Floin
Floin AG is a Liechtenstein-regulated cryptocurrency trading and asset tokenization platform serving retail investors and businesses across the EEA and Switzerland, offering segregated custody, a native FLTK utility token, and regulated crypto exchange services under MiCA and FMA licensing.
- Company typePrivate
- Founded2021
- HeadquartersVaduz, Liechtenstein
- Headcount11–50
- GTM typeB2B and B2C
- OfferingSoftware
What Floin does
Floin AG is a Liechtenstein-registered Aktiengesellschaft operating a regulated cryptocurrency trading and asset tokenization platform. Founded in 2021 and headquartered in Vaduz, the company holds a Virtual Asset Service Provider registration with FMA Liechtenstein (since February 2023, registration number 329177) and a Markets in Crypto-Assets Regulation (MiCA) license (obtained Q3 2026), serving retail investors and businesses in the European Economic Area and Switzerland. Its core product is a self-serve trading platform — accessible via web and native iOS/Android apps — where users can buy, sell, and hold digital assets including BTC, ETH, Polygon, XRP, Solana, Kaspa, Arbitrum, USDC, and EURC, with a minimum investment starting from €25.
The platform's underlying architecture emphasizes segregated custody: each client is assigned unique blockchain addresses across multiple supported networks (Bitcoin, Ethereum, Polygon, Solana, Kaspa, and Layer 2 solutions), with cryptographic keys stored in an isolated signing system inaccessible to individual staff. Automated compliance screening and travel-rule tooling (via Notabene) gate every withdrawal. The Floin Token (FLTK), a deflationary ERC20 utility token on Polygon, provides fee discounts, early access to STO projects, and entry into a multi-tier loyalty program (Starter through Elite) with discounts up to 25%, Floin+ Social Finance access, and VIP investment opportunities. Beyond retail trading, Floin offers asset tokenization services for real-world assets — real estate, fine art, commodities, IP, securities, and revenue streams — targeted at entrepreneurs and businesses via a dedicated business account tier (150 CHF one-time onboarding). The roadmap for 2026 includes a debit card, fiat accounts, and automated saving plans, positioning the company to evolve from a pure crypto venue into a broader European neo-banking and wealth-management platform.
Monetization is primarily transactional: a 1% fee on crypto purchases plus network costs, 2.50 USDC/EURC stablecoin purchase fees, and a 0.1%–1% spread against Kraken reference pricing, with selling and custody free. The company has reached 10,000+ customers (Q2 2024 milestone) with a target of 25,000+ by Q4 2026, operates with 11–50 employees, and does not serve US residents.
Floin firmographics
Firmographics- Name
- Floin
- Legal name
- Floin AG
- Website
- https://floin.com
- Company type
- Private
- Founded year
- 2021
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Floin AG is a Liechtenstein-regulated cryptocurrency trading and asset tokenization platform serving retail investors and businesses across the EEA and Switzerland, offering segregated custody, a native FLTK utility token, and regulated crypto exchange services under MiCA and FMA licensing.
- Ownership category
- akta.pro rank
Floin industry classification
Industry- Product category
- Digital Asset Trading Platform
- NAICS
- Securities and Commodity Contracts Intermediation and Brokerage (5231), Securities and Commodity Exchanges (52321)
- SIC
- Security & Commodity Brokers, Dealers, Exchanges & Services (6200)
- akta.pro primary industry
- Digital Asset/Crypto Trade Execution Platforms (FSAFANAO)
- akta.pro secondary industry
- Crypto-Digital Asset Market Making (Spot & Derivatives) (FSACANAJ)
Keywords
Where Floin is headquartered
LocationHeadquarters
- HQ city
- Vaduz
- HQ country
- Liechtenstein
- HQ region
- Europe
Offices1 record
Markets served
Floin business model
Business model- GTM type
- B2B and B2C
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure, Supply Chain
Revenue model
- Crypto Trading Fees: Platform charges 1.00% fee for buying crypto plus network fees. Selling crypto is free. This is the primary revenue stream from retail transactions.
- Stablecoin Transaction Fees: Buying stablecoins costs 2.50 USDC or 2.50 EURC per transaction. Selling stablecoins is free. Stablecoins can only be used for on/off ramp within the platform.
- Markup/Spread: Platform applies 0.1% to 1% spread between reference market price (Kraken) and quoted price. Covers execution risk, market access, and infrastructure costs.
- Business Account Services: Business accounts charged 150 CHF one-time for account opening. Personal accounts free. Business tier targets entrepreneurs and corporate structures.
