Arrowhead Programs
- Company typePrivate
- Founded1966
- HeadquartersChicago, United States
- Headcount1,001–5,000
- GTM typeB2B
- OfferingServices
Arrowhead Programs firmographics
Firmographics- Name
- Arrowhead Programs
- Legal name
- Arrowhead Programs
- Website
- https://arrowheadprograms.com
- Company type
- Private
- Founded year
- 1966
- Operating status
- Operating
- Headcount range
- 1,001–5,000 employees
- Ownership category
- akta.pro rank
Arrowhead Programs industry classification
Industry- Product category
- Specialty Insurance Programs (MGA/MGU)
- NAICS
- Insurance Agencies and Brokerages (52421), Agencies, Brokerages, and Other Insurance Related Activities (5242)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Insurance Program Administration & MGA/MGU Services (FSAEADAK)
Keywords
Where Arrowhead Programs is headquartered
LocationHeadquarters
- HQ city
- Chicago
- HQ country
- United States
- HQ region
- North America
Offices2 records
Markets served
Arrowhead Programs business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Technology or R&D, Operations, Marketing or Sales, Others
Revenue model
- Program Insurance Premiums: Arrowhead Programs operates as a managing general agent/underwriter earning commissions and fees from insurance premiums placed through its carrier partner network. The company places over $7.9 billion in gross written premium annually across commercial, personal, specialty, professional liability, and public entity segments.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Multi-year contract | Various insurance programs with carrier-specific pricing |
Go-to-market motion1 record
Distribution channels4 records
Marketing channels3 records
Arrowhead Programs product offering
Product offeringCore offering
Arrowhead Programs operates as a managing general agent (MGA) and managing general underwriter (MGU) organization, designing and administering 60+ specialized insurance programs across Commercial, Personal, Professional Liability, Public Entity, and Specialty lines. The company places over $7.9 billion in gross written premium annually through a network of 50+ carrier partners and distributes its programs via independent producers, wholesale partners, retail agencies, and the Arrowhead Exchange online portal. Its portfolio is organized into two flagship practice groups — Arrowhead Public Entity (~$1B GWP) and Arrowhead Professional ($175M GWP) — backed by Brown & Brown, the sixth-largest global insurance broker.
Product overview
Arrowhead Programs operates as a platform of managing general agents (MGAs) and managing general underwriters (MGUs) offering one of the largest portfolios of insurance program business worldwide with $7B+ written premium, 50+ locations, 3,500+ teammates, and 60+ delegated authority programs. The platform is organized into two main practice groups: Arrowhead Public Entity (~$1B GWP, 350+ members, nationwide coverage for municipalities, schools and public agencies) and Arrowhead Professional ($175M GWP, 125+ specialists, 16+ professional liability coverages). The portfolio encompasses 61 programs across five categories: Commercial (9 programs covering auto rental, transportation, logging, railroad, sports/leisure), Personal (15 programs covering homeowners, flood, earthquake, inland marine), Professional Liability (9 programs covering D&O, E&O, cyber, dental, legal malpractice), Public Entity (5 programs for education, municipalities across states), and Specialty (23 programs covering accident & health, alternative risk transfer, cyber, forestry, manufactured housing). Key subsidiary brands include American Specialty, Arrowhead General, Nexus Underwriting, Orchid Insurance, Wright Flood, Wright Specialty, HSR, Bellingham Underwriters, Clear Risk Solutions, Public Risk Underwriters, CalSurance, and SRIM (Canada). The platform is backed by Brown & Brown, the sixth largest global insurance broker.
Differentiator
Problem solved
Functional benefit
Brands
- Arrowhead Public Entity: Practice group delivering tailored insurance solutions for municipalities, school districts, and public agencies with ~$1B annual gross written premium and 350+ teammates.
- Arrowhead Professional
Products and services
- Arrowhead Professional Practice group focused on professional and executive liability insurance with $175M gross annual premium FY2025, 125+ specialists, and 16+ complementary coverages including D&O, E&O, Cyber, EPLI, and management liability for private companies, not-for-profits, and professional firms.
- Arrowhead Public Entity Practice group delivering tailored insurance solutions for municipalities, school districts, and public agencies with ~$1B annual gross written premium FY25 and 350+ team members nationwide, covering property, casualty, workers' compensation, liability, and risk management services across multiple states.
- Arrowhead Exchange Portal Secure online portal for insurance producers to quote, bind, and submit new business and service existing policies across Arrowhead Programs' portfolio of 60+ delegated authority programs.
