Oikocredit, Ecumenical Development Cooperative Society U.A.
- Company typePrivate
- Founded1975
- HeadquartersAmersfoort, Netherlands
- Headcount251–500
- GTM typeB2C
- OfferingServices
Oikocredit, Ecumenical Development Cooperative Society U.A. firmographics
Firmographics- Name
- Oikocredit, Ecumenical Development Cooperative Society U.A.
- Legal name
- Oikocredit, Ecumenical Development Cooperative Society U.A.
- Website
- https://oikocredit.org
- Company type
- Private
- Founded year
- 1975
- Operating status
- Operating
- Headcount range
- 251–500 employees
- Ownership category
- akta.pro rank
Oikocredit, Ecumenical Development Cooperative Society U.A. industry classification
Industry- Product category
- Impact Investing / Development Finance
- NAICS
- Other Investment Pools and Funds (5259), Open-End Investment Funds (525910), Finance and Insurance (52)
- SIC
- Miscellaneous Business Credit Institution (6159)
- akta.pro primary industry
- Development Finance & Blended Finance Facilities (BPADAOAD)
- akta.pro secondary industries
- Private Sector & Blended Finance Arms (IFC-type) (BPADACAJ), Infrastructure & Project Finance Private Debt (FSANADAH)
Keywords
Where Oikocredit, Ecumenical Development Cooperative Society U.A. is headquartered
LocationHeadquarters
- HQ city
- Amersfoort
- HQ country
- Netherlands
- HQ region
- Europe
Offices5 records
Markets served
Oikocredit, Ecumenical Development Cooperative Society U.A. business model
Business model- GTM type
- B2C
- Offering type
- Services
Revenue model
- Investor Participations: Oikocredit issues participations (non-voting equity instruments) to investors who provide capital. The cooperative uses these funds to provide loans, equity investments and capacity building to partner organisations. Revenue comes from returns on the development financing portfolio. Investors receive modest dividends up to 2% annually and their capital is returned upon redemption.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Individual investor participation starting from €200 |
Go-to-market motion1 record
Distribution channels4 records
Marketing channels10 records
Oikocredit, Ecumenical Development Cooperative Society U.A. product offering
Product offeringCore offering
Oikocredit is a Dutch cooperative that pools capital from individual and organisational investors through the issuance of participations, then deploys that capital as loans and equity investments to partner organisations in financial inclusion, sustainable agriculture, and renewable energy across Africa, Asia, Latin America and the Caribbean. It complements its financing with capacity building services and impact measurement tools. Investors receive modest dividends (historically up to 2% annually) while funding development outcomes.
Product overview
Oikocredit operates as a social impact investment cooperative platform providing a unified investment offering across three focus sectors: financial inclusion, agriculture, and renewable energy. The platform is structured around a core investment product (minimum €200 participation) with investor management handled through the MyOikocredit portal, while partners access support via the Partner Portal. The product portfolio includes development financing tools (loans and equity investments averaging €2 million per partner), capacity building services for partner organisations, an Impact Calculator tool for prospect engagement, ESG Scorecards and Client Self-Perception Survey for impact measurement, and a Community-Focused Projects Portfolio covering education, housing, water and sanitation. The platform does not offer a public API; all investment processes are handled through manual onboarding with MyOikocredit used only for managing existing investments.
Differentiator
Problem solved
Functional benefit
Products and services
- Oikocredit Impact Investment Participations
- Loans and Equity Investments
- Capacity Building Services
Quantifiable outcome
- 49 million clients reached through financial inclusion partners
- +7 more outcomes
Companies that use Oikocredit, Ecumenical Development Cooperative Society U.A.
Customer profileNamed customers15 records
Segments6 records
Oikocredit, Ecumenical Development Cooperative Society U.A. technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature3 records
Oikocredit, Ecumenical Development Cooperative Society U.A. partnerships and signals
Strategic signalPartnerships
Eight partnerships are on record, tiered core and minor.
- Sawa EnergycoreCommercial and industrial solar developer operating in East Africa with over 65 installed projects in Rwanda and Uganda. Expanding into additional East and Southern African markets with plans to deploy 35 MW across 250 projects.
- Charm ImpactcoreOikocredit invested in Hummingbird One, a blended finance vehicle supporting early-stage renewable energy companies in Sub-Saharan Africa.
- Opportunity InternationalcoreInternational non-profit organisation providing technical assistance for financial institutions and schools. Partnership since 2021 to enhance access to affordable quality education in Africa, Latin America and Caribbean, and Southeast Asia. Oikocredit provides funding to 22 financial institutions totalling USD 63 million.
- Aqua for AllcoreWASH (Water, Sanitation, Hygiene) finance organisation partnering with Oikocredit and Ugandan financial services provider Ebo Sacco on community-focused projects.
- FairClimateFundminorGold Standard, Fair Trade certified carbon offset project provider. Oikocredit offsets carbon footprint through Fairtrade Gold Standard carbon credits.
- Social Performance Task Force (SPTF)minorIndustry initiative for social performance standards that Oikocredit actively contributes to and collaborates with.
- Global Impact Investing Network (GIIN)minorIndustry network for impact investing that Oikocredit collaborates with as a member.
- GOGLAminorGlobal Association for the off-grid solar energy industry that Oikocredit collaborates with as a member.