- Tokenization Services: Services for asset owners to tokenize real-world assets including real estate, art, commodities, IP, securities. Revenue from token creation and issuance services for B2B clients.
- Custodial Services: Token custody and key custody services for virtual assets. Account maintenance and custody stated as free in fee schedule.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Hybrid | Pay-as-you-go | Personal Account - Free basic services |
| Hybrid | Multi-year contract | Business Account - Corporate clients |
| Subscription | Monthly | Starter Tier - Entry level |
| Subscription | Monthly | Advance Tier - 5,000 TP required |
| Subscription | Monthly | Select Tier - 12,500 TP required |
| Subscription | Monthly | Premier Tier - 50,000 TP required |
| Subscription | Monthly | Elite Tier - 120,000 TP required |
Go-to-market motion2 records
Distribution channels3 records
Marketing channels6 records
Floin product offering
Product offeringCore offering
Floin operates a MiCA-licensed, FMA-Liechtenstein-regulated digital asset trading platform (web + iOS/Android apps) where individuals and businesses can buy, sell, and hold cryptocurrencies and stablecoins with fiat on/off-ramps. The platform also offers tokenization services to asset owners for issuing blockchain-based representations of real-world assets including real estate, fine art, commodities, intellectual property, and securities. Trading is executed against Floin as counterparty with reference pricing from Kraken, supported by segregated wallets, an isolated key-signing system, automated compliance screening, and a native FLTK utility token on Polygon.
Product overview
Floin is a premium cryptocurrency trading platform offering a unified ecosystem for digital asset management. The core Floin Platform enables buying, selling, and holding of cryptocurrencies with regulatory oversight from Liechtenstein FMA and MiCA compliance. The ecosystem includes the native Floin Token (FLTK) utility token on Polygon for fee discounts, the Floin Mobile App for on-the-go portfolio management, Asset Tokenization services for real-world assets, the Floin Tier Program for membership benefits, and Floin+ as a Social Finance Network. The platform is building toward 2026 expansions including Fiat Accounts, Floin Debit Card, and Saving Plans.
Differentiator
Problem solved
Functional benefit
Brands
- Floin Token (FLTK): The project's deflationary ERC20 utility token minted on the Polygon Blockchain, used for fee discounts and ecosystem benefits within the Floin platform.
- Floin+
- Floin Tier Program
Products and services
- Floin Platform MiCA-licensed cryptocurrency trading platform enabling users to buy, sell, and hold digital assets including Bitcoin, Ethereum, Polygon, Solana, Kaspa, Arbitrum, Ripple, USDC, and EURC with fiat on/off-ramps, segregated wallet custody, automated compliance screening, and tier-based fee discounts. Regulated by Liechtenstein's FMA (VASP registration 329177) and authorized under EU's MiCA framework.
- Floin Token (FLTK) Deflationary ERC20 utility token on the Polygon Blockchain with a voucher function usable exclusively within the Floin ecosystem in lieu of payment. Holders receive benefits including lower transaction fees and early access to STO projects. Token identifier FLTK (ITIN: 6TYJ-KTQF-4) registered with a token registry.
- Floin Mobile App Native iOS and Android mobile applications enabling users to buy, sell, and manage crypto portfolio with KYC verification, segregated wallets, biometric authentication (Face ID), real-time market insights, and support for credit cards, SEPA transfers, Apple Pay, and Google Pay.
- Asset Tokenization Service enabling asset owners and businesses to tokenize real-world assets including real estate, fine art, commodities, intellectual property, securities, and business revenue streams, with vetting and KYC/AML compliance on the MiCA-licensed Floin platform.
Quantifiable outcome
- Fee discounts up to 25% for Elite tier members
- +2 more outcomes
Companies that use Floin
Customer profileSegments4 records
Ideal customer profiles2 records
Floin technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration4 records
Feature4 records
Floin partnerships and signals
Strategic signalPartnerships
Nine partnerships are on record, tiered core and minor.
- SumsubcoreKYC/identity verification provider for streamlined user onboarding and compliance screening.
- BanxacoreFiat-to-crypto on-ramp partner enabling purchase of digital assets via various payment methods.
- NotabenecoreTravel rule compliance solution provider for crypto asset transfers and regulatory reporting.
- AlchemycoreBlockchain development platform and API infrastructure for platform operations.
- HalborncoreCybersecurity firm conducting comprehensive security audits of Floin's codebase, smart contracts, and overall architecture.
- Grant ThorntoncoreAudit firm providing financial and compliance auditing services.
