Modulo Labs
Modulo Labs (Modulo Finance) is a Solana-based non-custodial DeFi platform offering a unified cross-chain vault for borrowing, lending, and trading native crypto assets without bridges. It serves crypto-native users via a product-led, community-driven model earning transaction and partner fees.
- Company typePrivate
- Founded2023
- HeadquartersAustin, United States
- Headcount1–10
- GTM typeB2C
- OfferingSoftware
What Modulo Labs does
Modulo Labs, Inc. (operating as Modulo Finance) is a California-incorporated, privately-held developer of a non-custodial, cross-chain DeFi platform built on Solana, founded in 2023. The company's core product, Modulo Vault, is positioned as a unified vault that lets users borrow, stake, lend, swap, and send native digital assets — including BTC, ETH, SOL, XRP, and DOGE — without wrapping, bridging, or switching wallets. The product surface is structured around a four-layer proprietary architecture (Wallet, Logic, Protocol, Integration) and is complemented by the Modulo Wallet browser extension, the Modulo Swapper for peer-to-peer asset swaps routed through independent market makers and third-party Dapps, Modulo Cash for stablecoin interactions with third-party financial institutions, and a Username System that maps social handles (Telegram, WhatsApp, Discord) to wallet receiving addresses.
The platform's business model is transaction-based and PLG-distributed. Modulo earns revenue from blockchain network fees, swap fees, and partner fee-sharing arrangements with searchers, validators, and market makers; pricing is not publicly itemized and is disclosed at the point of transaction. The go-to-market is community-led: the company operates a Telegram channel of approximately 43,991 members and a Discord server, distributes via the Google Chrome Web Store and the modulo.finance web domain, and acquires users through a waitlist at hub.modulo.finance with early-user reward incentives. The company is privately held with 1–10 employees, a single disclosed funding event involving Draper Associates (amount undetermined), no public revenue or ARR figures, and no third-party API, SDK, or developer platform. Modulo's core differentiation is cross-chain UX simplification (single vault, native asset support, passkey authentication replacing seed phrases, fixed-rate borrowing) rather than proprietary AI/ML capability.
Modulo Labs firmographics
Firmographics- Name
- Modulo Labs
- Legal name
- Modulo Labs, Inc.
- Website
- https://modulo.finance
- Company type
- Private
- Founded year
- 2023
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Modulo Labs (Modulo Finance) is a Solana-based non-custodial DeFi platform offering a unified cross-chain vault for borrowing, lending, and trading native crypto assets without bridges. It serves crypto-native users via a product-led, community-driven model earning transaction and partner fees.
- Ownership category
- akta.pro rank
Modulo Labs industry classification
Industry- Product category
- Decentralized Finance (DeFi) Wallet
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320), Securities and Commodity Exchanges (523210)
- SIC
- Security & Commodity Brokers, Dealers, Exchanges & Services (6200)
- akta.pro primary industry
- Institutional DeFi & On-Chain Liquidity Infrastructure (Permissioned DeFi, Lending) (FSAGAMAG)
- akta.pro secondary industries
- Interoperability & Cross-Chain Infrastructure (Bridges, Messaging, Atomic Swaps) (FSAGAMAI), Tokenized Real-World Assets & On-Chain Treasuries (tokenized T-bills, money markets, cash management) (FSAPAEAJ)
Keywords
Where Modulo Labs is headquartered
LocationHeadquarters
- HQ city
- Austin
- HQ country
- United States
- HQ region
- North America
Markets served
Modulo Labs business model
Business model- GTM type
- B2C
- Offering type
- Software
- Cost components
- Technology or R&D, Infrastructure, Personnel, Marketing or Sales, Operations
Revenue model
- Transaction/Gas Fees: Users pay gas or network fees for transactions on the Solana blockchain and other networks. Transactions presented as 'gasless' may still require fees to process on the blockchain network.
- Swap Fees: Fees charged on token swaps executed via Market Maker quotes or on third-party exchanges through the Swapper interface. Fees are displayed at time of access.
- Partner Fee Sharing: Modulo has arrangements with partners (searchers and validators) who share fees earned from price movements, arbitrage opportunities, priority execution, and priority transaction processing. Market Makers may also pay fees to Modulo for transactions executed via the Swapper.
