United American Title Agency

What United American Title Agency does

United American Title Agency, LLC is a privately held, full-service title insurance agency founded in 2007 and headquartered in Richmond Hill, Queens, NY. The firm is licensed to operate in New York and Florida and provides title searches, title insurance underwriting, and settlement/closing services for residential and commercial real estate transactions. Its customer base is segmented across four verticals — realtors, consumers (home buyers and sellers), lenders, and attorneys — each with a dedicated service module on its website. Every closing is delivered with a single point of contact and TRID-compliant processes, with insurance capacity supplied by four national underwriters: Fidelity National Title, Old Republic Title, WFG National Title, and AmTrust. The business is entirely founder-controlled; George Russo, a New York real estate attorney since 1983, retired from his private law practice in 2019 to focus on the agency.

The company's revenue model combines one-time title insurance premiums (for both owner's and lender's policies) with transaction-based professional service fees for title search, settlement/closing coordination, lien satisfaction handling, and escrow account management. Pricing is quote-based per transaction and not publicly disclosed; the firm's marketing emphasizes "competitive rates" and a one-time premium structure with no renewals. Distribution is direct via the Richmond Hill office, supplemented by a website with an online title order intake form, a WFG-powered rate calculator, a digital forms repository, and an educational video library covering mortgage, TRID, and home-buying topics. Channel partners include local realtors, mortgage brokers, banks, and attorneys in NY and FL, including out-of-state lenders managing multi-jurisdictional transactions.

The technology footprint is intentionally lean: electronic contract upload, document drop-off, and self-serve ordering through the website, with rate calculation and underwriting tools supplied by underwriter partners. There is no disclosed proprietary platform, no API or SDK offerings, no mobile app, and no AI or machine learning capability. The firm has not raised institutional funding, has no parent company, no subsidiaries, and operates as a single LLC with no disclosed headcount. Strategic posture is that of a stable, founder-operated small business focused on service quality and regulatory compliance within a two-state footprint rather than a venture-scale growth play.

Name

United American Title Agency

Legal name

United American Title Agency, LLC

Website

https://uatitleagency.com

Company type

Private

Founded year

2007

Operating status

Operating

Headcount range

1–10 employees

Short description

United American Title Agency is a privately held, founder-operated title insurance and settlement agency licensed in New York and Florida, serving realtors, consumers, lenders, and attorneys on residential and commercial closings.

Ownership category

akta.pro rank

Product category

Title Insurance & Settlement Services

NAICS

Title Abstract and Settlement Offices (541191), Direct Title Insurance Carriers (524127)

SIC

Title Insurance (6361), Real Estate Agents & Managers (For Others) (6531)

akta.pro primary industry

Title Insurance & Underwriting (BPAJAOAA)

akta.pro secondary industries

Title Search & Examination (BPAJAOAB), Closing & Settlement Services (Settlement Agents) (BPAJAOAE)

Keywords

• Title insurance services
• Real estate closing
• Title search
• Escrow services
• Settlement services

Headquarters

HQ city

Richmond Hill

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Others

Revenue model

1. Title Insurance Premiums: One-time title insurance premiums paid at closing to protect buyers and lenders against title defects. The cost is minimal and paid only once with no renewal premiums or expiration date. Protection lasts as long as the insured party maintains an interest in the property.
2. Closing/Settlement Services: Settlement and closing services fees for coordinating real estate transactions, including preparation of closing documentation, coordination of lien satisfactions, and facilitation of the closing process.
3. Title Search Services: Title search and examination services to clarify and document legal ownership of properties for residential and commercial transactions.
4. Escrow Services: Escrow account management services for real estate transactions, including handling of funds and document management.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels6 records

Core offering

United American Title Agency is a full-service title and settlement agency that issues title insurance (backed by national underwriters WFG, Fidelity National Title, Old Republic, and AmTrust), performs title searches and examinations, and manages real estate closings, settlements, and escrow for residential and commercial transactions. The agency is licensed in New York and Florida and serves realtors, lenders, attorneys, home buyers, and home sellers.

Product overview

United American Title Agency is a full-service title insurance agency that operates as a single unified service offering rather than a platform-plus-modules architecture. The company provides an integrated suite of title insurance and closing services, with the core offering centered on title searches, title insurance underwriting, and settlement/closing services. Services are segmented by customer type: Services for Realtors, Services for Consumers (buyers and sellers), Services for Lenders, and Services for Attorneys. Supporting the core services are additional modules including an Order Title online intake system, a Video Library of educational content covering mortgage and closing topics, a Forms repository with downloadable legal documents, and a Rate Calculator for escrow estimates. The company is backed by three national underwriters (WFG National Title Insurance Company, Fidelity National Title, Old Republic National Title, and AmTrust Title Insurance Company) and is licensed in New York and Florida.

