Level Health
Level Health is a private, Dublin-based, Aviva-backed health insurer in Ireland selling Plans A-E (individual) and Pro/Pro+ (corporate), with a digital-first stack combining 24/7 QuickClinic telemedicine, Revolut-integrated QuickClaims, and an exclusive Randox Health screening partnership launching mid-2026.
- Company typePrivate
- Founded2024
- HeadquartersTallaght, Ireland
- Headcount11–50
- GTM typeB2B and B2C
- OfferingServices
What Level Health does
Level Health is a private, Dublin-headquartered health insurance provider operating exclusively in Ireland as a digital-first challenger to the incumbent "big three" — Irish Life Health, Laya and VHI. The company sells a seven-tier plan portfolio (Plans A through E for individuals and families, plus Pro and Pro+ for employers) on an annual subscription basis, generating revenue predominantly through recurring health insurance premiums, with ancillary fee-based services (Teladoc Health, Abi Global Health, and others).
Its product stack combines three integrated digital layers with traditional insurance risk cover. First, a tiered insurance product where each plan carries an explicit health-screening benefit (€100 to €500 per year depending on tier), free worldwide multi-trip travel insurance, a €50 Wellness Support Benefit, and no excess on cash benefits. Second, QuickClinic — a 24/7 telemedicine service delivered through partnerships with Abi Global Health (Irish-based doctors, midwives, WhatsApp messaging) and Teladoc Health (psychologists, physiotherapists including the AI-guided TRAK Physio programme, and nutritionists) — bundled into every plan and accessible in approximately 90 seconds. Third, QuickClaims, a native claims payment integration with Revolut that compresses reimbursement cycles. A strategic partnership with Randox Health adds two exclusive screening products (Level Health Check Essential covering 44 data points and Plus covering 70+ data points) launching June 2026, with no GP referral required.
Go-to-market is hybrid: a direct-to-consumer, website-driven self-serve funnel (eligible for a 10% online discount on Plans A and B between late October 2025 and May 2026), paired with a dedicated enterprise/corporate schemes team offering custom eligibility tiers for different employee cohorts. The company is wholly backed by Aviva Ireland, which provides balance-sheet strength, regulatory capital, and cross-sell perks (discounts on home, car, and mortgage protection) — and its CEO Jim Dowdall previously led Aviva Health, Aviva Ireland and Irish Life Health, and co-founded GloHealth, lending deep incumbency credibility to a challenger positioning. Distribution remains single-country (Ireland), and the company is actively pursuing a European Commission complaint against Ireland's Risk Equalisation Scheme as a regulatory lever to reshape competitive dynamics.
Level Health firmographics
Firmographics- Name
- Level Health
- Legal name
- Level Health
- Website
- https://levelhealth.ie
- Company type
- Private
- Founded year
- 2024
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Level Health is a private, Dublin-based, Aviva-backed health insurer in Ireland selling Plans A-E (individual) and Pro/Pro+ (corporate), with a digital-first stack combining 24/7 QuickClinic telemedicine, Revolut-integrated QuickClaims, and an exclusive Randox Health screening partnership launching mid-2026.
- Ownership category
- akta.pro rank
Level Health industry classification
Industry- Product category
- Health Insurance
- NAICS
- Direct Health and Medical Insurance Carriers (524114)
- SIC
- Accident & Health Insurance (6321), Hospital & Medical Service Plans (6324)
- akta.pro primary industry
- Small Group Health Insurance (2–50/100) (FSAIAFAD)
- akta.pro secondary industry
- Individual Supplemental Health (Hospital Indemnity, Critical Illness, Accident) (FSAIAEAD)
Keywords
Where Level Health is headquartered
LocationHeadquarters
- HQ city
- Tallaght
- HQ country
- Ireland
- HQ region
- Europe
Offices1 record
Markets served
Level Health business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Supply Chain, Infrastructure
Revenue model
- Health Insurance Premiums: Level Health generates revenue through annual and monthly health insurance premiums paid by individual and corporate customers. Plans range from basic (Plan A) to comprehensive coverage (Plan E, Plan Pro, Plan Pro+). Premiums fund healthcare claims paid out to members, with 2024 health insurer payouts exceeding €3 billion in the Irish market.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Plan A - Basic coverage with 10% online discount available |
| Subscription | Annual | Plan B - Entry level with enhanced day-to-day benefits |
| Subscription | Annual | Plan C - Mid-tier with €250 health screening |
| Subscription | Annual | Plan D - Comprehensive coverage with €400 health screening |
| Subscription | Annual | Plan E - Premium coverage with €500 health screening |
| Subscription | Annual | Plan Pro - Employer-focused plan |
| Subscription | Annual | Plan Pro+ - Corporate plan with €300 health screening |
Go-to-market motion2 records
Distribution channels3 records
Marketing channels6 records
Level Health product offering
Product offeringCore offering
Level Health sells private health insurance plans in Ireland (Plans A through E for individuals, Plan Pro and Plan Pro+ for corporate groups) underwritten with financial backing from Aviva Ireland. Every plan bundles QuickClinic, a 24/7 telemedicine service providing video and WhatsApp consultations with Irish-based doctors and allied health professionals, plus access to a network of 85+ hospitals, 31 minor injury clinics and 65+ scan centres. The company also offers QuickClaims for fast digital reimbursement paid directly to Revolut accounts, free worldwide multi-trip travel insurance, Aviva Perks discounts, and exclusive Randox Health preventive screening packages.