- Commercial Insurance Programs Suite of commercial insurance programs including auto rental, automotive aftermarket, car & truck rental, commercial transportation, garage/mobile repair, Lloyd's logging, Lloyd's physical damage/cargo, sports/leisure/entertainment, and workers' compensation coverage for businesses with complex commercial operations.
- Personal Insurance Programs Personal lines insurance programs including homeowners, flood, residential earthquake, personal property, personal umbrella, excess flood, builders risk, inland marine, valuable articles, wedding, and private events coverage for catastrophe-exposed and high-value personal property protection.
- Professional Liability Programs Professional and executive liability insurance covering cyber/technology E&O, dentists, E&O for RIAs, financial services, insurance agents, legal malpractice, management/professional liability, small business protect, and title professionals for reputation management and regulatory compliance.
- Public Entity Insurance Programs Insurance solutions for municipalities, school districts, and public agencies across education, municipalities, and public entities in Florida, Illinois & Indiana, and Washington, providing property, casualty, workers' compensation, and risk management programs.
- Specialty Insurance Programs Niche and specialized insurance programs covering accident & health reinsurance, accident medical, all risk E&S property, alternative risk transfer, auto recyclers, commercial earthquake, commercial flood, commercial wind, condominiums in Florida, cyber protector plan, forestry, lender placed insurance, manufactured housing, parcel shipping, product recall, railroad, tribal nations, and other unique risk categories.
- Accident Medical Nationwide accident medical coverage including participant accident, K-12 student accident, business travel accident, and occupational accident for trucking, for schools, sports organizations, and employers.
- Commercial Earthquake Commercial earthquake facility offering over $350 million in capacity with access to 20 carriers rated A- or above, providing the highest earthquake and DIC (Difference in Conditions) limits in the industry.
- Flood Insurance Flood insurance offerings through Wright Flood including NFIP policies, private flood, and excess flood through carriers including Berkshire Hathaway, Chubb, Hiscox, and Lloyd's, making Arrowhead the nation's largest NFIP policy writer.
- Homeowners Insurance Catastrophe-exposed homeowners products through Orchid Insurance offering HO3, HO5, HO6, HO4, DP3 and Builder's Risk with coverage up to $20 million TIV in all 50 states.
- Cyber and Technology E&O Insurance Comprehensive cyber insurance with limits up to $5M for businesses with up to $500M revenue through Nexus, covering third-party liability, breach response, and cybercrime protection.
- E&O for Registered Investment Advisors Errors & omissions coverage for Registered Investment Advisors with premiums starting at $1,250, firm-level protection and automatic coverage for life insurance activities through CITA/CalSurance.
- Lender Placed Insurance Force-placed insurance protecting properties when borrowers fail to maintain adequate coverage through Proctor Financial for financial institutions, hard money lenders, and trusts.
- Commercial Transportation Transportation insurance covering owner operators to large fleets including auto liability, physical damage, motor truck cargo through Bellingham Underwriters.
- Sports, Leisure & Entertainment Niche programs for sports, leisure, and entertainment including amusement parks, entertainment venues, health & fitness, sports organizations, and venues through American Specialty.
- Management and Professional Liability D&O, EPL, fiduciary, crime, cyber, and employed lawyers liability for private companies and not-for-profits up to $500M revenue through Nexus.
Quantifiable outcome
- Saving one hour per underwriter per day across a 10-person team yields the equivalent capacity of an additional fully trained underwriter through underwriting automation
Companies that use Arrowhead Programs
Customer profileNamed customers3 records
Segments5 records
Ideal customer profiles4 records
Arrowhead Programs technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
AI capability4 records
Feature3 records
Arrowhead Programs partnerships and signals
Strategic signalPartnerships
39 partnerships are on record, tiered key leadership addition, parent company and core.
- Mark Kaufmankey leadership additionPromoted to Senior Vice President and Chief Actuary. Brings more than 30 years of experience in specialty insurance. Oversees Actuarial, Data Science, and Catastrophe Modeling teams.
- Brandon Schallkey leadership additionAppointed as Chief Portfolio Officer to oversee portfolio-level strategy and align carrier appetite with growth objectives. Brings over 20 years of experience including 17 years at American Specialty and 4 years as president of Health Special Risk.
- Stacy Paquetkey leadership additionLeads Arrowhead Professional as President, managing over $175M in gross written premium and 125+ specialists across 16+ professional liability products.
- Brown & Brownparent companyBrown & Brown is the parent company of Arrowhead Programs. With more than 80 years of success, Brown & Brown is ranked the sixth largest global broker with 500+ locations worldwide. Arrowhead Programs is a Brown & Brown business segment.
