Clear Risk Solutions
- Company typePrivate
- Founded1975
- HeadquartersEphrata, United States
- Headcount1–10
- GTM typeB2B
- OfferingServices
Clear Risk Solutions firmographics
Firmographics- Name
- Clear Risk Solutions
- Legal name
- Clear Risk Solutions
- Website
- https://chooseclear.com
- Company type
- Private
- Founded year
- 1975
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Ownership category
- akta.pro rank
Clear Risk Solutions industry classification
Industry- Product category
- Insurance Program Administration
- NAICS
- Pharmacy Benefit Management and Other Third Party Administration of Insurance and Pension Funds (524292)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Third-Party Administrator (TPA) & Program Administrator Services (FSAJALAF)
Keywords
Where Clear Risk Solutions is headquartered
LocationHeadquarters
- HQ city
- Ephrata
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Clear Risk Solutions business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales
Revenue model
- Insurance Program Administration: Revenue generated through administering group insurance programs for public and nonprofit entities. They provide underwriting, claims handling, and administrative functions for insurance pools and carriers.
Go-to-market motion1 record
Distribution channels1 record
Marketing channels2 records
Clear Risk Solutions product offering
Product offeringCore offering
Clear Risk Solutions operates as a third-party administrator (TPA) and program manager that administers group insurance programs and risk pooling arrangements for public and nonprofit entities in the Pacific Northwest. The company delivers underwriting, claims handling, risk management, loss control, educational services, and administrative functions on behalf of insurance pools, programs, and carriers. Its portfolio includes six named pooling programs covering counties, cities, school districts, nonprofits, and tribal organizations.
Product overview
Clear Risk Solutions operates as an insurance program administrator and third-party administrator (TPA), offering a unified platform of risk management services alongside multiple named insurance pooling programs. The core portfolio includes six distinct risk pooling programs: CIAW, NPIP, SIAW, USIP, WCRG, and Arrowhead Tribal Program, each targeting different public entity segments (school districts, counties, nonprofits, and tribal organizations). These programs are supported by six integrated service modules covering program administration, claims management, underwriting, risk management/loss control, educational services, and a pre-litigation program. The company has served the Pacific Northwest for over 40 years and was acquired by Brown & Brown, Inc. in 2003.
Differentiator
Problem solved
Functional benefit
Products and services
- CIAW (Public Entity Risk Program) A public entity risk program that provides comprehensive property and liability coverage in conjunction with high quality risk management services for counties, cities, and special districts.
- NPIP (Nonprofit Insurance Program) An insurance cooperative created and managed by its nonprofit members that provides a financially consistent and stable product with best-in-class insurance and risk management services.
- SIAW (School District Risk Pooling) A property and liability risk pooling program for medium to large school districts in the Pacific Northwest.
- USIP (United Schools Insurance Program) A property and liability risk pooling program for school districts with enrollments of less than 5,000 students in Washington State.
- WCRG (Washington Counties Risk Group) A property and liability risk pooling program for Washington counties.
- Arrowhead Tribal Program A tribal program created in 1987 as the Program for Sovereign Indian Nations that provides specialized insurance and risk management services for Native American tribes.
Quantifiable outcome
- Claims process allows member entities to have a voice in how claims are handled
- +2 more outcomes
Companies that use Clear Risk Solutions
Customer profileNamed customers2 records
Segments4 records
Ideal customer profiles4 records
Clear Risk Solutions technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature2 records
Clear Risk Solutions partnerships and signals
Strategic signalPartnerships
Four partnerships are on record, tiered core.
- NPIP (Nonprofit Insurance Program)coreClear Risk Solutions brokers partnership between NPIP and HelixIntel to provide HelixCMMS software to nonprofits in Washington State, enabling access to modern risk mitigation tools at no additional cost within existing insurance premiums.
- HelixIntelcoreHelixIntel provides HelixCMMS proactive maintenance software to nonprofits through the NPIP partnership brokered by Clear Risk Solutions, enabling modern risk mitigation tools at no additional cost.
- USIP (United Schools Insurance Program)coreClear Risk Solutions partners with USIP and HelixIntel to provide CMMS to small and mid-sized school districts in Washington, improving maintenance operations and risk management with platform features including work order management, preventive maintenance, and asset management.