Product overview
Level Health is a health insurance provider in Ireland offering a portfolio of health insurance plans (Plans A, B, C, D, E, Pro, and Pro+) with varying coverage levels from basic to comprehensive. The product suite is built around five core components: (1) tiered health insurance plans providing hospital coverage, everyday health expenses, and cash benefits with no excess; (2) QuickClinic - a 24/7 digital health platform providing video consultations with doctors, psychologists, physiotherapists, nutritionists, and WhatsApp messaging with healthcare professionals; (3) QuickClaims - fast claim payment system integrated with Revolut; (4) Health Screening services via Randox Health partnership offering exclusive screening packages; and (5) Company Health Plans - corporate schemes for employers. All plans include QuickClinic access (for Plans A-E) and additional benefits such as free worldwide travel insurance and Aviva Perks discounts.
Differentiator
Problem solved
Functional benefit
Brands
- QuickClinic: 24/7 digital health service providing video consultations with doctors, midwives, mental health professionals, nutritionists, and physiotherapists, as well as WhatsApp messaging with healthcare providers.
Products and services
- Plan A Basic individual health insurance plan offering essential hospital coverage and everyday health expenses with no excess, and including QuickClinic 24/7 telemedicine access. Targeted at price-sensitive individual consumers in Ireland; eligible for a 10% online purchase discount between 29 Oct 2025 and 31 May 2026.
- Plan B Entry-level individual health insurance plan with enhanced day-to-day benefits including a €100 per year health screening benefit, hospital coverage, maternity benefits, and QuickClinic 24/7 telemedicine access. Targeted at individual consumers and families; eligible for 10% online discount between 29 Oct 2025 and 31 May 2026.
- Plan C Mid-tier individual health insurance plan with a €250 per year health screening benefit, broader hospital coverage including cardiac procedures at Blackrock Clinic and Mater Private, enhanced day-to-day benefits, and QuickClinic access. Targeted at individual consumers and families in Ireland seeking more comprehensive cover.
- Plan D Premium individual health insurance plan with a €400 per year health screening benefit, full cover for orthopaedic procedures, comprehensive hospital benefits, and QuickClinic access. Targeted at individual consumers and families seeking high-coverage plans.
- Plan E Top-tier individual health insurance plan with a €500 per year health screening benefit and comprehensive coverage including maternity and fertility benefits. Kids go free under 3 on all plans. Includes QuickClinic access. Targeted at families and individuals seeking the broadest cover Level Health offers.
- Plan Pro Corporate-focused health insurance plan offering comprehensive hospital cover with enhanced day-to-day benefits. Includes QuickClinic 24/7 telemedicine access and a €50 Wellness Support Benefit towards gym memberships or kids classes. Targeted at employer group schemes.
- Plan Pro+ Premium corporate health insurance plan with enhanced day-to-day benefits including a €300 per year health screening benefit. Includes QuickClinic 24/7 telemedicine access, the €50 Wellness Support Benefit, and free Worldwide Multi-Trip Travel Insurance. Targeted at employer group schemes seeking top-tier benefits.
- QuickClinic 24/7 unlimited telemedicine service included with Plans A-E providing video consultations and WhatsApp messaging with Irish-based doctors, psychologists, physiotherapists, nutritionists, midwives and mental health professionals. Services include online prescriptions, referral letters, sick notes, second medical opinions, and access to the TRAK Physio programme. Connects members to a doctor within 90 seconds. Delivered via partnerships with Abi Global Health and Teladoc Health.
- QuickClaims Fast digital claims payment feature that pays reimbursements directly to Revolut accounts. Members pay providers, submit receipts through the mobile app, and receive claim payments within days. Targeted at Level Health plan members seeking faster reimbursement than the standard Irish health insurance claims cycle.
- Company Health Plans Corporate health insurance schemes for Irish employers providing employee health benefits. Includes QuickClinic video doctor access, QuickClaims to Revolut for fast reimbursement, pooling of benefits across employees, and custom eligibility tiers that allow employers to offer different plan options to different employee groups. Backed by Aviva Ireland. Distributed through a dedicated corporate sales team with specialists responding within 2 business days. Includes hassle-free switching, billing and reporting.
- Wellness Support Benefit A €50 wellness benefit towards gym memberships or kids classes included on Level Health plans to support members' overall wellbeing and preventive health.
- Worldwide Multi-Trip Travel Insurance Free worldwide multi-trip travel insurance bundled with all Level Health plans for travel coverage beyond Ireland.
- Randox Health Check Essential Exclusive preventive health screening package covering 44 key health data points with comprehensive health insights and personalised recommendations. Delivered through the strategic partnership with Randox Health. No GP referral required. Available exclusively to Level Health members from June 2026.