- Arrowhead Intermediariesparent companyArrowhead Intermediaries is the division under which Arrowhead Programs operates. In 2025, Arrowhead Programs unified with Bridge Specialty Group and One80 Intermediaries under a single global platform under Arrowhead Intermediaries.
- Nexus UnderwritingcorePart of Arrowhead Programs providing professional lines, cyber, financial services, and specialty insurance solutions. Nexus provides D&O, E&O, Cyber, Tech E&O, and various professional liability coverages.
- TitlePaccoreProvides Title Agents E&O, Cyber, and Crime/Bond coverage as part of Arrowhead Professional practice group.
- Evolve MGAcoreProvides Cyber and Tech E&O coverage as part of Arrowhead Professional practice group.
- Protector PlancoreProvides Dental Professional Liability and General Liability/Property/Comp coverage for dentists.
- LPP InsurancecoreProvides Lawyers Professional Liability coverage as part of Arrowhead Professional practice group.
- PRSG InsurancecorePartner within Arrowhead Professional practice group providing professional liability solutions.
- Clear Risk SolutionscorePart of Arrowhead Public Entity providing risk management and insurance solutions for public entities in Washington and Oregon.
- Public Risk Underwriters (PRU)coreProvides public entity insurance programs including property, casualty, workers' compensation, and risk management services for Florida, Illinois, and Indiana.
- Wright Risk ManagementcoreProvides public entity insurance programs including municipalities, education, and specialty coverage for public entities.
- American SpecialtycoreMGA under Arrowhead Programs providing specialty insurance including sports, leisure, entertainment, and special risk coverages.
- Arrowhead GeneralcoreCore MGA brand within Arrowhead Programs providing various commercial and specialty insurance programs.
- Beech UnderwritingcoreMGA partner under Arrowhead Programs providing specialty insurance solutions.
- Bellingham UnderwriterscoreProvides commercial transportation insurance including auto liability, physical damage, motor truck cargo for trucking operations.
- CalSurancecoreProvides professional liability insurance including E&O for insurance agents, RIAs, and various professional coverages.
- Camberford UnderwritingcoreMGA partner under Arrowhead Programs providing specialty insurance solutions.
- Cherish UnderwritingcoreMGA partner under Arrowhead Programs providing specialty insurance solutions.
- CITA Insurance ServicescoreProvides E&O coverage for Registered Investment Advisors as part of professional liability practice.
- Clear Risk SolutionscoreProvides risk management and insurance solutions for public entities, nonprofits, and affordable housing.
- FIUcoreProperty insurance MGA for condominiums in Florida, serving the specialty property market.
- Forces PlancoreMGA partner under Arrowhead Programs providing specialty insurance for UK market.
- GoldPark InsurancecoreMGA partner under Arrowhead Programs providing specialty insurance for UK market.
- Health Special Risk (HSR)coreAccident and health-focused MGU providing accident medical, reinsurance, and special risk coverages.
- Nexus UnderwritingcoreGlobal MGA providing accident & health reinsurance, specialty, and professional lines coverages through Lloyd's and company markets.
- Nucleus UnderwritingcoreMGA partner under Arrowhead Programs providing specialty insurance solutions.
- Occam UnderwritingcoreMGA partner under Arrowhead Programs providing specialty insurance solutions.
- Orchid InsurancecoreProvides catastrophe-exposed property insurance including homeowners, flood, earthquake, and inland marine coverage. One of the largest specialty property underwriters in the U.S.
- PIPInsurecoreProvides parcel shipping insurance for packages shipped via UPS, FedEx, USPS and other carriers.
- Plum UnderwritingcoreMGA partner under Arrowhead Programs providing specialty insurance solutions.
- PremCocoreMGA partner under Arrowhead Programs providing specialty insurance for UK market.
- Proctor FinancialcoreProvides lender-placed insurance for financial institutions, hard money lenders, and trusts.
- Sigma ProgramscoreProvides commercial wind catastrophe property insurance specialists with over 100 years combined underwriting expertise.
- Special Risk Insurance Managers (SRIM)coreAward-winning MGA serving Canada's specialty and niche product insurance markets with comprehensive product lines including aviation, marine, and professional liability.
- Wright FloodcoreNation's largest provider of flood insurance and largest NFIP writer. Provides private flood and excess flood products through Berkshire Hathaway, Chubb, Hiscox, and Lloyd's.
- Wright Specialty InsurancecoreProvides public entity insurance including municipalities, education, and specialty coverage for public sector entities.
