Quadratum

What Quadratum does

Quadratum S.r.l., founded in 2012 and headquartered in Milan with operational offices in Saronno, is the services and training company within Italy's Grifo Group, a privately held multi-company insurance and financial services hub controlled by Grifo Holding S.r.l. (founder Bernardo Franchi). Quadratum is UNI EN ISO 9001 certified and authorized to deliver the professional training courses required for registration and continuing maintenance in Italy's R.U.I. (Registro Unico degli Intermediari Assicurativi) under IVASS regulations, including 60+ hour R.U.I. registration courses, continuing education, specialization programs, and coaching for insurance intermediaries and advisors.

The company also operates Qcare, a healthcare and wellness services platform offering savings and access to private healthcare for individuals and families, which is delivered to corporate and public-sector clients (such as public housing authority ACER Emilia-Romagna) as part of employee welfare agreements. Quadratum is embedded in Grifo Group's broader ecosystem, leveraging the group's proprietary insurtech platforms — GrifoTech's DAFNE multi-company, multi-product bancassurance platform (which enables policy subscription via home banking without paper signatures) and the GO open-insurance wallet app — alongside the group's network of nearly 500 Business Advisors across 21 Italian offices serving 65,000+ clients.

Quadratum generates revenue through professional-services fees on certified training programs, subscription-style corporate welfare contracts via Qcare, and indirect participation in the Group's brokerage commissions, technology licensing, and bancassurance distribution flows that span over 50 insurance companies and multiple bank partners (Banca del Piemonte, Banca Popolare del Frusinate, Banca Popolare del Cassinate, Volksbank). In November 2025, France's Groupe Premium (€18B AUM, €254M revenue) acquired a strategic equity stake in Grifo Group, designating it Groupe Premium's exclusive Italian partner in European expansion — a move that repositions Quadratum within a pan-European wealth and insurance platform while Quadratum itself remains a services and human-capital pillar of the Group.

Name

Quadratum

Legal name

Quadratum S.r.l.

Website

https://quadratum.net

Company type

Private

Founded year

2012

Operating status

Operating

Short description

Quadratum S.r.l. is the UNI EN ISO 9001-certified training and services arm of Italy's Grifo Group, delivering IVASS-mandated professional education for insurance intermediaries and operating the Qcare corporate welfare platform, serving advisors, corporate clients, and institutional partners within a multi-company insurance and financial ecosystem.

Ownership category

akta.pro rank

Product category

Insurance Professional Training

NAICS

Educational Services (611), Educational Support Services (61171)

SIC

Services-Educational Services (8200)

akta.pro primary industry

Financial Services & Insurance (FINRA, CFP, IAR, Insurance CE) (EDAAALAJ)

akta.pro secondary industry

Quality Management Systems (QMS) & ISO Training (ISO 9001/IATF/AS9100) (EDABAKAD)

Keywords

• Insurance training services
• IVASS certification courses
• Professional education
• Corporate welfare programs
• Insurance intermediary training

Headquarters

HQ city

Milano

HQ country

Italy

HQ region

Europe

Offices2 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D

Revenue model

1. Training and Education Services: Quadratum generates revenue from certified insurance training programs (UNI EN ISO 9001 certified), including IVASS R.U.I. registration courses, continuing education, and coaching services for professionals. Training is delivered in classrooms at client-selected venues.
2. Insurance Distribution (via Group): Quadratum is part of Grifo Group, which earns brokerage commissions on insurance products distributed through its network of Business Advisors, insurance companies, and bank partnerships. The Group works with over 50 insurance companies across life and property & casualty lines.
3. Welfare Services (Qcare): Quadratum provides Qcare, a set of healthcare and wellness services offered to corporate clients (e.g., public administration) as part of employee welfare agreements, providing savings and access to private healthcare.
4. Technology Platform Licensing (via GrifoTech): Grifo Group licenses its proprietary insurtech platforms (DAFNE, GO) to bank and insurance partners, generating technology services revenue that flows through the Group ecosystem.

Pricing tiers

Go-to-market motion2 records

Distribution channels5 records

Marketing channels5 records

Core offering

Quadratum S.r.l. is the services and training company within Grifo Group, providing UNI EN ISO 9001-certified professional training for the insurance industry, including IVASS-regulated courses for registration and maintenance in the R.U.I. (Unique Register of Insurance Intermediaries). It also offers mental coaching services and the Qcare healthcare and welfare platform for individuals, families, and corporate clients.