- InfincubeminorStrategic partner shown on About page, nature of partnership not specified.
- Josef BergtminorAdvisory partner specializing in strategic consulting.
- Graber AdvisoryminorCompliance advisory partner shown on About page.
Scale indicators7 records
Recent moves6 records
Expansion highlights6 records
Floin competitors and assessment
Company assessmentBroad incumbents
- Kraken: Major global CEX used by Floin itself as its reference price source. Comparable as a broad crypto exchange with EEA presence, but operates at far larger scale and broader asset coverage than Floin.
- Coinbase: Largest U.S.-listed CEX with substantial European operations post-MiCA preparation. Comparable as a broad regulated exchange; competes with Floin for European retail but at vastly larger scale, listing depth, and brand recognition.
- Binance: Largest global CEX by volume with MiCA-registered EU entities. Comparable as a broad crypto exchange competing for EEA customers, but operates at fundamentally different scale and regulatory posture than Floin.
Direct peers
- Sygnum: Swiss-regulated digital asset banking platform offering trading, custody, tokenization, and asset management. Comparable to Floin on regulated Swiss jurisdiction, multi-service crypto offerings, and B2B tokenization capabilities.
- Bitstamp: Luxembourg-based, one of the longest-standing regulated European crypto exchanges. Directly comparable to Floin on EEA-regulated exchange positioning, fiat on/off-ramps, and institutional-grade custody.
- Bitcoin Suisse: Swiss-regulated crypto brokerage and custody provider with deep institutional and high-net-worth client base. Highly comparable to Floin on regulated Swiss-adjacent jurisdiction, asset coverage, and crypto service breadth (trading, custody, tokenization).
- Bitpanda: Vienna-headquartered, regulated European retail crypto and digital asset platform serving the EEA. Closest direct peer to Floin in regulatory positioning, retail-focused EEA distribution, and expanding product surface (stocks, ETFs, debit card).
- Securitize: Leading tokenization platform for real-world assets including securities, funds, and real estate. Directly comparable to Floin's tokenization service line and represents the most direct specialized competitor in RWA issuance.
- Taurus: Swiss-regulated digital asset infrastructure provider for custody, tokenization, and trading. Highly comparable to Floin on the tokenization, regulated Swiss jurisdiction, and institutional-grade infrastructure dimensions.
Regional players
- Relai: Swiss-based Bitcoin-focused retail app with EEA distribution. Comparable to Floin on Swiss-regulated, EEA-focused retail crypto onboarding, but narrower in asset coverage and product scope.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights7 records
Customer concentration
Floin social profiles
Digital presenceFloin compliance and trust
Trust signalCompliance4 records
Floin financial estimates
Financial estimateRevenue estimate
Valuation estimate
Floin leadership team
Management profileNumber of profiles
Profiles15 records
Floin funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Floin M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Floin
What does Floin do?
Floin operates a MiCA-licensed, FMA-Liechtenstein-regulated digital asset trading platform (web + iOS/Android apps) where individuals and businesses can buy, sell, and hold cryptocurrencies and stablecoins with fiat on/off-ramps. The platform also offers tokenization services to asset owners for issuing blockchain-based representations of real-world assets including real estate, fine art, commodities, intellectual property, and securities. Trading is executed against Floin as counterparty with reference pricing from Kraken, supported by segregated wallets, an isolated key-signing system, automated compliance screening, and a native FLTK utility token on Polygon.
Is Floin a public or private company?
Floin is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Floin founded?
Floin was founded in 2021. It employs 11 to 50 people.
Where is Floin based?
Floin is headquartered in Vaduz, Liechtenstein, in the Europe region.
How does Floin make money?
Six revenue lines are on record. Crypto Trading Fees are the primary driver. The others are stablecoin Transaction Fees, markup/Spread, business Account Services, tokenization Services and custodial Services.
Who are Floin's main competitors?
Broad incumbents on record are Kraken, Coinbase and Binance. Direct peers are Sygnum, Bitstamp, Bitcoin Suisse, Bitpanda, Securitize and Taurus. Relai is listed as a regional player.
Does Floin have an API?
No public API is recorded for Floin.
What industry is Floin in?
Floin's product category is Digital Asset Trading Platform. Its primary akta.pro industry code is FSAFANAO, Digital Asset/Crypto Trade Execution Platforms, with a secondary code of FSACANAJ, Crypto-Digital Asset Market Making (Spot & Derivatives). Its NAICS code is 5231 and its SIC code is 6200.