Scale indicators8 records
Recent moves8 records
Expansion highlights6 records
Arrowhead Programs competitors and assessment
Company assessmentBroad incumbents
- AmTrust Financial Services: AmTrust is a specialty insurer and program carrier with significant MGA relationships. It is a relevant comparable to Arrowhead given its historical role as a delegated authority capacity provider across specialty commercial programs.
- Markel: Markel is a specialty insurer with significant MGA program business and insurance-linked securities operations. Comparable to Arrowhead as a specialty insurer that both provides carrier capacity and operates its own MGA platforms.
- Beazley: Beazley is a Lloyd's-led specialty insurer operating across cyber, professional liability, marine, and political risk. Comparable to Arrowhead as both a carrier capacity provider and a competitor in delegated authority specialty programs.
- Brown & Brown: Brown & Brown is Arrowhead Programs' publicly-traded parent company and the 6th largest global insurance broker. Comparable as a broad incumbent given its 500+ locations and ownership of the Arrowhead platform itself.
- Hiscox: Hiscox is a global specialty insurer and Lloyd's market participant offering delegated capacity through MGAs across professional liability, cyber, and specialty lines. Comparable to Arrowhead as both a carrier partner and a competing specialty platform.
Direct peers
- CRC Group: CRC Group is a large U.S. wholesale insurance broker and MGA offering specialty casualty, property, professional liability, and personal lines. Comparable to Arrowhead through its delegated authority programs and specialty program administration.
- Amwins: Amwins is one of the largest wholesale brokers and MGA/MGU platforms in the U.S., placing specialty insurance across professional liability, property, casualty, and personal lines. It is the most direct comparable to Arrowhead given its scale, multi-line specialty focus, and delegated authority model.
- RPS (Risk Placement Services): RPS is a leading wholesale insurance distributor and MGA operating across specialty lines including professional liability, excess casualty, and property. It is closely comparable to Arrowhead given its shared wholesale/MGA structure and emphasis on niche specialty risks.
- Burns & Wilcox: Burns & Wilcox is a major U.S. wholesale broker and MGA placing specialty personal and commercial lines through delegated authority relationships, directly comparable to Arrowhead's program administration model.
Emerging players
- Skyward Specialty Insurance Group: Skyward Specialty is a growing specialty insurance carrier with a delegated authority program model across multiple niche lines. Comparable to Arrowhead's specialty program model with a focus on emerging specialty niches.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat7 records
Key risks6 records
Key highlights7 records
Customer concentration
Arrowhead Programs social profiles
Digital presenceArrowhead Programs financial estimates
Financial estimateRevenue estimate
Valuation estimate
Arrowhead Programs leadership team
Management profileNumber of profiles
Profiles14 records
Arrowhead Programs subsidiaries and ownership
Company hierarchySubsidiaries31 records
Arrowhead Programs funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Arrowhead Programs M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Arrowhead Programs
What does Arrowhead Programs do?
Arrowhead Programs operates as a managing general agent (MGA) and managing general underwriter (MGU) organization, designing and administering 60+ specialized insurance programs across Commercial, Personal, Professional Liability, Public Entity, and Specialty lines. The company places over $7.9 billion in gross written premium annually through a network of 50+ carrier partners and distributes its programs via independent producers, wholesale partners, retail agencies, and the Arrowhead Exchange online portal. Its portfolio is organized into two flagship practice groups — Arrowhead Public Entity (~$1B GWP) and Arrowhead Professional ($175M GWP) — backed by Brown & Brown, the sixth-largest global insurance broker.
Is Arrowhead Programs a public or private company?
Arrowhead Programs is a private company. It is classified as corporate owned and is currently operating.
When was Arrowhead Programs founded?
Arrowhead Programs was founded in 1966. It employs 1,001 to 5,000 people.
Where is Arrowhead Programs based?
Arrowhead Programs is headquartered in Chicago, United States, in the North America region.
How does Arrowhead Programs make money?
One revenue line is on record: program Insurance Premiums.
Who are Arrowhead Programs's main competitors?
Broad incumbents on record are AmTrust Financial Services, Markel, Beazley, Brown & Brown and Hiscox. Direct peers are CRC Group, Amwins, RPS (Risk Placement Services) and Burns & Wilcox. Skyward Specialty Insurance Group is listed as an emerging player.
Does Arrowhead Programs have an API?
No public API is recorded for Arrowhead Programs.
What industry is Arrowhead Programs in?
Arrowhead Programs's product category is Specialty Insurance Programs (MGA/MGU). Its primary akta.pro industry code is FSAEADAK, Insurance Program Administration & MGA/MGU Services. Its NAICS code is 52421 and its SIC code is 6411.