Product overview

Quadratum is a services company within Grifo Group that provides UNI EN ISO 9001 certified training services for the insurance industry, including IVASS-required courses for insurance intermediary registration and maintenance. The company also offers coaching training and Qcare healthcare services. Grifo Group operates as a multi-company insurance and financial services hub comprising 10 subsidiaries: Asfalia (insurance agency), Asfalia Prime Broker (independent insurance broker), In Prime Agency (property and life insurance agency), GrifoHealth (health and wellness), GrifoTech (insurtech technology platform with the Dafne platform), Beside (retail broker), PrevidAge (pension consulting), GrifoFinance (credit mediation), and Quadratum itself (training and services). The group serves over 65,000 customers through approximately 500 Business Advisors across 21 offices in Italy.

Differentiator

Problem solved

Functional benefit

Products and services

• IVASS Training Courses Professional training courses required for registration and maintenance in the R.U.I. (Unique Register of Insurance Intermediaries), compliant with IVASS Regulation No. 6/2014 and IVASS Regulation No. 40/18. Courses of not less than 60 hours are valid for registration in sections C or E, or for resumption of activity after inactivity not exceeding five years.
• Coaching Training Mental coaching services aimed at transmitting skills effectively and helping individuals emerge interior resources to achieve desired goals in sports, work, study, and personal life.
• Qcare Healthcare and wellness services provided by Quadratum, offering savings, quality, and short wait times for health and wellness for individuals and their families. Offered to corporate clients as part of employee welfare agreements, including public administration bodies such as ACER.
• Professional Training Services UNI EN ISO 9001 certified training services providing tools for training and promotion of insurance culture, including specialization courses for insurance professionals, delivered in classrooms at client-selected venues with materials, learning tests, and IVASS attestation provided upon passing the final exam.

Quantifiable outcome

• Over €1.5 billion in life insurance assets managed through Grifo Group ecosystem
• +4 more outcomes

Named customers7 records

Segments4 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Partnerships

14 partnerships are on record, tiered core, minor and strategic.

• VolksbankcoreChannel Partner/ Reseller/ Distributor · 1 May 2023Volksbank (Banca Popolare dell'Alto Adige) signed agreement with Allianz Global Life (distributed by Asfalia Prime Broker) for the placement of Allianz Active4Life unit-linked product.
• Blue AssistanceminorStrategic or Co-development Partner · 1 September 2022Grifo Group partnered with Blue Assistance for healthcare assistance services, part of a broader focus on health and wellness offerings presented at the 'Ready, Steady, Go' convention.
• In MotumstrategicStrategic or Co-development Partner · 1 September 2022Grifo Group announced the creation of In Motum, a new company dedicated to the Motor insurance sector, developed in synergy with car dealers and large auto retailers.
• Banca Popolare del CassinatecoreChannel Partner/ Reseller/ Distributor · 1 May 2022Partnership to offer new insurance products and services to the bank's clients, covering prevention, savings, investment, and planning needs through the DAFNE platform and GrifoTech's technology.
• Allianz Global LifecoreChannel Partner/ Reseller/ Distributor · 1 June 2021Asfalia Prime Broker (Grifo Group) signed a distribution agreement with Allianz Global Life (Irish-domiciled, 100% owned by Allianz) to distribute two innovative unit-linked products in Italy: Allianz Target4Life and Allianz Active4Life. Asfalia Prime Broker is the first independent non-bank distributor of these products.
• ACER (Azienda Casa Emilia Romagna)strategicGTM or Marketing Partner · 1 March 2021Welfare agreement with ACER, a public housing authority in Emilia-Romagna, providing the Allianz My Welfare platform and Quadratum's Qcare healthcare services to ACER employees as an alternative to part of their productivity bonus.
• Banca Popolare del FrusinatecoreChannel Partner/ Reseller/ Distributor · 1 November 2020Partnership for strengthening the bancassurance sector. Asfalia Prime Broker enables the bank's clients to access a wide range of insurance solutions (life, home, health, investment, private insurance) through the DAFNE multi-company, multi-product platform.
• Banca del PiemontecoreChannel Partner/ Reseller/ Distributor · 1 July 2020Banca del Piemonte adopted GrifoTech's DAFNE platform for insurance distribution. Asfalia Prime Broker supports the bank with Private Life Insurance solutions alongside Italiana Assicurazioni products. The partnership enables bank clients to access insurance via home banking.
• WIN srlstrategicChannel Partner/ Reseller/ Distributor · 1 July 2020Asfalia Prime Broker became a partner of WIN srl, a market operator that has existed for 10 years providing innovative solutions for brokers and insurance companies, with a network of over 40 broker companies focused on SME coverage.
• ANCP (Associazione Nazionale Consulenti Patrimoniali)minorGTM or Marketing Partner · 1 July 2020Grifo Group companies joined ANCP, which promotes a consulting model focused on the real needs of individuals, families, businesses and their assets, aligned with Grifo's core values.
• AON BenfieldstrategicTechnology or Integration · 1 March 2020GrifoTech (Grifo Group's insurtech company) signed an agreement with AON Benfield for the design of next-generation insurance policies subscriable via home banking. GrifoTech managed the design phase and developed the IT platform enabling policy activation and premium payment by credit card without paper signatures.
• Italian Insurtech Association (IIA)strategicStrategic or Co-development Partner · 1 March 2020GrifoTech is a founding member of the Italian Insurtech Association (IIA), established to support the development of the insurance supply chain by promoting technological and digital progress.
• AON Reinsurance SolutionsstrategicStrategic or Co-development Partner · 1 January 2020Partnership with AON Reinsurance Solutions for the development of parametric insurance products with automatic settlement, to be connected to a Blockchain platform. Future products planned in sports and travel insurance.
• Italiana Assicurazioni (Reale Group)coreStrategic or Co-development Partner · 1 November 2019Asfalia (Grifo Group) and Italiana Assicurazioni have a strong distribution partnership spanning multiple years. Joint products include Eclettica (multi-branch life) and Multipiano (recurring contribution savings product). Italiana Assicurazioni has 130+ years of experience and over 1.1 million insured clients. The partnership also extends to bancassurance via Banca del Piemonte.

