identity and authorization to AI-era applications and agent flows.
• Styra (OPA): Commercial steward of Open Policy Agent, the de facto standard for cloud-native policy-as-code authorization. Comparable for its policy-as-data, externally verifiable authorization model that any system can call before executing an action.
• Persona: Identity verification platform offering KYC, KYB, and reusable identity credentials with a developer-first API. Comparable because both companies turn human identity into machine-verifiable records, and both target regulated industries (fintech, healthcare) with API-first distribution.
• Beyond Identity: Passwordless authentication platform using device-bound cryptographic keys, with strong emphasis on phishing-resistant identity. Comparable for its cryptographic-identity-first approach and its focus on regulated enterprise buyers.
• Cerbos: Open-source authorization-as-a-service platform that externalizes policy decision points from applications. Comparable for its portable, externally verifiable authorization model and its focus on decoupling authorization from any single system.
• Cloudentity: Authorization and identity platform purpose-built for APIs, microservices, and AI workloads. Comparable for its focus on fine-grained, runtime authorization for machine actors and API-driven workloads.
• Stytch: Developer-focused authentication and identity platform supporting passwords, MFA, and delegated auth. Comparable for its API-first, SDK-distributed identity infrastructure targeting B2B applications with reusable, portable identity primitives.

Broad incumbents

• Plaid: Dominant financial data connectivity and bank account authorization layer in the US. Comparable because it already mediates between users, banks, and applications for financial action authorization, and it is a natural extension point for AI agent bank-initiated payments.
• Okta: Largest independent identity and access management platform with broad authentication, authorization, and identity governance. Comparable as the incumbent identity layer that AI agent authorization could be built on top of, and a potential acquirer or competitor if it adds agent-specific authorization primitives.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/humanosai
• LinkedInlinkedin.com/company/humanosai

Compliance9 records

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds1 record

Investors4 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Humanos