Go-to-market motion1 record
Distribution channels2 records
Marketing channels4 records
Modulo Labs product offering
Product offeringCore offering
Modulo is a non-custodial, cross-chain DeFi super-app that consolidates borrowing, staking, lending, and trading across dozens of blockchains into a single unified vault. Users can post native assets (BTC, ETH, SOL, XRP, DOGE, Stellar, and more) without wrapping or bridging, access top DeFi protocols (Aave and others) through an integration layer, and use passkey-based login instead of seed phrases. The product is delivered as a web app and browser extension, with peer-to-peer swaps via professional market makers and stablecoin-to-bank functionality through Modulo Cash.
Product overview
Modulo is a unified cross-chain DeFi platform consisting of the Modulo Vault as its core product, supported by the Modulo Wallet (self-custody wallet and browser extension), the Modulo Swapper (for peer-to-peer asset swaps via market makers and Dapps), Modulo Cash (for stablecoin interactions with financial institutions), and the Modulo Username System (for simplified asset receiving via social handles). The platform operates across four architectural layers: a Wallet Layer supporting native assets (BTC, ETH, SOL, XRP, and more), a Logic Layer for real-time collateral routing, a Protocol Layer for lending, borrowing, swapping and staking, and an Integration Layer for accessing top DeFi protocols. All products share a non-custodial architecture where users maintain control of their private keys.
Differentiator
Problem solved
Functional benefit
Products and services
- Modulo Vault A unified, non-custodial cross-chain vault that lets individual crypto users borrow, stake, lend, and trade assets across dozens of blockchain networks (BTC, ETH, SOL, XRP, DOGE, Stellar, etc.) from a single interface without bridges, wrapping, or wallet switching.
- Modulo Wallet A self-custody wallet application and browser extension that enables individual crypto users to self-custody digital assets, retain control of private keys, link to decentralized applications (Dapps), perform peer-to-peer asset swaps, and engage with Modulo Cash functionality.
- Modulo Swapper An asset-swapping interface that provides quotes from independent professional market makers or executes swaps via third-party decentralized exchanges (Dapps) on a peer-to-peer basis for individual users within the Modulo app.
- Modulo Cash A suite of products enabling interaction between stablecoins and third-party financial institutions, facilitating transfers and financial-services integration for individual users (with KYC potentially required by partner institutions).
Companies that use Modulo Labs
Customer profileSegments4 records
Ideal customer profiles2 records
Modulo Labs technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration4 records
AI capability2 records
Feature12 records
Modulo Labs partnerships and signals
Strategic signalPartnerships
Two partnerships are on record, tiered core.
- Market MakerscoreModulo has arrangements with independent professional market makers who provide quotes for peer-to-peer asset swaps via the Swapper interface. Modulo may receive fees from Market Makers when users execute transactions with them.
- Searchers and ValidatorscoreModulo has entered into arrangements with searchers and validators (Partners) to improve execution quality and user experience. Partners may share fees earned from price movements, arbitrage opportunities, priority execution, improvements in price execution, fulfillment of limit orders, and priority transaction processing.
Scale indicators2 records
Recent moves6 records
Expansion highlights6 records
Modulo Labs competitors and assessment
Company assessmentDirect peers
- Phantom Wallet: Phantom is a leading non-custodial crypto wallet originally built on Solana that has expanded to Ethereum, Polygon, and Base. It directly competes with Modulo's wallet-and-swap offering for crypto-native users seeking multi-chain DeFi access from a single interface.
- Rainbow Wallet: Rainbow is a consumer-focused Ethereum wallet with integrated swap and DeFi functionality, known for superior UX and mobile-first design. It competes with Modulo for the same mainstream crypto user seeking simplified DeFi access.
- Zerion: Zerion is a non-custodial DeFi portfolio tracker and swap interface that aggregates positions across multiple chains and protocols. It directly competes with Modulo's "Integration Layer" promise of unified multi-chain DeFi access from a single application.