Scale indicators10 records

Recent moves6 records

Expansion highlights7 records

Direct peers

• EFPA Italia: Italian chapter of the European Financial Planning Association, which certifies financial advisors through structured continuing education programs. Most direct comparable to Quadratum's IVASS-certified training offering for insurance and financial intermediaries in Italy.
• Università Cattolica del Sacro Cuore: Major Italian university with established insurance, actuarial, and financial sciences programs and lifelong learning offerings. Comparable to Quadratum as an Italian institution delivering professional and continuing education for the insurance industry.
• SDA Bocconi School of Management: Top-tier Italian business school offering executive education including insurance, risk management, and wealth management programs. Comparable to Quadratum as a high-end provider of specialized training for insurance and financial professionals in Italy.
• 24ORE Business School: Italian executive and professional education provider (affiliated with Il Sole 24 Ore) offering insurance, finance, and risk management training programs. Comparable to Quadratum as an Italian professional certification and continuing education provider for the financial/insurance industry.

Broad incumbents

• Generali Group: Italy's largest insurance group, operating the Generali Academy and in-house training programs for intermediaries across life and P&C lines. A broad incumbent comparable to the Grifo ecosystem that Quadratum serves and feeds.
• Unipol Group: One of Italy's largest insurance and banking groups with significant intermediary networks and proprietary training programs. Comparable as a broad incumbent shaping the demand for certified insurance intermediary training in Italy.
• ANIA (Associazione Nazionale fra le Imprese Assicuratrici): Confederation of Italian insurance companies, representing and supporting the industry with research, training, and professional development. Relevant incumbent peer given Quadratum's IVASS-aligned training mandate and deep ties to the Italian insurance sector.
• Allianz Italy: Italian arm of Allianz and a strategic distribution partner of Grifo Group (Allianz Target4Life, Allianz Active4Life). A broad incumbent peer with substantial in-house training and bancassurance capabilities analogous to Quadratum's ecosystem.
• Reale Group (Italiana Assicurazioni): Italian insurance group whose Italiana Assicurazioni subsidiary has a long-standing exclusive distribution partnership with Grifo's Asfalia. A broad incumbent peer with overlapping bancassurance and intermediary training infrastructure.

Emerging players

• Wolters Kluwer: Global provider of compliance, regulatory, and professional training solutions for financial services including insurance intermediaries. Comparable as an emerging/adjacent player offering certified compliance and continuing education content overlapping with Quadratum's IVASS-aligned training mandate.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/quadratumsrl

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Quadratum