- Randox Health Check Plus Premium preventive health screening package covering more than 70 key health data points with enhanced assessment across a broader range of health indicators and a personalised health action plan. Delivered through the Randox Health partnership. No GP referral required. Available exclusively to Level Health members from June 2026.
Quantifiable outcome
- Connect to a doctor within 90 seconds
- +2 more outcomes
Companies that use Level Health
Customer profileSegments3 records
Ideal customer profiles2 records
Level Health technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration3 records
Feature4 records
Level Health partnerships and signals
Strategic signalPartnerships
Three partnerships are on record, tiered core.
- Randox HealthcoreStrategic partnership to make preventive health screening more accessible and affordable for Level Health members. Randox Health provides advanced diagnostic testing through in-clinic services and home testing kits. Two bespoke health screening packages developed exclusively for Level Health members: Level Health Check Essential (44 health data points) and Level Health Check Plus (70+ health data points). Available from June 2026. No GP referral required.
- Abi Global HealthcoreDelivers on-demand medical support for QuickClinic including video consultations, messaging, and prescription services with Irish-based doctors, midwife support, and mental health assessments.
- Teladoc HealthcoreProvides nutritionist appointments, physiotherapy appointments including access to the TRAK physio programme, and psychologist appointments for QuickClinic services.
Scale indicators7 records
Recent moves6 records
Expansion highlights5 records
Level Health competitors and assessment
Company assessmentDirect peers
- Irish Life Health: Major Irish private health insurer (part of Irish Life, owned by Great-West Lifeco). One of the three incumbents Level Health explicitly positions against, with comparable individual and corporate plan structures.
- VHI Healthcare: Ireland's largest health insurer, offering individual and corporate plans across hospital and day-to-day cover. Direct head-to-head competitor to Level Health in the Irish private health insurance market, with broader scale and brand recognition.
- Laya Healthcare: One of the three dominant Irish private health insurers, with member-focused plans, corporate schemes, and wellness benefits. Directly competes with Level Health for individual and employer customers in Ireland.
- HSF Health Plan: Smaller Irish health cash-plan provider offering day-to-day medical benefits. Comparable as a niche Irish health-cover alternative, though narrower than Level Health's full hospital-and-day-to-day plan structure.
Others
- Aviva UK Health: Sister entity under the Aviva group offering UK private medical insurance. Highly relevant as a sister organisation sharing ownership and capability with Level Health, providing a useful operational and product benchmark within the same parent.
Broad incumbents
- Bupa Ireland: Global health insurer with an Irish presence offering individual and corporate health cover. Comparable as an international brand operating across individual and employer segments, but with a broader product portfolio than Level Health's focused Irish offering.
- Allianz Care: International health insurer offering individual and group health plans across multiple geographies including Ireland. Comparable as a multinational insurer competing for Irish corporate and individual customers, though with a different geographic mix.
Emerging players
- Vitality Health: UK health insurer differentiated by wellness-linked rewards and preventive screening incentives. Comparable to Level Health in its bundling of insurance with preventive health engagement, particularly given Level Health's Randox partnership direction.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat6 records
Key risks5 records
Key highlights7 records
Customer concentration
Level Health financial estimates
Financial estimateRevenue estimate
Valuation estimate
Level Health leadership team
Management profileNumber of profiles
Profiles2 records
Level Health funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Level Health M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Level Health
What does Level Health do?
Level Health sells private health insurance plans in Ireland (Plans A through E for individuals, Plan Pro and Plan Pro+ for corporate groups) underwritten with financial backing from Aviva Ireland. Every plan bundles QuickClinic, a 24/7 telemedicine service providing video and WhatsApp consultations with Irish-based doctors and allied health professionals, plus access to a network of 85+ hospitals, 31 minor injury clinics and 65+ scan centres. The company also offers QuickClaims for fast digital reimbursement paid directly to Revolut accounts, free worldwide multi-trip travel insurance, Aviva Perks discounts, and exclusive Randox Health preventive screening packages.
Is Level Health a public or private company?
Level Health is a private company. It is classified as corporate owned and is currently operating.
When was Level Health founded?
Level Health was founded in 2024. It employs 11 to 50 people.
Where is Level Health based?
Level Health is headquartered in Tallaght, Ireland, in the Europe region.
How does Level Health make money?
One revenue line is on record: health Insurance Premiums.
Who are Level Health's main competitors?
Direct peers on record are Irish Life Health, VHI Healthcare, Laya Healthcare and HSF Health Plan. Aviva UK Health is listed as an others. Broad incumbents are Bupa Ireland and Allianz Care. Vitality Health is listed as an emerging player.
Does Level Health have an API?
No public API is recorded for Level Health.
What industry is Level Health in?
Level Health's product category is Health Insurance. Its primary akta.pro industry code is FSAIAFAD, Small Group Health Insurance (2–50/100), with a secondary code of FSAIAEAD, Individual Supplemental Health (Hospital Indemnity, Critical Illness, Accident). Its NAICS code is 524114 and its SIC code is 6321.