- Rabby Wallet: Rabby is a multi-chain DeFi wallet built by DeBank specifically for power users with pre-transaction simulation and broad protocol support. It competes with Modulo in the cross-chain DeFi power-user segment that Modulo targets via its "Degens" customer segment.
- Backpack: Backpack is a multi-chain non-custodial wallet with integrated DEX, NFT, and DeFi features built by former FTX/Alameda team members. Like Modulo, it offers cross-chain trading, lending, and staking from a unified interface targeting crypto-native users.
- 1inch Wallet: 1inch is a DEX aggregator that also offers a self-custody wallet with cross-chain swap routing via its Fusion protocol. It competes directly with Modulo's Swapper feature by optimizing execution across DEXs and chains — and the Fusion/intent model may disintermediate Modulo's wallet-layer UX.
Broad incumbents
- Coinbase Wallet: Coinbase Wallet is a self-custody multi-chain wallet from Coinbase supporting Ethereum, Solana, Bitcoin, and more with integrated DEX aggregation. It is a broad incumbent with brand, regulatory clarity, and integration advantages that Modulo must compete against for the institutional and retail segments it lists.
- Exodus Wallet: Exodus is a multi-chain desktop and mobile non-custodial wallet supporting 250+ assets with built-in swap, staking, and portfolio features. It is a broad incumbent offering comparable cross-chain DeFi simplification to retail users that Modulo targets.
- MetaMask: MetaMask, built by Consensys, is the most widely used self-custodial wallet with multi-chain EVM support and a swap/bridge aggregator. It is the dominant incumbent that Modulo must differentiate against on UX and cross-chain reach (including non-EVM chains like BTC, XRP, SOL).
- Trust Wallet: Trust Wallet, owned by Binance, is a multi-chain non-custodial wallet supporting Bitcoin, Ethereum, Solana, and dozens of other chains with built-in swap and staking. It is a broad incumbent with comparable multi-asset, multi-chain coverage to Modulo's value proposition.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights6 records
Customer concentration
Modulo Labs social profiles
Digital presenceModulo Labs financial estimates
Financial estimateRevenue estimate
Valuation estimate
Modulo Labs leadership team
Management profileNumber of profiles
Modulo Labs funding detail
Funding detailFunding overview
Funding rounds1 record
Investors1 record
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Modulo Labs M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Modulo Labs
What does Modulo Labs do?
Modulo is a non-custodial, cross-chain DeFi super-app that consolidates borrowing, staking, lending, and trading across dozens of blockchains into a single unified vault. Users can post native assets (BTC, ETH, SOL, XRP, DOGE, Stellar, and more) without wrapping or bridging, access top DeFi protocols (Aave and others) through an integration layer, and use passkey-based login instead of seed phrases. The product is delivered as a web app and browser extension, with peer-to-peer swaps via professional market makers and stablecoin-to-bank functionality through Modulo Cash.
Is Modulo Labs a public or private company?
Modulo Labs is a private company. It is classified as venture growth investor backed and is currently operating.
When was Modulo Labs founded?
Modulo Labs was founded in 2023. It employs 1 to 10 people.
Where is Modulo Labs based?
Modulo Labs is headquartered in Austin, United States, in the North America region.
How does Modulo Labs make money?
Three revenue lines are on record. Transaction/Gas Fees are the primary driver. The others are swap Fees and partner Fee Sharing.
Who are Modulo Labs's main competitors?
Direct peers on record are Phantom Wallet, Rainbow Wallet, Zerion, Rabby Wallet, Backpack and 1inch Wallet. Broad incumbents are Coinbase Wallet, Exodus Wallet, MetaMask and Trust Wallet.
Does Modulo Labs have an API?
No public API is recorded for Modulo Labs.
What industry is Modulo Labs in?
Modulo Labs's product category is Decentralized Finance (DeFi) Wallet. Its primary akta.pro industry code is FSAGAMAG, Institutional DeFi & On-Chain Liquidity Infrastructure (Permissioned DeFi, Lending), with a secondary code of FSAGAMAI, Interoperability & Cross-Chain Infrastructure (Bridges, Messaging, Atomic Swaps). Its NAICS code is 522320 and its SIC code is 6200.