Scale indicators18 records
Recent moves9 records
Expansion highlights6 records
Oikocredit, Ecumenical Development Cooperative Society U.A. competitors and assessment
Company assessmentBroad incumbents
- FMO (Dutch Entrepreneurial Development Bank): Netherlands-based development bank investing in financial institutions, renewable energy and agribusiness across developing markets. Same Dutch home jurisdiction, overlapping sectors and partner base, but operates at much larger scale as a state-backed DFI.
- DEG (Deutsche Investitions- und Entwicklungsgesellschaft): German development finance institution financing private-sector projects in developing countries, including financial institutions and renewable energy. Larger, KfW-owned incumbent active in many of Oikocredit's focus countries and sectors.
Direct peers
- Incofin Investment Management: Belgian impact investment firm focused on inclusive finance and agriculture with a strong microfinance fund franchise. Competes head-to-head with Oikocredit for microfinance and smallholder partner deals across Africa, Asia and Latin America.
- Root Capital: US-based nonprofit impact investor providing loans and capacity building to small and growing agricultural businesses in Africa, Latin America and Southeast Asia. Direct overlap with Oikocredit's agriculture focus area and smallholder finance approach.
- BlueOrchard Finance: Swiss-based investment manager focused on microfinance, SME finance and sustainable infrastructure in emerging markets. Closely mirrors Oikocredit's loan/equity model across financial inclusion, agriculture and renewable energy, competing for similar partners and capital.
- Triodos Investment Management: Dutch ethical investment manager affiliated with Triodos Bank, focused on impact investing across renewable energy, sustainable food and agriculture, and inclusive finance. Similar mission, similar European ethical investor base, similar sector coverage.
- responsAbility Investments: Swiss impact asset manager investing across financial inclusion, climate finance and food/agriculture in developing countries. Direct overlap with Oikocredit's three core sectors and shared investor base among European ethical investors.
- Acumen: Global impact investor providing patient capital and capacity building to early-stage social enterprises in energy, agriculture and financial inclusion across Africa and South Asia. Shares Oikocredit's blended approach of capital plus capacity building in similar geographies.
- Symbiotics: Swiss-based investment firm operating in inclusive finance and impact investing, originating and structuring deals with financial institutions serving low-income populations. Overlaps significantly with Oikocredit's financial inclusion and smallholder finance activities.
Emerging players
- Kiva: US-based nonprofit crowdfunding platform facilitating microloans to underserved borrowers globally. Competes at the retail-investor and microfinance intersection with Oikocredit, though Kiva operates a crowd-funded model rather than pooled cooperative capital.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat6 records
Key risks5 records
Key highlights6 records
Customer concentration
Oikocredit, Ecumenical Development Cooperative Society U.A. social profiles
Digital presenceOikocredit, Ecumenical Development Cooperative Society U.A. financial estimates
Financial estimateRevenue estimate
Valuation estimate
Oikocredit, Ecumenical Development Cooperative Society U.A. leadership team
Management profileNumber of profiles
Oikocredit, Ecumenical Development Cooperative Society U.A. subsidiaries and ownership
Company hierarchySubsidiaries3 records
Oikocredit, Ecumenical Development Cooperative Society U.A. funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Oikocredit, Ecumenical Development Cooperative Society U.A. M&A and investment
M&A and investmentM&A
Investments1 record
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Oikocredit, Ecumenical Development Cooperative Society U.A.
What does Oikocredit, Ecumenical Development Cooperative Society U.A. do?
Oikocredit is a Dutch cooperative that pools capital from individual and organisational investors through the issuance of participations, then deploys that capital as loans and equity investments to partner organisations in financial inclusion, sustainable agriculture, and renewable energy across Africa, Asia, Latin America and the Caribbean. It complements its financing with capacity building services and impact measurement tools. Investors receive modest dividends (historically up to 2% annually) while funding development outcomes.
Is Oikocredit, Ecumenical Development Cooperative Society U.A. a public or private company?
Oikocredit, Ecumenical Development Cooperative Society U.A. is a private company. It is classified as nonprofit foundation owned and is currently operating.
When was Oikocredit, Ecumenical Development Cooperative Society U.A. founded?
Oikocredit, Ecumenical Development Cooperative Society U.A. was founded in 1975. It employs 251 to 500 people.
Where is Oikocredit, Ecumenical Development Cooperative Society U.A. based?
Oikocredit, Ecumenical Development Cooperative Society U.A. is headquartered in Amersfoort, Netherlands, in the Europe region.
How does Oikocredit, Ecumenical Development Cooperative Society U.A. make money?
One revenue line is on record: investor Participations.
Who are Oikocredit, Ecumenical Development Cooperative Society U.A.'s main competitors?
Broad incumbents on record are FMO (Dutch Entrepreneurial Development Bank) and DEG (Deutsche Investitions- und Entwicklungsgesellschaft). Direct peers are Incofin Investment Management, Root Capital, BlueOrchard Finance, Triodos Investment Management, responsAbility Investments, Acumen and Symbiotics. Kiva is listed as an emerging player.
Does Oikocredit, Ecumenical Development Cooperative Society U.A. have an API?
No public API is recorded for Oikocredit, Ecumenical Development Cooperative Society U.A..
What industry is Oikocredit, Ecumenical Development Cooperative Society U.A. in?
Oikocredit, Ecumenical Development Cooperative Society U.A.'s product category is Impact Investing / Development Finance. Its primary akta.pro industry code is BPADAOAD, Development Finance & Blended Finance Facilities, with a secondary code of BPADACAJ, Private Sector & Blended Finance Arms (IFC-type). Its NAICS code is 5259 and its SIC code is 6159.