- HelixIntelcoreHelixIntel provides its Computerized Maintenance Management System (CMMS) to school districts through USIP partnership, offering work order management, preventive maintenance, and asset management to support safer and more efficient district operations.
Scale indicators4 records
Recent moves6 records
Expansion highlights4 records
Clear Risk Solutions competitors and assessment
Company assessmentDirect peers
- Gainer & Gainer: TPA specializing in insurance pool administration for public entities and similar niche programs. Highly comparable operating model to Clear Risk Solutions' pooling programs.
- Helmsman Management Services: Liberty Mutual subsidiary that administers insurance programs and pools for public-entity and association clients, with overlapping service modules.
Broad incumbents
- York Risk Services Group: Large national third-party administrator providing claims management and risk services across property and casualty lines, including public-entity clients.
- Sedgwick: Largest independent TPA in the U.S., providing claims management and loss-adjusting services across P&C, including public-sector and institutional risk pools.
- Broadspire (Crawford & Company): Major TPA within Crawford & Company, offering claims administration, medical management, and risk services to large commercial and public-entity clients.
- Brown & Brown, Inc. NYSE-listed national insurance brokerage parent of Clear Risk Solutions; provides distribution, capital, and carrier relationships that shape Clear Risk's competitive positioning.
- Arthur J. Gallagher & Co. Major global insurance brokerage that operates risk-pooling and captive programs for public and nonprofit entities — overlapping practice areas with Clear Risk Solutions.
Regional players
- CSAC Excess Insurance Authority: California public-entity risk-sharing authority providing pooled property, liability, and workers' comp coverage to counties — analogous in structure to CIAW/WCRG.
- CIRSA (Colorado Intergovernmental Risk Sharing Agency): Colorado public-entity risk pool offering property, liability, and workers' comp coverage with member-driven governance — a structural analog to Clear Risk's pooling model.
- SAIF Corporation: Oregon state-chartered workers' comp insurer that also administers pooled coverage for Oregon public entities, overlapping with Clear Risk's PNW geographic footprint.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks5 records
Key highlights6 records
Customer concentration
Clear Risk Solutions social profiles
Digital presenceClear Risk Solutions financial estimates
Financial estimateRevenue estimate
Valuation estimate
Clear Risk Solutions leadership team
Management profileNumber of profiles
Clear Risk Solutions funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Clear Risk Solutions M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Clear Risk Solutions
What does Clear Risk Solutions do?
Clear Risk Solutions operates as a third-party administrator (TPA) and program manager that administers group insurance programs and risk pooling arrangements for public and nonprofit entities in the Pacific Northwest. The company delivers underwriting, claims handling, risk management, loss control, educational services, and administrative functions on behalf of insurance pools, programs, and carriers. Its portfolio includes six named pooling programs covering counties, cities, school districts, nonprofits, and tribal organizations.
Is Clear Risk Solutions a public or private company?
Clear Risk Solutions is a private company. It is classified as corporate owned and is currently operating.
When was Clear Risk Solutions founded?
Clear Risk Solutions was founded in 1975. It employs 1 to 10 people.
Where is Clear Risk Solutions based?
Clear Risk Solutions is headquartered in Ephrata, United States, in the North America region.
How does Clear Risk Solutions make money?
One revenue line is on record: insurance Program Administration.
Who are Clear Risk Solutions's main competitors?
Direct peers on record are Gainer & Gainer and Helmsman Management Services. Broad incumbents are York Risk Services Group, Sedgwick, Broadspire (Crawford & Company), Brown & Brown, Inc. and Arthur J. Gallagher & Co.. Regional players are CSAC Excess Insurance Authority, CIRSA (Colorado Intergovernmental Risk Sharing Agency) and SAIF Corporation.
Does Clear Risk Solutions have an API?
No public API is recorded for Clear Risk Solutions.
What industry is Clear Risk Solutions in?
Clear Risk Solutions's product category is Insurance Program Administration. Its primary akta.pro industry code is FSAJALAF, Third-Party Administrator (TPA) & Program Administrator Services. Its NAICS code is 524292 and its SIC code is 6411.