Differentiator

Problem solved

Functional benefit

Products and services

• Title Insurance Title insurance policies backed by four national underwriters (WFG, Fidelity National Title, Old Republic, and AmTrust) that protect property buyers and mortgage lenders against defects, liens, and ownership disputes. Issued for residential and commercial real estate transactions in New York and Florida.
• Title Search Examination of public land records to verify legal ownership and identify any liens, encumbrances, easements, judgments, or other matters affecting the title to a property prior to closing and policy issuance.
• Closing and Settlement Services Coordination and management of the real estate closing process, including preparation and review of closing documents, fund disbursement, notarization, and recording of deeds and mortgages with the appropriate county offices.
• Escrow Services Neutral holding and management of funds, earnest money deposits, and transaction documents between the parties of a real estate transaction until all closing conditions are satisfied.

Quantifiable outcome

• No renewal premiums on title insurance once paid
• +1 more outcomes

Named customers2 records

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature5 records

Partnerships

Seven partnerships are on record, tiered core and minor.

• Fidelity National TitlecoreTechnology or IntegrationNational title insurance underwriter providing insurance backing for United American Title Agency closings. Part of the FNF family of companies, one of the largest title insurance and settlement services providers in the United States.
• Old Republic TitlecoreTechnology or IntegrationNational title insurance underwriter (Old Republic National Title Agency) providing insurance backing for United American Title Agency closings. A leading provider of title insurance and related services.
• WFG National Title Insurance CompanycoreTechnology or IntegrationNational title insurance underwriter providing insurance backing for United American Title Agency closings. WFG offers rate calculators and technology platforms for title services.
• AmTrust Title Insurance CompanycoreTechnology or IntegrationNational title insurance underwriter (AmTrust Financial) providing insurance backing for United American Title Agency closings. Part of AmTrust Group, a multinational property and casualty insurance company.
• Angels on The BayminorOthersCharitable organization supporting community well-being. United American Title Agency partners with this organization as part of their community investment initiatives.
• HourChildrenminorOthersCharitable organization supporting families and children. United American Title Agency partners with this organization as part of their community investment and charitable giving.
• Boys & Girls Club of Metro-QueensminorOthersYouth development organization. Company owner George Russo serves as President of the Boys & Girls Club of Metro-Queens, demonstrating strong community commitment.

Scale indicators4 records

Recent moves6 records

Expansion highlights2 records

Regional players

• Knight Barry Title: Independent title agency group operating across the Midwest and Southeast US. Comparable as a multi-office independent agency that maintains multi-underwriter relationships and vertical-segmented service delivery similar to United American.
• TitleVest: Long-established New York-based title insurance agency offering commercial and residential title services in the NY metro. Closest head-to-head comparable to United American in terms of geography, customer mix (attorneys, lenders, commercial), and scale.

Broad incumbents

• AmTrust Title Insurance: Title insurance underwriter within AmTrust Financial that issues policies through independent agents. Both an underwriting partner of United American and a competitor via its broader AmTrust distribution network.
• WFG National Title Insurance Company: National title underwriter that also operates a direct agency channel. Underwrites United American's policies while competing with it for lender-relationship business via its own branded agents.
• Stewart Title: National title insurance underwriter with significant direct agency operations across the US. Competes in the same NY/FL corridors as United American with a much larger branch network and brand recognition.
• First American Title Insurance Company: Major national title insurer and escrow services provider with broad agency operations. Competes for the same realtor and lender relationships as United American Title Agency but at vastly greater scale and geographic reach.
• Fidelity National Title: One of the largest US title insurance underwriters and settlement services providers, part of FNF. Direct competitor to United American's agency operations while simultaneously serving as one of its underwriting partners — a typical structural overlap in this industry.
• Old Republic Title: National title underwriter with extensive agency network. Both a competing underwriter and one of United American's four underwriting partners; the same structural overlap as Fidelity.

Emerging players

• PropLogix: Tech-enabled title and closing services company serving real estate professionals. Represents the technology-led emerging cohort of title agencies — useful comparable for assessing what differentiated tech investments could look like for a traditional agency like United American.
• Qualia: Real estate closing platform serving title agents, lenders, and real estate professionals. An enabling technology peer rather than direct competitor, but increasingly shapes the technology expectations of United American's lender customers.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/UATitleAgency
• Facebookfacebook.com/UATitleAgency
• LinkedInlinkedin.com/company/united-american-title-agency
• Instagraminstagram.com/uatitleagency

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about United American Title Agency